| IVOD_ID |
162436 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/162436 |
| 日期 |
2025-06-11 |
| 會議資料.會議代碼 |
聯席會議-11-3-19,20-3 |
| 會議資料.會議代碼:str |
第11屆第3會期經濟、財政兩委員會第3次聯席會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
3 |
| 會議資料.種類 |
聯席會議 |
| 會議資料.委員會代碼[0] |
19 |
| 會議資料.委員會代碼[1] |
20 |
| 會議資料.委員會代碼:str[0] |
經濟委員會 |
| 會議資料.委員會代碼:str[1] |
財政委員會 |
| 會議資料.標題 |
第11屆第3會期經濟、財政兩委員會第3次聯席會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-06-11T10:55:43+08:00 |
| 結束時間 |
2025-06-11T11:11:24+08:00 |
| 影片長度 |
00:15:41 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/5b5dae1827dbf6c9082a10e9ec55104eb4fab53e924c0ec1643b132f871dcdd84a7ded5c40f3c2c55ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
陳亭妃 |
| 委員發言時間 |
10:55:43 - 11:11:24 |
| 會議時間 |
2025-06-11T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第3會期經濟、財政兩委員會第3次聯席會議（事由：審查：
一、本院委員謝衣鳯等16人擬具「農業保險法第十條條文修正草案」案。
二、本院委員邱若華等21人擬具「農業保險法第二條及第十條條文修正草案」案。
三、本院台灣民眾黨黨團擬具「農業保險法第二條及第十條條文修正草案」案。(詢答)） |
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| transcript.whisperx[0].start |
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请部长谢谢赵伟陈部长 |
| transcript.whisperx[1].start |
10.677 |
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我也好部長我想請教一下我們如何去強化青農要從農的誘因我想有很多的青農說真的因為沒有固定的雇主來替他繳勞工的退休金所以基本上我們實際從事農業的 |
| transcript.whisperx[2].start |
32.117 |
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51.728 |
| transcript.whisperx[2].text |
這些青農說真的他在後續的保障如果跟勞保這些有衝突的時候他是沒有有一定的一些後續的選擇所以這個部分也是他們要轉轉到我們農業服務一個很大的關鍵 |
| transcript.whisperx[3].start |
52.728 |
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73.24 |
| transcript.whisperx[3].text |
他會去思考到他後續雖然如果他全力都是在做這樣一個農業從事那沒有問題可是大家都知道現在要一個年輕人要全力來從事這樣的一個農業其實並不是那麼容易能夠去維持他自己的生活維持他一個家庭是有困難的 |
| transcript.whisperx[4].start |
73.88 |
| transcript.whisperx[4].end |
89.447 |
| transcript.whisperx[4].text |
那在這個部分我們是不是有什麼樣的方向可以來協助他在他後續的保障尤其在我們農萃除菌的部分有需要去檢討讓他可以在達到一定規模的時候他也可以有所選擇 |
| transcript.whisperx[5].start |
90.772 |
| transcript.whisperx[5].end |
113.998 |
| transcript.whisperx[5].text |
我跟委員報告從我們實際的調查當中特別是您所提到的青年跟青壯年的部分大概有一半將近一半的人他是原來是從事勞工的就是投保勞保他可能在公司但是他過了一段時間以後他從事農業又不願意放棄他的勞保的年資所以他是投保勞保 |
| transcript.whisperx[6].start |
114.958 |
| transcript.whisperx[6].end |
143.915 |
| transcript.whisperx[6].text |
但是現階段他沒有辦法領我們的沒有辦法參加我們的農業退休儲金所以這個部分所以我們也特別去考量到就是說他未來是我們的農業經營的主力之一所以我們應該可以設計出一個方案讓他維持他的勞保的年金的一個領取的資格但是同時又可以來參加我們的農業的退休儲金的一個保險那這個部分我們現在正在設計 |
| transcript.whisperx[7].start |
144.815 |
| transcript.whisperx[7].end |
166.832 |
| transcript.whisperx[7].text |
因為這個會讓他們有回到自己的家鄉從農的意願是否則他會兩難是也就是說當他現在目前投保是老保可是呢他又面臨如果他轉回到我們農業的部分那麼他在儲金是有一個 |
| transcript.whisperx[8].start |
167.913 |
| transcript.whisperx[8].end |
186.396 |
| transcript.whisperx[8].text |
要求跟限制的所以我認為說在這個部分因為在這段時間其實很多的青農也一直有在反映這個區塊那我覺得這是必要性如果我們真的認為青農未來是我們農業的主力我們現在所有的政策方向也是朝這個方向 |
| transcript.whisperx[9].start |
186.957 |
| transcript.whisperx[9].end |
205.174 |
| transcript.whisperx[9].text |
希望青農回歸自己的家鄉去從農如果是這樣子的話我們更應該讓他後續有保障所以這個部分再拜託我們的部長能夠在這個區塊多用點心然後我們預計多久我們現在已經在持續在討論當中嘛 |
| transcript.whisperx[10].start |
206.355 |
| transcript.whisperx[10].end |
227.326 |
| transcript.whisperx[10].text |
對 我們現在持續本來是有所謂的法律的禁核問題勞保跟農保的部分那這個部分我想我們的法治單位都已經解釋已經可以排除了所以我們現在基本上要推這樣的方式是沒問題的那我們會併同其他的委員的意見我們希望說在下個會期能夠併提上來做一些修正 |
| transcript.whisperx[11].start |
231.508 |
| transcript.whisperx[11].end |
243.061 |
| transcript.whisperx[11].text |
因為我們認為說既然要檢討啦不要是好像頭痛一頭腳痛一腳而是我們既然要討論儲金的問題我們就一併討論因為一併討論的話雖然這是不一樣的 |
| transcript.whisperx[12].start |
248.206 |
| transcript.whisperx[12].end |
251.349 |
| transcript.whisperx[12].text |
我們的這個農退儲金我們如何去增加覆蓋率跟我們的增加輕農重農的誘因這是兩個區塊可是兩件事可是我們既然要討論我們就一併討論 |
| transcript.whisperx[13].start |
263.943 |
| transcript.whisperx[13].end |
286.842 |
| transcript.whisperx[13].text |
要不然每一次就是一下子修這個然後下一次又拿出來修那一個我覺得這個對我們修法的整個時程也會有所延宕所以這個部分在麻煩我們的部長我們來努力那另外一個部分是我們其實常常接到我們農民或是農會跟我們說我們常常 |
| transcript.whisperx[14].start |
288.311 |
| transcript.whisperx[14].end |
314.01 |
| transcript.whisperx[14].text |
就是突然之間人家已經保了十幾年了然後突然跟他講說哇 你要被退保因為你是工商負責人那因為你戶籍異動因為你地籍異動因為你這個地價稅的問題然後你的勞農重複然後因為你人不在國內還有就是說你耕地沒有到達一分地然後他可能一二十年他農保這樣的一個資格就被 |
| transcript.whisperx[15].start |
314.75 |
| transcript.whisperx[15].end |
342.406 |
| transcript.whisperx[15].text |
去除掉了 其實對於他是很傷耶他保養過的時間耶 我們到底有什麼樣的一個機制而不是好像我們想到了要清查就清查一次 然後有些是耕地為為打一分地的 都是在最後他已經要申辦了 結果我們農會把他調出來資料他賣了賣到一切切切切切到 |
| transcript.whisperx[16].start |
343.683 |
| transcript.whisperx[16].end |
346.395 |
| transcript.whisperx[16].text |
耕地餵打一分地沒辦法了 |
| transcript.whisperx[17].start |
347.472 |
| transcript.whisperx[17].end |
374.137 |
| transcript.whisperx[17].text |
已經半個月了 沒辦法了要怎麼辦所以到底我們現在有什麼方式現在已經變成農會非常頭痛的問題也是農民現在大家都不知道我到底什麼時候我可以去確認我的身份而且這一二十年來他的保養 他的錢都一直在叫一直在叫 叫到半天就跟他說 不好意思你的資格不好吧 這怎麼辦 |
| transcript.whisperx[18].start |
375.297 |
| transcript.whisperx[18].end |
401.049 |
| transcript.whisperx[18].text |
我想跟委員報告我們也注意到這個問題那第一個要先跟委員說明歷來的這些查都是審計部要求農業部來查的那我們現在是六四四的部分我們自己能夠定一個時間標準嗎我們有我們的標準那我現在就是說我不希望說六四四清查就是一審查就定生死我希望能夠更提前的去用輔導的方式讓這些 |
| transcript.whisperx[19].start |
401.889 |
| transcript.whisperx[19].end |
416.399 |
| transcript.whisperx[19].text |
有一些不符合規定的能夠在真正清查的時候能夠補正他的資格是啊這個部分我們已經在設計而且是有跟農會在溝通也許在六四事之前的半年就開始去啟動這樣子的一個溝通 |
| transcript.whisperx[20].start |
418.5 |
| transcript.whisperx[20].end |
438.892 |
| transcript.whisperx[20].text |
主動的去了解以後如果他不符合的話那他趕快想辦法補相關的資料做調整對 他可以做調整的讓他有機會調整而不是到最後就是一句話說抱歉你一定要提報那65歲以上我們是不會去特別去查的啦 |
| transcript.whisperx[21].start |
439.639 |
| transcript.whisperx[21].end |
464.593 |
| transcript.whisperx[21].text |
沒錯啊 可是不特別去查重點是他要去申辦的時候對這些資料還是會顯露出來啊對 所以我才會說就是我們有很多東西是可以主動的去了解的時候他有什麼問題的時候在真正的去清查的時候能夠補件的 能夠調整的就盡快調整部長 那你這個機制SOP什麼時候要把它訂出來這應該就有了嘛沒有啊 現在還是問題還是產生啊 |
| transcript.whisperx[22].start |
469.333 |
| transcript.whisperx[22].end |
484.843 |
| transcript.whisperx[22].text |
我們現在正在跟各個農會來做一些溝通那基本上老保局的部分技術上已經沒有問題了所以應該很快可以推出來好那什麼時候很快一個月可以把這個SOP我覺得我們就把它公開好就是說未來我們到底在哪一個時間點我們可能會去做這樣的一個告知或是這個資料做一個核對 |
| transcript.whisperx[23].start |
496.571 |
| transcript.whisperx[23].end |
524.503 |
| transcript.whisperx[23].text |
然後呢我們可以多久來做一個補正那補正的時候又有多少的一個時間點可以去做那個澄清或是更正我覺得這個部分我們應該把它訂出來讓農民都知道這現在SOP我們都已經擬好了現在就是跟農會溝通的部分我們應該三個月內之類的三個月我覺得我們就把資訊公開化因為現在已經不比以前了 |
| transcript.whisperx[24].start |
525.923 |
| transcript.whisperx[24].end |
542.171 |
| transcript.whisperx[24].text |
現在從LINE 從資訊 大家都可以得知我可以有什麼樣的一個更正辦法那我自己如果身為有這樣的一個可能被退保的機制 我可以怎麼補救我就把它訂出來 訂出來之後就不會有這些枝枝節節說我已經叫一二十年了 我的權益全部被受損然後權益就不見了這部分再麻煩三個月了那另外一個部分就是說 |
| transcript.whisperx[25].start |
555.557 |
| transcript.whisperx[25].end |
561.3 |
| transcript.whisperx[25].text |
我給我們部長看一個我們現在的投保率是53.7%其實部長你可以看從蔬菜類雜糧類蔬菜類甚至果樹類甚至養蜂產業 |
| transcript.whisperx[26].start |
571.544 |
| transcript.whisperx[26].end |
579.946 |
| transcript.whisperx[26].text |
他這個都偏低喔你看我們的養豐產是0.7而已喔農業設施才18.2%然後甚至在我們漁業的部分我們從漁業或水產才3.2%跟1.5%甚至到我們的畜牧業在家禽類才21.4%所以因為這幾樣為什麼他們的一個投保率這麼低 有沒有去檢討過 |
| transcript.whisperx[27].start |
599.96 |
| transcript.whisperx[27].end |
619.211 |
| transcript.whisperx[27].text |
我想第一個養蜂產業我們現在在溝通因為養蜂產業本身就是一個類似游牧民族除非是全國性的像龍眼樹有沒有那時候不開花那造成比較大面積的時候它不能遷移造成影響但是我們一直灌輸一個觀念就是保險是一個 |
| transcript.whisperx[28].start |
620.997 |
| transcript.whisperx[28].end |
642.254 |
| transcript.whisperx[28].text |
協助他能夠降低他的損失因為以前養蜂我們沒有辦法蜂農沒有辦法得到災損那現在有了那基本上他有登載的地方因為要依照登載的地方所以我覺得這個部分已經可以慢慢的可以去鼓勵他們但是我要講的是今天有 |
| transcript.whisperx[29].start |
643.354 |
| transcript.whisperx[29].end |
661.201 |
| transcript.whisperx[29].text |
這麼多那麼沒有辦法去增加他的投保率其實問題在哪裡問題是在於說我們的品項其實也不廣泛我們目前才28個品項44張的保單可是你看喔我們商業保險承辦21項農會體系的政策是7項可是你看比例當中農會的體系承辦的他的 |
| transcript.whisperx[30].start |
671.645 |
| transcript.whisperx[30].end |
699.513 |
| transcript.whisperx[30].text |
所謂投保率都會比較高喔是不是那為什麼跟農民有信心感有信心指數而且是政策型的對是政策型的所以呢我們是不是應該有一些更多的政策性來讓農會來做賬主辦然後增加我們投保率的一個部分然後還有一個就是說因為你的設計你的保單設計根本不符合農民的需求 |
| transcript.whisperx[31].start |
700.553 |
| transcript.whisperx[31].end |
717.535 |
| transcript.whisperx[31].text |
這個才是最大的問題所以我們現在每一個畜產或是漁產或是農作物說真的每一個樣態它的狀況都不一樣甚至是我們目前整個氣候的變化還有我們在理培的部分 |
| transcript.whisperx[32].start |
718.869 |
| transcript.whisperx[32].end |
735.601 |
| transcript.whisperx[32].text |
商業保險公司都很嚴格捏就很嚴格捏我相信平常要求保單的時候要收保費的時候是一個臉捏可是要理賠又是另外一個臉捏這個部分你有沒有去了解所以大家信心 |
| transcript.whisperx[33].start |
736.181 |
| transcript.whisperx[33].end |
747.144 |
| transcript.whisperx[33].text |
就不高啊我投保那麼多結果我要用的時候用不到這才是關鍵啊所以我覺得部長這個真的整個都要檢討既然我們要檢討農業保險因為我們農業保險從110年到現在這也是我們民進黨的好政策 |
| transcript.whisperx[34].start |
755.467 |
| transcript.whisperx[34].end |
779.143 |
| transcript.whisperx[34].text |
都要保養 讓他雙軌並行 有災損我們政府的災損補助也有農業保險可是因為現在天氣的變化所以我們其實應該是要把每一年的這個氣候樣本還有災損紀錄 其實都要做一個統整紀錄一個延續性 帶狀性的你沒有做這個帶狀性的 我告訴你我們兩天要去鄉下保養 都說不走啦 |
| transcript.whisperx[35].start |
783.306 |
| transcript.whisperx[35].end |
801.469 |
| transcript.whisperx[35].text |
全部的公務員 像水管 水道 這一次其實我們就有改變了他抽樣取樣的部分所以有部分 可是他的理賠率也不高啦 也不高啦可是如果我們沒有去改變這個理賠率更低啊 |
| transcript.whisperx[36].start |
802.37 |
| transcript.whisperx[36].end |
816.303 |
| transcript.whisperx[36].text |
所以部長我覺得這個部分是很重要我們一定要有一個參數來做調整讓商業保險能夠有依據不然你如果都故意的我告訴你所有的農民你不會都站不上去 |
| transcript.whisperx[37].start |
817.443 |
| transcript.whisperx[37].end |
846.165 |
| transcript.whisperx[37].text |
所以部長我們是不是應該全面對於農業保險在做所有的一個調整最重要的是如何讓農民有信心增加符合農民需求的保單設計我想我非常認同委員的想法也是我一直希望說未來的農業保險應該朝向保單的品質的提升這個保單的品質提升就像委員所說的你要符合農民的需求這最重要的 |
| transcript.whisperx[38].start |
846.485 |
| transcript.whisperx[38].end |
875.568 |
| transcript.whisperx[38].text |
是 然後那些風險本身的一個設計我也跟委員報告商業保險的保證的設計都會經過我們農經局這邊一起最後才做定案不會說純粹他講什麼就講什麼沒錯啊 可是他會有要求他自己這個保險的獲利率啊所以他還是一樣會他跟你們這樣子一支黨一支隊啊可是最後回歸到農民的身上其實又有差了啊 |
| transcript.whisperx[39].start |
875.948 |
| transcript.whisperx[39].end |
900.142 |
| transcript.whisperx[39].text |
對我知道所以我想我基本上會遵照委員的意見就是重新全面去檢討現在已經在做了檢討每一張保單為什麼它保單的人數會那麼少它到底哪一些保險的內容或是保費的金額有差異的時候我們逐項來做檢討這個我們現在已經在舉動了那部長什麼時候我那時候應該是講年底之前 |
| transcript.whisperx[40].start |
900.982 |
| transcript.whisperx[40].end |
904.646 |
| transcript.whisperx[40].text |
我那時候是要求他們年底之前那你剛剛跟前衛議會說一個月那是現在的經濟的報告經濟的方向可以一個月但是因為每一張保單要去調整的話可能到年底才能調整完那年底調整完 |
| transcript.whisperx[41].start |
916.637 |
| transcript.whisperx[41].end |
935.925 |
| transcript.whisperx[41].text |
年底調整完喔把每一張保單調整完喔那一樣你也是一個月你說經濟的報告也是可以給我們給我們那個經濟委員會然後呢年底喔我們設定一個年底把所有的每一樣的保單品項而且品項太少的部分也應該要做調整好 謝謝好 謝謝現在請 |