iVOD / 168006

Field Value
IVOD_ID 168006
IVOD_URL https://ivod.ly.gov.tw/Play/Clip/1M/168006
日期 2026-03-30
會議資料.會議代碼 委員會-11-5-20-6
會議資料.會議代碼:str 第11屆第5會期財政委員會第6次全體委員會議
會議資料.屆 11
會議資料.會期 5
會議資料.會次 6
會議資料.種類 委員會
會議資料.委員會代碼[0] 20
會議資料.委員會代碼:str[0] 財政委員會
會議資料.標題 第11屆第5會期財政委員會第6次全體委員會議
影片種類 Clip
開始時間 2026-03-30T09:36:53+08:00
結束時間 2026-03-30T09:48:39+08:00
影片長度 00:11:46
支援功能[0] ai-transcript
video_url https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/d0265d86f2f18c6716231d6d9ee5d5b35334e86b5f84e1ac97994c33887c7127326b0209a3ccd1cb5ea18f28b6918d91.mp4/playlist.m3u8
委員名稱 賴士葆
委員發言時間 09:36:53 - 09:48:39
會議時間 2026-03-30T09:00:00+08:00
會議名稱 立法院第11屆第5會期財政委員會第6次全體委員會議(事由:邀請中央銀行楊總裁金龍率所屬單位主管暨財金資訊股份有限公司董事長列席業務報告,並備質詢。)
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transcript.whisperx[0].start 0.089
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transcript.whisperx[0].text 請中央議員楊總裁
transcript.whisperx[1].start 13.069
transcript.whisperx[1].end 22.674
transcript.whisperx[1].text 最近有什麼事嗎?亂中有序亂中有序 因為外面在修繕 所以你內心也在修繕?蛤?
transcript.whisperx[2].start 22.674
transcript.whisperx[2].end 27.397
transcript.whisperx[2].text 不會 不會喔?外面是亂的 我們新的是靜的你不會睡不著覺?
transcript.whisperx[3].start 27.397
transcript.whisperx[3].end 31.259
transcript.whisperx[3].text 不會?應該不會吧?台北這樣一直發生這麼多呢?
transcript.whisperx[4].start 31.259
transcript.whisperx[4].end 32.699
transcript.whisperx[4].text 北的這麼厲害你是不是會丟一下丟一下?
transcript.whisperx[5].start 37.163
transcript.whisperx[5].end 52.242
transcript.whisperx[5].text 我們要了解情況我們要了解情況但是呢在做決策的時候一定心要很平靜要很定可是現在已經匯出去外資賣了匯出去才八千多億了一直出力一直出力現在不堅定
transcript.whisperx[6].start 54.791
transcript.whisperx[6].end 75.616
transcript.whisperx[6].text 我想這個事件導致資金的外流到目前為止我覺得這是可控的而且我覺得股市如果說上漲到某一個程度來做某種程度的correction的調整應該也是正常的
transcript.whisperx[7].start 75.976
transcript.whisperx[7].end 102.221
transcript.whisperx[7].text 所以你的意思好像百貨文講啦台股漲太多啦藉這個機會拉回來整理很正常啦我們不用怕啦跟你說的意思就這樣子對吧到目前為止我覺得台灣的經濟的成長各個層面來講都是還是很穩健的我問你喔台股有沒有被低估有沒有超低有沒有
transcript.whisperx[8].start 103.773
transcript.whisperx[8].end 109.597
transcript.whisperx[8].text 有沒有超跌如果說我們從去年的2800多點上漲到35000多點然後現在是collection到33000 32000的話我覺得還是正常的
transcript.whisperx[9].start 120.786
transcript.whisperx[9].end 128.949
transcript.whisperx[9].text 所以跌的很正常就對了 是不是還算正常的所以你說跌的很正常 洋洋總裁點兩點 台灣股市跌的很正常我現在講話可以嗎當然啦 我跟委員報告啦 我不是股市的專家啦 但是呢
transcript.whisperx[10].start 142.074
transcript.whisperx[10].end 156.572
transcript.whisperx[10].text 價格 包括規律 對這個股市 對什麼的一個金融資產喔上上下下那都是正常的那只是說喔 比較怕說喔 它上漲得太高啊 結果跌下來跌得太重我們前一陣子有沒有上漲太高
transcript.whisperx[11].start 160.814
transcript.whisperx[11].end 167.356
transcript.whisperx[11].text 我個人我不是股市的專家我也不要在這邊做某種的一個那這樣的話有些股民有些時候他聽了不爽快我想我還是不要發表意見好了
transcript.whisperx[12].start 179.673
transcript.whisperx[12].end 205.999
transcript.whisperx[12].text 你剛才已經發表很多了 不用了這個楊金榮總裁頂兩頂現在股市向下是修正 正常狀況什麼都不怕 你的意思是什麼我的意思是說什麼都不必怕不是 還是要謹慎啦投資這種每一個人的投資的動機都不大一樣所以我在這邊講的時候我沒辦法對每一個人的投資的動機
transcript.whisperx[13].start 207.239
transcript.whisperx[13].end 209.041
transcript.whisperx[13].text 你今天現在講說我們央行估算優價一年85塊錢一桶
transcript.whisperx[14].start 224.361
transcript.whisperx[14].end 226.704
transcript.whisperx[14].text 現在我們了解大部分的機構都是他現在的中位數大部分都是說85塊可是萬一漲到150
transcript.whisperx[15].start 240.744
transcript.whisperx[15].end 269.065
transcript.whisperx[15].text 那到時候再重新再做一百五十什麼概念啊找到一朋友就代表打仗啊那個委員我也可以這麼說啦那如果漲到兩百塊呢那漲到兩百五十塊呢我總覺得這種機率呢都不是很高以目前來講的話都不我也可以說那漲到一千塊啊那這個機率就幾乎近乎零啊
transcript.whisperx[16].start 270.516
transcript.whisperx[16].end 278.898
transcript.whisperx[16].text 所以這個還是要看機率啦你要小心喔 你要假設賺了一千塊 怕死喔我說機率是零 一年只會賺到一千塊所以我的意思就是說 在這邊講說他要賺到哪裡 要有依據不要隨便就說我是會兩百塊啦 會升百塊啦因為現在已經有一百多啦 沙烏地阿拉伯的官員講說會一百八啊
transcript.whisperx[17].start 297.423
transcript.whisperx[17].end 321.571
transcript.whisperx[17].text 我想他在講這句話的意思是說可能會漲到這個某一個時點會漲到這個點但是全年的平均有可能嗎會那這個就是說他的機率是怎麼樣所以這個是要用機率去如果打仗打到年底就可能啦怎麼不可能打仗一直打到年底就可能不過這個機率也不高
transcript.whisperx[18].start 325.177
transcript.whisperx[18].end 344.144
transcript.whisperx[18].text 這個機率也不高因為從我剛剛在講我剛剛是要從歷史的經驗來看然後第二個我就說美國的副總統他也就說可能是四桌到六桌我覺得美國的態度可能我們會稍微應該要比較相信一點
transcript.whisperx[19].start 345.046
transcript.whisperx[19].end 373.066
transcript.whisperx[19].text 所以就是再兩個禮拜再進出我也不敢這麼說因為他也沒辦法做他也沒辦法做這樣的一個所以這個是兩兆之間這個油價一直漲會產生全球性的通膨這句話對吧他會上全球的通膨看他第一個他漲的幅度是怎麼樣這是第一個第二個呢每一個國家的漲幅可能就不一樣
transcript.whisperx[20].start 374.465
transcript.whisperx[20].end 389.148
transcript.whisperx[20].text 每一個國家的帳戶就會不一樣為什麼因為每一個國家他的對石油的需求對石油的需求他就不一樣啊我們台灣的需求相較相較韓國相較日本我們需求是相較比他們還低
transcript.whisperx[21].start 391.067
transcript.whisperx[21].end 404.582
transcript.whisperx[21].text 我們都進口的相較低對對對我們有進口但是呢他進口的量還是比我們高你講另一邊 你講絕對值但是比例我們是很高的那央行我看你這裡要說你們隨時準備銀子就是要維持在32塊錢對不對
transcript.whisperx[22].start 409.913
transcript.whisperx[22].end 426.34
transcript.whisperx[22].text 你說我們要維持在32塊錢什麼32塊錢 匯率匯率我們還一直都說匯率是由供需來決定你們是在表面說什麼我們供需決定 沒有確實就是這樣子 市場就是供需但是如果說對於市場有影響到我們金融的秩序
transcript.whisperx[23].start 437.185
transcript.whisperx[23].end 455.422
transcript.whisperx[23].text 那是什麼時候?那就是他逼迫32塊去試啦沒有 這32塊 我覺得第一個 中央議員一直都不會就說我們升的防線是在哪裡 我們貶的防線是在哪裡都沒有 所以沒有陽性的防線就丟了都沒有 甚至我要跟委員報告 就說
transcript.whisperx[24].start 461.568
transcript.whisperx[24].end 478.082
transcript.whisperx[24].text 剛剛我也一直在強調中央銀行在現在目前這個通膨的一個議題上第一個我們要比較注意的是輸入性通膨輸入性通膨到目前沒有輸入性通膨的話就跟我們的會員有關
transcript.whisperx[25].start 486.433
transcript.whisperx[25].end 492.442
transcript.whisperx[25].text 這個台幣的改版喔全部一百塊 兩百塊 五百塊 一千塊 兩千塊 都不要改嗎
transcript.whisperx[26].start 494.584
transcript.whisperx[26].end 499.508
transcript.whisperx[26].text 我們現在還是在考量不過跟其他的先進國家它的鈔票的張數不是張數就是說幾張幾張像有的都有8張的有7張的有6張的有5張的也有4張是比較低4張也有但是大部分都是在5張以上我們是5張
transcript.whisperx[27].start 524.324
transcript.whisperx[27].end 530.529
transcript.whisperx[27].text 可是我給你算一下100塊錢的市佔率大概25到35%200塊錢小於1%2000塊3到5%1000塊40到50%500塊15到25%200跟2000就不要了
transcript.whisperx[28].start 544.608
transcript.whisperx[28].end 551.57
transcript.whisperx[28].text 不過每一個國家他有幾張幾張他也不是說哪一張比較低他就把它淘汰掉沒有 這個是一個搭配剛剛委員就說那這張不要 這個就你個人來看啦整體來看的話 這個搭配起來是很好的啊
transcript.whisperx[29].start 572.294
transcript.whisperx[29].end 599.631
transcript.whisperx[29].text 兩百塊那個市場的效益一拍那我跟你 我跟委員報告事實上呢 很多國家的二字頭他的那個流通率也都很低但是呢 他們也有說說流通率低很低然後他就把它拿剔除掉沒有你總共要花多少錢做改版花多少錢做改版我們也已經講得很清楚啊如果說如果改版的話呢一張大概會增加成本1.5塊錢
transcript.whisperx[30].start 601.032
transcript.whisperx[30].end 602.175
transcript.whisperx[30].text 那現在就要看總量嘛因為總量現在50億
transcript.whisperx[31].start 610.018
transcript.whisperx[31].end 637.145
transcript.whisperx[31].text 不一定不一定啦不一定先讓我跟委員報告啦就是說我們反正都用張數來計算1.5下一次你們就講是50億啊沒有那大概就是說那是但是呢說實在說現在50億很多還有很多是多少多少第七波的信用管制啊從打草房其實房市現在幾乎已經硬著陸了在硬著陸之後現在有硬著陸嗎
transcript.whisperx[32].start 640.066
transcript.whisperx[32].end 657.314
transcript.whisperx[32].text 在運作路的路上所以你現在我們很密切的注意所以你現在維持市場穩定力放寬第二戶可以貸款次數增加就是想要不要讓他一直運作路要他變成運作路這樣講對嗎
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transcript.whisperx[33].end 661.898
transcript.whisperx[33].text 我們還是在強調要軟著陸啦這個就是我們的基調就軟著陸啦要讓它軟著陸現在我們就說黃價是在反轉的開端而已啦開端而已
transcript.whisperx[34].start 675.694
transcript.whisperx[34].end 696.848
transcript.whisperx[34].text 我來跟你提醒一下多少的專家說現在房市是正在走向運走路所以央行才出手讓它變成走路我們密切的關注我們密切的注意好謝謝謝謝賴委員下一位請郭國文委員質詢