iVOD / 164674

Field Value
IVOD_ID 164674
IVOD_URL https://ivod.ly.gov.tw/Play/Clip/1M/164674
日期 2025-10-23
會議資料.會議代碼 委員會-11-4-20-4
會議資料.會議代碼:str 第11屆第4會期財政委員會第4次全體委員會議
會議資料.屆 11
會議資料.會期 4
會議資料.會次 4
會議資料.種類 委員會
會議資料.委員會代碼[0] 20
會議資料.委員會代碼:str[0] 財政委員會
會議資料.標題 第11屆第4會期財政委員會第4次全體委員會議
影片種類 Clip
開始時間 2025-10-23T11:15:19+08:00
結束時間 2025-10-23T11:25:50+08:00
影片長度 00:10:31
支援功能[0] ai-transcript
video_url https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/1f1f5c91750503d3ac4b2fea2257e11048629de9594d8cbe378985d1c29b3fea35f8edf4cfd126675ea18f28b6918d91.mp4/playlist.m3u8
委員名稱 王世堅
委員發言時間 11:15:19 - 11:25:50
會議時間 2025-10-23T09:00:00+08:00
會議名稱 立法院第11屆第4會期財政委員會第4次全體委員會議(事由:邀請中央銀行楊總裁金龍率所屬單位主管暨財金資訊股份有限公司董事長列席業務報告,並備質詢。)
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transcript.whisperx[0].start 12.529
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transcript.whisperx[0].text 謝謝主席 我請楊總裁
transcript.whisperx[1].start 20.991
transcript.whisperx[1].end 49.074
transcript.whisperx[1].text 王委員早總裁辛苦了謝謝您鼓勵您對這個房市管控的這個部分還有在這個買賣外匯的這一個部分的堅持我是非常肯定謝謝謝謝委員鼓勵還有支持頂住很多壓力我認為最重要第一點我們就是
transcript.whisperx[2].start 50.175
transcript.whisperx[2].end 75.804
transcript.whisperx[2].text 關於我們國家的匯率啦匯匯這一個部分因為我們國家GDP62%是出口所以我們是以出口為導向的國家所以央行要來顧及我們國家匯率的穩定這是應當的啦所以我也多次講我說其實我們政府應該默許央行有這兩大權利
transcript.whisperx[3].start 77.725
transcript.whisperx[3].end 96.325
transcript.whisperx[3].text 第一個權利就是不說實話的權利啦這個部分第二個操作外匯的這個權利這個我們不可否的我們台灣我們
transcript.whisperx[4].start 98.377
transcript.whisperx[4].end 124.175
transcript.whisperx[4].text 是小國寡民比起歐美日他們這些大國而言我們當然要互助我們的外匯所以這一點我是一再的堅持說一定要這麼做你看這次台幣升值的結果我們國內有那麼多的行業已經開始無薪假了他們只是因為匯率還沒有計算到
transcript.whisperx[5].start 124.955
transcript.whisperx[5].end 151.289
transcript.whisperx[5].text 那個20%的關稅還有疊加上去的那個都不算光匯率這一波就已經讓他們幾乎沒辦法存活像這個手工機械業像這個五星類他們就是這樣所以這個部分我希望央行能夠堅持那當然這個美國那邊的控制的我覺得這三點你比我更清楚嘛你是內行你專業
transcript.whisperx[6].start 152.81
transcript.whisperx[6].end 169.059
transcript.whisperx[6].text 這三點裡面我一再講我認為貿易順差超過200億這個沒話講我們隨便也都會超過說經常順差超過GDP3%這個我們也不敢太確定說是不是會超過這兩點
transcript.whisperx[7].start 171.32
transcript.whisperx[7].end 193.677
transcript.whisperx[7].text 我們比較沒話講但是但是單向外匯年淨買值說要超過GDP百分之二要超過160億美金因為我們不是一天到晚在買匯吧我們也會有賣的時候你就要帶領央行去調節有時候買有時候賣但是保持它的穩定這一點
transcript.whisperx[8].start 195.018
transcript.whisperx[8].end 215.889
transcript.whisperx[8].text 是他們永遠拿我們沒辦法的地方所以很多事情我們跟我們最大貿易往來國家大家心照不宣所以我希望你能夠頂住這個壓力繼續往對於匯率的穩定操控這個部分還是要堅持下去好不好
transcript.whisperx[9].start 217.771
transcript.whisperx[9].end 235.73
transcript.whisperx[9].text 那其次就是關於對房市房市這個部分的壓力也蠻大的因為不可否認現在在此反對聲浪的那背後的鼓譟者很多啊會影響到他們的比方說建商
transcript.whisperx[10].start 236.874
transcript.whisperx[10].end 263.271
transcript.whisperx[10].text 比方說房屋仲介公司比方說投資戶那這些人他們當然有他們的權益可是如果是來炒作的比方說有一些自己體質就不良的建設公司比方說有一些這個過分大膽的這些投資戶那房價這十年來漲幅這麼大
transcript.whisperx[11].start 265.543
transcript.whisperx[11].end 279.862
transcript.whisperx[11].text 也是因為這些人所導致的因素占非常大的一個因素那這些人他們在媒體上面聲量很大因為他們常年有那麼龐大的廣告量
transcript.whisperx[12].start 280.783
transcript.whisperx[12].end 297.267
transcript.whisperx[12].text 所以相對就會有他們製造的一些新聞那這會給我們政府壓力那政府的壓力當然就會轉嫁來請央行說是不是這個部分應該放鬆那我認為不應該我還是認為我們對於房市控管說不動產貸款
transcript.whisperx[13].start 307.24
transcript.whisperx[13].end 321.827
transcript.whisperx[13].text 資金絕對不能超過當時存款總額的30%三成我認為這個底線一定要守住當然現在行政院有放寬說那這30%的這個設限
transcript.whisperx[14].start 326.589
transcript.whisperx[14].end 346.774
transcript.whisperx[14].text 對新清安不計算不計入那不計入以後光上個月一個月就240億之多所以我還是認為對於新清安不設限來講但是要嚴審這些新清安是不是真正的有需要的新清安或者是人家
transcript.whisperx[15].start 347.594
transcript.whisperx[15].end 358.866
transcript.whisperx[15].text 不管建商 仲介 炒作者他們去找出來的人頭那這個我認為是不是應該督促各銀行他們應該嚴審 你看法呢是 沒有錯委員的
transcript.whisperx[16].start 365.763
transcript.whisperx[16].end 377.047
transcript.whisperx[16].text 對於房市的我們的信任管制一直以來都給我們很大的支持那這個真的是我又一直就說要站得住腳站得住腳也是要我們委員來協助我們來支持我們我們才站得更穩這個部分我真的非常謝謝委員這樣的一個做法
transcript.whisperx[17].start 390.911
transcript.whisperx[17].end 409.322
transcript.whisperx[17].text 所以總裁能不能頂住這個壓力因為現在動不動就會有這個聲浪跑出來所以要頂住這個壓力而且要遂之以理就是當行政院內部在討論的時候你要把這一番道理說出來過去
transcript.whisperx[18].start 412.063
transcript.whisperx[18].end 431.765
transcript.whisperx[18].text 你像十幾年前十六七年前美國也發生過那麼大的那個風暴造成金融風暴它造成的風暴已經造成世界級的也是導引你對不動產開始的所以這個底線一定要守住好不好你看我們這一次你強硬的
transcript.whisperx[19].start 433.947
transcript.whisperx[19].end 450.085
transcript.whisperx[19].text 這三年來 緊縮的政策你看 緊縮這三年以來我們房屋啊我就在講我們台灣的淡黃區台北新北就好跌幅啊不到百分之二你看那麼強硬之下
transcript.whisperx[20].start 451.326
transcript.whisperx[20].end 470.619
transcript.whisperx[20].text 房屋跌幅也不到2%等於微跌啦但是整個價值來看我們相比2020年當時的指數只有97.85現在即便下跌到這個程度房價指數還是高達150.38150
transcript.whisperx[21].start 478.475
transcript.whisperx[21].end 497.503
transcript.whisperx[21].text 這五年來等於漲了一半所以這是不可思議的事情我們也可以引國外韓國也有很好的例子韓國他們打得比我們更嚴重他們不但全面緊縮他們房價六億元的房價
transcript.whisperx[22].start 499.424
transcript.whisperx[22].end 507.173
transcript.whisperx[22].text 貸款總額的上限他們訂了這個絕對不動而且他們打擊外國的投資客他們針對熱區他們還把貸款層數下降
transcript.whisperx[23].start 512.307
transcript.whisperx[23].end 537.643
transcript.whisperx[23].text 還有他們針對超過25億韓元1比50差就5000萬的豪宅他們就限貸就限制他們的貸款不打緊喔他們兩戶以上你如果貸款兩戶以上全面禁止我們還沒有喔我們只有把乘數下降我們沒有限制戶數然後他們法人貸款
transcript.whisperx[24].start 540.042
transcript.whisperx[24].end 568.862
transcript.whisperx[24].text 對我們台灣人法人貸款我們還給他三成韓國是全面禁止一毛也不借他這些都正確的事情所以他們打房的政策比我們更嚴格而且執行上更徹底所以這樣子的情況下韓國政府也是撐住了啊也是撐住了所以我希望這個部分你一定要一定要堅持還有
transcript.whisperx[25].start 569.775
transcript.whisperx[25].end 585.577
transcript.whisperx[25].text 我們國家貸款總額沒有上限對於不動產貸款總額但是韓國他也限制貸款總額他房貸貸款總額他設限六億韓元六億韓元而已
transcript.whisperx[26].start 587.022
transcript.whisperx[26].end 615.492
transcript.whisperx[26].text 如果你一比45來看才1300萬台幣所以他們是做的這麼徹底那這樣子的情況就是為了所有全國普遍大家都能夠有合理的價格舒適的房子來居住這才是正確的所以我希望你能夠挺下去在這一波打房的政策上面因為只有你
transcript.whisperx[27].start 616.472
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transcript.whisperx[27].text 只有中央银行有办法坚持住你坚持住了其他银行才能守住好不好是谢谢委员的支持谢谢委员的鼓励谢谢