| IVOD_ID |
161001 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/161001 |
| 日期 |
2025-05-07 |
| 會議資料.會議代碼 |
委員會-11-3-35-11 |
| 會議資料.會議代碼:str |
第11屆第3會期外交及國防委員會第11次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
11 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
35 |
| 會議資料.委員會代碼:str[0] |
外交及國防委員會 |
| 會議資料.標題 |
第11屆第3會期外交及國防委員會第11次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-05-07T11:04:08+08:00 |
| 結束時間 |
2025-05-07T11:16:22+08:00 |
| 影片長度 |
00:12:14 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/0a74d2e02c378e06166ce6beda4711e11c005f00a3db85f73464f2517af749f0e63f43b907692b255ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
徐巧芯 |
| 委員發言時間 |
11:04:08 - 11:16:22 |
| 會議時間 |
2025-05-07T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第3會期外交及國防委員會第11次全體委員會議（事由：邀請僑務委員會委員長、經濟部次長、國家發展委員會副主任委員報告「美國對等關稅政策對僑台商全球布局之挑戰，及我政府協助僑台商之具體策略與措施」，並備質詢。） |
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| transcript.whisperx[0].start |
0.526 |
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10.386 |
| transcript.whisperx[0].text |
谢谢主席我想那个乔委会委员长然后经济部常务次长跟我们这个国发会副主委那都可以先上台一下 |
| transcript.whisperx[1].start |
15.868 |
| transcript.whisperx[1].end |
43.266 |
| transcript.whisperx[1].text |
我用好好那謝謝我們呢大家都很關心這個貿易戰以及台橋的這個經營的困境那麼呢現在呢這個台幣又過度的升值那對於很多的這些廠商們他們是感覺到非常的擔心因為台灣的出口導向七成而且呢我們的毛利率都非常的低所以在這個升值的情況下面大家都很擔心受到這個影響 |
| transcript.whisperx[2].start |
43.966 |
| transcript.whisperx[2].end |
61.213 |
| transcript.whisperx[2].text |
那我想要先問一下委員長我們這幾天有沒有收到僑胞對於台幣升值的一些回饋反應或是擔憂多少都有一些多少都有一些嘛那我們在這個部分的我們有什麼樣的提供他們的解決方式 |
| transcript.whisperx[3].start |
63.274 |
| transcript.whisperx[3].end |
88.384 |
| transcript.whisperx[3].text |
昨天看起來這個台幣的升值狀況好像趨於穩定所以希望它只是一個一時的心理預期的現象那後續的這個幣匯率上面可以持續的保持一個穩定性因為不管它是升值或貶值一定會有某個業別受到嚴重的影響如果它是升值的時候就會對出口導向不利如果是貶值的時候又會對進口導向不利 |
| transcript.whisperx[4].start |
90.364 |
| transcript.whisperx[4].end |
108.535 |
| transcript.whisperx[4].text |
但是我們台幣升值的這個幅度那算是史上來說非常大所以影響也特別的大那您剛才有提到說有進行這些座談那目前業者反映的訴求跟困難是什麼那我們的問卷的結果又是什麼呢 |
| transcript.whisperx[5].start |
109.415 |
| transcript.whisperx[5].end |
127.514 |
| transcript.whisperx[5].text |
委員這個是這個月五月要開始進行的所以還沒有結果出來因為我們五月是歐洲商會的總會這個就跟那個王定宇委員講的一樣就是大家會擔心太慢因為呢川普他的這個政策呢是這個初一十五跟月亮一樣都不一樣 |
| transcript.whisperx[6].start |
128.915 |
| transcript.whisperx[6].end |
150.665 |
| transcript.whisperx[6].text |
委員有點不一樣的地方是因為他們在各個不同國家那各個國家談判速度是不一樣的那我等一下會問各個國家的部分那現在呢要提供這個930億的相關紓困政策那我想要問一下僑委會這邊呢會分到多少的我們在這個紓困政策裡面基本上是沒有列入的沒有列入的因為他這個不是對於國內的廠商的補助 |
| transcript.whisperx[7].start |
152.546 |
| transcript.whisperx[7].end |
161.054 |
| transcript.whisperx[7].text |
OK所以呢對於國外的僑胞的部分那我們就沒有在這個930因為那個會視為是外資的一個路徑那呢再來就是呢我們在這個報告裡面有提到要投資美國隊應該是我看是哪一位的這個報告經濟部嗎還是國發會那呢投資美國隊是要投資多少呢 |
| transcript.whisperx[8].start |
176.892 |
| transcript.whisperx[8].end |
192.209 |
| transcript.whisperx[8].text |
你們的預期目前這個部分事實上我們的談判的單位現在正在磋商之中磋商之中所以還不知道要投資多少錢不是 這容委員我們是不是給他們一點空間 |
| transcript.whisperx[9].start |
193.49 |
| transcript.whisperx[9].end |
208.764 |
| transcript.whisperx[9].text |
OK 好那我們現在匯率升值之後對美投資還能賺到錢嗎是不是我們在整個我們的出口導向的這些產業裡面當匯率升值之後我們的對美投資能夠獲利的這個幅度會變得更小呢 |
| transcript.whisperx[10].start |
209.846 |
| transcript.whisperx[10].end |
235.74 |
| transcript.whisperx[10].text |
匯率跟投資我們除了看短期的狀況之外你投資之後的收入嘛收益的部分他都是要看長期的趨勢跟客戶端的需求我問的問題是說匯率升值之後我們對美投資之後呢那我們賺取的這些收益是否會受到影響那影響的層面如何我們評估的狀況又是如何 |
| transcript.whisperx[11].start |
236.803 |
| transcript.whisperx[11].end |
263.769 |
| transcript.whisperx[11].text |
那當然這個角色說未來有一些具體的投資落地的時候這一些我們就要看基本上這個投資的契約是如何去進行相關的分潤不過我們在進行任何一個投資之前第一個一定要確保台灣的這個利益還有確保我們台灣是真正需要而這個投資對於競爭力是有幫忙那我們現在評估的如何呢 |
| transcript.whisperx[12].start |
264.537 |
| transcript.whisperx[12].end |
274.941 |
| transcript.whisperx[12].text |
我們現在我剛剛有說明了可能這個部分是不是要評估到什麼時候啊因為930億裡面當你們要提出來930億裡面完全是協助不管是照顧弱勢穩定民生還有包括支持產業的部分也都沒有針對這個投資美國對呀然後相關的這個對美投資對台灣台灣廠商對美投資的部分 |
| transcript.whisperx[13].start |
294.287 |
| transcript.whisperx[13].end |
323.352 |
| transcript.whisperx[13].text |
跟委員報告現在行政院送到立法院這邊來的完全是針對我們國內的資用的不足那再來我們有看到剛才有談到是我們未來要調升海外的生產基地那所以呢我們呢就是希望剛才那個我們徐委員長有講到就是說呢可能要移到這個菲律賓那因為菲律賓呢被收的這個關稅比較少但是呢我想要請教一下就是呢為什麼菲律賓被收的關稅比較少呢 |
| transcript.whisperx[14].start |
326.83 |
| transcript.whisperx[14].end |
336.317 |
| transcript.whisperx[14].text |
這個問題不是我們能夠回答因為當然是喔 當然是喔這個川普他們是有一個公式去計算出來的這個對等關稅對等關稅當然是每一個國家跟美國之間的這些談判的關係啦那步步他一開始是有公式的時候還延長90天基本上他是以貿易逆差 |
| transcript.whisperx[15].start |
347.165 |
| transcript.whisperx[15].end |
350.566 |
| transcript.whisperx[15].text |
貿易逆差因為菲律賓與美國的貿易逆差順差並沒有我們對他是順差對我們是逆差在這樣的狀況下因為菲律賓跟美國的貿易投資額都沒有那麼順差逆差那麼落差大 |
| transcript.whisperx[16].start |
364.011 |
| transcript.whisperx[16].end |
383.244 |
| transcript.whisperx[16].text |
我要講的事情是我們跟美國的貿易呢是順差但是呢菲律賓跟美國的貿易是逆差所以說呢他的這個關稅被收的比較少但我要強調的事情是如果我們的台商呢我們移到了這個菲律賓然後呢來做很多的這個產業那包含是製造業的話 |
| transcript.whisperx[17].start |
384.065 |
| transcript.whisperx[17].end |
387.086 |
| transcript.whisperx[17].text |
提高了菲律賓他的相關的這個跟美國之間的這個順差從逆差轉成順差的時候那他的關稅是不是也可能被提升那在這個部分呢我想我們的政府都要預先的然後去做準備委員因為這個每一年每一年的這個貿易額度是會浮動的 |
| transcript.whisperx[18].start |
407.233 |
| transcript.whisperx[18].end |
424.223 |
| transcript.whisperx[18].text |
當然我講的是一個具體的概念就是說川普他在當時他列出了這個公式表的時候就是以國家的順差逆差他來作為一個公式那因為菲律賓跟美國之間的這個貿易他們也是順差所以才會是17%如果是逆差的話就是18%不是17% |
| transcript.whisperx[19].start |
430.166 |
| transcript.whisperx[19].end |
444.175 |
| transcript.whisperx[19].text |
對那因為呢這個柬埔寨它相關的這個關稅呢是比較少受是因為他們的跟美國之間的這個賺的這個我的了解好像有一個島只有企鵝跟那個海豹好像也是要付稅 |
| transcript.whisperx[20].start |
445.93 |
| transcript.whisperx[20].end |
466.79 |
| transcript.whisperx[20].text |
好像也有十几%十%那但是都是没有十%是本来的基本关税嘛好那我要讲的事情是说呢刚才大家讲的这个海外信保基金的这个投资状况那么呢我们看到信保基金呢有具体的措施协助台商呢侨台商能够降低经营成本 |
| transcript.whisperx[21].start |
467.19 |
| transcript.whisperx[21].end |
482.86 |
| transcript.whisperx[21].text |
不只是依賴政府的補助那你們提到的這個性保基金裡面那很多年都被指出說回銷的回收的這個成效很差那呢這個是立法院中預算中心提到的那去年七月底 |
| transcript.whisperx[22].start |
483.22 |
| transcript.whisperx[22].end |
506.6 |
| transcript.whisperx[22].text |
海外信保基金累积带位清偿是386件那含本金利息跟诉讼费用在里面呢原始的带位清偿金额是5003万美元全数回收者是31件回收是232万美元比例非常的低也就是呢有355件是没有全部收回的 |
| transcript.whisperx[23].start |
507 |
| transcript.whisperx[23].end |
527.467 |
| transcript.whisperx[23].text |
那代位清場的金額有到高達4700萬的這個美元那我們只回收呢這個相對少很多啦我們在圖上都有寫我就不一一贅述了那我們目前有什麼樣的方案能夠增加收回的經濟措施嗎委員跟委員說明早期因為那個 |
| transcript.whisperx[24].start |
530.108 |
| transcript.whisperx[24].end |
544.656 |
| transcript.whisperx[24].text |
這個待位清償的我們是永久待位清償大概是全國內的唯一一個基金這樣做的因為基本上大部分的金融機構都只會20年就是一個底線他就會把它打成 |
| transcript.whisperx[25].start |
545.276 |
| transcript.whisperx[25].end |
548.898 |
| transcript.whisperx[25].text |
那我們信保基金是永遠追償那在這個過程當中早期因為有一個制度其實他那個賬都不多幾萬塊幾萬塊而已主要是那時候貸給僑生那僑生因為受到一些詐騙集團的人或者是那個有點是仲介的欺騙所以他們來貸了以後八萬十萬然後就沒有還就走了所以早期很多案件是因為這樣真正是企業廠商的貸款而這個倒債的 |
| transcript.whisperx[26].start |
575.196 |
| transcript.whisperx[26].end |
599.886 |
| transcript.whisperx[26].text |
比例并不高可是这个金额蛮高的耶有这么多人来借是不是啊我请董事长跟您说明一下这个金额是非常高而且立法院的预算中心也认为这个事情是必须要检讨的跟委员报告我们海外信保基金的贷偿率是1.42%也就是说我们保证100块的话那贷偿的比例是1.42块 |
| transcript.whisperx[27].start |
602.17 |
| transcript.whisperx[27].end |
609.468 |
| transcript.whisperx[27].text |
所以我們的比率是相對還是好的我們尚未收回代償金額的比率有幾成 |
| transcript.whisperx[28].start |
611.384 |
| transcript.whisperx[28].end |
635.073 |
| transcript.whisperx[28].text |
對 這個部分是因為我們在海外因為各國的法律都不一樣我就問一個問題很清楚就是我們尚未回收貸償金額的比率我們回收的比率差不多將近18%所以就是差不多82%是沒有辦法回收不過我跟委員報告就是說我們這個部分就像剛剛委員長我們一直盡力都在做我們除了這個債權的銀行他們要負責來處理這個事情之外 |
| transcript.whisperx[29].start |
640.655 |
| transcript.whisperx[29].end |
650.421 |
| transcript.whisperx[29].text |
你剛剛講的這個上面跟我們數字寫的這不太一樣啊你剛剛說收回收多少回收是17.69%那你看一下這張圖好不好 |
| transcript.whisperx[30].start |
654.588 |
| transcript.whisperx[30].end |
672.166 |
| transcript.whisperx[30].text |
妳看這個所以是沒有回收的話是差不多82%那妳剛剛跟我說十幾%妳下面寫的是80%那個是指回收的我剛剛問妳的就是回收的部分我先說這個部分再說如果我沒有追問的話妳就沒有告訴我 |
| transcript.whisperx[31].start |
673.107 |
| transcript.whisperx[31].end |
691.919 |
| transcript.whisperx[31].text |
所以這個80%八成的部分我們沒有回收代償金額的比率超過八成這個是需要檢討的所以那個徐嘉欣委員長因為我時間不夠了所以我們在海外性保基金的這個回收情況是非常有必要來檢討的委員這個在我接 |
| transcript.whisperx[32].start |
692.859 |
| transcript.whisperx[32].end |
703.454 |
| transcript.whisperx[32].text |
委員長之前就已經長這樣然後這幾年都沒有增加我們已經把它做的控制的很好就是沒有再有呆帳在我的任內發生了但是應該要追討的部分呢我們還是要盡力嘛那不然的話但是終身有效 |
| transcript.whisperx[33].start |
708.24 |
| transcript.whisperx[33].end |
725.993 |
| transcript.whisperx[33].text |
一旦他的戶頭有錢或者他的資產有錢我們馬上就會去把他追趕對呀不然這麼高的一個這麼高的一個81.63左右的這個數字是讓大家會覺得這非常荒謬所以呢那就麻煩這個我們委員長繼續做努力好嗎會我們會持續努力謝謝 |