| IVOD_ID |
164853 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/164853 |
| 日期 |
2025-10-30 |
| 會議資料.會議代碼 |
委員會-11-4-20-5 |
| 會議資料.會議代碼:str |
第11屆第4會期財政委員會第5次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
5 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第4會期財政委員會第5次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-10-30T09:45:14+08:00 |
| 結束時間 |
2025-10-30T09:56:30+08:00 |
| 影片長度 |
00:11:16 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/480bc0daa4347f00deaf581f0621dc548220506846d94b4906dd83a37e4b4549ea4ab2856517d8325ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
郭國文 |
| 委員發言時間 |
09:45:14 - 09:56:30 |
| 會議時間 |
2025-10-30T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第4會期財政委員會第5次全體委員會議（事由：邀請金融監督管理委員會彭主任委員金隆、中央銀行、法務部、內政部警政署就「虛擬資產服務法草案及其相關子法修訂暨建立完善監理架構之進程」進行專題報告，並備質詢。） |
| transcript.pyannote[0].speaker |
SPEAKER_01 |
| transcript.pyannote[0].start |
1.00971875 |
| transcript.pyannote[0].end |
1.02659375 |
| transcript.pyannote[1].speaker |
SPEAKER_00 |
| transcript.pyannote[1].start |
1.02659375 |
| transcript.pyannote[1].end |
1.46534375 |
| transcript.pyannote[2].speaker |
SPEAKER_01 |
| transcript.pyannote[2].start |
2.12346875 |
| transcript.pyannote[2].end |
11.84346875 |
| transcript.pyannote[3].speaker |
SPEAKER_01 |
| transcript.pyannote[3].start |
12.21471875 |
| transcript.pyannote[3].end |
14.37471875 |
| transcript.pyannote[4].speaker |
SPEAKER_01 |
| transcript.pyannote[4].start |
14.62784375 |
| transcript.pyannote[4].end |
32.51534375 |
| transcript.pyannote[5].speaker |
SPEAKER_00 |
| transcript.pyannote[5].start |
20.82096875 |
| transcript.pyannote[5].end |
21.49596875 |
| transcript.pyannote[6].speaker |
SPEAKER_00 |
| transcript.pyannote[6].start |
21.76596875 |
| transcript.pyannote[6].end |
22.54221875 |
| transcript.pyannote[7].speaker |
SPEAKER_00 |
| transcript.pyannote[7].start |
32.51534375 |
| transcript.pyannote[7].end |
32.54909375 |
| transcript.pyannote[8].speaker |
SPEAKER_00 |
| transcript.pyannote[8].start |
32.90346875 |
| transcript.pyannote[8].end |
51.97221875 |
| transcript.pyannote[9].speaker |
SPEAKER_01 |
| transcript.pyannote[9].start |
34.55721875 |
| transcript.pyannote[9].end |
35.97471875 |
| transcript.pyannote[10].speaker |
SPEAKER_01 |
| transcript.pyannote[10].start |
37.45971875 |
| transcript.pyannote[10].end |
37.49346875 |
| transcript.pyannote[11].speaker |
SPEAKER_01 |
| transcript.pyannote[11].start |
38.97846875 |
| transcript.pyannote[11].end |
39.28221875 |
| transcript.pyannote[12].speaker |
SPEAKER_01 |
| transcript.pyannote[12].start |
47.82096875 |
| transcript.pyannote[12].end |
51.44909375 |
| transcript.pyannote[13].speaker |
SPEAKER_01 |
| transcript.pyannote[13].start |
51.97221875 |
| transcript.pyannote[13].end |
60.17346875 |
| transcript.pyannote[14].speaker |
SPEAKER_00 |
| transcript.pyannote[14].start |
53.00159375 |
| transcript.pyannote[14].end |
53.65971875 |
| transcript.pyannote[15].speaker |
SPEAKER_00 |
| transcript.pyannote[15].start |
59.41409375 |
| transcript.pyannote[15].end |
64.25721875 |
| transcript.pyannote[16].speaker |
SPEAKER_01 |
| transcript.pyannote[16].start |
62.02971875 |
| transcript.pyannote[16].end |
62.29971875 |
| transcript.pyannote[17].speaker |
SPEAKER_01 |
| transcript.pyannote[17].start |
63.16034375 |
| transcript.pyannote[17].end |
94.17659375 |
| transcript.pyannote[18].speaker |
SPEAKER_00 |
| transcript.pyannote[18].start |
66.06284375 |
| transcript.pyannote[18].end |
66.19784375 |
| transcript.pyannote[19].speaker |
SPEAKER_01 |
| transcript.pyannote[19].start |
94.53096875 |
| transcript.pyannote[19].end |
107.94659375 |
| transcript.pyannote[20].speaker |
SPEAKER_01 |
| transcript.pyannote[20].start |
108.50346875 |
| transcript.pyannote[20].end |
123.62346875 |
| transcript.pyannote[21].speaker |
SPEAKER_00 |
| transcript.pyannote[21].start |
120.41721875 |
| transcript.pyannote[21].end |
120.46784375 |
| transcript.pyannote[22].speaker |
SPEAKER_01 |
| transcript.pyannote[22].start |
123.70784375 |
| transcript.pyannote[22].end |
135.55409375 |
| transcript.pyannote[23].speaker |
SPEAKER_01 |
| transcript.pyannote[23].start |
136.17846875 |
| transcript.pyannote[23].end |
146.37096875 |
| transcript.pyannote[24].speaker |
SPEAKER_01 |
| transcript.pyannote[24].start |
146.94471875 |
| transcript.pyannote[24].end |
149.30721875 |
| transcript.pyannote[25].speaker |
SPEAKER_00 |
| transcript.pyannote[25].start |
149.30721875 |
| transcript.pyannote[25].end |
190.97159375 |
| transcript.pyannote[26].speaker |
SPEAKER_01 |
| transcript.pyannote[26].start |
154.90971875 |
| transcript.pyannote[26].end |
157.00221875 |
| transcript.pyannote[27].speaker |
SPEAKER_01 |
| transcript.pyannote[27].start |
162.04784375 |
| transcript.pyannote[27].end |
162.62159375 |
| transcript.pyannote[28].speaker |
SPEAKER_01 |
| transcript.pyannote[28].start |
169.40534375 |
| transcript.pyannote[28].end |
169.77659375 |
| transcript.pyannote[29].speaker |
SPEAKER_01 |
| transcript.pyannote[29].start |
177.96096875 |
| transcript.pyannote[29].end |
178.41659375 |
| transcript.pyannote[30].speaker |
SPEAKER_01 |
| transcript.pyannote[30].start |
185.68971875 |
| transcript.pyannote[30].end |
186.55034375 |
| transcript.pyannote[31].speaker |
SPEAKER_01 |
| transcript.pyannote[31].start |
187.57971875 |
| transcript.pyannote[31].end |
190.46534375 |
| transcript.pyannote[32].speaker |
SPEAKER_01 |
| transcript.pyannote[32].start |
190.97159375 |
| transcript.pyannote[32].end |
191.03909375 |
| transcript.pyannote[33].speaker |
SPEAKER_00 |
| transcript.pyannote[33].start |
191.03909375 |
| transcript.pyannote[33].end |
198.98721875 |
| transcript.pyannote[34].speaker |
SPEAKER_01 |
| transcript.pyannote[34].start |
191.89971875 |
| transcript.pyannote[34].end |
192.92909375 |
| transcript.pyannote[35].speaker |
SPEAKER_01 |
| transcript.pyannote[35].start |
196.28721875 |
| transcript.pyannote[35].end |
196.64159375 |
| transcript.pyannote[36].speaker |
SPEAKER_01 |
| transcript.pyannote[36].start |
198.07596875 |
| transcript.pyannote[36].end |
199.00409375 |
| transcript.pyannote[37].speaker |
SPEAKER_00 |
| transcript.pyannote[37].start |
199.00409375 |
| transcript.pyannote[37].end |
199.03784375 |
| transcript.pyannote[38].speaker |
SPEAKER_01 |
| transcript.pyannote[38].start |
199.03784375 |
| transcript.pyannote[38].end |
199.07159375 |
| transcript.pyannote[39].speaker |
SPEAKER_00 |
| transcript.pyannote[39].start |
199.07159375 |
| transcript.pyannote[39].end |
199.15596875 |
| transcript.pyannote[40].speaker |
SPEAKER_01 |
| transcript.pyannote[40].start |
199.15596875 |
| transcript.pyannote[40].end |
210.07409375 |
| transcript.pyannote[41].speaker |
SPEAKER_00 |
| transcript.pyannote[41].start |
207.93096875 |
| transcript.pyannote[41].end |
211.20471875 |
| transcript.pyannote[42].speaker |
SPEAKER_01 |
| transcript.pyannote[42].start |
211.20471875 |
| transcript.pyannote[42].end |
216.23346875 |
| transcript.pyannote[43].speaker |
SPEAKER_00 |
| transcript.pyannote[43].start |
211.23846875 |
| transcript.pyannote[43].end |
211.81221875 |
| transcript.pyannote[44].speaker |
SPEAKER_01 |
| transcript.pyannote[44].start |
216.85784375 |
| transcript.pyannote[44].end |
220.46909375 |
| transcript.pyannote[45].speaker |
SPEAKER_01 |
| transcript.pyannote[45].start |
220.85721875 |
| transcript.pyannote[45].end |
224.40096875 |
| transcript.pyannote[46].speaker |
SPEAKER_01 |
| transcript.pyannote[46].start |
225.86909375 |
| transcript.pyannote[46].end |
255.73784375 |
| transcript.pyannote[47].speaker |
SPEAKER_01 |
| transcript.pyannote[47].start |
256.22721875 |
| transcript.pyannote[47].end |
264.49596875 |
| transcript.pyannote[48].speaker |
SPEAKER_01 |
| transcript.pyannote[48].start |
264.81659375 |
| transcript.pyannote[48].end |
284.76284375 |
| transcript.pyannote[49].speaker |
SPEAKER_00 |
| transcript.pyannote[49].start |
265.39034375 |
| transcript.pyannote[49].end |
267.19596875 |
| transcript.pyannote[50].speaker |
SPEAKER_00 |
| transcript.pyannote[50].start |
268.78221875 |
| transcript.pyannote[50].end |
270.40221875 |
| transcript.pyannote[51].speaker |
SPEAKER_00 |
| transcript.pyannote[51].start |
270.67221875 |
| transcript.pyannote[51].end |
270.75659375 |
| transcript.pyannote[52].speaker |
SPEAKER_00 |
| transcript.pyannote[52].start |
271.29659375 |
| transcript.pyannote[52].end |
271.56659375 |
| transcript.pyannote[53].speaker |
SPEAKER_01 |
| transcript.pyannote[53].start |
285.16784375 |
| transcript.pyannote[53].end |
293.01471875 |
| transcript.pyannote[54].speaker |
SPEAKER_01 |
| transcript.pyannote[54].start |
293.35221875 |
| transcript.pyannote[54].end |
293.75721875 |
| transcript.pyannote[55].speaker |
SPEAKER_01 |
| transcript.pyannote[55].start |
293.89221875 |
| transcript.pyannote[55].end |
298.02659375 |
| transcript.pyannote[56].speaker |
SPEAKER_00 |
| transcript.pyannote[56].start |
298.02659375 |
| transcript.pyannote[56].end |
298.22909375 |
| transcript.pyannote[57].speaker |
SPEAKER_01 |
| transcript.pyannote[57].start |
298.22909375 |
| transcript.pyannote[57].end |
298.39784375 |
| transcript.pyannote[58].speaker |
SPEAKER_00 |
| transcript.pyannote[58].start |
298.39784375 |
| transcript.pyannote[58].end |
318.31034375 |
| transcript.pyannote[59].speaker |
SPEAKER_01 |
| transcript.pyannote[59].start |
313.43346875 |
| transcript.pyannote[59].end |
313.75409375 |
| transcript.pyannote[60].speaker |
SPEAKER_01 |
| transcript.pyannote[60].start |
317.02784375 |
| transcript.pyannote[60].end |
317.38221875 |
| transcript.pyannote[61].speaker |
SPEAKER_01 |
| transcript.pyannote[61].start |
318.02346875 |
| transcript.pyannote[61].end |
341.05784375 |
| transcript.pyannote[62].speaker |
SPEAKER_00 |
| transcript.pyannote[62].start |
341.05784375 |
| transcript.pyannote[62].end |
349.46159375 |
| transcript.pyannote[63].speaker |
SPEAKER_01 |
| transcript.pyannote[63].start |
345.73221875 |
| transcript.pyannote[63].end |
346.44096875 |
| transcript.pyannote[64].speaker |
SPEAKER_00 |
| transcript.pyannote[64].start |
349.88346875 |
| transcript.pyannote[64].end |
361.96596875 |
| transcript.pyannote[65].speaker |
SPEAKER_01 |
| transcript.pyannote[65].start |
351.48659375 |
| transcript.pyannote[65].end |
352.26284375 |
| transcript.pyannote[66].speaker |
SPEAKER_01 |
| transcript.pyannote[66].start |
361.96596875 |
| transcript.pyannote[66].end |
372.36096875 |
| transcript.pyannote[67].speaker |
SPEAKER_00 |
| transcript.pyannote[67].start |
372.36096875 |
| transcript.pyannote[67].end |
377.40659375 |
| transcript.pyannote[68].speaker |
SPEAKER_01 |
| transcript.pyannote[68].start |
375.56721875 |
| transcript.pyannote[68].end |
375.85409375 |
| transcript.pyannote[69].speaker |
SPEAKER_00 |
| transcript.pyannote[69].start |
377.82846875 |
| transcript.pyannote[69].end |
385.48971875 |
| transcript.pyannote[70].speaker |
SPEAKER_01 |
| transcript.pyannote[70].start |
382.16534375 |
| transcript.pyannote[70].end |
385.50659375 |
| transcript.pyannote[71].speaker |
SPEAKER_00 |
| transcript.pyannote[71].start |
385.50659375 |
| transcript.pyannote[71].end |
385.96221875 |
| transcript.pyannote[72].speaker |
SPEAKER_01 |
| transcript.pyannote[72].start |
385.96221875 |
| transcript.pyannote[72].end |
403.84971875 |
| transcript.pyannote[73].speaker |
SPEAKER_00 |
| transcript.pyannote[73].start |
386.62034375 |
| transcript.pyannote[73].end |
386.67096875 |
| transcript.pyannote[74].speaker |
SPEAKER_00 |
| transcript.pyannote[74].start |
403.84971875 |
| transcript.pyannote[74].end |
410.12721875 |
| transcript.pyannote[75].speaker |
SPEAKER_00 |
| transcript.pyannote[75].start |
410.26221875 |
| transcript.pyannote[75].end |
419.42534375 |
| transcript.pyannote[76].speaker |
SPEAKER_01 |
| transcript.pyannote[76].start |
413.99159375 |
| transcript.pyannote[76].end |
414.02534375 |
| transcript.pyannote[77].speaker |
SPEAKER_01 |
| transcript.pyannote[77].start |
414.31221875 |
| transcript.pyannote[77].end |
414.37971875 |
| transcript.pyannote[78].speaker |
SPEAKER_00 |
| transcript.pyannote[78].start |
419.57721875 |
| transcript.pyannote[78].end |
431.96346875 |
| transcript.pyannote[79].speaker |
SPEAKER_01 |
| transcript.pyannote[79].start |
419.61096875 |
| transcript.pyannote[79].end |
419.91471875 |
| transcript.pyannote[80].speaker |
SPEAKER_01 |
| transcript.pyannote[80].start |
421.70346875 |
| transcript.pyannote[80].end |
422.02409375 |
| transcript.pyannote[81].speaker |
SPEAKER_01 |
| transcript.pyannote[81].start |
428.92596875 |
| transcript.pyannote[81].end |
429.36471875 |
| transcript.pyannote[82].speaker |
SPEAKER_01 |
| transcript.pyannote[82].start |
431.96346875 |
| transcript.pyannote[82].end |
432.03096875 |
| transcript.pyannote[83].speaker |
SPEAKER_00 |
| transcript.pyannote[83].start |
432.03096875 |
| transcript.pyannote[83].end |
432.25034375 |
| transcript.pyannote[84].speaker |
SPEAKER_01 |
| transcript.pyannote[84].start |
432.25034375 |
| transcript.pyannote[84].end |
432.35159375 |
| transcript.pyannote[85].speaker |
SPEAKER_00 |
| transcript.pyannote[85].start |
432.35159375 |
| transcript.pyannote[85].end |
432.50346875 |
| transcript.pyannote[86].speaker |
SPEAKER_01 |
| transcript.pyannote[86].start |
432.50346875 |
| transcript.pyannote[86].end |
432.60471875 |
| transcript.pyannote[87].speaker |
SPEAKER_00 |
| transcript.pyannote[87].start |
432.60471875 |
| transcript.pyannote[87].end |
432.67221875 |
| transcript.pyannote[88].speaker |
SPEAKER_01 |
| transcript.pyannote[88].start |
432.67221875 |
| transcript.pyannote[88].end |
433.46534375 |
| transcript.pyannote[89].speaker |
SPEAKER_00 |
| transcript.pyannote[89].start |
432.70596875 |
| transcript.pyannote[89].end |
433.97159375 |
| transcript.pyannote[90].speaker |
SPEAKER_01 |
| transcript.pyannote[90].start |
433.97159375 |
| transcript.pyannote[90].end |
436.16534375 |
| transcript.pyannote[91].speaker |
SPEAKER_00 |
| transcript.pyannote[91].start |
434.02221875 |
| transcript.pyannote[91].end |
440.24909375 |
| transcript.pyannote[92].speaker |
SPEAKER_01 |
| transcript.pyannote[92].start |
437.17784375 |
| transcript.pyannote[92].end |
438.74721875 |
| transcript.pyannote[93].speaker |
SPEAKER_01 |
| transcript.pyannote[93].start |
438.83159375 |
| transcript.pyannote[93].end |
439.28721875 |
| transcript.pyannote[94].speaker |
SPEAKER_00 |
| transcript.pyannote[94].start |
440.77221875 |
| transcript.pyannote[94].end |
454.62659375 |
| transcript.pyannote[95].speaker |
SPEAKER_01 |
| transcript.pyannote[95].start |
442.51034375 |
| transcript.pyannote[95].end |
442.79721875 |
| transcript.pyannote[96].speaker |
SPEAKER_01 |
| transcript.pyannote[96].start |
444.87284375 |
| transcript.pyannote[96].end |
445.15971875 |
| transcript.pyannote[97].speaker |
SPEAKER_01 |
| transcript.pyannote[97].start |
452.93909375 |
| transcript.pyannote[97].end |
455.47034375 |
| transcript.pyannote[98].speaker |
SPEAKER_00 |
| transcript.pyannote[98].start |
455.47034375 |
| transcript.pyannote[98].end |
455.97659375 |
| transcript.pyannote[99].speaker |
SPEAKER_01 |
| transcript.pyannote[99].start |
455.97659375 |
| transcript.pyannote[99].end |
473.79659375 |
| transcript.pyannote[100].speaker |
SPEAKER_00 |
| transcript.pyannote[100].start |
465.15659375 |
| transcript.pyannote[100].end |
465.19034375 |
| transcript.pyannote[101].speaker |
SPEAKER_00 |
| transcript.pyannote[101].start |
473.79659375 |
| transcript.pyannote[101].end |
489.10221875 |
| transcript.pyannote[102].speaker |
SPEAKER_01 |
| transcript.pyannote[102].start |
474.28596875 |
| transcript.pyannote[102].end |
474.74159375 |
| transcript.pyannote[103].speaker |
SPEAKER_01 |
| transcript.pyannote[103].start |
488.19096875 |
| transcript.pyannote[103].end |
491.85284375 |
| transcript.pyannote[104].speaker |
SPEAKER_00 |
| transcript.pyannote[104].start |
489.89534375 |
| transcript.pyannote[104].end |
493.10159375 |
| transcript.pyannote[105].speaker |
SPEAKER_01 |
| transcript.pyannote[105].start |
493.10159375 |
| transcript.pyannote[105].end |
510.90471875 |
| transcript.pyannote[106].speaker |
SPEAKER_00 |
| transcript.pyannote[106].start |
493.11846875 |
| transcript.pyannote[106].end |
493.32096875 |
| transcript.pyannote[107].speaker |
SPEAKER_00 |
| transcript.pyannote[107].start |
507.51284375 |
| transcript.pyannote[107].end |
508.33971875 |
| transcript.pyannote[108].speaker |
SPEAKER_01 |
| transcript.pyannote[108].start |
511.14096875 |
| transcript.pyannote[108].end |
524.03346875 |
| transcript.pyannote[109].speaker |
SPEAKER_00 |
| transcript.pyannote[109].start |
524.03346875 |
| transcript.pyannote[109].end |
543.96284375 |
| transcript.pyannote[110].speaker |
SPEAKER_01 |
| transcript.pyannote[110].start |
530.96909375 |
| transcript.pyannote[110].end |
532.01534375 |
| transcript.pyannote[111].speaker |
SPEAKER_01 |
| transcript.pyannote[111].start |
535.67721875 |
| transcript.pyannote[111].end |
536.80784375 |
| transcript.pyannote[112].speaker |
SPEAKER_01 |
| transcript.pyannote[112].start |
540.90846875 |
| transcript.pyannote[112].end |
541.14471875 |
| transcript.pyannote[113].speaker |
SPEAKER_01 |
| transcript.pyannote[113].start |
543.96284375 |
| transcript.pyannote[113].end |
549.59909375 |
| transcript.pyannote[114].speaker |
SPEAKER_00 |
| transcript.pyannote[114].start |
548.97471875 |
| transcript.pyannote[114].end |
554.17221875 |
| transcript.pyannote[115].speaker |
SPEAKER_00 |
| transcript.pyannote[115].start |
554.23971875 |
| transcript.pyannote[115].end |
560.09534375 |
| transcript.pyannote[116].speaker |
SPEAKER_01 |
| transcript.pyannote[116].start |
558.20534375 |
| transcript.pyannote[116].end |
558.50909375 |
| transcript.pyannote[117].speaker |
SPEAKER_01 |
| transcript.pyannote[117].start |
560.09534375 |
| transcript.pyannote[117].end |
560.65221875 |
| transcript.pyannote[118].speaker |
SPEAKER_00 |
| transcript.pyannote[118].start |
560.65221875 |
| transcript.pyannote[118].end |
562.37346875 |
| transcript.pyannote[119].speaker |
SPEAKER_01 |
| transcript.pyannote[119].start |
560.70284375 |
| transcript.pyannote[119].end |
561.25971875 |
| transcript.pyannote[120].speaker |
SPEAKER_00 |
| transcript.pyannote[120].start |
562.74471875 |
| transcript.pyannote[120].end |
566.06909375 |
| transcript.pyannote[121].speaker |
SPEAKER_01 |
| transcript.pyannote[121].start |
565.54596875 |
| transcript.pyannote[121].end |
567.23346875 |
| transcript.pyannote[122].speaker |
SPEAKER_00 |
| transcript.pyannote[122].start |
566.82846875 |
| transcript.pyannote[122].end |
567.95909375 |
| transcript.pyannote[123].speaker |
SPEAKER_00 |
| transcript.pyannote[123].start |
568.31346875 |
| transcript.pyannote[123].end |
575.70471875 |
| transcript.pyannote[124].speaker |
SPEAKER_00 |
| transcript.pyannote[124].start |
575.97471875 |
| transcript.pyannote[124].end |
580.96971875 |
| transcript.pyannote[125].speaker |
SPEAKER_01 |
| transcript.pyannote[125].start |
580.96971875 |
| transcript.pyannote[125].end |
588.19221875 |
| transcript.pyannote[126].speaker |
SPEAKER_00 |
| transcript.pyannote[126].start |
588.39471875 |
| transcript.pyannote[126].end |
602.51909375 |
| transcript.pyannote[127].speaker |
SPEAKER_01 |
| transcript.pyannote[127].start |
595.04346875 |
| transcript.pyannote[127].end |
595.54971875 |
| transcript.pyannote[128].speaker |
SPEAKER_01 |
| transcript.pyannote[128].start |
598.45221875 |
| transcript.pyannote[128].end |
599.16096875 |
| transcript.pyannote[129].speaker |
SPEAKER_01 |
| transcript.pyannote[129].start |
600.52784375 |
| transcript.pyannote[129].end |
600.67971875 |
| transcript.pyannote[130].speaker |
SPEAKER_00 |
| transcript.pyannote[130].start |
602.58659375 |
| transcript.pyannote[130].end |
602.63721875 |
| transcript.pyannote[131].speaker |
SPEAKER_01 |
| transcript.pyannote[131].start |
602.63721875 |
| transcript.pyannote[131].end |
616.64346875 |
| transcript.pyannote[132].speaker |
SPEAKER_00 |
| transcript.pyannote[132].start |
616.64346875 |
| transcript.pyannote[132].end |
616.89659375 |
| transcript.pyannote[133].speaker |
SPEAKER_01 |
| transcript.pyannote[133].start |
616.89659375 |
| transcript.pyannote[133].end |
639.28971875 |
| transcript.pyannote[134].speaker |
SPEAKER_00 |
| transcript.pyannote[134].start |
638.61471875 |
| transcript.pyannote[134].end |
662.96534375 |
| transcript.pyannote[135].speaker |
SPEAKER_01 |
| transcript.pyannote[135].start |
648.95909375 |
| transcript.pyannote[135].end |
649.26284375 |
| transcript.pyannote[136].speaker |
SPEAKER_01 |
| transcript.pyannote[136].start |
653.75159375 |
| transcript.pyannote[136].end |
653.90346875 |
| transcript.pyannote[137].speaker |
SPEAKER_01 |
| transcript.pyannote[137].start |
655.05096875 |
| transcript.pyannote[137].end |
655.35471875 |
| transcript.pyannote[138].speaker |
SPEAKER_01 |
| transcript.pyannote[138].start |
656.67096875 |
| transcript.pyannote[138].end |
656.90721875 |
| transcript.pyannote[139].speaker |
SPEAKER_01 |
| transcript.pyannote[139].start |
660.33284375 |
| transcript.pyannote[139].end |
660.99096875 |
| transcript.pyannote[140].speaker |
SPEAKER_01 |
| transcript.pyannote[140].start |
662.74596875 |
| transcript.pyannote[140].end |
662.84721875 |
| transcript.pyannote[141].speaker |
SPEAKER_01 |
| transcript.pyannote[141].start |
662.96534375 |
| transcript.pyannote[141].end |
664.34909375 |
| transcript.pyannote[142].speaker |
SPEAKER_00 |
| transcript.pyannote[142].start |
664.26471875 |
| transcript.pyannote[142].end |
664.36596875 |
| transcript.pyannote[143].speaker |
SPEAKER_01 |
| transcript.pyannote[143].start |
664.36596875 |
| transcript.pyannote[143].end |
664.39971875 |
| transcript.pyannote[144].speaker |
SPEAKER_00 |
| transcript.pyannote[144].start |
664.39971875 |
| transcript.pyannote[144].end |
671.74034375 |
| transcript.pyannote[145].speaker |
SPEAKER_01 |
| transcript.pyannote[145].start |
664.41659375 |
| transcript.pyannote[145].end |
664.43346875 |
| transcript.pyannote[146].speaker |
SPEAKER_01 |
| transcript.pyannote[146].start |
666.50909375 |
| transcript.pyannote[146].end |
668.56784375 |
| transcript.whisperx[0].start |
1.021 |
| transcript.whisperx[0].end |
20.091 |
| transcript.whisperx[0].text |
很好那個彭主委是那個這個報紙的標題做了很大這個穩定幣發行納管拼明年上路看到沒有這麼大還看不到是不是我待會請人送過去那個明年上路明明現在要進入第四階段現在目前還躺在行政院裡頭 |
| transcript.whisperx[1].start |
20.851 |
| transcript.whisperx[1].end |
36.719 |
| transcript.whisperx[1].text |
要法律通過才會第四階段對 我知道然後如果你這麼有信心常常談到行政院立法院現在變化多數那我請問一下如果明年可以上路的話最有可能是明年上半年還是下半年那個標題不是我下的我沒有這麼說不是你下的喔對 我只是說看起來 |
| transcript.whisperx[2].start |
37.199 |
| transcript.whisperx[2].end |
57.384 |
| transcript.whisperx[2].text |
我是說假設立法通過以後我們在半年之內要頒布這個相關的執法所以明年上半年有機會了如果說法律通過後行政機關在半年之內要公布說的立法執法也要半年這半年之內要最後半年之內要公布半年的話如果要上半年那除非這個會期通過嘛這個會期顯然是 |
| transcript.whisperx[3].start |
58.964 |
| transcript.whisperx[3].end |
81.037 |
| transcript.whisperx[3].text |
變數重重這要看大院什麼時候通過其實我們的執法都在準備中行政院都還沒送來就不是大院的問題立法院的問題來 主委最近前段時間有些案例知名的餐廳什麼香園賓士東影快車所的老闆與違法的第三方支付非能量登錄的HERO PET合作替海外博弈集團洗錢 |
| transcript.whisperx[4].start |
83.118 |
| transcript.whisperx[4].end |
110.889 |
| transcript.whisperx[4].text |
更誇張的是半年洗30億當然第三方支付書發布的事情但是這裡頭有共管的問題本席在民間還有聽過什麼麵包店 按摩店 水產店甚至是眼鏡行還有那種24小時的這裡頭有一個特點一個是內需市場二來呢 現金流現金流為主為什麼可以做到這種階段呢 |
| transcript.whisperx[5].start |
112.335 |
| transcript.whisperx[5].end |
135.134 |
| transcript.whisperx[5].text |
那照說這些屬於內需市場的服務業它應該沒有所謂的海外除非它有海外據點那個分店或者加盟不至於有這麼多海外業務需要匯款所以當這些匯款的部分它會透過這個金融單位的時候難道這個銀行就讓它直接 |
| transcript.whisperx[6].start |
136.215 |
| transcript.whisperx[6].end |
155.744 |
| transcript.whisperx[6].text |
把這個高額海外的匯款匯出去嗎雖然這個案子目前檢方還在偵辦當中但是現在類似這種現象在民間還普遍被討論這個主委是我想剛剛有幾個問題剛剛委員其實講的這是真的因為剛剛提到你也知道嗎沒有 |
| transcript.whisperx[7].start |
156.664 |
| transcript.whisperx[7].end |
177.7 |
| transcript.whisperx[7].text |
這些業態都不是我們現在金管住管但剛才講假設牽涉到匯款特別是匯款就是說這個匯款的部分我們有一套的規定去來做這個限制比如包括最近因為詐騙很盛行我們也針對這一塊我們也在著力但是細節我不能再公開說明我只是說這部分包括反洗錢很多東西都有一定的規範在做 |
| transcript.whisperx[8].start |
178.741 |
| transcript.whisperx[8].end |
198.669 |
| transcript.whisperx[8].text |
當然我們是看到一個案例以後回推會覺得這個是一件不可以的事這是冰山一角這不是單一案例好不好本席今天跟你講說好幾個行業我在民間在跑都聽到了委員講的是我們會從這些案例裡面再回推我們整個在防控上面有沒有漏洞 |
| transcript.whisperx[9].start |
199.389 |
| transcript.whisperx[9].end |
224.048 |
| transcript.whisperx[9].text |
這就是今天我質詢您的重點嘛就是說已經有這種現象檢方好像偵辦了至少他在透過銀行海外匯款的時候我們要如何把關嘛對沒錯就是對異常的交易的部分我們應該會來那為什麼一開始我要問說你穩定幣什麼時候上路跟這個又有關係為什麼因為穩定幣也會變成一種媒介啊對不對它也有可能會造成這樣的結果好我們再看一下 |
| transcript.whisperx[10].start |
226.039 |
| transcript.whisperx[10].end |
255.359 |
| transcript.whisperx[10].text |
穩定幣基本上它也有可能會造成洗錢的工具也就是說我上次的這個部分它不是透過這個銀行匯款而是透過穩定幣的這種部分來進行這個把款項匯出這個部分你要如何去防弊就是說銀行還有一個公司治理的KYC那個問題是現在的交易所你有要求類似的公司治理嗎 |
| transcript.whisperx[11].start |
256.299 |
| transcript.whisperx[11].end |
283.856 |
| transcript.whisperx[11].text |
我們現在的交易所的話有要加強這個監管的強度嗎你剛剛說目前虛擬貨幣是屬於高度監管的現在只是登記制還沒有達到我們的高度監管還沒達到那也就是說將來如果說你開放之後有可能會類似的情況多開放一個管道甚至目前搞不好就有了因為現在交易所目前UB一大堆 |
| transcript.whisperx[12].start |
285.417 |
| transcript.whisperx[12].end |
303.533 |
| transcript.whisperx[12].text |
現在我們9家裡面確實有在經營交易所的對啊 已經有了嘛已經有在交易了嘛所以有時候這個時候我們是不是應該就要去看有沒有可能當我們在銀行端的時候緊縮的時候他會不會跑到這邊來對 確實我們在銀行跟VASP交易的部分我們有訂定相關的規範 |
| transcript.whisperx[13].start |
304.414 |
| transcript.whisperx[13].end |
327.122 |
| transcript.whisperx[13].text |
對 所以我們現在來講比如說他們現在上次講過他完全不能用現金做交易所以我們現在全部都要透過那個法幣帳戶所以它就跟銀行之間產生了未來我們做KYC這些都比較容易做對 我意思是說這個部分也應該要求將來對於交易所的部分那另外一個部分因為穩定幣接下來因為它的這個成本低 |
| transcript.whisperx[14].start |
327.722 |
| transcript.whisperx[14].end |
348.168 |
| transcript.whisperx[14].text |
然後交易又快速那這種情況底下他會不會把既有的這個海外的這個外匯的這個交易量的這個內容當中把它替代掉既有外匯替代的可能這個有很多討論就是因為它穩定幣一個人最重要的是跨境支付跨境支付一定是比如說他一定是用這個 |
| transcript.whisperx[15].start |
349.989 |
| transcript.whisperx[15].end |
376.595 |
| transcript.whisperx[15].text |
不同的幣別的穩定幣之間在做交易那我想這部分的話未來的話其實各國都很重視這是我們會跟央行來好好密切來管因為這主要是央行我就講了央行這個問題我問過那個楊總裁他說未來是不是有衝擊要看使用者的對穩定幣有無信心我不曉得你的判斷如何當然所有的貨幣的使用都跟使用者的信心就像比如說我們現在那個 |
| transcript.whisperx[16].start |
377.995 |
| transcript.whisperx[16].end |
402.045 |
| transcript.whisperx[16].text |
其中的泰達幣他也沒有受到監管但大家為什麼覺得就是有人信任他但是有人相信因為DC是希望美國監管他才相信對 沒有錯通常CCN有市場才有法規市場已經流通過了然後法規才跟進那同樣的方式像那個Swift有一個現實上的一個交換機制但以後的虛擬貨幣的部分有沒有類似的這一種 |
| transcript.whisperx[17].start |
402.985 |
| transcript.whisperx[17].end |
428.397 |
| transcript.whisperx[17].text |
監理的這個機構那當然是未來監理的重點剛剛有報告過就是我們對剛剛委員講說我們總共7個樣態的Vespa業者裡面其中最核心的大概就是交易平台商他會做了很多業態這未來在監管的強度應該也是最強的就是交易平台商對他的要求也比較多那這個再來就是對他的一些的資本的要求人員的管控這些應該都會比較高 |
| transcript.whisperx[18].start |
429.257 |
| transcript.whisperx[18].end |
454.298 |
| transcript.whisperx[18].text |
有 你在相關的八大的執法當中有特別講到對於人員的部分消極跟積極資格我們對各種不同因為我們現在有七大類的幣七大類對 其中有一個所謂的交易平台商就是我們講類似虛幣的交易所這個概念他會做到很多其他業務這是很重要的部分我們在內部執法裡面我們已經會做分級的管理會做一些分級的管理 |
| transcript.whisperx[19].start |
455.519 |
| transcript.whisperx[19].end |
473.546 |
| transcript.whisperx[19].text |
所以但是看起來總體而言有沒有可能那個金管會跟央行對於這流進來現在主要是這個UB維多這個部分的流進的這個部分的流量還有流出的這個部分將來有一個海外匯款的一個申報機制的可能性 有沒有 |
| transcript.whisperx[20].start |
473.826 |
| transcript.whisperx[20].end |
499.037 |
| transcript.whisperx[20].text |
有 我想說剛剛那個包括央行的報告跟我們的報告裡面這裡面他要呈報的資訊裡面我們Vespa比如說這個KYC他換了這些的量這些定期的報表應該申報什麼東西應該都未來都是會滿重的就是說業者會字節然後通報給主管機關這個就是他被納管最基本的要求最基本的要求所以說都會做一個基本的一個流量管控當然好 那接下來還有一個部分 |
| transcript.whisperx[21].start |
501.118 |
| transcript.whisperx[21].end |
523.921 |
| transcript.whisperx[21].text |
現階段我們的穩定幣在世界上最主流的部分泰達幣還有Circle的部分發行的UB這兩種為主一個大家占七成多一個大家占兩成多現階段的話穩定幣最關鍵的就目前官方所透露除了銀行之外還沒有可能誰可以發行 |
| transcript.whisperx[22].start |
524.361 |
| transcript.whisperx[22].end |
552.986 |
| transcript.whisperx[22].text |
其實按照國外它實際上當然最重要是所謂的就是銀行機構再來還有其他像美國的話它有經過他們聯邦同意也可以還有就是比如說像比如說以香港為例它也沒有限制說比如說很多電商也有可能來申請沒有 就一般的虛擬貨幣我們不管但是就穩定幣的部分有沒有可能交易所或其他的地方可以有發行的可能性像剛剛委員提到那個兩大USDT跟USDC就不是金融機構發的是這樣 |
| transcript.whisperx[23].start |
554.927 |
| transcript.whisperx[23].end |
575.163 |
| transcript.whisperx[23].text |
對 剛才那兩大就是USDT跟USDC就不是金融機構發的對 就不是嘛那我是不是說在台灣呢在台灣因為我們現在的規定你的穩定幣的話要金融機構先發行嘛 對不對我們是參照MICA的我們沒有在法律上把它限縮但是我們在很多公開的場合我們說我們基於省鎮 |
| transcript.whisperx[24].start |
576.564 |
| transcript.whisperx[24].end |
601.481 |
| transcript.whisperx[24].text |
審慎的態度我們會優先的由金融機構來發行對 我知道我是說衍生後面的部分有沒有可能其他的好 那另外目前好像沒有國際的業者落地是不是我們監管得太嚴了沒有 我想我們在這個專法裡面就有一個有針對國外VASP來申請我想這個我們都是開放的未來的話我們也會針對境外像剛剛講有穩定幣來講在境外就是專法之後會比較更開放就是了對 它會有明確的遊戲規則好 那最後一個問題 |
| transcript.whisperx[25].start |
605.484 |
| transcript.whisperx[25].end |
621.119 |
| transcript.whisperx[25].text |
那有關於這些交易所的部分有沒有可能開放一些隱身性的商品就如同去年本席在擔任這個招委的時候有去海外參訪我們去看了日本的穩定幣然後日本的部分基本上的虛擬貨幣的這個監管非常的嚴格 |
| transcript.whisperx[26].start |
623.741 |
| transcript.whisperx[26].end |
639.656 |
| transcript.whisperx[26].text |
即便這麼嚴格的情況底下它還是有開放開放一些衍生性的商品類似像期貨的概念的商品但是需要一些特定的概感比的一個演算法的公司這個有沒有可能是台灣未來走的方向類似於日本 |
| transcript.whisperx[27].start |
640.997 |
| transcript.whisperx[27].end |
664.623 |
| transcript.whisperx[27].text |
衍生性業務的話我剛才在報告裡面也說了就是說我們在那個虛擬資產業務裡面我們留了一個其他金主管居然同意的虛擬資產業務我們剛才說我們會根據我們現實這些業者經營的狀況以及風險管控的能力以及國際的趨勢我們再看需求隨時可以來做調整看市場發展逐步放寬應該是我們逐步漸進來做這件事越漸淺就越多元當然 |
| transcript.whisperx[28].start |
666.025 |
| transcript.whisperx[28].end |
667.289 |
| transcript.whisperx[28].text |
謝謝主委的回覆謝謝國務委員接下來我們請賴會員委員 |