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徐欣瑩 @ 第11屆第5會期內政委員會第23次全體委員會議
| Start Time | End Time | Text |
|---|---|---|
| 00:00:00,000 | 00:00:28,500 | 請問清安3.0的借款人當中 |
| 00:00:28,500 | 00:00:30,500 | 您這邊有沒有掌握 |
| 00:00:30,500 | 00:00:32,500 | 首次購屋的有多少 |
| 00:00:32,500 | 00:00:34,500 | 報告委員 |
| 00:00:34,500 | 00:00:37,500 | 清安的主政單位是以財政部為主 |
| 00:00:37,500 | 00:00:39,500 | 所以我們是不是可以請財政部 |
| 00:00:39,500 | 00:00:40,500 | 他們有代表在這邊 |
| 00:00:40,500 | 00:00:42,500 | 跟委員做一下報告好嗎 |
| 00:00:42,500 | 00:00:43,500 | 好 好 |
| 00:00:43,500 | 00:00:45,500 | 有沒有掌握 |
| 00:00:45,500 | 00:00:47,500 | 是 跟委員報告 |
| 00:00:47,500 | 00:00:50,500 | 那因為清安2.0 |
| 00:00:50,500 | 00:00:53,500 | 它的這個對象就是 |
| 00:00:53,500 | 00:00:57,500 | 必須是成年本人跟子女 |
| 00:00:57,500 | 00:00:59,500 | 子女沒有自有住宅 |
| 00:00:59,500 | 00:01:00,500 | 沒有沒有 我的問題是 |
| 00:01:00,500 | 00:01:02,500 | 反正你有沒有掌握 |
| 00:01:02,500 | 00:01:05,500 | 在你清安2.0借款人當中 |
| 00:01:05,500 | 00:01:08,500 | 首次購屋的人有多少 |
| 00:01:08,500 | 00:01:10,500 | 過去曾經持有住宅的有多少 |
| 00:01:10,500 | 00:01:12,500 | 你們有沒有統計 |
| 00:01:12,500 | 00:01:14,500 | 它那個部分就是 |
| 00:01:14,500 | 00:01:16,500 | 它在申請的時候必須是 |
| 00:01:16,500 | 00:01:18,500 | 名下沒有房子 |
| 00:01:18,500 | 00:01:19,500 | 它才有資格申請 |
| 00:01:19,500 | 00:01:20,500 | 那但是 |
| 00:01:20,500 | 00:01:21,500 | 不不不 我在問你 |
| 00:01:21,500 | 00:01:23,500 | 有沒有掌握有多少人 |
| 00:01:23,500 | 00:01:25,500 | 因為清安2.0我們有要求它 |
| 00:01:25,500 | 00:01:28,500 | 要求它就是說要現代一次 |
| 00:01:28,500 | 00:01:30,500 | 但是它在之前的部分 |
| 00:01:30,500 | 00:01:32,500 | 我們並沒有那樣的資料 |
| 00:01:32,500 | 00:01:34,500 | 所以這邊顯示出什麼 |
| 00:01:34,500 | 00:01:36,500 | 顯示出部長 |
| 00:01:36,500 | 00:01:38,500 | 我為什麼剛剛請教你呢 |
| 00:01:38,500 | 00:01:41,500 | 因為這個整個的費用 |
| 00:01:41,500 | 00:01:43,500 | 是不是我們這住宅 |
| 00:01:43,500 | 00:01:46,500 | 是住宅基金這邊出錢嗎 |
| 00:01:46,500 | 00:01:47,500 | 是不是 |
| 00:01:47,500 | 00:01:49,500 | 所有的清安2.0 |
| 00:01:49,500 | 00:01:50,500 | 報告 報告委員 |
| 00:01:50,500 | 00:01:52,500 | 我們是做利息補貼 |
| 00:01:52,500 | 00:01:53,500 | 不是我們出錢 |
| 00:01:53,500 | 00:01:54,500 | 對對對 |
| 00:01:54,500 | 00:01:56,500 | 因為那個額度差很多 |
| 00:01:56,500 | 00:01:58,500 | 因為這個政策 |
| 00:01:58,500 | 00:02:01,500 | 政府的補貼就是利息補貼 |
| 00:02:01,500 | 00:02:02,500 | 那利息補貼 |
| 00:02:02,500 | 00:02:04,500 | 是不是住宅基金出錢 |
| 00:02:04,500 | 00:02:05,500 | 部長 |
| 00:02:05,500 | 00:02:07,500 | 是不是住宅基金 |
| 00:02:07,500 | 00:02:09,500 | 中央是中央 |
| 00:02:09,500 | 00:02:11,500 | 部長 |
| 00:02:11,500 | 00:02:12,500 | 本席要表達的是 |
| 00:02:12,500 | 00:02:13,500 | 是住宅基金 |
| 00:02:13,500 | 00:02:16,500 | 住宅基金出錢 |
| 00:02:16,500 | 00:02:18,500 | 那財政部這邊 |
| 00:02:18,500 | 00:02:20,500 | 銀行這裡在申辦 |
| 00:02:20,500 | 00:02:23,500 | 兩個單位都沒有在掌握 |
| 00:02:23,500 | 00:02:24,500 | 這個費用 |
| 00:02:24,500 | 00:02:26,500 | 然後這個情況也沒有了解 |
| 00:02:26,500 | 00:02:27,500 | 一問三不知 |
| 00:02:27,500 | 00:02:29,500 | 那我的時間沒那麼多 |
| 00:02:29,500 | 00:02:31,500 | 我接著要請教這個部長 |
| 00:02:31,500 | 00:02:33,500 | 我接著要問 |
| 00:02:33,500 | 00:02:35,500 | 內政部報告宣稱 |
| 00:02:35,500 | 00:02:37,500 | 清安3.0有住 |
| 00:02:37,500 | 00:02:39,500 | 減輕居住負擔 |
| 00:02:39,500 | 00:02:40,500 | 部長 |
| 00:02:40,500 | 00:02:42,500 | 你們這句話指的是什麼 |
| 00:02:42,500 | 00:02:43,500 | 第一個 |
| 00:02:43,500 | 00:02:45,500 | 你的減輕居住負擔是 |
| 00:02:45,500 | 00:02:49,500 | 你降低了投期款的門檻 |
| 00:02:49,500 | 00:02:52,500 | 還是你降低了前幾年的月付金 |
| 00:02:52,500 | 00:02:56,500 | 還是你降低了40年的總住宅支出 |
| 00:02:56,500 | 00:02:57,500 | 是哪一個 |
| 00:02:57,500 | 00:02:59,500 | 你降低了什麼有住與減輕 |
| 00:02:59,500 | 00:03:00,500 | 民眾的負擔 |
| 00:03:00,500 | 00:03:01,500 | 報告委員 |
| 00:03:01,500 | 00:03:02,500 | 這個這是財政部推出的方案 |
| 00:03:02,500 | 00:03:04,500 | 您是不是以財政部為主 |
| 00:03:04,500 | 00:03:06,500 | 因為我想在質詢台上面 |
| 00:03:06,500 | 00:03:07,500 | 我們沒有辦法 |
| 00:03:07,500 | 00:03:09,500 | 我現在問的是你們的報告 |
| 00:03:09,500 | 00:03:10,500 | 內政部報告寫的 |
| 00:03:10,500 | 00:03:13,500 | 我們認為有住與減輕的負擔 |
| 00:03:13,500 | 00:03:14,500 | 那所以我就問你 |
| 00:03:14,500 | 00:03:15,500 | 你認為有住與是什麼 |
| 00:03:15,500 | 00:03:17,500 | 還是要以財政部所推出的 |
| 00:03:17,500 | 00:03:20,500 | 一個比較正確的這個方案為主 |
| 00:03:20,500 | 00:03:22,500 | 對 那我就是問 |
| 00:03:22,500 | 00:03:23,500 | 因為你們 |
| 00:03:23,500 | 00:03:25,500 | 你剛剛說你們認為有住與減輕 |
| 00:03:25,500 | 00:03:27,500 | 那有住與減輕 |
| 00:03:27,500 | 00:03:29,500 | 那你到底你這句話指的是 |
| 00:03:29,500 | 00:03:31,500 | 減輕哪一個部分 |
| 00:03:31,500 | 00:03:32,500 | 我們請市長跟你講 |
| 00:03:32,500 | 00:03:33,500 | 市長 |
| 00:03:33,500 | 00:03:34,500 | 跟委員報告一下 |
| 00:03:34,500 | 00:03:35,500 | 我們這邊的話減輕負擔 |
| 00:03:35,500 | 00:03:37,500 | 應該是在購屋的部分 |
| 00:03:37,500 | 00:03:38,500 | 初期的部分 |
| 00:03:38,500 | 00:03:40,500 | 對 初期繳得少 |
| 00:03:40,500 | 00:03:41,500 | 開利息的部分 |
| 00:03:41,500 | 00:03:42,500 | 但是好 |
| 00:03:42,500 | 00:03:44,500 | 本席就要帶出這個概念 |
| 00:03:44,500 | 00:03:45,500 | 你初期繳得少 |
| 00:03:45,500 | 00:03:48,500 | 不代表你長期負擔低 |
| 00:03:48,500 | 00:03:51,500 | 你寬限期你是把本金延後 |
| 00:03:51,500 | 00:03:53,500 | 不是把本金免除 |
| 00:03:53,500 | 00:03:55,500 | 所以本席在這裡 |
| 00:03:55,500 | 00:03:57,500 | 是特別要提出來說 |
| 00:03:57,500 | 00:04:00,500 | 我們的政府如果告訴我們年輕人 |
| 00:04:00,500 | 00:04:01,500 | 現在繳得少 |
| 00:04:01,500 | 00:04:04,500 | 但是也要請你要告訴他 |
| 00:04:04,500 | 00:04:07,500 | 五年後你每個月要繳多少 |
| 00:04:07,500 | 00:04:10,500 | 才是完整的政策揭露 |
| 00:04:10,500 | 00:04:12,500 | 所以本席接著要問 |
| 00:04:12,500 | 00:04:14,500 | 內政部有沒有完成 |
| 00:04:14,500 | 00:04:17,500 | 我看了這個清安3.0 |
| 00:04:17,500 | 00:04:19,500 | 你的一千萬 一千兩百萬 |
| 00:04:19,500 | 00:04:21,500 | 一千五百萬的貸款 |
| 00:04:21,500 | 00:04:23,500 | 你在寬限期屆滿 |
| 00:04:23,500 | 00:04:25,500 | 補貼退場以及利率 |
| 00:04:25,500 | 00:04:28,500 | 上升一至二個百分點的時候 |
| 00:04:28,500 | 00:04:30,500 | 月付金的試算 |
| 00:04:30,500 | 00:04:32,500 | 有沒有告訴年輕人 |
| 00:04:32,500 | 00:04:34,500 | 沒有陳中正才知道的 |
| 00:04:34,500 | 00:04:35,500 | 是 跟委員報告 |
| 00:04:35,500 | 00:04:38,500 | 那在清安的聲帶的部分 |
| 00:04:38,500 | 00:04:40,500 | 其實公穩銀行都會提供 |
| 00:04:40,500 | 00:04:43,500 | 就是他的試算 |
| 00:04:43,500 | 00:04:45,500 | 就是會讓申請的人知道 |
| 00:04:45,500 | 00:04:47,500 | 他的負擔的情況 |
| 00:04:47,500 | 00:04:48,500 | 試算是全期 |
| 00:04:48,500 | 00:04:51,500 | 他貸款的總期數的試算都有 |
| 00:04:51,500 | 00:04:52,500 | 他會清楚知道說 |
| 00:04:52,500 | 00:04:54,500 | 在寬限期的時候 |
| 00:04:54,500 | 00:04:55,500 | 他每個月要繳多少 |
| 00:04:55,500 | 00:04:57,500 | 那到寬限期期滿之後 |
| 00:04:57,500 | 00:04:59,500 | 他每個月要繳多少 |
| 00:04:59,500 | 00:05:00,500 | 因為其實購物貸款 |
| 00:05:00,500 | 00:05:02,500 | 是一個比較長期的 |
| 00:05:02,500 | 00:05:03,500 | 一個財務規劃 |
| 00:05:03,500 | 00:05:04,500 | 所以其實銀行都會 |
| 00:05:04,500 | 00:05:07,500 | 提供這樣子的試算服務 |
| 00:05:07,500 | 00:05:08,500 | 讓民眾很清楚 |
| 00:05:08,500 | 00:05:11,500 | 去做自己合理的財務負擔 |
| 00:05:11,500 | 00:05:14,500 | 好 所以我們要特別 |
| 00:05:14,500 | 00:05:17,500 | 也強調內政部出資補貼 |
| 00:05:17,500 | 00:05:20,500 | 也是住宅政策的主管機關 |
| 00:05:20,500 | 00:05:22,500 | 所以絕對有責任 |
| 00:05:22,500 | 00:05:24,500 | 要建立這種全國一致性的 |
| 00:05:24,500 | 00:05:26,500 | 風險揭露標準 |
| 00:05:26,500 | 00:05:28,500 | 那接著本席要提的是 |
| 00:05:28,500 | 00:05:31,500 | 我們都想照顧年輕人 |
| 00:05:31,500 | 00:05:34,500 | 特別是育兒家庭 |
| 00:05:34,500 | 00:05:36,500 | 我們有沒有進行這個 |
| 00:05:36,500 | 00:05:40,500 | 現金流的壓力測試 |
| 00:05:40,500 | 00:05:42,500 | 不管是我們的政策主管機關 |
| 00:05:42,500 | 00:05:44,500 | 內政部包含出錢的機關 |
| 00:05:44,500 | 00:05:48,500 | 或者是內政部一直推給財政部 |
| 00:05:48,500 | 00:05:50,500 | 財政部或是銀行 |
| 00:05:50,500 | 00:05:52,500 | 因為育兒的家庭 |
| 00:05:52,500 | 00:05:54,500 | 它不只有房貸 |
| 00:05:54,500 | 00:05:56,500 | 它還有托育、教育、醫療 |
| 00:05:56,500 | 00:05:57,500 | 各種支出 |
| 00:05:57,500 | 00:06:00,500 | 所以我們是不是可以請部長 |
| 00:06:00,500 | 00:06:02,500 | 三個月內 |
| 00:06:02,500 | 00:06:03,500 | 部長可不可以承諾 |
| 00:06:03,500 | 00:06:06,500 | 三個月內會同財政部金管會 |
| 00:06:06,500 | 00:06:08,500 | 制定一個清安貸款 |
| 00:06:09,500 | 00:06:12,500 | 一夜市的風險揭露書 |
| 00:06:12,500 | 00:06:14,500 | 這個揭露書要清楚的揭露 |
| 00:06:14,500 | 00:06:17,500 | 寬限期前後的月付金 |
| 00:06:17,500 | 00:06:19,500 | 剛剛您說有 |
| 00:06:19,500 | 00:06:22,500 | 補貼退場後的月付金好像也有 |
| 00:06:22,500 | 00:06:24,500 | 升息的壓力 |
| 00:06:24,500 | 00:06:26,500 | 以及40年的總利息 |
| 00:06:26,500 | 00:06:31,500 | 還有育嬰留庭與所得下降的各種情境 |
| 00:06:31,500 | 00:06:33,500 | 這個部分 |
| 00:06:33,500 | 00:06:35,500 | 部長可以嗎 |
| 00:06:35,500 | 00:06:36,500 | 由內政部 |
| 00:06:36,500 | 00:06:38,500 | 政策主管機關 |
| 00:06:38,500 | 00:06:40,500 | 這個跟委員報告一下 |
| 00:06:40,500 | 00:06:42,500 | 因為整個清安的一個政策 |
| 00:06:42,500 | 00:06:43,500 | 是財政部的政策 |
| 00:06:43,500 | 00:06:46,500 | 只是在經費利息補貼的部分 |
| 00:06:46,500 | 00:06:47,500 | 對嘛 你們出錢 |
| 00:06:47,500 | 00:06:49,500 | 裡面則由我們 |
| 00:06:49,500 | 00:06:51,500 | 由住宅基金這邊來出這個帳 |
| 00:06:51,500 | 00:06:53,500 | 好 那不然 |
| 00:06:53,500 | 00:06:56,500 | 財政部今天的出席我看一下 |
| 00:06:56,500 | 00:06:59,500 | 我是國庫署副署長林副署長 |
| 00:06:59,500 | 00:07:02,500 | 那你們可不可以提出這個 |
| 00:07:02,500 | 00:07:04,500 | 是 |
| 00:07:04,500 | 00:07:06,500 | 風險的揭露書 |
| 00:07:06,500 | 00:07:09,500 | 還有家庭的現金流的壓力測試 |
| 00:07:09,500 | 00:07:11,500 | 那提供給我們內政委員會 |
| 00:07:11,500 | 00:07:12,500 | 可以嗎 |
| 00:07:12,500 | 00:07:13,500 | 是 跟委員報告一下 |
| 00:07:13,500 | 00:07:16,500 | 其實在民眾在申請清安的時候 |
| 00:07:16,500 | 00:07:18,500 | 其實銀行也都會 |
| 00:07:18,500 | 00:07:19,500 | 平均 |
| 00:07:19,500 | 00:07:20,500 | 適時的去輔導 |
| 00:07:20,500 | 00:07:21,500 | 輔助 |
| 00:07:21,500 | 00:07:23,500 | 然後因為他在申請案件的時候 |
| 00:07:23,500 | 00:07:26,500 | 其實必須要去看他的收支筆 |
| 00:07:26,500 | 00:07:28,500 | 所以這個部分其實銀行會輔導 |
| 00:07:28,500 | 00:07:30,500 | 我們立法院希望可以看到 |
| 00:07:30,500 | 00:07:33,500 | 財政部提供給我們的這個風險揭露書 |
| 00:07:33,500 | 00:07:37,500 | 還有家庭現金流壓力測試可以嗎 |
| 00:07:37,500 | 00:07:38,500 | 三個月內給我們嗎 |
| 00:07:38,500 | 00:07:41,500 | 是 我們可能就回去會去 |
| 00:07:41,500 | 00:07:43,500 | 去做一個相關的試算 |
| 00:07:43,500 | 00:07:45,500 | 至於委員你說這個 |
| 00:07:45,500 | 00:07:46,500 | 家庭現金流這個部分 |
| 00:07:46,500 | 00:07:47,500 | 可能這個部分 |
| 00:07:47,500 | 00:07:50,500 | 財政部是沒有這方面的資料 |
| 00:07:50,500 | 00:07:52,500 | 但是如果就清安的這個 |
| 00:07:52,500 | 00:07:54,500 | 個年的這個金額的試算 |
| 00:07:54,500 | 00:07:55,500 | 我們是可以做報告 |
| 00:07:55,500 | 00:07:57,500 | 好 那你們提供過來 |
| 00:07:57,500 | 00:08:01,500 | 但是你們身為這種主要政策的主管機關 |
| 00:08:01,500 | 00:08:04,500 | 照道理要替我們的民眾做 |
| 00:08:04,500 | 00:08:07,500 | 等於我們要求的這個 |
| 00:08:07,500 | 00:08:09,500 | 你就是應該要能夠揭露 |
| 00:08:09,500 | 00:08:11,500 | 讓我們的民眾知道 |
| 00:08:11,500 | 00:08:12,500 | 所以我還是要請你 |
| 00:08:12,500 | 00:08:15,500 | 可以三個月內提供給我們內政委員會 |
| 00:08:15,500 | 00:08:16,500 | 我們可以提供一個書面報告 |
| 00:08:16,500 | 00:08:18,500 | 但是其實現行銀行端 |
| 00:08:18,500 | 00:08:19,500 | 都有在做這方面 |
| 00:08:19,500 | 00:08:20,500 | 那你們會診 |
| 00:08:20,500 | 00:08:22,500 | 看狀況提供給我們 |
| 00:08:22,500 | 00:08:24,500 | 是 我們提一個書面報告 |
| 00:08:24,500 | 00:08:25,500 | 謝謝委員 |
| 00:08:25,500 | 00:08:26,500 | OK 那接著 |
| 00:08:26,500 | 00:08:28,500 | 雷部長我還是要請教您 |
| 00:08:28,500 | 00:08:31,500 | 我們住宅基金既然出錢 |
| 00:08:31,500 | 00:08:33,500 | 內政部你出錢 |
| 00:08:33,500 | 00:08:35,500 | 你也不能迴避責任 |
| 00:08:35,500 | 00:08:37,500 | 所以住宅基金 |
| 00:08:37,500 | 00:08:41,500 | 在你們在內政部這邊 |
| 00:08:41,500 | 00:08:42,500 | 轄下所管 |
| 00:08:42,500 | 00:08:46,500 | 所以到底住宅基金要負擔多少 |
| 00:08:46,500 | 00:08:47,500 | 這一塊 |
| 00:08:47,500 | 00:08:50,500 | 我想內政部應該有試算吧 |
| 00:08:50,500 | 00:08:54,500 | 那住宅基金確實負擔了 |
| 00:08:54,500 | 00:08:55,500 | 一些利息補貼 |
| 00:08:55,500 | 00:08:56,500 | 但是我們出錢 |
| 00:08:56,500 | 00:08:59,500 | 就要做成本效益評估 |
| 00:08:59,500 | 00:09:02,500 | 所以本席希望內政部 |
| 00:09:02,500 | 00:09:04,500 | 向國會來交代 |
| 00:09:04,500 | 00:09:09,500 | 這個住宅基金針對清安2.0 |
| 00:09:09,500 | 00:09:12,500 | 現在要進入3.0 |
| 00:09:12,500 | 00:09:14,500 | 預估生貸多少戶 |
| 00:09:14,500 | 00:09:15,500 | 因為你要出錢 |
| 00:09:15,500 | 00:09:16,500 | 你不能說 |
| 00:09:16,500 | 00:09:17,500 | 我這個國家的錢 |
| 00:09:17,500 | 00:09:19,500 | 他說什麼就去 |
| 00:09:19,500 | 00:09:20,500 | 你要講話 |
| 00:09:20,500 | 00:09:22,500 | 預估生貸多少戶 |
| 00:09:22,500 | 00:09:24,500 | 你每年要補貼 |
| 00:09:24,500 | 00:09:26,500 | 你每年要補貼多少 |
| 00:09:26,500 | 00:09:29,500 | 你未來承諾支出多少 |
| 00:09:29,500 | 00:09:31,500 | 在不同的生貸量 |
| 00:09:31,500 | 00:09:33,500 | 還有利率變動下 |
| 00:09:33,500 | 00:09:35,500 | 我們的基金能否承受 |
| 00:09:35,500 | 00:09:37,500 | 更重要的是 |
| 00:09:37,500 | 00:09:41,500 | 我們清安3.0的基金壓力測試 |
| 00:09:41,500 | 00:09:44,500 | 不管內政部會同財政部也好 |
| 00:09:44,500 | 00:09:46,500 | 這一塊我們立法院 |
| 00:09:46,500 | 00:09:48,500 | 就是要替民眾把關 |
| 00:09:48,500 | 00:09:51,500 | 你這個住宅基金 |
| 00:09:51,500 | 00:09:53,500 | 你的整個的壓力測試 |
| 00:09:53,500 | 00:09:54,500 | 有沒有 |
| 00:09:54,500 | 00:09:56,500 | 先跟委員報告一下 |
| 00:09:56,500 | 00:09:58,500 | 我是在問部長 |
| 00:09:58,500 | 00:09:59,500 | 不是 |
| 00:09:59,500 | 00:10:00,500 | 報告委員 |
| 00:10:00,500 | 00:10:02,500 | 我們必須要有新清安 |
| 00:10:02,500 | 00:10:04,500 | 他們推估出來多少戶數 |
| 00:10:04,500 | 00:10:06,500 | 我們才能就利息補貼的部分 |
| 00:10:06,500 | 00:10:07,500 | 去推估出來 |
| 00:10:07,500 | 00:10:08,500 | 所以我要表達的是 |
| 00:10:08,500 | 00:10:11,500 | 你們要主動去跟財政部瞭解 |
| 00:10:11,500 | 00:10:13,500 | 當我問到您的時候 |
| 00:10:13,500 | 00:10:16,500 | 這個政策8月1號都推出了 |
| 00:10:16,500 | 00:10:18,500 | 你們就應該要知道 |
| 00:10:18,500 | 00:10:19,500 | 不是說 |
| 00:10:19,500 | 00:10:20,500 | 反正是國家的錢 |
| 00:10:20,500 | 00:10:21,500 | 不是我的錢 |
| 00:10:21,500 | 00:10:22,500 | 我不相信你們 |
| 00:10:22,500 | 00:10:24,500 | 如果自己的錢 |
| 00:10:24,500 | 00:10:25,500 | 你要出去的時候 |
| 00:10:25,500 | 00:10:26,500 | 你都不用瞭解嗎 |
| 00:10:26,500 | 00:10:27,500 | 報告委員 |
| 00:10:27,500 | 00:10:28,500 | 我們當然不是這樣 |
| 00:10:28,500 | 00:10:29,500 | 不是三個方式 |
| 00:10:29,500 | 00:10:30,500 | 如果委員一定要知道 |
| 00:10:30,500 | 00:10:31,500 | 因為您剛有提到說 |
| 00:10:31,500 | 00:10:32,500 | 財政部要推估 |
| 00:10:32,500 | 00:10:34,500 | 我們必須要貸款的戶數 |
| 00:10:34,500 | 00:10:35,500 | 是多少 |
| 00:10:35,500 | 00:10:36,500 | 我說這個戶數 |
| 00:10:36,500 | 00:10:37,500 | 要由財政部來提供 |
| 00:10:37,500 | 00:10:39,500 | 今天已經8月幾號 |
| 00:10:39,500 | 00:10:41,500 | 你8月1號就推出 |
| 00:10:41,500 | 00:10:43,500 | 你們也都沒有去了解 |
| 00:10:43,500 | 00:10:46,500 | 生貸多少預估的 |
| 00:10:46,500 | 00:10:48,500 | 每年你們要補貼多少 |
| 00:10:48,500 | 00:10:50,500 | 你們沒有任何的預估嗎 |
| 00:10:50,500 | 00:10:51,500 | 跟委員報告一下 |
| 00:10:51,500 | 00:10:52,500 | 財政部在研擬 |
| 00:10:52,500 | 00:10:53,500 | 整個一個 |
| 00:10:53,500 | 00:10:54,500 | 清安3.0的方案 |
| 00:10:54,500 | 00:10:56,500 | 需要補貼多少錢 |
| 00:10:56,500 | 00:10:59,500 | 然後住宅基金要補貼多少錢 |
| 00:10:59,500 | 00:11:00,500 | 他們都有推估 |
| 00:11:00,500 | 00:11:02,500 | 整個數據包含戶數 |
| 00:11:02,500 | 00:11:03,500 | 你們也都有掌握 |
| 00:11:03,500 | 00:11:05,500 | 財政部都有推估出來 |
| 00:11:05,500 | 00:11:06,500 | 然後有告訴我們 |
| 00:11:06,500 | 00:11:08,500 | 好 那我現在請教部長跟司長 |
| 00:11:08,500 | 00:11:10,500 | 你住宅基金整個 |
| 00:11:10,500 | 00:11:12,500 | 你除了清安3.0之外 |
| 00:11:12,500 | 00:11:15,500 | 你還要支應社會住宅租金補貼 |
| 00:11:15,500 | 00:11:16,500 | 包租貸款 |
| 00:11:16,500 | 00:11:18,500 | 好 弱勢住宅協助 |
| 00:11:18,500 | 00:11:19,500 | 修繕補助等等 |
| 00:11:19,500 | 00:11:23,500 | 那請問你這整個的 |
| 00:11:23,500 | 00:11:26,500 | 就這麼多的各種支出 |
| 00:11:26,500 | 00:11:28,500 | 我們的清安3.0 |
| 00:11:28,500 | 00:11:30,500 | 你們說你們有掌握 知道 |
| 00:11:30,500 | 00:11:33,500 | 那會不會排擠到其他的 |
| 00:11:33,500 | 00:11:34,500 | 租金補貼各方面 |
| 00:11:34,500 | 00:11:35,500 | 有沒有掌握這一塊 |
| 00:11:35,500 | 00:11:36,500 | 報告委員 |
| 00:11:36,500 | 00:11:37,500 | 目前為止 |
| 00:11:37,500 | 00:11:39,500 | 如果說我們在額度上面的運用 |
| 00:11:39,500 | 00:11:40,500 | 出現困擾的話 |
| 00:11:40,500 | 00:11:42,500 | 那我們就會報到這個 |
| 00:11:42,500 | 00:11:43,500 | 國庫來 |
| 00:11:43,500 | 00:11:44,500 | 你不能等到出現困擾 |
| 00:11:44,500 | 00:11:45,500 | 我現在要問的就是 |
| 00:11:45,500 | 00:11:46,500 | 我們困擾單位 |
| 00:11:46,500 | 00:11:49,500 | 我要實施之前你有沒有掌握 |
| 00:11:49,500 | 00:11:50,500 | 會不會排擠 |
| 00:11:50,500 | 00:11:51,500 | 你有沒有要 |
| 00:11:51,500 | 00:11:52,500 | 依實際上的滾動式 |
| 00:11:52,500 | 00:11:54,500 | 我們會請國庫來撥補 |
| 00:11:54,500 | 00:11:56,500 | 所以你們都沒有預估 |
| 00:11:56,500 | 00:11:57,500 | 不是 一定有預估 |
| 00:11:57,500 | 00:11:59,500 | 那預估的成果跟最後的 |
| 00:11:59,500 | 00:12:01,500 | 對 我要了解你預估的成果 |
| 00:12:01,500 | 00:12:02,500 | 就沒有排擠 |
| 00:12:02,500 | 00:12:03,500 | 我們根本就知道 |
| 00:12:03,500 | 00:12:04,500 | 如果有不夠的話 |
| 00:12:04,500 | 00:12:06,500 | 是我們提到這個國庫來撥補 |
| 00:12:06,500 | 00:12:10,500 | 好 所以目前的預估是不會排擠到 |
| 00:12:10,500 | 00:12:11,500 | 您的答案 |
| 00:12:11,500 | 00:12:12,500 | 剛剛有說不會排擠 |
| 00:12:12,500 | 00:12:13,500 | 對 |
| 00:12:13,500 | 00:12:14,500 | 沒有 就不會排擠 |
| 00:12:14,500 | 00:12:15,500 | 好 那沒關係 |
| 00:12:15,500 | 00:12:17,500 | 那本席希望內政部 |
| 00:12:17,500 | 00:12:20,500 | 是不是可以向我們立法院提出 |
| 00:12:20,500 | 00:12:24,500 | 六年期的住宅基金收支評估 |
| 00:12:24,500 | 00:12:27,500 | 具體說明清安的補貼 |
| 00:12:27,500 | 00:12:28,500 | 那你說不會排擠 |
| 00:12:28,500 | 00:12:29,500 | 那我們就看 |
| 00:12:29,500 | 00:12:32,500 | 你是否會排擠到其他住宅政策 |
| 00:12:32,500 | 00:12:34,500 | 報告委員您講的六年期 |
| 00:12:34,500 | 00:12:36,500 | 是從115年的8月1號 |
| 00:12:36,500 | 00:12:37,500 | 開始計算的是嗎 |
| 00:12:37,500 | 00:12:38,500 | 對 你預估 |
| 00:12:38,500 | 00:12:39,500 | 那我可以跟委員報告 |
| 00:12:39,500 | 00:12:41,500 | 就是我們以跟財政部 |
| 00:12:41,500 | 00:12:42,500 | 一起來推估的話 |
| 00:12:42,500 | 00:12:44,500 | 我們六年的企算所 |
| 00:12:44,500 | 00:12:46,500 | 要補助清安貸款的3.0 |
| 00:12:46,500 | 00:12:49,500 | 大概是272.71億元 |
| 00:12:49,500 | 00:12:50,500 | 200多億而已 |
| 00:12:50,500 | 00:12:52,500 | 因為我們是利息補貼 |
| 00:12:52,500 | 00:12:53,500 | 我們不是存和 |
| 00:12:53,500 | 00:12:54,500 | 對 我知道 |
| 00:12:54,500 | 00:12:56,500 | 不只是清安 |
| 00:12:56,500 | 00:12:59,500 | 我是住宅基金的收支 |
| 00:12:59,500 | 00:13:00,500 | 你住宅基金裡面 |
| 00:13:00,500 | 00:13:01,500 | 你還有社會住宅 |
| 00:13:01,500 | 00:13:02,500 | 我現在就擔心 |
| 00:13:02,500 | 00:13:05,500 | 我要你給的是整體住宅基金 |
| 00:13:05,500 | 00:13:06,500 | 住宅基金裡面 |
| 00:13:06,500 | 00:13:07,500 | 那因為我們還有租金補貼 |
| 00:13:07,500 | 00:13:09,500 | 你看我們剛剛各個委員 |
| 00:13:09,500 | 00:13:12,500 | 各個委員都質詢各方面 |
| 00:13:12,500 | 00:13:15,500 | 所以我們是從清安來看 |
| 00:13:15,500 | 00:13:16,500 | 你整個住宅基金 |
| 00:13:16,500 | 00:13:18,500 | 你的收支評估 |
| 00:13:18,500 | 00:13:19,500 | 我們希望 |
| 00:13:19,500 | 00:13:21,500 | 從今年的第四季開始 |
| 00:13:21,500 | 00:13:22,500 | 你按季公開 |
| 00:13:22,500 | 00:13:25,500 | 清安補貼實際支出 |
| 00:13:25,500 | 00:13:27,500 | 還有承諾未來支出 |
| 00:13:27,500 | 00:13:31,500 | 包括我們其他方面的支出 |
| 00:13:31,500 | 00:13:34,500 | 是否排擠整個的影響評估 |
| 00:13:34,500 | 00:13:36,500 | 按季公開可以嗎 |
| 00:13:36,500 | 00:13:37,500 | 報告委員 |
| 00:13:37,500 | 00:13:39,500 | 我們來了解一下 |
| 00:13:39,500 | 00:13:42,500 | 按季公開是指公開住宅基金 |
| 00:13:42,500 | 00:13:44,500 | 按季公開我們花了多少錢 |
| 00:13:44,500 | 00:13:46,500 | 那我們不夠多少錢 |
| 00:13:46,500 | 00:13:50,500 | 有沒有造成這個所謂的排擠效應 |
| 00:13:50,500 | 00:13:51,500 | 但是目前為止 |
| 00:13:51,500 | 00:13:52,500 | 我們已經跟委員講了 |
| 00:13:52,500 | 00:13:54,500 | 就是說行政院他們同意 |
| 00:13:54,500 | 00:13:56,500 | 如果我們住宅基金不夠的話 |
| 00:13:56,500 | 00:13:58,500 | 會由國庫來撥補 |
| 00:13:58,500 | 00:13:59,500 | 所以我們按季公開 |
| 00:13:59,500 | 00:14:00,500 | 是要公開哪些項目 |
| 00:14:00,500 | 00:14:02,500 | 讓我們來回去檢討一下 |
| 00:14:02,500 | 00:14:03,500 | 再跟委員報告 |
| 00:14:03,500 | 00:14:04,500 | 哪些項目 |
| 00:14:04,500 | 00:14:07,500 | 對 就是你的清安 |
| 00:14:07,500 | 00:14:09,500 | 清安現在是3.0嘛 |
| 00:14:09,500 | 00:14:12,500 | 然後再來就是我們的社會住宅 |
| 00:14:12,500 | 00:14:14,500 | 租金補貼包租貸款 |
| 00:14:14,500 | 00:14:16,500 | 若是住宅協助 |
| 00:14:16,500 | 00:14:17,500 | 還是修繕補助 |
| 00:14:17,500 | 00:14:20,500 | 你的這個住宅基金 |
| 00:14:20,500 | 00:14:22,500 | 對 你的住宅基金 |
| 00:14:22,500 | 00:14:25,500 | 整個的這個花費 |
| 00:14:25,500 | 00:14:28,500 | 我們身為立法院 |
| 00:14:28,500 | 00:14:31,500 | 我們應該要來監督來了解 |
| 00:14:31,500 | 00:14:35,500 | 那部長就請你們按季公開嘛 |
| 00:14:35,500 | 00:14:37,500 | 按季公開在我們這個 |
| 00:14:37,500 | 00:14:39,500 | 委員我們回去檢討一下 |
| 00:14:39,500 | 00:14:42,500 | 對 就是希望你們能夠掌握 |
| 00:14:42,500 | 00:14:45,500 | 不要我們疑問都好像沒有掌握 |
| 00:14:45,500 | 00:14:46,500 | 報告委員 |
| 00:14:46,500 | 00:14:47,500 | 我們不是沒有掌握 |
| 00:14:47,500 | 00:14:48,500 | 我是一直跟委員講說 |
| 00:14:48,500 | 00:14:51,500 | 我們部會跟部會之間的充分合作 |
| 00:14:51,500 | 00:14:54,500 | 那有些不是由我們自己嘴巴裡面講出來的 |
| 00:14:54,500 | 00:14:56,500 | 是我們內政部負責處理 |
| 00:14:56,500 | 00:15:00,500 | 就是合作不代表你不用知道嘛 |
| 00:15:00,500 | 00:15:02,500 | 對 合作不代表你不用知道 |
| 00:15:02,500 | 00:15:04,500 | 我們問到你的時候 |
| 00:15:04,500 | 00:15:06,500 | 你有掌握你也答得出來 |
| 00:15:06,500 | 00:15:07,500 | 你也清楚嘛 |
| 00:15:07,500 | 00:15:10,500 | 好 那最後本席結論就是 |
| 00:15:10,500 | 00:15:12,500 | 我們成功的住宅政策 |
| 00:15:12,500 | 00:15:14,500 | 當然補貼貸款 |
| 00:15:14,500 | 00:15:16,500 | 我們也非常的認同 |
| 00:15:16,500 | 00:15:18,500 | 租金補貼各方面 |
| 00:15:18,500 | 00:15:20,500 | 但是最重要的 |
| 00:15:20,500 | 00:15:23,500 | 我們不能只有幫忙貸款 |
| 00:15:23,500 | 00:15:25,500 | 我們還要有合理的房價 |
| 00:15:25,500 | 00:15:28,500 | 所以我們希望能夠拿出政策 |
| 00:15:28,500 | 00:15:30,500 | 那對於年輕人的照顧 |
| 00:15:30,500 | 00:15:31,500 | 也不是只有貸款 |
| 00:15:31,500 | 00:15:34,500 | 他生活各方面的照顧 |
| 00:15:34,500 | 00:15:36,500 | 托育 教育 醫療各方面 |
| 00:15:36,500 | 00:15:40,500 | 還有生活品質的這個整個的設想 |
| 00:15:40,500 | 00:15:43,500 | 我想這個才是我們民眾 |
| 00:15:43,500 | 00:15:45,500 | 或者是我們的青年 |
| 00:15:45,500 | 00:15:47,500 | 大家所需要的 |
| 00:15:47,500 | 00:15:49,500 | 好 本席就到這邊 謝謝 |