iVOD / 170924
本逐字稿內容由 AI 自動生成，可能包含錯誤、遺漏或誤譯之處。請使用者務必與原始影片音訊內容交叉比對，以確保資訊正確性。另可參考立法院日後釋出的正式公報以取得最終權威版本。
劉書彬 @
| Start Time | End Time | Text |
|---|---|---|
| 00:00:00,000 | 00:00:07,000 | 主席 各位學者專家 各位政府官員 大家早安 |
| 00:00:07,000 | 00:00:12,000 | 今天討論泛公股 金融機構合併的問題 |
| 00:00:12,000 | 00:00:16,000 | 我認為不能只問要不要公共併 |
| 00:00:16,000 | 00:00:21,000 | 更要先問財政部到底準備如何治理泛公股 |
| 00:00:21,000 | 00:00:25,000 | 國票金就是最好的試金石 |
| 00:00:25,000 | 00:00:28,000 | 今年五月 國票金董事改選 |
| 00:00:28,000 | 00:00:32,000 | 十五席董事當中 公股取得八席 |
| 00:00:32,000 | 00:00:34,000 | 正式掌握經營主導權 |
| 00:00:34,000 | 00:00:41,000 | 這也是台灣少見由民營金控轉為泛公股主導的案例 |
| 00:00:41,000 | 00:00:45,000 | 問題是 公股拿到經營權以後 |
| 00:00:45,000 | 00:00:50,000 | 我們看到的是改革還是延續過去的利益繼續呢 |
| 00:00:50,000 | 00:00:56,000 | 國票金在國內金控當中規模相對是小的 |
| 00:00:56,000 | 00:01:02,000 | 又缺乏最重要的商業銀行這一塊的拼圖 |
| 00:01:02,000 | 00:01:05,000 | 長期受到發展限制 |
| 00:01:05,000 | 00:01:10,000 | 過去曾經推動併購安泰銀行 最後沒有成功 |
| 00:01:10,000 | 00:01:13,000 | 如今公股取得主導權 |
| 00:01:13,000 | 00:01:19,000 | 現在應該是重新檢討公司治理改善治理的時機了 |
| 00:01:19,000 | 00:01:20,000 | 體質的時機了 |
| 00:01:20,000 | 00:01:23,000 | 但是公股進場之後 |
| 00:01:23,000 | 00:01:30,000 | 首先引發爭議的竟然是副董事長人士及高薪領酬的問題 |
| 00:01:30,000 | 00:01:31,000 | 外界質疑 |
| 00:01:31,000 | 00:01:35,000 | 國票金副董事長年薪超過兩千萬元 |
| 00:01:35,000 | 00:01:40,000 | 遠高於許多大型公股金融機構的董事長 |
| 00:01:40,000 | 00:01:44,000 | 我想現在在場的很多公股的董事長是不是能心服呢 |
| 00:01:44,000 | 00:01:46,000 | 我要問財政部 |
| 00:01:46,000 | 00:01:49,000 | 既然公股已經主導了董事會 |
| 00:01:49,000 | 00:01:54,000 | 為什麼沒有趁這個機會重新檢討副董事長的設置的必要性 |
| 00:01:54,000 | 00:01:57,000 | 職權跟薪酬 |
| 00:01:57,000 | 00:02:04,000 | 財政部不能一方面動用犯公股近百億的資金取得經營權 |
| 00:02:04,000 | 00:02:07,000 | 另一方面遇到監督問題 |
| 00:02:07,000 | 00:02:12,000 | 又說國票金不是財政部直接的投資事業 |
| 00:02:12,000 | 00:02:15,000 | 要尊重公司治理 |
| 00:02:15,000 | 00:02:18,000 | 這樣就變成要經營權時是公股 |
| 00:02:18,000 | 00:02:20,000 | 要負責時變成民營 |
| 00:02:20,000 | 00:02:24,000 | 這不是人民期待的犯公股的治理 |
| 00:02:24,000 | 00:02:25,000 | 第二 |
| 00:02:25,000 | 00:02:30,000 | 我們支持金融機構透過整併提升規模與競爭力 |
| 00:02:30,000 | 00:02:35,000 | 但是本席認為不能為了公共併三個字而併 |
| 00:02:35,000 | 00:02:39,000 | 財政部今天提出了尊重市場機制 |
| 00:02:39,000 | 00:02:40,000 | 利害關係人合意 |
| 00:02:40,000 | 00:02:44,000 | 及綜合績效優先三大原則 |
| 00:02:44,000 | 00:02:46,000 | 我們基本上認同 |
| 00:02:46,000 | 00:02:50,000 | 但是我必須要再加上一項公共利益 |
| 00:02:50,000 | 00:02:54,000 | 到底是由誰來併國票金 |
| 00:02:54,000 | 00:02:56,000 | 是聽到下面的 |
| 00:02:56,000 | 00:03:00,000 | 是張銀第一金招風金還是其他公股機構 |
| 00:03:00,000 | 00:03:02,000 | 這不能用政治決定 |
| 00:03:02,000 | 00:03:05,000 | 而是要提出客觀的評估 |
| 00:03:05,000 | 00:03:08,000 | 國票金最大的問題是缺乏銀行通路 |
| 00:03:08,000 | 00:03:11,000 | 因此整併必須回答三個問題 |
| 00:03:11,000 | 00:03:12,000 | 第一 |
| 00:03:12,000 | 00:03:15,000 | 能不能補足銀行業務及通路 |
| 00:03:15,000 | 00:03:16,000 | 第二 |
| 00:03:16,000 | 00:03:18,000 | 能不能降低重複成本 |
| 00:03:18,000 | 00:03:20,000 | 提升股東權益報酬率 |
| 00:03:20,000 | 00:03:25,000 | ROE與美股的盈餘EPS |
| 00:03:25,000 | 00:03:26,000 | 第三 |
| 00:03:26,000 | 00:03:29,000 | 能不能擴大規模提高國際競爭力 |
| 00:03:29,000 | 00:03:32,000 | 如果答案都是否定的 |
| 00:03:32,000 | 00:03:34,000 | 那就沒有必要為併而併 |
| 00:03:35,000 | 00:03:37,000 | 我要提醒財政部 |
| 00:03:37,000 | 00:03:39,000 | 金管會已經說得很清楚了 |
| 00:03:39,000 | 00:03:43,000 | 金融整併由業者依公司治理來決定 |
| 00:03:43,000 | 00:03:47,000 | 但泛公股涉及公股股權處理 |
| 00:03:47,000 | 00:03:51,000 | 財政部不能把這個球再丟給金管會了 |
| 00:03:51,000 | 00:03:55,000 | 因此本席提出三點訴求 |
| 00:03:55,000 | 00:03:58,000 | 希望財政部三個月提出 |
| 00:03:58,000 | 00:04:01,000 | 泛公股金融機構治理準則 |
| 00:04:01,000 | 00:04:03,000 | 明確的規範 |
| 00:04:03,000 | 00:04:05,000 | 董事判認 |
| 00:04:05,000 | 00:04:07,000 | 高階薪酬 |
| 00:04:07,000 | 00:04:10,000 | 績效考核及重大投資決策 |
| 00:04:10,000 | 00:04:12,000 | 第二 |
| 00:04:12,000 | 00:04:14,000 | 全面檢討國票金 |
| 00:04:14,000 | 00:04:16,000 | 副董事長的職位 |
| 00:04:16,000 | 00:04:18,000 | 薪酬與績效的連結 |
| 00:04:18,000 | 00:04:22,000 | 不能讓泛公股成為監督的灰色地帶 |
| 00:04:22,000 | 00:04:23,000 | 第三 |
| 00:04:23,000 | 00:04:27,000 | 半年內提出國票金整併的可行性評估 |
| 00:04:27,000 | 00:04:32,000 | 公開比較不同公股機構整併的成本 |
| 00:04:32,000 | 00:04:33,000 | 綜合績效 |
| 00:04:33,000 | 00:04:38,000 | 股東權益及公會與員工的權益 |
| 00:04:38,000 | 00:04:40,000 | 尤其是員工的薪資 |
| 00:04:40,000 | 00:04:43,000 | 應該具備合理的競爭性 |
| 00:04:43,000 | 00:04:47,000 | 才能留住人才來維持公股銀行的競爭力 |
| 00:04:47,000 | 00:04:50,000 | 本席支持金融整併 |
| 00:04:50,000 | 00:04:53,000 | 但我們要的是專業整併 |
| 00:04:53,000 | 00:04:54,000 | 不是政治整併 |
| 00:04:54,000 | 00:04:56,000 | 要的是提升競爭力 |
| 00:04:56,000 | 00:04:58,000 | 不是重新分配位子 |
| 00:04:58,000 | 00:05:01,000 | 既然政府取得國票金主導權 |
| 00:05:01,000 | 00:05:03,000 | 就必須向全民交代 |
| 00:05:03,000 | 00:05:05,000 | 拿到經營權之後 |
| 00:05:05,000 | 00:05:07,000 | 究竟要把國票金帶到哪裡去 |
| 00:05:07,000 | 00:05:10,000 | 我在財政委員會會繼續來監督這件事情 |