| IVOD_ID |
164978 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/164978 |
| 日期 |
2025-11-04 |
| 會議資料.會議代碼 |
院會-11-4-7 |
| 會議資料.會議代碼:str |
第11屆第4會期第7次會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
7 |
| 會議資料.種類 |
院會 |
| 會議資料.標題 |
第11屆第4會期第7次會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-11-04T10:46:36+08:00 |
| 結束時間 |
2025-11-04T11:02:14+08:00 |
| 影片長度 |
00:15:38 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/92d7873cb56ba25f8e37cbc26c83c9da278cc3fca10ad78dc897fd6b01c6011f7bd1442b9f89c7a65ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
黃珊珊 |
| 委員發言時間 |
10:46:36 - 11:02:14 |
| 會議時間 |
2025-11-04T09:00:00+08:00 |
| 會議名稱 |
第11屆第4會期第7次會議（事由：一、討論事項：本院國民黨黨團擬具「樺加沙風災暨花蓮馬太鞍溪堰塞湖潰壩災後重建特別條例草案」，請審議案；本院委員鄭天財Sra Kacaw等16人擬具「樺加沙風災暨花蓮馬太鞍溪堰塞湖潰壩災後重建特別條例草案」，請審議案等5案。（10月31日）二、對行政院院長施政報告繼續質詢。三、10月31日上午9時至10時為國是論壇時間。四、11月4日下午2時15分至2時30分為處理臨時提案時間。） |
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| transcript.whisperx[0].start |
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謝謝主席 我請卓院長請卓院長備詢黃委員好院長早安我想今天大家都非常關心新清安貸款大概從去年您上任之後其實有一陣亂流這是2023年8月當時賴清德總統為了年輕人的選票 |
| transcript.whisperx[1].start |
35.203 |
| transcript.whisperx[1].end |
62.172 |
| transcript.whisperx[1].text |
當然還有建商他們推出的所謂行刑案貸款放寬了貸款額度還有期限以及利息補貼經過一年多了這些狀況目前為止現在在央行第七波信用管制之下其實這兩個政策是相互矛盾的所以現在的問題在於說你可以看到居住正義是賴總統的政見也是您的立場 對嗎 |
| transcript.whisperx[2].start |
63.991 |
| transcript.whisperx[2].end |
92.028 |
| transcript.whisperx[2].text |
我們共同維護我講維護也是一樣的但是居住正義不能只做一半現在的問題就在於您看到新青安貸款開始上路其實我們的房價已經高漲了15.4%也就是說我們在同時讓年輕人享受有房子的情況下我們的房價反而不跌反漲而且如果從民進黨執政的話房價是漲了33%所以院長你對 |
| transcript.whisperx[3].start |
93.467 |
| transcript.whisperx[3].end |
101.776 |
| transcript.whisperx[3].text |
所謂的居住正義在您的認知裡面房價漲到33%新興安之後又漲了15%您的看法是什麼 |
| transcript.whisperx[4].start |
102.625 |
| transcript.whisperx[4].end |
130.182 |
| transcript.whisperx[4].text |
房價的漲幅其實因素很多不能單就一個因素來做討論我們的政見是讓房價更高讓年輕人拿更多的補貼是這個意思嗎年輕人第一次購物的時候能夠讓他有我們要讓年輕人有機會拿到房子所以我們給他一千萬的額度所以當時本來要八百萬的房子後來大家都改賣到一千萬建商荷包滿滿但是年輕人 |
| transcript.whisperx[5].start |
131.362 |
| transcript.whisperx[5].end |
158.663 |
| transcript.whisperx[5].text |
我們有共同看到這個問題所以我們去年就做了一些管制所以在我們提出質詢之後內政部財政部開始查查到了人頭戶查到了出租戶所以查到了一千多戶要回了1.3億的補助這個是要給院長肯定但是同時民間團體也查到了超過50歲年收入超過300萬以上的 |
| transcript.whisperx[6].start |
161.294 |
| transcript.whisperx[6].end |
167.062 |
| transcript.whisperx[6].text |
比較高所得的人也同時拿到了行情安補助院長這是怎麼回事 |
| transcript.whisperx[7].start |
172.87 |
| transcript.whisperx[7].end |
191.025 |
| transcript.whisperx[7].text |
因為我們沒有排富所以我們讓很多年收入到三百萬的人也拿到了心情安補助這個政策是不是要檢討一下當初也應該在年齡上應該要有自己的考量所以心情安在明年就會實際就完成現在問題就來了明年七月就到期了會不會延長 |
| transcript.whisperx[8].start |
191.866 |
| transcript.whisperx[8].end |
220.48 |
| transcript.whisperx[8].text |
不會有相同的方式延長會有相同的方式延長會有新的方式延長我們有另外的方式來針對青年的居住正義做不同的考量但是我覺得現行的方式應該檢討現行的方式我剛講人頭戶還有出租戶千萬不可以再發生不是錢給了貸了之後再去追回來這才太丟臉了因為核貸的時候都沒搞清楚第二個高所得甚至高年紀當然他沒有房子他應該有這個機會 |
| transcript.whisperx[9].start |
221.841 |
| transcript.whisperx[9].end |
238.354 |
| transcript.whisperx[9].text |
但是所得上面的確是讓比較高所得的人也得到了相對的優惠補助這的確不是居住正義本來想要達到的目標會納入考量是如果你真的要新方法就要把高所得還有所謂的高年齡他本來就是比較社會經濟優勢的人 |
| transcript.whisperx[10].start |
239.955 |
| transcript.whisperx[10].end |
265.931 |
| transcript.whisperx[10].text |
那新清安補助我們應該是當時的立法一旨是讓更多的年輕人有機會這兩個應該是要重新在你的所謂的新方法所以新方法是在明年七月會出來嗎我們會提早來設想我們必須設定更周延的條件更周延的這個監管的方式我們不要讓國人誤用了這個政策的美意所以我們延期的來看看我們一年是拿入宅基金補貼四十幾億耶 |
| transcript.whisperx[11].start |
268.587 |
| transcript.whisperx[11].end |
271.595 |
| transcript.whisperx[11].text |
這是住宅基金的錢這本來是應該拿來蓋社宅的錢 |
| transcript.whisperx[12].start |
272.874 |
| transcript.whisperx[12].end |
300.683 |
| transcript.whisperx[12].text |
現在的社宅怎麼回事啊我們想幫助的對象不想讓大家因為這樣誤用了政策的美意所以我們嚴謹的管理居住這一他是全面的他不會只有一個貸款另外一塊叫做社會住宅再加所謂的租金補貼他是一整套的可是我們現在的新青岸已經亂成一團第二個接下去剛剛講了如果新青岸去年明年截止我們一年目前是拿到將近45億的補助 |
| transcript.whisperx[13].start |
302.694 |
| transcript.whisperx[13].end |
307.821 |
| transcript.whisperx[13].text |
住宅基金這不應該哇哇叫啊快沒錢了對吧所以沒辦法蓋社宅了是嗎 |
| transcript.whisperx[14].start |
308.962 |
| transcript.whisperx[14].end |
335.549 |
| transcript.whisperx[14].text |
不能這樣講住宅基金如果需要的話我們還是會跟行政院你還是會往新興跟行政院給要錢不是新興安大概是住宅社會住宅的部分好7月不再補貼要換新方法但是新方法一樣會是動到我們住宅基金住宅基金的錢夠不夠現在不知道但是我要了一年的資料院長你520上任現在已經一年半了 |
| transcript.whisperx[15].start |
336.582 |
| transcript.whisperx[15].end |
343.578 |
| transcript.whisperx[15].text |
這一年半我們的住宅尤其是設宅政策計畫還沒核定 |
| transcript.whisperx[16].start |
345.202 |
| transcript.whisperx[16].end |
372.972 |
| transcript.whisperx[16].text |
蔡英文總統12萬戶9個月之內他就核定了然後113年說他完成12萬戶在他卸任之前的確某個程度總totally加一加是有大概達到這個數字賴清德總統說8年要直接興建13萬戶但是今年一年了你上任一年多了發包了多少發包了1600戶院長如果按照賴總統他的承諾 |
| transcript.whisperx[17].start |
374.804 |
| transcript.whisperx[17].end |
398.257 |
| transcript.whisperx[17].text |
一年要蓋1.5萬戶如果你現在只蓋了1600萬戶他的八年要成十倍也就是賴清德總統要當80年才能做到13萬戶這是怎麼回事然後到今天為止我們跟你們要了N年的資料說我們的這個所謂的社宅新建計劃沒有核定所以沒有人敢編預算沒有人敢告訴我們什麼時候會蓋下一波的社宅 |
| transcript.whisperx[18].start |
399.237 |
| transcript.whisperx[18].end |
408.185 |
| transcript.whisperx[18].text |
院長在你桌上很久了嗎還是內在部沒有送出來我們的包租貸管設宅包租貸管部分我們已經合併了包租貸管已經合併了直接興辦的部分因為過去 |
| transcript.whisperx[19].start |
418.163 |
| transcript.whisperx[19].end |
434.493 |
| transcript.whisperx[19].text |
量出來之後有一些大筆的比較容易取得的土地大概用的差不多我們現在想多元的這個直接興辦包括明天的投入我沒有意見租金補貼本來就應該包租怪本來就應該那是另外一塊喔13萬戶是鐵打的總統的承諾這是一個莊嚴的承諾 |
| transcript.whisperx[20].start |
439.397 |
| transcript.whisperx[20].end |
457.517 |
| transcript.whisperx[20].text |
這是一個對居住這一個最積極的立場擴大量能 多元的方式來取得更多的土地要達到一百萬戶欸 百萬社宅欸直接新辦的 就是在總統八年任期當中的如果按照你現在一年只有一千多戶那你其實要當八十年 |
| transcript.whisperx[21].start |
458.218 |
| transcript.whisperx[21].end |
472.374 |
| transcript.whisperx[21].text |
內政部現在針對多直接性辦公室我需要的是你告訴我時間表一年半了不核定所以沒有任何都督東西敢回文跟我說他下一波要蓋哪裡怎麼蓋蓋多少沒有任何資料可以回覆 |
| transcript.whisperx[22].start |
473.475 |
| transcript.whisperx[22].end |
486.346 |
| transcript.whisperx[22].text |
其實問題是沒有上位計畫下位計畫沒有人敢回答我直接新建住宅的部分跟包租代管未來是屬於社宅的部分我們兩個要一起合併來看那未來我們還是以百萬戶的租屋家庭為主所以送到這個300億的13萬戶可能會縮水嗎我只問你13萬戶會不會縮水啊 |
| transcript.whisperx[23].start |
492.581 |
| transcript.whisperx[23].end |
513.491 |
| transcript.whisperx[23].text |
目前為止我們的進度大概到目前為止今年只剩下百分之三十我們的預算還沒有執行結束那未來我們朝著五千戶到一萬戶一年為主一年五千戶到一萬戶八年也只能蓋不到十萬戶吧你要從去年開始算起來你不能從今年開始算那你去年蓋了多少戶我這邊看到你們發包只有一千六百戶啊 |
| transcript.whisperx[24].start |
514.571 |
| transcript.whisperx[24].end |
541.832 |
| transcript.whisperx[24].text |
但是這個部分確實是賴總統任內發包的因為所有的基金的預算也是賴總統任內發包的所以我剛有跟委員報告我們未來在土地取得上面越來越困難的狀況之下會朝著賴總統的方式來取得社會主宰那這個對於進度正義也是另外一種承認做不到就不要再回答我說我們會往那個目標走如果只能蓋十萬戶就說十萬戶如果只能八萬戶就說八萬戶大家都知道很難 |
| transcript.whisperx[25].start |
542.947 |
| transcript.whisperx[25].end |
568.408 |
| transcript.whisperx[25].text |
我們在台北市我們也蓋過很難所以13萬戶變成是沒有辦法核定的東西就把它說清楚不要再拿出來說我們有100萬戶沒有就沒有但是我們還是一樣我們的期待是行政院不可以嫌蓋社宅太貴因為你看租金補貼花了就沒有了明天給完錢 |
| transcript.whisperx[26].start |
569.758 |
| transcript.whisperx[26].end |
594.842 |
| transcript.whisperx[26].text |
很多人目前為止租屋還是在不敢申請的不敢涉及的不敢涉戶口的還是大有人在所以租金補貼很多人是看得到吃不到但是你興建社宅政府留下了資產然後興建住宅如果我們有社宅達到5%的話我們是可以控制市場的租金的第三個我們如果有社宅我們其實是可以給弱勢的人租期保障 |
| transcript.whisperx[27].start |
595.362 |
| transcript.whisperx[27].end |
618.042 |
| transcript.whisperx[27].text |
最重要的是我們有提供給弱勢的優先的空間現在的問題是如果租金補貼當然更簡單對你來說也很輕鬆蓋社宅本來就很難但這兩件事情院長我要說的是這是政府政策跟政府的承諾我們要選哪一個說清楚一年半了不能沒有態度啊 |
| transcript.whisperx[28].start |
619.963 |
| transcript.whisperx[28].end |
642.279 |
| transcript.whisperx[28].text |
我們還是朝原來的目標在前進但當中土地取得困難我們要多元的方式政府的資金沒有辦法投入那麼多我們希望民間的資金也來投入那這個過程內政部正在做整盤的一個規劃我相信我也要求在這個規劃出來之後我們的量要實質上的增加 |
| transcript.whisperx[29].start |
642.901 |
| transcript.whisperx[29].end |
661.257 |
| transcript.whisperx[29].text |
我们希望的是很具体化每天都说我朝那个方向前进然后都没有计划有计划才会有方向才会有预算才会有相关的后续现在连计划都没有核定我实在不知道怎么去了解你们后续的状况这是我作为一个民意代表我想要知道的事情 |
| transcript.whisperx[30].start |
661.677 |
| transcript.whisperx[30].end |
685.24 |
| transcript.whisperx[30].text |
所以部長如果真的每年只能發報一萬戶就說清楚我們也可以接受大家好好來討論但是十三萬戶做不到我覺得也要誠實以對是我們會在滾動的政策上面的提供給委員參考資料但是從這個圖表可以看得出來我們還是希望社宅成為政府未來的資產而不是租金補貼發完就沒有了 |
| transcript.whisperx[31].start |
685.78 |
| transcript.whisperx[31].end |
708.295 |
| transcript.whisperx[31].text |
直接興建社宅的部分是中央跟地方政府要一起努力的我們有一些地方政府已經停止興建社會住宅表示說他們在取得土地所有資金取得上面確實有非常大的困擾所以我們現在 你是中央的主管機關你應該三位計畫把社宅當成最重要的計畫然後跟地方政府一起來努力不是嗎社宅有很多種 直接興建是一種包租代管也是一種 |
| transcript.whisperx[32].start |
708.775 |
| transcript.whisperx[32].end |
727.47 |
| transcript.whisperx[32].text |
如果我們可以從空餘物取得因為剛剛有立委在詢問的時候我們從包住帶管 社宅的優勢也是社會住宅這些優勢是包住帶管做不到的這也是居住正義的一環我想委員可以用混動式的想法來了解這個社會住宅政策的推動其實這就是一個承諾啦居住正義不要做一半 |
| transcript.whisperx[33].start |
728.482 |
| transcript.whisperx[33].end |
755.383 |
| transcript.whisperx[33].text |
居住正義如果總統這樣說8.13萬戶做一半也沒關係說出來但是現在有點在迴避國內政部管理直接興辦的計畫正在檢討核定多久可以給我個初步的答案國內政部加快速度目前我們的部分是12萬中央是6萬接近7萬地方只有5萬那你如果要檢討的部分的話我希望把包租貸款包括現在空移屋的取得讓它變成社會住宅也包含進來 |
| transcript.whisperx[34].start |
756.204 |
| transcript.whisperx[34].end |
781.964 |
| transcript.whisperx[34].text |
我覺得對於年輕人來講這個才是最重要的而不是等三年 五年 十年以後像這樣天氣更好的社會住宅至少你告訴我我們下一年多少戶多少座我現在調不到任何資料這才是我的問題 院長一個月之內給我一個初步的答案吧你們可以檢討 檢討很久了 好嗎下一個問題是內政部現在在討論的是所謂的虛憑改革不早 對吧你們剛剛開過部會議嘛 |
| transcript.whisperx[35].start |
785.078 |
| transcript.whisperx[35].end |
811.514 |
| transcript.whisperx[35].text |
虛憑 院長知道什麼是虛憑嗎來 院長你知道台灣人買房子買到的很大多30%到40%都叫虛憑嗎公共設施的價錢其實他都是用總價一坪多少錢來算並沒有把公共設施打個對折也就是說台北人以台北市來說我買30坪的房子可能有10坪到12坪是虛憑 |
| transcript.whisperx[36].start |
813.237 |
| transcript.whisperx[36].end |
834.239 |
| transcript.whisperx[36].text |
然後一坪也是上百萬這個改革現在民間團體來說內政部也有相關的計畫目前看起來是有一些我是認為必要的公共設施當然有必要可是現在有太多沒必要的而且是灌水的而且是故意去提高這個房子的總價的 |
| transcript.whisperx[37].start |
835.464 |
| transcript.whisperx[37].end |
864.494 |
| transcript.whisperx[37].text |
现在的需品改革部长你们有没有方向是我跟委员报告一下我们在跟相关的民意代表也在做沟通有关需品改革的部分原来我们所提供的包括说电梯或者是车道的这个部分但目前为止可能他们会认为在计算的方法上面尤其是价格上面的应该不要列入所谓的需品改革的方向但是我希望我们的地政单位能够再去思考一下我们如果用时评时售也就是说我站在消费者的 |
| transcript.whisperx[38].start |
864.514 |
| transcript.whisperx[38].end |
893.394 |
| transcript.whisperx[38].text |
在國外都做得到啊為什麼在台灣這麼困難啊站在消費者的立場如果可以保障是時評時售的話我們會再跟相關的單位包括民意代表來做最好的溝通就是很簡單做跟不做而已啦都做得到報告委員在推動的過程當中我們也希望這要有政府很強的意志力來推動啊台灣大家都希望虛皮每個房子都長很貴當然很好啊可是面對的是假設我說居住 |
| transcript.whisperx[39].start |
893.914 |
| transcript.whisperx[39].end |
922.423 |
| transcript.whisperx[39].text |
有爭議的話虛憑改革可能是政府要必須面對的事情內政部正在努力當中所以這也是我希望院長在這個年底前這個部分也給我初步的一個回應好嗎我們會把構想跟現在進度跟委員報告是下一個是央行開始信用管制有一些新聞媒體陸續的說我們現在有很多的爛尾樓這爛尾樓怎麼回事部長嚴重嗎嚴不嚴重建商管理機制應該 |
| transcript.whisperx[40].start |
936.624 |
| transcript.whisperx[40].end |
937.186 |
| transcript.whisperx[40].text |
好 謝謝黃委員 謝謝卓院長 |