| IVOD_ID |
162454 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/162454 |
| 日期 |
2025-06-11 |
| 會議資料.會議代碼 |
聯席會議-11-3-19,20-3 |
| 會議資料.會議代碼:str |
第11屆第3會期經濟、財政兩委員會第3次聯席會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
3 |
| 會議資料.種類 |
聯席會議 |
| 會議資料.委員會代碼[0] |
19 |
| 會議資料.委員會代碼[1] |
20 |
| 會議資料.委員會代碼:str[0] |
經濟委員會 |
| 會議資料.委員會代碼:str[1] |
財政委員會 |
| 會議資料.標題 |
第11屆第3會期經濟、財政兩委員會第3次聯席會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-06-11T12:09:18+08:00 |
| 結束時間 |
2025-06-11T12:20:12+08:00 |
| 影片長度 |
00:10:54 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/5b5dae1827dbf6c91419000e484d8580b4fab53e924c0ec1dea46edf933af6803c4597e45d0cb6bb5ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
鍾佳濱 |
| 委員發言時間 |
12:09:18 - 12:20:12 |
| 會議時間 |
2025-06-11T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第3會期經濟、財政兩委員會第3次聯席會議（事由：審查：
一、本院委員謝衣鳯等16人擬具「農業保險法第十條條文修正草案」案。
二、本院委員邱若華等21人擬具「農業保險法第二條及第十條條文修正草案」案。
三、本院台灣民眾黨黨團擬具「農業保險法第二條及第十條條文修正草案」案。(詢答)） |
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653.93721875 |
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SPEAKER_00 |
| transcript.pyannote[236].start |
654.32534375 |
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655.16909375 |
| transcript.whisperx[0].start |
0.177 |
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| transcript.whisperx[0].text |
兵委员做寻答 |
| transcript.whisperx[1].start |
15.203 |
| transcript.whisperx[1].end |
40.573 |
| transcript.whisperx[1].text |
主席在場委員先進列席的政府經貿組長官員會長工作夥伴媒體記者女士先生有請農業部陳部長然後請畜牧市的李司長另外農經署李署長和農糧署的陳副署長都一併準備第一頁部長好 市長好 署長好 副署長好部長先跟你講一個不錯的消息 |
| transcript.whisperx[2].start |
43.039 |
| transcript.whisperx[2].end |
55.136 |
| transcript.whisperx[2].text |
過去啊我們糯農一直在埋怨台紐經濟協定紐西蘭的乳製品零關稅進口衝擊到本土糯農的生計結果我們昨天幾位委員開了一個記者會謝謝師長來提供資料這幾年 |
| transcript.whisperx[3].start |
61.923 |
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90.305 |
| transcript.whisperx[3].text |
零關稅之後 紐西蘭的液態乳進口量沒有增加餒市面的銷售金額也沒有下降餒反而是冰磚還原乳啊 大量增加都跑掉什麼跑到不是零售通路的那個盒裝牛奶都跑到業務通路的那個手搖飲裡面部長知不知道這個情況我每個禮拜他們都會有包括鮮乳、薄酒乳跟冰磚乳的進口量所以我說的是不是這個情況是所以你們都要補牌換店嘛 對不對 |
| transcript.whisperx[4].start |
92.037 |
| transcript.whisperx[4].end |
114.264 |
| transcript.whisperx[4].text |
鹵農現在經常檢測不是台牛零關稅嘛是鹵廠四大品牌廠大量進口那些冰磚懷孕乳供應到業務通路加在我們手搖飲裡面而且這個占比越來越高不怪我們本土的鹵農他們的選領品牌廠說我不要跟你訂那麼多有沒有這個情況 部長 |
| transcript.whisperx[5].start |
115.906 |
| transcript.whisperx[5].end |
138.792 |
| transcript.whisperx[5].text |
以現在來看冰莊乳大概每一年大概一萬七千多增加一萬八現在到六月六月的話它本身的量還在它這個範圍之內沒有暴增的非常厲害所以我是說農業部當時堅持鮮乳標章未來的食品安全就要以鮮乳標示這一點明年七月要開始實施請農業部繼續跟酪農宣導 |
| transcript.whisperx[6].start |
141.794 |
| transcript.whisperx[6].end |
149.438 |
| transcript.whisperx[6].text |
請幫諾農推廣我們的鮮乳一個通路好不好我們現在就要做一定要做很好謝謝謝謝市長謝謝市長我們接下來問農保的問題其實上個月我們辦了一個考察財政委員會辦了一個考察到農會去農民就反映了很多農業保險的問題那其中就有提到這個 |
| transcript.whisperx[7].start |
162.356 |
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181.875 |
| transcript.whisperx[7].text |
很多人心情天然在救助啦,但是沒有保養的品項啦或者是說在檳榔樹之間種香蕉,或者說椰子樹之間種檳榔只要有檳榔,不被認為農作物的檳榔園裡面種有保險保單的這些作物像香蕉,是不是農業保險不保現在是這樣吧 |
| transcript.whisperx[8].start |
186.884 |
| transcript.whisperx[8].end |
214.058 |
| transcript.whisperx[8].text |
現在是這樣子,就是建做的但是你要知道,我們農民建做一個一個廠房裡面多種作物建做是一個常態,有他們的道理是不是回去評估一下,類似像這樣檳榔園裡面建做香蕉這個香蕉也可以導播,可以考慮嗎?我覺得可以,但是就是面積要重算面積要重算,應該是可行的你面積跟植株要重新計算,可以嗎?請指示署長回去研究 |
| transcript.whisperx[9].start |
215.459 |
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233.667 |
| transcript.whisperx[9].text |
其實我們來看一下農友反應的問題環環相扣台灣的國平產值佔了37%一年在我們屏東的產值佔了大概32億新台幣其中你看香蕉是個重要作物但是去年的天災最近我們常常去新青天南台叫走的有雷鳳嘛 對不對有陸來嘛 有雙鴨嘛 對不對陸來跟雙鴨有多大 |
| transcript.whisperx[10].start |
240.302 |
| transcript.whisperx[10].end |
265.805 |
| transcript.whisperx[10].text |
目前沒有嘛所以我們是不是可以說這些農民有在栽作的這些品項保單要不要擴充品項要不要增加可以嗎?可以減價嗎?我想我們對於新保單的開發當然要看它本身的過去的數據夠不夠多才能夠算它的理賠風險這是一個很重要如果說這個數據是可以開始算的話我們就會來啟動 |
| transcript.whisperx[11].start |
266.846 |
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292.94 |
| transcript.whisperx[11].text |
是然後第二個部分在啟動的過程中我們過往少做的就是我們比較少去我們都是開發完了以後再去跟農民宣導其實在保單設計中就應該跟農民來做參與好所以呢您剛剛講的有幾個品項啦就這個農作物的品項要不要來開發為農業保險的保單包括說它的種植面積它的產量有沒有到一定規模產值是不是夠大因為你沒有這些基本的量不然要怎麼做嘛是 |
| transcript.whisperx[12].start |
294.902 |
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307.08 |
| transcript.whisperx[12].text |
是不是說不會賠錢的才能做 有沒有這個規定不會啊 我們現在平均禮賠率是130欸我就跟你講 你看聽起來你講得很理直氣壯禮賠率130欸就是因為禮賠率130沒幫我們公司要做啦 |
| transcript.whisperx[13].start |
312.6 |
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325.39 |
| transcript.whisperx[13].text |
所以我是說我們農業保險一方面我這個有點讓你為難一方面你要擴大我們作物的保單的品項內容二方面你又要找到那個保險公司你叫他怎麼都沒辦法做啦所以這個農金署要想辦法好不好要馬而好要馬不吃草 |
| transcript.whisperx[14].start |
333.2 |
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357.634 |
| transcript.whisperx[14].text |
不過現在商業保端的理賠率是47%啦商業保端是47%喔?所以還是有錢賺喔?那就趕快開發啊!我們最多的就是鳳梨釋迦啦!鳳梨釋迦我知道有很多啊!那銀行覺得不好,賣你就不要做了喔?會不會這樣?我相信他們明年不會保了,因為過去平均幾年...你說保險公司他不承保了啦,是不是這個意思?那這樣怎麼辦?那是政策保險 |
| transcript.whisperx[15].start |
358.775 |
| transcript.whisperx[15].end |
378.388 |
| transcript.whisperx[15].text |
所以政策保險所以農金屬這邊要想辦法有保險公司都是兩張包袋你如果說有很多品行都有來報有的報端料有的報端攤報端公司要做嘛你全部的報端都要料他就不愛做了嘛你們現在賣的最好的保單是什麼來往上是不是水稻是不是水稻水稻的覆蓋率怎麼樣 |
| transcript.whisperx[16].start |
379.662 |
| transcript.whisperx[16].end |
399.176 |
| transcript.whisperx[16].text |
學到政策型的保險啊是啊啊所以呢通通要保沒有吧八成八成大概八成三八成因為你們第一個基本型的保險他不用保費都給你補了對不對政府出錢嘛一般的加強跟優質的加強分兩種嘛其實說過去高工女的不可以補嘛現在高工女的可以補嗎可以可以補農民不知道啊 |
| transcript.whisperx[17].start |
400.632 |
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409.195 |
| transcript.whisperx[17].text |
應該知道 應該知道 應該啦 農糧署 我們剛剛有揣映下去啦很多農委他沒有積極去選擇啦所以這個長農 他不知道說 啊 原來喔 我們如果我們基本行的不是立法會 不用立法會喔我們那一般行的 一般加強的 跟尤其加強的 我們高工裡面也可以參加這是不是去年開始的政策對 我們的統計大概也增加了1000多公頃來投資 對 |
| transcript.whisperx[18].start |
423.9 |
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430.788 |
| transcript.whisperx[18].text |
很好 表示這個政策符合農民的需求加強宣導好不好好就是說你今年開始啊 現在我有在去跟農會問 他們都不知道呢他們都不知道 喔 要怎麼做 政府補助一半呢這補助一半比較好 對不對好 來往前 我們來看 |
| transcript.whisperx[19].start |
439.057 |
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459.451 |
| transcript.whisperx[19].text |
所以現在我們來看到這個保費是農民要不要投保的一個關鍵 對不對所以我們這次要審查的這個第十條是說本來的條文設計原來的農業作物保險原來在2020年的五月六月實施現在實施已經快四年多了 對不對所以有在討論說這個費率的問題為什麼當時你們這個費率五年之內的是75%第六年之後降為60%為什麼這樣寫的 |
| transcript.whisperx[20].start |
467.403 |
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494.489 |
| transcript.whisperx[20].text |
我想當初的立法精神就是說在初期的時候大家對保險不是那麼那麼熟悉所以政府如果必要的時候可以補助多一點但是有五年的時間慢慢大家了解了這些這些保險的精神以後那應該回到保險的基本的就是它是一個風險的對價關係自己投資自己分擔好但是現在有條文說把後面的 |
| transcript.whisperx[21].start |
495.73 |
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506.329 |
| transcript.whisperx[21].text |
60%拿掉了只有說五年以內的是多少沒有五年以後的多少如果修法改成說五年以內的75%五年之後的變成85%你覺得這樣合不合理 |
| transcript.whisperx[22].start |
508.306 |
| transcript.whisperx[22].end |
529.069 |
| transcript.whisperx[22].text |
我跟農業部的立場基本上是 我跟你講啦 說有的這種限時優惠 時間來越少啦你超過時間來 越慢來越貴啦 大家才要參加嘛 對不對所以你們原來的設計就是前高後低 鼓勵農民趕快來參訪 對不對如果改成了前低後高 我就慢慢來啊 是不是這樣子 |
| transcript.whisperx[23].start |
530.049 |
| transcript.whisperx[23].end |
546.498 |
| transcript.whisperx[23].text |
所以你知道了解了沒有所以我們這次第十條的修改呢如果把這個邏輯破壞掉了那就是亂修法啦所以我希望說農業部我們今天沒有主調審查我們今天是巡打大地頭 巡打而已所以說你們這個情形在我們實際上要修改的時候你們要說清楚你前陣子頂75%後陣子頂60%就希望說前陣子五年還幼肥農民關的參加 覆蓋率提高不然怎麼才會了結嘛 |
| transcript.whisperx[24].start |
556.664 |
| transcript.whisperx[24].end |
564.166 |
| transcript.whisperx[24].text |
那如果說你後面的60%拿掉了 農民說那前面75%我就倒掉了蛋啊不可能年齡90%全部補走啊 會這樣嗎會這樣嗎 所以參與率低 保蛋的範圍趕不到農民的需求還有申訴跟協調其實不足 理賠困難這個都是目前我們農業保險推動的一個問題 是不是這樣所以現在 博定 我們要怎麼樣來推進納保作物的品項 有什麼方法 |
| transcript.whisperx[25].start |
586.787 |
| transcript.whisperx[25].end |
596.017 |
| transcript.whisperx[25].text |
我覺得第一個我剛才也曾經說過就是我希望農民對一個作物的保險他是一個持續性的他每年都能夠投保 |
| transcript.whisperx[26].start |
597.18 |
| transcript.whisperx[26].end |
621.912 |
| transcript.whisperx[26].text |
而不是用投機的方式看到風險高就投風險低就不投那如果持續性的投保我們可以考慮它的保費可以打折用這種方式來做一個優惠設施你要想要促銷跟行銷你的保電要促銷跟行銷所以過去我2018年到2024年五年我問了五次有三個重點第一個要有一個農業金融專屬爭議的協調機構有沒有在研議了 |
| transcript.whisperx[27].start |
624.943 |
| transcript.whisperx[27].end |
641.628 |
| transcript.whisperx[27].text |
這個我們有在做還有我們用科技定損的方式遙測的資料庫完善災前災後的對比機制我們現在也在處理我們現在也在做也在做嘛還有呢還有一個就是希望你們這樣定期的跟農民有座談會對於農保的諮詢委員會辦理定期座談會農民意見有沒有在做 |
| transcript.whisperx[28].start |
642.652 |
| transcript.whisperx[28].end |
650.762 |
| transcript.whisperx[28].text |
有在做但是我覺得還可以密度還可以再提高所以希望這三點本席有提出來像今天說的這個品項還有修法希望農業部繼續加油好不好好謝謝 |