| IVOD_ID |
164047 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/164047 |
| 日期 |
2025-10-13 |
| 會議資料.會議代碼 |
委員會-11-4-20-2 |
| 會議資料.會議代碼:str |
第11屆第4會期財政委員會第2次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
2 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第4會期財政委員會第2次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-10-13T12:00:58+08:00 |
| 結束時間 |
2025-10-13T12:09:19+08:00 |
| 影片長度 |
00:08:21 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/5d6d14916e595edc74b7dd363a0c967f524a4fcb09fe332054e55ddf1b168a3103e613f7b702dda25ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
楊瓊瓔 |
| 委員發言時間 |
12:00:58 - 12:09:19 |
| 會議時間 |
2025-10-13T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第4會期財政委員會第2次全體委員會議（事由：邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢。
【10月13日、15日及16日三天一次會】） |
| transcript.pyannote[0].speaker |
SPEAKER_01 |
| transcript.pyannote[0].start |
0.03096875 |
| transcript.pyannote[0].end |
1.49909375 |
| transcript.pyannote[1].speaker |
SPEAKER_01 |
| transcript.pyannote[1].start |
2.35971875 |
| transcript.pyannote[1].end |
3.47346875 |
| transcript.pyannote[2].speaker |
SPEAKER_00 |
| transcript.pyannote[2].start |
7.03409375 |
| transcript.pyannote[2].end |
7.37159375 |
| transcript.pyannote[3].speaker |
SPEAKER_00 |
| transcript.pyannote[3].start |
7.62471875 |
| transcript.pyannote[3].end |
8.04659375 |
| transcript.pyannote[4].speaker |
SPEAKER_01 |
| transcript.pyannote[4].start |
7.77659375 |
| transcript.pyannote[4].end |
20.16284375 |
| transcript.pyannote[5].speaker |
SPEAKER_01 |
| transcript.pyannote[5].start |
20.73659375 |
| transcript.pyannote[5].end |
24.75284375 |
| transcript.pyannote[6].speaker |
SPEAKER_01 |
| transcript.pyannote[6].start |
25.05659375 |
| transcript.pyannote[6].end |
27.67221875 |
| transcript.pyannote[7].speaker |
SPEAKER_01 |
| transcript.pyannote[7].start |
28.06034375 |
| transcript.pyannote[7].end |
32.11034375 |
| transcript.pyannote[8].speaker |
SPEAKER_01 |
| transcript.pyannote[8].start |
32.38034375 |
| transcript.pyannote[8].end |
35.92409375 |
| transcript.pyannote[9].speaker |
SPEAKER_00 |
| transcript.pyannote[9].start |
35.92409375 |
| transcript.pyannote[9].end |
36.19409375 |
| transcript.pyannote[10].speaker |
SPEAKER_01 |
| transcript.pyannote[10].start |
36.19409375 |
| transcript.pyannote[10].end |
49.81221875 |
| transcript.pyannote[11].speaker |
SPEAKER_01 |
| transcript.pyannote[11].start |
50.53784375 |
| transcript.pyannote[11].end |
58.06409375 |
| transcript.pyannote[12].speaker |
SPEAKER_01 |
| transcript.pyannote[12].start |
58.35096875 |
| transcript.pyannote[12].end |
68.89784375 |
| transcript.pyannote[13].speaker |
SPEAKER_01 |
| transcript.pyannote[13].start |
70.09596875 |
| transcript.pyannote[13].end |
73.65659375 |
| transcript.pyannote[14].speaker |
SPEAKER_01 |
| transcript.pyannote[14].start |
74.43284375 |
| transcript.pyannote[14].end |
77.06534375 |
| transcript.pyannote[15].speaker |
SPEAKER_01 |
| transcript.pyannote[15].start |
77.23409375 |
| transcript.pyannote[15].end |
96.67409375 |
| transcript.pyannote[16].speaker |
SPEAKER_01 |
| transcript.pyannote[16].start |
98.98596875 |
| transcript.pyannote[16].end |
101.73659375 |
| transcript.pyannote[17].speaker |
SPEAKER_00 |
| transcript.pyannote[17].start |
101.73659375 |
| transcript.pyannote[17].end |
119.03346875 |
| transcript.pyannote[18].speaker |
SPEAKER_01 |
| transcript.pyannote[18].start |
110.56221875 |
| transcript.pyannote[18].end |
111.10221875 |
| transcript.pyannote[19].speaker |
SPEAKER_00 |
| transcript.pyannote[19].start |
119.18534375 |
| transcript.pyannote[19].end |
121.34534375 |
| transcript.pyannote[20].speaker |
SPEAKER_00 |
| transcript.pyannote[20].start |
121.64909375 |
| transcript.pyannote[20].end |
125.81721875 |
| transcript.pyannote[21].speaker |
SPEAKER_00 |
| transcript.pyannote[21].start |
126.08721875 |
| transcript.pyannote[21].end |
127.47096875 |
| transcript.pyannote[22].speaker |
SPEAKER_00 |
| transcript.pyannote[22].start |
127.84221875 |
| transcript.pyannote[22].end |
132.55034375 |
| transcript.pyannote[23].speaker |
SPEAKER_01 |
| transcript.pyannote[23].start |
132.34784375 |
| transcript.pyannote[23].end |
138.59159375 |
| transcript.pyannote[24].speaker |
SPEAKER_00 |
| transcript.pyannote[24].start |
139.09784375 |
| transcript.pyannote[24].end |
153.76221875 |
| transcript.pyannote[25].speaker |
SPEAKER_01 |
| transcript.pyannote[25].start |
140.27909375 |
| transcript.pyannote[25].end |
140.36346875 |
| transcript.pyannote[26].speaker |
SPEAKER_00 |
| transcript.pyannote[26].start |
154.15034375 |
| transcript.pyannote[26].end |
155.51721875 |
| transcript.pyannote[27].speaker |
SPEAKER_01 |
| transcript.pyannote[27].start |
155.51721875 |
| transcript.pyannote[27].end |
158.30159375 |
| transcript.pyannote[28].speaker |
SPEAKER_00 |
| transcript.pyannote[28].start |
158.25096875 |
| transcript.pyannote[28].end |
169.48971875 |
| transcript.pyannote[29].speaker |
SPEAKER_00 |
| transcript.pyannote[29].start |
169.57409375 |
| transcript.pyannote[29].end |
193.94159375 |
| transcript.pyannote[30].speaker |
SPEAKER_01 |
| transcript.pyannote[30].start |
194.68409375 |
| transcript.pyannote[30].end |
197.80596875 |
| transcript.pyannote[31].speaker |
SPEAKER_00 |
| transcript.pyannote[31].start |
197.92409375 |
| transcript.pyannote[31].end |
200.08409375 |
| transcript.pyannote[32].speaker |
SPEAKER_01 |
| transcript.pyannote[32].start |
199.94909375 |
| transcript.pyannote[32].end |
201.04596875 |
| transcript.pyannote[33].speaker |
SPEAKER_00 |
| transcript.pyannote[33].start |
201.04596875 |
| transcript.pyannote[33].end |
203.62784375 |
| transcript.pyannote[34].speaker |
SPEAKER_01 |
| transcript.pyannote[34].start |
202.69971875 |
| transcript.pyannote[34].end |
207.86346875 |
| transcript.pyannote[35].speaker |
SPEAKER_01 |
| transcript.pyannote[35].start |
208.25159375 |
| transcript.pyannote[35].end |
213.55034375 |
| transcript.pyannote[36].speaker |
SPEAKER_00 |
| transcript.pyannote[36].start |
214.39409375 |
| transcript.pyannote[36].end |
215.11971875 |
| transcript.pyannote[37].speaker |
SPEAKER_01 |
| transcript.pyannote[37].start |
214.56284375 |
| transcript.pyannote[37].end |
216.65534375 |
| transcript.pyannote[38].speaker |
SPEAKER_00 |
| transcript.pyannote[38].start |
216.80721875 |
| transcript.pyannote[38].end |
224.68784375 |
| transcript.pyannote[39].speaker |
SPEAKER_01 |
| transcript.pyannote[39].start |
224.28284375 |
| transcript.pyannote[39].end |
224.77221875 |
| transcript.pyannote[40].speaker |
SPEAKER_00 |
| transcript.pyannote[40].start |
224.77221875 |
| transcript.pyannote[40].end |
224.82284375 |
| transcript.pyannote[41].speaker |
SPEAKER_01 |
| transcript.pyannote[41].start |
225.10971875 |
| transcript.pyannote[41].end |
225.44721875 |
| transcript.pyannote[42].speaker |
SPEAKER_00 |
| transcript.pyannote[42].start |
225.44721875 |
| transcript.pyannote[42].end |
225.63284375 |
| transcript.pyannote[43].speaker |
SPEAKER_01 |
| transcript.pyannote[43].start |
225.63284375 |
| transcript.pyannote[43].end |
230.02034375 |
| transcript.pyannote[44].speaker |
SPEAKER_00 |
| transcript.pyannote[44].start |
225.73409375 |
| transcript.pyannote[44].end |
226.12221875 |
| transcript.pyannote[45].speaker |
SPEAKER_00 |
| transcript.pyannote[45].start |
230.02034375 |
| transcript.pyannote[45].end |
236.97284375 |
| transcript.pyannote[46].speaker |
SPEAKER_01 |
| transcript.pyannote[46].start |
237.39471875 |
| transcript.pyannote[46].end |
239.50409375 |
| transcript.pyannote[47].speaker |
SPEAKER_01 |
| transcript.pyannote[47].start |
240.22971875 |
| transcript.pyannote[47].end |
245.02221875 |
| transcript.pyannote[48].speaker |
SPEAKER_00 |
| transcript.pyannote[48].start |
243.85784375 |
| transcript.pyannote[48].end |
247.62096875 |
| transcript.pyannote[49].speaker |
SPEAKER_01 |
| transcript.pyannote[49].start |
248.07659375 |
| transcript.pyannote[49].end |
252.32909375 |
| transcript.pyannote[50].speaker |
SPEAKER_00 |
| transcript.pyannote[50].start |
252.43034375 |
| transcript.pyannote[50].end |
259.41659375 |
| transcript.pyannote[51].speaker |
SPEAKER_01 |
| transcript.pyannote[51].start |
252.76784375 |
| transcript.pyannote[51].end |
253.13909375 |
| transcript.pyannote[52].speaker |
SPEAKER_01 |
| transcript.pyannote[52].start |
258.70784375 |
| transcript.pyannote[52].end |
260.66534375 |
| transcript.pyannote[53].speaker |
SPEAKER_00 |
| transcript.pyannote[53].start |
260.10846875 |
| transcript.pyannote[53].end |
262.67346875 |
| transcript.pyannote[54].speaker |
SPEAKER_01 |
| transcript.pyannote[54].start |
262.70721875 |
| transcript.pyannote[54].end |
267.28034375 |
| transcript.pyannote[55].speaker |
SPEAKER_01 |
| transcript.pyannote[55].start |
268.00596875 |
| transcript.pyannote[55].end |
272.19096875 |
| transcript.pyannote[56].speaker |
SPEAKER_01 |
| transcript.pyannote[56].start |
272.64659375 |
| transcript.pyannote[56].end |
281.42159375 |
| transcript.pyannote[57].speaker |
SPEAKER_01 |
| transcript.pyannote[57].start |
281.69159375 |
| transcript.pyannote[57].end |
293.90909375 |
| transcript.pyannote[58].speaker |
SPEAKER_01 |
| transcript.pyannote[58].start |
294.93846875 |
| transcript.pyannote[58].end |
299.32596875 |
| transcript.pyannote[59].speaker |
SPEAKER_01 |
| transcript.pyannote[59].start |
299.73096875 |
| transcript.pyannote[59].end |
319.01909375 |
| transcript.pyannote[60].speaker |
SPEAKER_01 |
| transcript.pyannote[60].start |
319.42409375 |
| transcript.pyannote[60].end |
321.93846875 |
| transcript.pyannote[61].speaker |
SPEAKER_01 |
| transcript.pyannote[61].start |
322.39409375 |
| transcript.pyannote[61].end |
323.55846875 |
| transcript.pyannote[62].speaker |
SPEAKER_01 |
| transcript.pyannote[62].start |
324.75659375 |
| transcript.pyannote[62].end |
325.95471875 |
| transcript.pyannote[63].speaker |
SPEAKER_01 |
| transcript.pyannote[63].start |
326.27534375 |
| transcript.pyannote[63].end |
327.37221875 |
| transcript.pyannote[64].speaker |
SPEAKER_01 |
| transcript.pyannote[64].start |
327.64221875 |
| transcript.pyannote[64].end |
332.16471875 |
| transcript.pyannote[65].speaker |
SPEAKER_01 |
| transcript.pyannote[65].start |
332.67096875 |
| transcript.pyannote[65].end |
343.40346875 |
| transcript.pyannote[66].speaker |
SPEAKER_01 |
| transcript.pyannote[66].start |
343.69034375 |
| transcript.pyannote[66].end |
347.94284375 |
| transcript.pyannote[67].speaker |
SPEAKER_01 |
| transcript.pyannote[67].start |
348.71909375 |
| transcript.pyannote[67].end |
351.72284375 |
| transcript.pyannote[68].speaker |
SPEAKER_01 |
| transcript.pyannote[68].start |
352.21221875 |
| transcript.pyannote[68].end |
356.02596875 |
| transcript.pyannote[69].speaker |
SPEAKER_00 |
| transcript.pyannote[69].start |
352.22909375 |
| transcript.pyannote[69].end |
353.19096875 |
| transcript.pyannote[70].speaker |
SPEAKER_00 |
| transcript.pyannote[70].start |
356.34659375 |
| transcript.pyannote[70].end |
368.59784375 |
| transcript.pyannote[71].speaker |
SPEAKER_01 |
| transcript.pyannote[71].start |
363.88971875 |
| transcript.pyannote[71].end |
364.29471875 |
| transcript.pyannote[72].speaker |
SPEAKER_01 |
| transcript.pyannote[72].start |
369.44159375 |
| transcript.pyannote[72].end |
372.29346875 |
| transcript.pyannote[73].speaker |
SPEAKER_01 |
| transcript.pyannote[73].start |
372.86721875 |
| transcript.pyannote[73].end |
375.58409375 |
| transcript.pyannote[74].speaker |
SPEAKER_01 |
| transcript.pyannote[74].start |
377.47409375 |
| transcript.pyannote[74].end |
379.80284375 |
| transcript.pyannote[75].speaker |
SPEAKER_01 |
| transcript.pyannote[75].start |
380.17409375 |
| transcript.pyannote[75].end |
382.60409375 |
| transcript.pyannote[76].speaker |
SPEAKER_01 |
| transcript.pyannote[76].start |
383.46471875 |
| transcript.pyannote[76].end |
389.97846875 |
| transcript.pyannote[77].speaker |
SPEAKER_00 |
| transcript.pyannote[77].start |
389.57346875 |
| transcript.pyannote[77].end |
396.30659375 |
| transcript.pyannote[78].speaker |
SPEAKER_01 |
| transcript.pyannote[78].start |
390.56909375 |
| transcript.pyannote[78].end |
390.60284375 |
| transcript.pyannote[79].speaker |
SPEAKER_01 |
| transcript.pyannote[79].start |
396.50909375 |
| transcript.pyannote[79].end |
405.89159375 |
| transcript.pyannote[80].speaker |
SPEAKER_01 |
| transcript.pyannote[80].start |
406.11096875 |
| transcript.pyannote[80].end |
408.18659375 |
| transcript.pyannote[81].speaker |
SPEAKER_01 |
| transcript.pyannote[81].start |
408.65909375 |
| transcript.pyannote[81].end |
410.81909375 |
| transcript.pyannote[82].speaker |
SPEAKER_01 |
| transcript.pyannote[82].start |
410.85284375 |
| transcript.pyannote[82].end |
413.33346875 |
| transcript.pyannote[83].speaker |
SPEAKER_01 |
| transcript.pyannote[83].start |
413.45159375 |
| transcript.pyannote[83].end |
422.10846875 |
| transcript.pyannote[84].speaker |
SPEAKER_01 |
| transcript.pyannote[84].start |
422.68221875 |
| transcript.pyannote[84].end |
427.79534375 |
| transcript.pyannote[85].speaker |
SPEAKER_01 |
| transcript.pyannote[85].start |
427.91346875 |
| transcript.pyannote[85].end |
436.78971875 |
| transcript.pyannote[86].speaker |
SPEAKER_01 |
| transcript.pyannote[86].start |
436.85721875 |
| transcript.pyannote[86].end |
437.41409375 |
| transcript.pyannote[87].speaker |
SPEAKER_00 |
| transcript.pyannote[87].start |
437.76846875 |
| transcript.pyannote[87].end |
443.52284375 |
| transcript.pyannote[88].speaker |
SPEAKER_00 |
| transcript.pyannote[88].start |
443.75909375 |
| transcript.pyannote[88].end |
447.08346875 |
| transcript.pyannote[89].speaker |
SPEAKER_00 |
| transcript.pyannote[89].start |
447.37034375 |
| transcript.pyannote[89].end |
450.47534375 |
| transcript.pyannote[90].speaker |
SPEAKER_00 |
| transcript.pyannote[90].start |
450.99846875 |
| transcript.pyannote[90].end |
455.36909375 |
| transcript.pyannote[91].speaker |
SPEAKER_00 |
| transcript.pyannote[91].start |
455.99346875 |
| transcript.pyannote[91].end |
459.80721875 |
| transcript.pyannote[92].speaker |
SPEAKER_01 |
| transcript.pyannote[92].start |
459.99284375 |
| transcript.pyannote[92].end |
468.02534375 |
| transcript.pyannote[93].speaker |
SPEAKER_00 |
| transcript.pyannote[93].start |
460.26284375 |
| transcript.pyannote[93].end |
460.33034375 |
| transcript.pyannote[94].speaker |
SPEAKER_00 |
| transcript.pyannote[94].start |
460.51596875 |
| transcript.pyannote[94].end |
460.93784375 |
| transcript.pyannote[95].speaker |
SPEAKER_00 |
| transcript.pyannote[95].start |
468.05909375 |
| transcript.pyannote[95].end |
478.13346875 |
| transcript.pyannote[96].speaker |
SPEAKER_01 |
| transcript.pyannote[96].start |
476.69909375 |
| transcript.pyannote[96].end |
488.15721875 |
| transcript.pyannote[97].speaker |
SPEAKER_00 |
| transcript.pyannote[97].start |
480.27659375 |
| transcript.pyannote[97].end |
480.63096875 |
| transcript.pyannote[98].speaker |
SPEAKER_00 |
| transcript.pyannote[98].start |
483.48284375 |
| transcript.pyannote[98].end |
486.01409375 |
| transcript.pyannote[99].speaker |
SPEAKER_00 |
| transcript.pyannote[99].start |
488.15721875 |
| transcript.pyannote[99].end |
488.47784375 |
| transcript.pyannote[100].speaker |
SPEAKER_00 |
| transcript.pyannote[100].start |
489.03471875 |
| transcript.pyannote[100].end |
489.38909375 |
| transcript.pyannote[101].speaker |
SPEAKER_01 |
| transcript.pyannote[101].start |
489.62534375 |
| transcript.pyannote[101].end |
495.10971875 |
| transcript.whisperx[0].start |
0.149 |
| transcript.whisperx[0].end |
2.673 |
| transcript.whisperx[0].text |
保險法第146條之四的規定保險業者在海外的投資上額是45% |
| transcript.whisperx[1].start |
17.099 |
| transcript.whisperx[1].end |
29.729 |
| transcript.whisperx[1].text |
但是我們看到一個數據讓我們很有探討的空間也就是在九月份的時候你函給本席辦公室說我國受險金額總額約22兆那22兆元因為國內的標的不夠 |
| transcript.whisperx[2].start |
36.454 |
| transcript.whisperx[2].end |
53.093 |
| transcript.whisperx[2].text |
不足所以長期被迫他要向海外的市場造成資金的一個外流那等於也是讓保護呢他曝險跟外匯的一個損失那我拿到了一個統計數字你看這個表格 |
| transcript.whisperx[3].start |
55.214 |
| transcript.whisperx[3].end |
66.297 |
| transcript.whisperx[3].text |
從2017年就是1761億一直到去年2024年是3029億今年上半年是多少呢是5220億的這個虧損那我們國發會有一個兆元的一個投資 |
| transcript.whisperx[4].start |
74.757 |
| transcript.whisperx[4].end |
95.583 |
| transcript.whisperx[4].text |
為什麼我們金管會會說我們沒有國內的標的物可以去做投資所以在這邊本席要請教金管會你已經明確的來說明國內無可投資標的所以在這樣情況之下你一直讓我們的資金外流而且一直連連的虧損 |
| transcript.whisperx[5].start |
99.008 |
| transcript.whisperx[5].end |
120.475 |
| transcript.whisperx[5].text |
那我們金管會要有什麼樣的作為呢是 跟委員回答兩件事那個匯兌成本它對應會有匯兌的損益這是只是成本的部分它工具的成本當然對 這個不是它真正的最後做匯兌的那個數字再來第二個 其實應該講我們現在國內有很多投資機會 |
| transcript.whisperx[6].start |
121.775 |
| transcript.whisperx[6].end |
135.169 |
| transcript.whisperx[6].text |
但是呢保險業最重要購買的標的是固定收益的特別是債券公司債台灣的債券市場確實在規模上是相對於其他對嘛所以你買美債你買美債你的虧損就一直匯兌下來你的匯損就這麼多啊 |
| transcript.whisperx[7].start |
139.584 |
| transcript.whisperx[7].end |
153.337 |
| transcript.whisperx[7].text |
對 這匯水有時候是會像比如今年上半年是匯收益這個是因為匯率是會波動不是這樣所以它是確實面對到這個波動的風險但是不見得都是不好的這是一個 |
| transcript.whisperx[8].start |
154.278 |
| transcript.whisperx[8].end |
180.796 |
| transcript.whisperx[8].text |
上下波動的風險那這樣波動的風險我們怎麼應對呢對 所以說這也是剛剛委員有提到說委員你就想一下保險公司投資在海外通常是可能幾十年一二十年都不會匯回但是我們的匯率是全部都要算波動所以它的損益很多都是叫未實現的損益在帳戶上波動這個波動很大所以保險公司就要花很多的避險成本去避帳戶上面的波動實際上它不是現金流的匯對匯出 |
| transcript.whisperx[9].start |
181.957 |
| transcript.whisperx[9].end |
193.214 |
| transcript.whisperx[9].text |
通常我們避險是要做什麼就是我有現金流進流出因為會有賄損所以我要做工具這個受險一個特別的地方我們也是希望說未來怎麼想辦法把這個把它扭轉過來 |
| transcript.whisperx[10].start |
194.775 |
| transcript.whisperx[10].end |
213.382 |
| transcript.whisperx[10].text |
那你這個想辦法要什麼時候告訴我們有什麼辦法其實我們很快就會提出我們的方法什麼時候提出方法我想年底以前一定會跟委員報告好 年底以前提出方法因為我們也非常的希望你既然承認說國內沒有標的義務那你是不是可以去研議是不是可以適度的開放 |
| transcript.whisperx[11].start |
214.951 |
| transcript.whisperx[11].end |
236.126 |
| transcript.whisperx[11].text |
這個都是在你的研擬範圍內現在我們也在盡量的就看看透過跨部會剛剛那個委員有提到怎麼樣台灣其實需要很多的建設需要很多的建設國發會就有一個兆元基金啊他在做啊其實這我們有參與我們也在尋找更多的標的我們也下降了保險業投資國內標的一些障礙擴大開放國內的標的物 |
| transcript.whisperx[12].start |
240.305 |
| transcript.whisperx[12].end |
267.132 |
| transcript.whisperx[12].text |
以及保障我們受險人員的一個安全度嘛這安全是沒有問題啦這個風險是由保險公來承擔不是由客戶來承擔所以一定要好好的你年底就會告訴我們你的方法要怎麼做怎麼樣去配合我們的資本制度來做所謂的他的資產負債的年底的時候告訴社會大眾對 我會把這個方案跟大家做說明好 謝謝ETF市場表面很熱絡但是實際上操作 |
| transcript.whisperx[13].start |
268.392 |
| transcript.whisperx[13].end |
293.553 |
| transcript.whisperx[13].text |
實際上操作我們看到在整個結構性的一個風險當中跟他的不當行為我們看到很多投薪他為了搶市佔率所以他訂定高一點的高募集的這個責任額度那迫使基層的音樂園他必須甚至他招不到他自己自掏腰包用盡各種方式那在基金上這個上市之後立即倒貨 |
| transcript.whisperx[14].start |
296.037 |
| transcript.whisperx[14].end |
323.045 |
| transcript.whisperx[14].text |
讓這個規模立即的會縮水價格撲發那不僅會讓投資人他不信任而且會凸顯到整個市場的監管的一個缺口影響到投資人的一個權益所以本席要在這邊請教本席要在這邊請教我們看到10月2號的時候呢那5月份有多檔的ETF不到一個禮拜就七成七成的籌碼 |
| transcript.whisperx[15].start |
324.813 |
| transcript.whisperx[15].end |
351.588 |
| transcript.whisperx[15].text |
就倒出不到一個禮拜我們又看到81%的ETF的當天上市當天就破發在這樣的一個情況之下不僅影響到整個投資人的一個信任剛剛本席特別強調監管的缺口那所以請教主委你要怎麼樣重建市場的一個信任你要怎麼樣去遏止虛擬募集的一個行為請教主委 |
| transcript.whisperx[16].start |
352.524 |
| transcript.whisperx[16].end |
375.164 |
| transcript.whisperx[16].text |
你的KPI以及你的制定到底要怎麼做對 我想這個前一陣子確實引發很多的關注後來全經理也有到我們這邊來針對員工的權益跟我們做一些討論我們也採取一些行動我想我們可以提一個書面報告給委員這個非常重要我們不希望讓國人不信任不希望讓基層的這一些人員 |
| transcript.whisperx[17].start |
377.503 |
| transcript.whisperx[17].end |
395.618 |
| transcript.whisperx[17].text |
他被壓榨到這種程度81%當天破發這個是監管會您的責任必須要將你的KPI以及你的監管方式必須要說明導正市場秩序維護投資人權益跟勞工的這些的那個我們都會來 |
| transcript.whisperx[18].start |
396.559 |
| transcript.whisperx[18].end |
421.656 |
| transcript.whisperx[18].text |
最後一個議題我公開給我們金管會金管會我看到我們全球金融版的一個重組我也看到我們有八家的公股銀行六家提出退出退出在哪裡在澳洲緬甸大陸歐洲在這樣子的一個情況之下到底是什麼原因我們自己公股銀行八家有六家提出退出那這樣子等於我們 |
| transcript.whisperx[19].start |
422.797 |
| transcript.whisperx[19].end |
438.61 |
| transcript.whisperx[19].text |
整個的整體性的國家級的一個評估那麼是不是會有股牌效應讓我們的公股銀行集體的退出削弱我們整個在金融外交國際布局的一個量能呢請教其實我剛才 |
| transcript.whisperx[20].start |
439.571 |
| transcript.whisperx[20].end |
459.317 |
| transcript.whisperx[20].text |
稍早有委員問到這個問題我說其實我們的國營不是只有關股關股他基於自己營運的目的去做整併那是他們經營的問題我們關注的是這樣有沒有不符合公司治理還有整個的他們的整個的策略他來跟我們報告但是我們要看的是台灣還有很多其他的銀行 |
| transcript.whisperx[21].start |
460.217 |
| transcript.whisperx[21].end |
485.541 |
| transcript.whisperx[21].text |
當然啦 但是你基本是我們自己的功苦功苦就是如此了我們深怕的是我們被國際金融邊緣化其實不會啦我們國營可以看到我們國營在今年在海外的表現的占比呢一直越來越重要這也代表我們國營啊所以這一點我們也特別因為國營總是一個指標嘛那您必須要看為什麼他們會退出什麼樣的原因會不會影響到你也順便資料給本席好 謝謝 |
| transcript.whisperx[22].start |
491.226 |
| transcript.whisperx[22].end |
494.795 |
| transcript.whisperx[22].text |
謝謝楊瓊瑛委員接下來我們請林楚瑛委員 |