| IVOD_ID |
162041 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/162041 |
| 日期 |
2025-05-28 |
| 會議資料.會議代碼 |
委員會-11-3-20-14 |
| 會議資料.會議代碼:str |
第11屆第3會期財政委員會第14次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
14 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第3會期財政委員會第14次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-05-28T12:28:17+08:00 |
| 結束時間 |
2025-05-28T12:39:07+08:00 |
| 影片長度 |
00:10:50 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/75aba70f567c6f2490c6a4bb94af2300afe3e41e2f2b0d30a3426710e0a50eed56c4274c4566c6a95ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
黃珊珊 |
| 委員發言時間 |
12:28:17 - 12:39:07 |
| 會議時間 |
2025-05-28T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第3會期財政委員會第14次全體委員會議（事由：一、審查「國際金融業務條例」8案：
(一) 本院委員沈發惠等18人、委員鍾佳濱等17人分別擬具「國際金融業務條例第十三條、第二十二條之七及第二十二條之十六條文修正草案」等2案。
(二) 行政院函請審議、本院委員李坤城等20人、委員陳菁徽等16人、委員郭國文等19人、委員羅廷瑋等17人、委員陳玉珍等16人分別擬具「國際金融業務條例第二十二條之十六條文修正草案」等6案。【本院委員陳玉珍等16人提案如經院會復議，本次會議不予審查】
二、審查「證券投資人及期貨交易人保護法」9案：
(一) 行政院函請審議、本院委員鍾佳濱等20人、委員李坤城等19人、委員沈發惠等18人分別擬具「證券投資人及期貨交易人保護法部分條文修正草案」等4案。
(二) 本院委員林楚茵等17人、委員王鴻薇等19人、委員郭國文等18人、委員賴士葆等32人分別擬具「證券投資人及期貨交易人保護法第十條之一條文修正草案」等4案。【本院委員賴士葆等32人提案如經院會復議，本次會議不予審查】
(三) 本院委員林思銘等18人擬具「證券投資人及期貨交易人保護法第十條之一及第二十條條文修正草案」案。【本案須經各黨團簽署不復議同意書】
【5月28日及29日二天一次會】） |
| transcript.pyannote[0].speaker |
SPEAKER_00 |
| transcript.pyannote[0].start |
3.11909375 |
| transcript.pyannote[0].end |
13.69971875 |
| transcript.pyannote[1].speaker |
SPEAKER_00 |
| transcript.pyannote[1].start |
13.71659375 |
| transcript.pyannote[1].end |
14.69534375 |
| transcript.pyannote[2].speaker |
SPEAKER_00 |
| transcript.pyannote[2].start |
15.43784375 |
| transcript.pyannote[2].end |
24.75284375 |
| transcript.pyannote[3].speaker |
SPEAKER_00 |
| transcript.pyannote[3].start |
25.25909375 |
| transcript.pyannote[3].end |
31.35096875 |
| transcript.pyannote[4].speaker |
SPEAKER_00 |
| transcript.pyannote[4].start |
31.72221875 |
| transcript.pyannote[4].end |
43.02846875 |
| transcript.pyannote[5].speaker |
SPEAKER_00 |
| transcript.pyannote[5].start |
43.33221875 |
| transcript.pyannote[5].end |
44.41221875 |
| transcript.pyannote[6].speaker |
SPEAKER_00 |
| transcript.pyannote[6].start |
44.49659375 |
| transcript.pyannote[6].end |
45.86346875 |
| transcript.pyannote[7].speaker |
SPEAKER_00 |
| transcript.pyannote[7].start |
46.63971875 |
| transcript.pyannote[7].end |
51.49971875 |
| transcript.pyannote[8].speaker |
SPEAKER_01 |
| transcript.pyannote[8].start |
52.05659375 |
| transcript.pyannote[8].end |
63.02534375 |
| transcript.pyannote[9].speaker |
SPEAKER_00 |
| transcript.pyannote[9].start |
54.72284375 |
| transcript.pyannote[9].end |
54.90846875 |
| transcript.pyannote[10].speaker |
SPEAKER_00 |
| transcript.pyannote[10].start |
59.68409375 |
| transcript.pyannote[10].end |
61.15221875 |
| transcript.pyannote[11].speaker |
SPEAKER_00 |
| transcript.pyannote[11].start |
61.79346875 |
| transcript.pyannote[11].end |
66.14721875 |
| transcript.pyannote[12].speaker |
SPEAKER_01 |
| transcript.pyannote[12].start |
66.46784375 |
| transcript.pyannote[12].end |
72.25596875 |
| transcript.pyannote[13].speaker |
SPEAKER_00 |
| transcript.pyannote[13].start |
71.71596875 |
| transcript.pyannote[13].end |
73.16721875 |
| transcript.pyannote[14].speaker |
SPEAKER_00 |
| transcript.pyannote[14].start |
73.33596875 |
| transcript.pyannote[14].end |
88.67534375 |
| transcript.pyannote[15].speaker |
SPEAKER_00 |
| transcript.pyannote[15].start |
89.04659375 |
| transcript.pyannote[15].end |
93.43409375 |
| transcript.pyannote[16].speaker |
SPEAKER_00 |
| transcript.pyannote[16].start |
94.63221875 |
| transcript.pyannote[16].end |
110.57909375 |
| transcript.pyannote[17].speaker |
SPEAKER_01 |
| transcript.pyannote[17].start |
103.45784375 |
| transcript.pyannote[17].end |
103.81221875 |
| transcript.pyannote[18].speaker |
SPEAKER_01 |
| transcript.pyannote[18].start |
111.13596875 |
| transcript.pyannote[18].end |
116.68784375 |
| transcript.pyannote[19].speaker |
SPEAKER_00 |
| transcript.pyannote[19].start |
116.01284375 |
| transcript.pyannote[19].end |
118.71284375 |
| transcript.pyannote[20].speaker |
SPEAKER_00 |
| transcript.pyannote[20].start |
119.16846875 |
| transcript.pyannote[20].end |
121.10909375 |
| transcript.pyannote[21].speaker |
SPEAKER_01 |
| transcript.pyannote[21].start |
119.28659375 |
| transcript.pyannote[21].end |
124.97346875 |
| transcript.pyannote[22].speaker |
SPEAKER_00 |
| transcript.pyannote[22].start |
125.10846875 |
| transcript.pyannote[22].end |
129.04034375 |
| transcript.pyannote[23].speaker |
SPEAKER_01 |
| transcript.pyannote[23].start |
125.17596875 |
| transcript.pyannote[23].end |
125.53034375 |
| transcript.pyannote[24].speaker |
SPEAKER_01 |
| transcript.pyannote[24].start |
126.74534375 |
| transcript.pyannote[24].end |
127.26846875 |
| transcript.pyannote[25].speaker |
SPEAKER_01 |
| transcript.pyannote[25].start |
128.88846875 |
| transcript.pyannote[25].end |
135.13221875 |
| transcript.pyannote[26].speaker |
SPEAKER_01 |
| transcript.pyannote[26].start |
135.62159375 |
| transcript.pyannote[26].end |
142.52346875 |
| transcript.pyannote[27].speaker |
SPEAKER_00 |
| transcript.pyannote[27].start |
141.30846875 |
| transcript.pyannote[27].end |
147.16409375 |
| transcript.pyannote[28].speaker |
SPEAKER_00 |
| transcript.pyannote[28].start |
147.51846875 |
| transcript.pyannote[28].end |
149.81346875 |
| transcript.pyannote[29].speaker |
SPEAKER_01 |
| transcript.pyannote[29].start |
149.81346875 |
| transcript.pyannote[29].end |
153.62721875 |
| transcript.pyannote[30].speaker |
SPEAKER_00 |
| transcript.pyannote[30].start |
152.14221875 |
| transcript.pyannote[30].end |
155.11221875 |
| transcript.pyannote[31].speaker |
SPEAKER_01 |
| transcript.pyannote[31].start |
154.58909375 |
| transcript.pyannote[31].end |
166.09784375 |
| transcript.pyannote[32].speaker |
SPEAKER_00 |
| transcript.pyannote[32].start |
162.19971875 |
| transcript.pyannote[32].end |
162.36846875 |
| transcript.pyannote[33].speaker |
SPEAKER_00 |
| transcript.pyannote[33].start |
165.81096875 |
| transcript.pyannote[33].end |
168.34221875 |
| transcript.pyannote[34].speaker |
SPEAKER_01 |
| transcript.pyannote[34].start |
166.70534375 |
| transcript.pyannote[34].end |
169.64159375 |
| transcript.pyannote[35].speaker |
SPEAKER_00 |
| transcript.pyannote[35].start |
169.16909375 |
| transcript.pyannote[35].end |
179.36159375 |
| transcript.pyannote[36].speaker |
SPEAKER_01 |
| transcript.pyannote[36].start |
179.36159375 |
| transcript.pyannote[36].end |
184.66034375 |
| transcript.pyannote[37].speaker |
SPEAKER_00 |
| transcript.pyannote[37].start |
179.37846875 |
| transcript.pyannote[37].end |
179.41221875 |
| transcript.pyannote[38].speaker |
SPEAKER_00 |
| transcript.pyannote[38].start |
181.18409375 |
| transcript.pyannote[38].end |
181.35284375 |
| transcript.pyannote[39].speaker |
SPEAKER_00 |
| transcript.pyannote[39].start |
182.66909375 |
| transcript.pyannote[39].end |
183.25971875 |
| transcript.pyannote[40].speaker |
SPEAKER_01 |
| transcript.pyannote[40].start |
185.47034375 |
| transcript.pyannote[40].end |
195.32534375 |
| transcript.pyannote[41].speaker |
SPEAKER_00 |
| transcript.pyannote[41].start |
193.89096875 |
| transcript.pyannote[41].end |
198.61596875 |
| transcript.pyannote[42].speaker |
SPEAKER_00 |
| transcript.pyannote[42].start |
199.10534375 |
| transcript.pyannote[42].end |
206.46284375 |
| transcript.pyannote[43].speaker |
SPEAKER_01 |
| transcript.pyannote[43].start |
206.59784375 |
| transcript.pyannote[43].end |
206.80034375 |
| transcript.pyannote[44].speaker |
SPEAKER_01 |
| transcript.pyannote[44].start |
207.23909375 |
| transcript.pyannote[44].end |
215.69346875 |
| transcript.pyannote[45].speaker |
SPEAKER_00 |
| transcript.pyannote[45].start |
214.83284375 |
| transcript.pyannote[45].end |
214.96784375 |
| transcript.pyannote[46].speaker |
SPEAKER_00 |
| transcript.pyannote[46].start |
215.30534375 |
| transcript.pyannote[46].end |
220.82346875 |
| transcript.pyannote[47].speaker |
SPEAKER_00 |
| transcript.pyannote[47].start |
221.26221875 |
| transcript.pyannote[47].end |
233.86784375 |
| transcript.pyannote[48].speaker |
SPEAKER_01 |
| transcript.pyannote[48].start |
233.05784375 |
| transcript.pyannote[48].end |
237.02346875 |
| transcript.pyannote[49].speaker |
SPEAKER_00 |
| transcript.pyannote[49].start |
237.02346875 |
| transcript.pyannote[49].end |
246.32159375 |
| transcript.pyannote[50].speaker |
SPEAKER_01 |
| transcript.pyannote[50].start |
239.01471875 |
| transcript.pyannote[50].end |
239.30159375 |
| transcript.pyannote[51].speaker |
SPEAKER_01 |
| transcript.pyannote[51].start |
246.32159375 |
| transcript.pyannote[51].end |
253.10534375 |
| transcript.pyannote[52].speaker |
SPEAKER_01 |
| transcript.pyannote[52].start |
253.57784375 |
| transcript.pyannote[52].end |
256.91909375 |
| transcript.pyannote[53].speaker |
SPEAKER_00 |
| transcript.pyannote[53].start |
253.59471875 |
| transcript.pyannote[53].end |
254.30346875 |
| transcript.pyannote[54].speaker |
SPEAKER_00 |
| transcript.pyannote[54].start |
254.65784375 |
| transcript.pyannote[54].end |
259.66971875 |
| transcript.pyannote[55].speaker |
SPEAKER_00 |
| transcript.pyannote[55].start |
260.53034375 |
| transcript.pyannote[55].end |
267.73596875 |
| transcript.pyannote[56].speaker |
SPEAKER_01 |
| transcript.pyannote[56].start |
266.36909375 |
| transcript.pyannote[56].end |
275.22846875 |
| transcript.pyannote[57].speaker |
SPEAKER_00 |
| transcript.pyannote[57].start |
273.92909375 |
| transcript.pyannote[57].end |
298.90409375 |
| transcript.pyannote[58].speaker |
SPEAKER_01 |
| transcript.pyannote[58].start |
288.15471875 |
| transcript.pyannote[58].end |
291.04034375 |
| transcript.pyannote[59].speaker |
SPEAKER_00 |
| transcript.pyannote[59].start |
299.49471875 |
| transcript.pyannote[59].end |
303.96659375 |
| transcript.pyannote[60].speaker |
SPEAKER_01 |
| transcript.pyannote[60].start |
303.96659375 |
| transcript.pyannote[60].end |
304.70909375 |
| transcript.pyannote[61].speaker |
SPEAKER_00 |
| transcript.pyannote[61].start |
304.70909375 |
| transcript.pyannote[61].end |
313.45034375 |
| transcript.pyannote[62].speaker |
SPEAKER_01 |
| transcript.pyannote[62].start |
311.39159375 |
| transcript.pyannote[62].end |
314.36159375 |
| transcript.pyannote[63].speaker |
SPEAKER_00 |
| transcript.pyannote[63].start |
314.36159375 |
| transcript.pyannote[63].end |
317.02784375 |
| transcript.pyannote[64].speaker |
SPEAKER_01 |
| transcript.pyannote[64].start |
315.84659375 |
| transcript.pyannote[64].end |
319.17096875 |
| transcript.pyannote[65].speaker |
SPEAKER_00 |
| transcript.pyannote[65].start |
317.68596875 |
| transcript.pyannote[65].end |
318.86721875 |
| transcript.pyannote[66].speaker |
SPEAKER_00 |
| transcript.pyannote[66].start |
319.17096875 |
| transcript.pyannote[66].end |
329.11034375 |
| transcript.pyannote[67].speaker |
SPEAKER_01 |
| transcript.pyannote[67].start |
325.36409375 |
| transcript.pyannote[67].end |
326.22471875 |
| transcript.pyannote[68].speaker |
SPEAKER_01 |
| transcript.pyannote[68].start |
328.84034375 |
| transcript.pyannote[68].end |
341.85096875 |
| transcript.pyannote[69].speaker |
SPEAKER_01 |
| transcript.pyannote[69].start |
342.18846875 |
| transcript.pyannote[69].end |
350.84534375 |
| transcript.pyannote[70].speaker |
SPEAKER_00 |
| transcript.pyannote[70].start |
343.18409375 |
| transcript.pyannote[70].end |
345.09096875 |
| transcript.pyannote[71].speaker |
SPEAKER_00 |
| transcript.pyannote[71].start |
345.76596875 |
| transcript.pyannote[71].end |
345.91784375 |
| transcript.pyannote[72].speaker |
SPEAKER_00 |
| transcript.pyannote[72].start |
350.03534375 |
| transcript.pyannote[72].end |
357.08909375 |
| transcript.pyannote[73].speaker |
SPEAKER_00 |
| transcript.pyannote[73].start |
357.66284375 |
| transcript.pyannote[73].end |
358.05096875 |
| transcript.pyannote[74].speaker |
SPEAKER_00 |
| transcript.pyannote[74].start |
358.62471875 |
| transcript.pyannote[74].end |
385.28721875 |
| transcript.pyannote[75].speaker |
SPEAKER_00 |
| transcript.pyannote[75].start |
385.40534375 |
| transcript.pyannote[75].end |
391.98659375 |
| transcript.pyannote[76].speaker |
SPEAKER_01 |
| transcript.pyannote[76].start |
390.90659375 |
| transcript.pyannote[76].end |
391.91909375 |
| transcript.pyannote[77].speaker |
SPEAKER_00 |
| transcript.pyannote[77].start |
392.37471875 |
| transcript.pyannote[77].end |
395.51346875 |
| transcript.pyannote[78].speaker |
SPEAKER_01 |
| transcript.pyannote[78].start |
392.44221875 |
| transcript.pyannote[78].end |
393.48846875 |
| transcript.pyannote[79].speaker |
SPEAKER_01 |
| transcript.pyannote[79].start |
395.51346875 |
| transcript.pyannote[79].end |
400.60971875 |
| transcript.pyannote[80].speaker |
SPEAKER_00 |
| transcript.pyannote[80].start |
399.81659375 |
| transcript.pyannote[80].end |
399.91784375 |
| transcript.pyannote[81].speaker |
SPEAKER_01 |
| transcript.pyannote[81].start |
401.08221875 |
| transcript.pyannote[81].end |
406.41471875 |
| transcript.pyannote[82].speaker |
SPEAKER_00 |
| transcript.pyannote[82].start |
405.85784375 |
| transcript.pyannote[82].end |
417.06284375 |
| transcript.pyannote[83].speaker |
SPEAKER_01 |
| transcript.pyannote[83].start |
407.73096875 |
| transcript.pyannote[83].end |
409.63784375 |
| transcript.pyannote[84].speaker |
SPEAKER_01 |
| transcript.pyannote[84].start |
411.89909375 |
| transcript.pyannote[84].end |
412.37159375 |
| transcript.pyannote[85].speaker |
SPEAKER_01 |
| transcript.pyannote[85].start |
416.26971875 |
| transcript.pyannote[85].end |
418.96971875 |
| transcript.pyannote[86].speaker |
SPEAKER_00 |
| transcript.pyannote[86].start |
418.00784375 |
| transcript.pyannote[86].end |
421.23096875 |
| transcript.pyannote[87].speaker |
SPEAKER_00 |
| transcript.pyannote[87].start |
421.56846875 |
| transcript.pyannote[87].end |
437.54909375 |
| transcript.pyannote[88].speaker |
SPEAKER_01 |
| transcript.pyannote[88].start |
438.02159375 |
| transcript.pyannote[88].end |
442.13909375 |
| transcript.pyannote[89].speaker |
SPEAKER_00 |
| transcript.pyannote[89].start |
440.36721875 |
| transcript.pyannote[89].end |
440.72159375 |
| transcript.pyannote[90].speaker |
SPEAKER_00 |
| transcript.pyannote[90].start |
441.88596875 |
| transcript.pyannote[90].end |
448.61909375 |
| transcript.pyannote[91].speaker |
SPEAKER_01 |
| transcript.pyannote[91].start |
448.61909375 |
| transcript.pyannote[91].end |
451.35284375 |
| transcript.pyannote[92].speaker |
SPEAKER_01 |
| transcript.pyannote[92].start |
452.31471875 |
| transcript.pyannote[92].end |
466.01721875 |
| transcript.pyannote[93].speaker |
SPEAKER_00 |
| transcript.pyannote[93].start |
463.89096875 |
| transcript.pyannote[93].end |
464.39721875 |
| transcript.pyannote[94].speaker |
SPEAKER_00 |
| transcript.pyannote[94].start |
464.97096875 |
| transcript.pyannote[94].end |
470.75909375 |
| transcript.pyannote[95].speaker |
SPEAKER_01 |
| transcript.pyannote[95].start |
467.35034375 |
| transcript.pyannote[95].end |
467.78909375 |
| transcript.pyannote[96].speaker |
SPEAKER_01 |
| transcript.pyannote[96].start |
468.44721875 |
| transcript.pyannote[96].end |
468.70034375 |
| transcript.pyannote[97].speaker |
SPEAKER_01 |
| transcript.pyannote[97].start |
471.33284375 |
| transcript.pyannote[97].end |
471.65346875 |
| transcript.pyannote[98].speaker |
SPEAKER_00 |
| transcript.pyannote[98].start |
471.65346875 |
| transcript.pyannote[98].end |
471.68721875 |
| transcript.pyannote[99].speaker |
SPEAKER_01 |
| transcript.pyannote[99].start |
471.68721875 |
| transcript.pyannote[99].end |
472.15971875 |
| transcript.pyannote[100].speaker |
SPEAKER_00 |
| transcript.pyannote[100].start |
472.15971875 |
| transcript.pyannote[100].end |
475.65284375 |
| transcript.pyannote[101].speaker |
SPEAKER_01 |
| transcript.pyannote[101].start |
472.22721875 |
| transcript.pyannote[101].end |
472.24409375 |
| transcript.pyannote[102].speaker |
SPEAKER_01 |
| transcript.pyannote[102].start |
472.27784375 |
| transcript.pyannote[102].end |
472.29471875 |
| transcript.pyannote[103].speaker |
SPEAKER_01 |
| transcript.pyannote[103].start |
475.65284375 |
| transcript.pyannote[103].end |
482.62221875 |
| transcript.pyannote[104].speaker |
SPEAKER_00 |
| transcript.pyannote[104].start |
478.67346875 |
| transcript.pyannote[104].end |
478.97721875 |
| transcript.pyannote[105].speaker |
SPEAKER_00 |
| transcript.pyannote[105].start |
480.20909375 |
| transcript.pyannote[105].end |
485.79471875 |
| transcript.pyannote[106].speaker |
SPEAKER_01 |
| transcript.pyannote[106].start |
485.82846875 |
| transcript.pyannote[106].end |
489.40596875 |
| transcript.pyannote[107].speaker |
SPEAKER_00 |
| transcript.pyannote[107].start |
489.40596875 |
| transcript.pyannote[107].end |
526.07534375 |
| transcript.pyannote[108].speaker |
SPEAKER_01 |
| transcript.pyannote[108].start |
490.82346875 |
| transcript.pyannote[108].end |
491.11034375 |
| transcript.pyannote[109].speaker |
SPEAKER_01 |
| transcript.pyannote[109].start |
497.21909375 |
| transcript.pyannote[109].end |
498.21471875 |
| transcript.pyannote[110].speaker |
SPEAKER_01 |
| transcript.pyannote[110].start |
520.65846875 |
| transcript.pyannote[110].end |
521.08034375 |
| transcript.pyannote[111].speaker |
SPEAKER_00 |
| transcript.pyannote[111].start |
526.88534375 |
| transcript.pyannote[111].end |
535.25534375 |
| transcript.pyannote[112].speaker |
SPEAKER_01 |
| transcript.pyannote[112].start |
535.67721875 |
| transcript.pyannote[112].end |
539.60909375 |
| transcript.pyannote[113].speaker |
SPEAKER_01 |
| transcript.pyannote[113].start |
540.03096875 |
| transcript.pyannote[113].end |
541.68471875 |
| transcript.pyannote[114].speaker |
SPEAKER_00 |
| transcript.pyannote[114].start |
540.97596875 |
| transcript.pyannote[114].end |
542.68034375 |
| transcript.pyannote[115].speaker |
SPEAKER_01 |
| transcript.pyannote[115].start |
542.68034375 |
| transcript.pyannote[115].end |
543.55784375 |
| transcript.pyannote[116].speaker |
SPEAKER_00 |
| transcript.pyannote[116].start |
542.89971875 |
| transcript.pyannote[116].end |
547.42221875 |
| transcript.pyannote[117].speaker |
SPEAKER_01 |
| transcript.pyannote[117].start |
547.42221875 |
| transcript.pyannote[117].end |
552.78846875 |
| transcript.pyannote[118].speaker |
SPEAKER_00 |
| transcript.pyannote[118].start |
547.47284375 |
| transcript.pyannote[118].end |
547.54034375 |
| transcript.pyannote[119].speaker |
SPEAKER_00 |
| transcript.pyannote[119].start |
547.59096875 |
| transcript.pyannote[119].end |
547.70909375 |
| transcript.pyannote[120].speaker |
SPEAKER_00 |
| transcript.pyannote[120].start |
551.30346875 |
| transcript.pyannote[120].end |
552.40034375 |
| transcript.pyannote[121].speaker |
SPEAKER_00 |
| transcript.pyannote[121].start |
552.78846875 |
| transcript.pyannote[121].end |
563.03159375 |
| transcript.pyannote[122].speaker |
SPEAKER_01 |
| transcript.pyannote[122].start |
563.35221875 |
| transcript.pyannote[122].end |
564.07784375 |
| transcript.pyannote[123].speaker |
SPEAKER_00 |
| transcript.pyannote[123].start |
564.07784375 |
| transcript.pyannote[123].end |
566.49096875 |
| transcript.pyannote[124].speaker |
SPEAKER_01 |
| transcript.pyannote[124].start |
566.59221875 |
| transcript.pyannote[124].end |
571.19909375 |
| transcript.pyannote[125].speaker |
SPEAKER_00 |
| transcript.pyannote[125].start |
570.79409375 |
| transcript.pyannote[125].end |
574.57409375 |
| transcript.pyannote[126].speaker |
SPEAKER_01 |
| transcript.pyannote[126].start |
574.11846875 |
| transcript.pyannote[126].end |
581.35784375 |
| transcript.pyannote[127].speaker |
SPEAKER_00 |
| transcript.pyannote[127].start |
579.36659375 |
| transcript.pyannote[127].end |
579.77159375 |
| transcript.pyannote[128].speaker |
SPEAKER_00 |
| transcript.pyannote[128].start |
580.69971875 |
| transcript.pyannote[128].end |
580.95284375 |
| transcript.pyannote[129].speaker |
SPEAKER_00 |
| transcript.pyannote[129].start |
581.07096875 |
| transcript.pyannote[129].end |
588.07409375 |
| transcript.pyannote[130].speaker |
SPEAKER_01 |
| transcript.pyannote[130].start |
587.24721875 |
| transcript.pyannote[130].end |
589.50846875 |
| transcript.pyannote[131].speaker |
SPEAKER_00 |
| transcript.pyannote[131].start |
588.64784375 |
| transcript.pyannote[131].end |
606.21471875 |
| transcript.pyannote[132].speaker |
SPEAKER_01 |
| transcript.pyannote[132].start |
606.18096875 |
| transcript.pyannote[132].end |
610.19721875 |
| transcript.pyannote[133].speaker |
SPEAKER_00 |
| transcript.pyannote[133].start |
609.72471875 |
| transcript.pyannote[133].end |
632.03346875 |
| transcript.pyannote[134].speaker |
SPEAKER_01 |
| transcript.pyannote[134].start |
610.24784375 |
| transcript.pyannote[134].end |
611.26034375 |
| transcript.pyannote[135].speaker |
SPEAKER_01 |
| transcript.pyannote[135].start |
612.55971875 |
| transcript.pyannote[135].end |
613.36971875 |
| transcript.pyannote[136].speaker |
SPEAKER_00 |
| transcript.pyannote[136].start |
632.43846875 |
| transcript.pyannote[136].end |
632.80971875 |
| transcript.pyannote[137].speaker |
SPEAKER_01 |
| transcript.pyannote[137].start |
633.01221875 |
| transcript.pyannote[137].end |
635.69534375 |
| transcript.pyannote[138].speaker |
SPEAKER_00 |
| transcript.pyannote[138].start |
635.54346875 |
| transcript.pyannote[138].end |
635.62784375 |
| transcript.pyannote[139].speaker |
SPEAKER_00 |
| transcript.pyannote[139].start |
635.69534375 |
| transcript.pyannote[139].end |
635.76284375 |
| transcript.pyannote[140].speaker |
SPEAKER_01 |
| transcript.pyannote[140].start |
635.76284375 |
| transcript.pyannote[140].end |
636.48846875 |
| transcript.pyannote[141].speaker |
SPEAKER_00 |
| transcript.pyannote[141].start |
635.77971875 |
| transcript.pyannote[141].end |
638.61471875 |
| transcript.pyannote[142].speaker |
SPEAKER_01 |
| transcript.pyannote[142].start |
638.10846875 |
| transcript.pyannote[142].end |
638.54721875 |
| transcript.pyannote[143].speaker |
SPEAKER_00 |
| transcript.pyannote[143].start |
639.57659375 |
| transcript.pyannote[143].end |
651.16971875 |
| transcript.whisperx[0].start |
3.154 |
| transcript.whisperx[0].end |
4.034 |
| transcript.whisperx[0].text |
國際金融業務條例 |
| transcript.whisperx[1].start |
15.678 |
| transcript.whisperx[1].end |
37.996 |
| transcript.whisperx[1].text |
內容當時的目標好像是要跟其他的國家來競爭甚至搶國外到台灣的人來台灣買保險那到今天為止已經整整十年所以我們要往下再延十年這十年來現在行政院又要打造台灣是亞太資產管理中心我們聽到這些名詞已經聽很久了 |
| transcript.whisperx[2].start |
39.277 |
| transcript.whisperx[2].end |
63.009 |
| transcript.whisperx[2].text |
亞太理財中心現在是亞洲資產管理中心主委這十年我們就回頭來看看前面給了十年效益怎麼樣有沒有達到金管會當時設定的目標我想這個數字不會騙人我想過去OIU確實在尤其最近幾年那績效不好績效很差應該是說這十年來我們給了這麼多優惠好像也沒有什麼進展 |
| transcript.whisperx[3].start |
66.816 |
| transcript.whisperx[3].end |
87.495 |
| transcript.whisperx[3].text |
但是我必須講說時空不一樣了就像我們最近所以未來還有10年這10年你有什麼目標跟想法很簡單我們原來預估要36家目前來的20家達成率55%人身保險的收入保費收入我們預估是30億我們只收到1.3億然後財產保險保費收入我們預估要6.7億結果收到了0 |
| transcript.whisperx[4].start |
94.69 |
| transcript.whisperx[4].end |
110.264 |
| transcript.whisperx[4].text |
在保險的保費收入20億好一點大概11億目標57.9也就是說這是10年的成績單實在不好看那現在就是彭竹瑞當年是過度樂觀那時空環境不同你覺得最大的問題出在哪裡 |
| transcript.whisperx[5].start |
111.155 |
| transcript.whisperx[5].end |
124.1 |
| transcript.whisperx[5].text |
我想剛才其實很多委員也指教過了啦就比如說當時的目的當時希望用大陸客嘛對不對所以大陸客這十年就沒有啦那當然再來就是我們的商品沒有競爭力我覺得是很關鍵點 |
| transcript.whisperx[6].start |
125.225 |
| transcript.whisperx[6].end |
146.8 |
| transcript.whisperx[6].text |
商品沒有競爭力,成本過高所以沒有人要來對,就是我們的商品其實還有很多的限制就像我們這次我們就請保險局就放寬了我們這個OIU的管理辦法裡面對商品設計我們有新的商品如果你的商品沒有競爭力,沒有吸引力來這邊設的成本又很高,然後又沒有客人 |
| transcript.whisperx[7].start |
147.6 |
| transcript.whisperx[7].end |
171.767 |
| transcript.whisperx[7].text |
那就不會有人來嘛這是不一樣這是我們的客人不會只瞄準一個地方是不能只有一個項目跟對象所以說我們這次就是是一個新的完全全新的方向而且我們這次的OIU不是單打獨鬥我們這次呢是要跟OBU跟OSU一起大家一起來變成亞洲的資產管理是的現在我就叫您定出您的目標未來 |
| transcript.whisperx[8].start |
173.647 |
| transcript.whisperx[8].end |
182.682 |
| transcript.whisperx[8].text |
10年後我們再來看您今天所說的話看能不能做得到您有沒有具體的設定的目標因為過去的基期很低啦因為主要是我們成長會很高 |
| transcript.whisperx[9].start |
185.523 |
| transcript.whisperx[9].end |
205.83 |
| transcript.whisperx[9].text |
我覺得應該會成長很高 按照這個機器來看的話因為我們馬上會有新的產品出來 而且再加上我們新開放的一些業務好啦 比10年前那個目標 至少要完成之外再加一倍啦這樣有沒有很難不難所以這個就是比10年前的目標 完成之外再加一倍至少這是你的底線 |
| transcript.whisperx[10].start |
207.81 |
| transcript.whisperx[10].end |
235.532 |
| transcript.whisperx[10].text |
這個我不做預期我只是說過去在這一塊裡面我們還是要做市場的嘗試我只是說成長而且能夠有顯著的成長是不難的如果亞洲資產管理公司我們其實都希望什麼亞太運動中心啊亞洲什麼其實台灣喊很久但是我們自己的法規某個程度其實沒有國際化沒有辦法跟其他的城市或其他的國家做充分的競爭這才是今天要修這個法的原因嘛我已經講了沒有錯所以說我也說 |
| transcript.whisperx[11].start |
236.312 |
| transcript.whisperx[11].end |
252.429 |
| transcript.whisperx[11].text |
可以跟委員再報告一下如果我們要變成國際化尤其是金融自由化我們必須要有相應的所謂的管理上面的調整當然 如果說委員有注意到的話如果這些細節我們放寬的規定我們單單高雄專區我們就放寬了 |
| transcript.whisperx[12].start |
253.655 |
| transcript.whisperx[12].end |
282.166 |
| transcript.whisperx[12].text |
所以我覺得台灣其實是有機會的但是我們其實尤其在香港它黑化了以後它現在其實我們應該把這個位置搶過來那現在大部分被新加坡搶走嘛那我們順利把它搶回來確實確實我想這個是國人一致的方向啦因為我們希望讓我們的金融市場有更大的活動空間沒錯所以我希望主委你的目標要定出來這個法案修了之後十年期的目標至少要有這個宏大的願景嘛 |
| transcript.whisperx[13].start |
283.047 |
| transcript.whisperx[13].end |
298.462 |
| transcript.whisperx[13].text |
這個願景就是接下來不管誰來當主委未來的十年大家一起努力的方向這個可能需要給我們立法院一個具體的數字好嗎好的第二個部分就是我們最近一直在討論終於看到金管會要把所謂的 |
| transcript.whisperx[14].start |
299.543 |
| transcript.whisperx[14].end |
317.769 |
| transcript.whisperx[14].text |
融資公司將要公告在金融消費者保護法了,對吧?對,是的好,所以第一階段看起來只有14家有4大家之外的14家他們上市集團的下游4家上市集團公司,分科的子公司,對第二階段是銀行取購轉投資的相關的公司,對 |
| transcript.whisperx[15].start |
319.309 |
| transcript.whisperx[15].end |
341.445 |
| transcript.whisperx[15].text |
第三階段是有工會的小型其他融資公司15家所以總共大概44家差不多40家左右所以你覺得我們的融資註定公司只有44家嗎其實這是一個好問題因為什麼其實我想在台灣很難有人說得出台灣融資公司有幾家因為主要是這個邊界非常不明確很多是一般的公司但他可能只是做了 |
| transcript.whisperx[16].start |
342.465 |
| transcript.whisperx[16].end |
355.79 |
| transcript.whisperx[16].text |
融資 但是加租賃的他其實本質上不是一家所謂融資公司所以我的意思是說台灣絕對不會只有這44家在做嘛這其他的問題在於說我們現在 |
| transcript.whisperx[17].start |
358.652 |
| transcript.whisperx[17].end |
383.765 |
| transcript.whisperx[17].text |
對能管的先管這個我同意該管的先管而且大型的我們管得到的先管但是管不到的它不等於它不存在就像我們之前的虛擬資產業者一樣所以它都在只是我們要怎麼去看待它監察院在4月的調查報告說金管會現行只有準備管理部分業者對於其他從事相同業務相同風險甚至數量更為龐大的民間融資公司沒有納管計畫 |
| transcript.whisperx[18].start |
385.806 |
| transcript.whisperx[18].end |
400.435 |
| transcript.whisperx[18].text |
糾正了金管會所以主委這個不是我們想不管就可以不管接下來是我的問題是金融保護法它有點限制不是就說我們不是該管不管本來其實像這些它都在啊 |
| transcript.whisperx[19].start |
401.635 |
| transcript.whisperx[19].end |
420.504 |
| transcript.whisperx[19].text |
這個由誰來管適當我想全世界管這個東西我想委員也做過研究我理解所以我們希望說有個進程你要先管這個我們沒有意見先納管沒有的部分現在還是丟給經濟部嘛各安去協商嘛我們有其他的法律在處理希望說接下去還是一樣嘛 |
| transcript.whisperx[20].start |
421.664 |
| transcript.whisperx[20].end |
449.162 |
| transcript.whisperx[20].text |
包括台北市政府法務部統計的它的消費申訴像中租控股旗下的重信融資它歷年上都是不去參加協商也就是納了金保法能不能夠解決這些問題當然如果說按照我們的金保法裡面的規定它就被強迫了當然但金保法有一個很嚴重的問題它只有在12萬以下對業者才有去處理你這個要不要提高呢這跟委員報告 |
| transcript.whisperx[21].start |
452.372 |
| transcript.whisperx[21].end |
469.687 |
| transcript.whisperx[21].text |
金保法還有這個特殊的簡便等同於法院判決的效力是那原來比如說我們現在提到以前的專法他如果不是這個他還沒有我想很多人在批評這件事情金保法是好的所以我沒有意見嘛我說先納管所以現在12萬你覺得合理嗎 |
| transcript.whisperx[22].start |
471.7 |
| transcript.whisperx[22].end |
491.948 |
| transcript.whisperx[22].text |
你要不要再做這些調整這是你金管會可以做的事這是所以我們會按照時機的需求因為這畢竟是已經限縮了人民的安全利用現在隨便一個年輕人可能都借了幾十萬十二萬真的太低了沒有他有分兩個不同的類型一個是投資一個不是投資所以不是投資只是單純借錢這種買個機車的十二萬其實都太少 |
| transcript.whisperx[23].start |
498.51 |
| transcript.whisperx[23].end |
525.558 |
| transcript.whisperx[23].text |
主委你要納金保法我沒有意見先管能管的但是這個部分要檢討如果可以的話金保法要拉高第二個部分是我們現在包括洗錢防治法我上次已經說了我們已經把融資租賃放在洗錢防治的對象那接下來還有我們要納管的所謂的虛擬資產業者還有現在可能正在成立工會的P2P業者他將來可能都是類 |
| transcript.whisperx[24].start |
526.946 |
| transcript.whisperx[24].end |
538.927 |
| transcript.whisperx[24].text |
金融機構的金融行為所以金保法這兩個業者我們有沒有同有沒有要朝鄉管理的方案這個就剛才講說比如說講P2P好P2P是一個 |
| transcript.whisperx[25].start |
540.137 |
| transcript.whisperx[25].end |
562.871 |
| transcript.whisperx[25].text |
如果它涉及到P2P正在進行正在存在它也存在將來也會有糾紛我想我們會按照融資公司實施的情況再來看看怎麼樣把它屬於我們這部分不是要等人家是要現在就做好預防第二個就是虛擬制裁業者他們開始做登記制了那他們的爭議有沒有到納入禁包法 |
| transcript.whisperx[26].start |
563.553 |
| transcript.whisperx[26].end |
580.621 |
| transcript.whisperx[26].text |
現在沒有還沒有 你要不要將來把它納入呢現在我們會來在專法來處理這是另外一個問題如果他們都幾乎等同金融行為的話其實很不一樣我想Vespa裡面跟我們的金融服務是很大的不同我想這點要特別特別的強調 |
| transcript.whisperx[27].start |
581.781 |
| transcript.whisperx[27].end |
604.862 |
| transcript.whisperx[27].text |
接下來可能都會有類似的問題所以要不要納入金保法我們會審慎來思考這個問題啦我希望給我一個方向跟目標跟我們打算怎麼樣看待他這些是一個態度問題我們現在把他納管了登錄了然後接下來呢接下來是你要很嚴格的管理但是發生糾紛了我不處理 |
| transcript.whisperx[28].start |
605.502 |
| transcript.whisperx[28].end |
629.419 |
| transcript.whisperx[28].text |
這不是很奇怪嗎不會 它在裡面就只是它的性質跟我們的金融服務還是有點差有點不一樣所以可以我都沒有意見金管會希望你在一個月之內針對VASP業者針對P2P甚至將來的融資公司在金保法裡面的角度第二個金保法的所謂的強制力的12萬我覺得應該要有一些調整如果你今天要把它納管12萬對融資公司來說太低了 |
| transcript.whisperx[29].start |
633.161 |
| transcript.whisperx[29].end |
634.762 |
| transcript.whisperx[29].text |
政政權委員 政政權不在蘇清泉 蘇清泉 蘇清泉委員不在 |