| IVOD_ID |
160983 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/160983 |
| 日期 |
2025-05-07 |
| 會議資料.會議代碼 |
委員會-11-3-36-15 |
| 會議資料.會議代碼:str |
第11屆第3會期司法及法制委員會第15次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
15 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
36 |
| 會議資料.委員會代碼:str[0] |
司法及法制委員會 |
| 會議資料.標題 |
第11屆第3會期司法及法制委員會第15次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-05-07T09:42:21+08:00 |
| 結束時間 |
2025-05-07T09:51:28+08:00 |
| 影片長度 |
00:09:07 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/0a74d2e02c378e061d5a6b843f24c2f2115e7528c8151ef5c49de4876f6fadf40b1eef77ac16b5045ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
鍾佳濱 |
| 委員發言時間 |
09:42:21 - 09:51:28 |
| 會議時間 |
2025-05-07T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第3會期司法及法制委員會第15次全體委員會議（事由：邀請司法院副秘書長、法務部部長、法務部調查局局長、行政院打擊詐欺指揮中心指揮官、內政部警政署署長、數位發展部、國家通訊傳播委員會、金融監督管理委員會率所屬相關單位列席就「臺灣遭聯合國警示為東亞、東南亞跨國詐欺集團據點之檢討與防範，及打詐四法與相關子法施行後之具體成效」進行專題報告，並備質詢。
【5月5日及7日兩天一次會】） |
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主席 在場委員先進 列席政府金管署長 官員 會長 工作夥伴 媒體 記者女士先生有請打造中心指揮官 馬事員 馬指揮官請馬指揮官那麼另外警政署 速發部 通傳會和金管會都有一位來協助我們指揮官來答覆金管會可能是跟銀行局比較有關 |
| transcript.whisperx[1].start |
41.352 |
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我們要完善農會帳戶系統關懷機制還有我們實名制下架的廣告其實防詐是名存實亡對不起是名是實名制的名來我們看一下其實跟馬哲端說一下我在院會的時候有問過我們院長跟我們今晚會的主委 |
| transcript.whisperx[2].start |
60.436 |
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我問說 是不是全部的金融機構都有加入一個金融資料暨聯防通報電子平台這個平台 指揮官熟悉吧指揮官我們知道 指揮官知道喔 好 那麼其實我直觸的是說 是不是所有的金融機構有沒有金融機構未加入的那麼 左院長是說 欸 應該要求全部加入主委回去答覆說 我會回去再確認那請問金管會 |
| transcript.whisperx[3].start |
89.673 |
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你們主委交辦下來是不是全部都加入了 有沒有辦法確認銀行局報告委員 這個部分我是不是可以再確認一下所以你們還沒確認嘛是我是在4月29號就親自在院會問卓院長也要求你們主委你們主委的承諾會再跟我確認你們到現在還沒有確認 |
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120.436 |
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還沒有確認 好 那我會再跟你們主委提醒你們答應我要確認的來 那個馬祖陽我跟你說明一下為什麼這個事情重要 來我們看一下這個你就很熟悉了現在所有的銀行帳戶或零貴轉帳會在銀行之間做匯款那麼只要進入過這個系統因為我們有這個平台所以這個平台會去偵測疑似交易它會經過系統通報通報給誰 通報給警方警方接到通報之後就會透過這個系統 |
| transcript.whisperx[5].start |
146.863 |
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去通知銀行那總行就會查出是哪個分行然後告知分行去做臨櫃關懷如果他是臨櫃的話指揮官是不是這樣子報告委員正確那但是如果有銀行或金融機構沒有加入這個平台系統我們警方就沒有辦法即時的偵測也沒有辦法經過通報後提醒他是不是這樣所以很重要嘛好 那我再告訴你另外一個 |
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171.934 |
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有加入但是出現問題的就是農漁會的帳戶農會的帳戶不管是在帳戶臨櫃轉帳還是非臨櫃的ATM轉帳舉例來講我舉三個農會內埔農會它的編號是74901高雄地區農會是60501台南新化是51901他們各自有各自的編號但是他們會透過誰 |
| transcript.whisperx[7].start |
195.046 |
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221.54 |
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透過一個叫做我們的農經公司農經資訊公司他是由農業金庫在108年的時候成立的他會把他們的資訊呢整合起來用一個600的代號去進行匯款進入我們的平台我們如果偵測到疑似的可疑交易系統會通報警方警方後呢就要透過系統回去通知糟糕了通知誰只能通知到農經資訊公司因為 |
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224.021 |
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232.767 |
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600嘛那是哪一家的匯款不知道指揮官有沒有發現問題在哪裡了老爸我們看到問題了好那怎麼解決 |
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233.962 |
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257.547 |
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是不是 我們跟金管會這邊來討論這個部分的諮詢要能夠暢通這個呢 因為今天主席只有邀請沒有邀請農業部的農經署農業金庫跟財經公司 農經公司不知道所以這個東西要在行政院透過指揮官你們的系統去要求農業部農經署趕快要求農經諮詢公司怎麼去解決這個問題 可以嗎 |
| transcript.whisperx[10].start |
258.587 |
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好的沒問題多久可以給我一個明確的結果跟委員報告我們一個禮拜之內我們會把它列管到行政院裡面好所以呢這個要有一個精進的作為謝謝往下看接下來我們網路平台廣告實名證的成效我們看到一個新聞就在上一星期速發部主要納管了四大網路的廣告平台結果有人說臉書5月被質疑速發部說我們5月的時候會提計畫檢討 |
| transcript.whisperx[11].start |
286.596 |
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311.808 |
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我也問過書發佈 他說Google臉書LINE跟TikTok配合度都很高 結果觀察詐騙廣告有下降 財損金額也有下滑是這樣嗎 指揮官小紅書有配合嗎報告委員 小紅書目前沒有落地小紅書沒有落地 所以沒有辦法要求他配合沒有配合好 那沒有落地的怎麼辦報告委員 目前我們只能做網路上的監控網路上的監控 好 那小紅書這個我沒有想辦法 來往下看 |
| transcript.whisperx[12].start |
312.951 |
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339.84 |
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結果我們看一下我們從一月底開始實施實名之後的確通報平台下降的數量馬上從一萬三掉到了八千九下降了可是到了四月底的統計回升了還更高到一萬八回復到之前的水準我們看到Meta臉書在一月的時候有一萬三實名之後馬上掉下來升一萬出頭結果到了三月四月又漲回去了 |
| transcript.whisperx[13].start |
340.808 |
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受詐金額從95億掉到60億結果又回升到70億 76億請問是不是詐團找到了對付實名制的對策 |
| transcript.whisperx[14].start |
350.277 |
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這裡面有兩個因素 一個就是說二月份剛好是農曆春節二月份不是我們實名制的效果 是農曆春節的效果對 但是如果說長期來看的話 我們實名制是有效的有效嗎 因為跟委員報告 他的這個通報平台下架就表示這一些廣告已經被我們偵測到 而且下架了好 那我告訴你炸團怎麼做 往下看 |
| transcript.whisperx[15].start |
373.298 |
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392.45 |
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現在呢 我們警方跟Meta 跟我們那個速發部啊發現疑似詐騙廣告就通到平台嘛 因為有實名制嘛 對不對所以我們網路平台就把它下架了嘛下架之後 詐團怎麼處理同一個實身份證的身份 ID 同一個人頭 同一個戶口的方式再來一次 無限循環啊你們知道嗎 速發部知道嗎速發部知不知道這個情況 |
| transcript.whisperx[16].start |
399.394 |
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400.655 |
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怎麼做怎麼做就這樣評估然後呢我告訴你幾個問題 |
| transcript.whisperx[17].start |
419.517 |
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同樣的人頭同樣的付款方式他沒有成本嘛你幫我下架我再報名一次嘛下架再報名一次嘛然後呢而且我下架之後呢因為廣告投放啊你下架之後你就不會跟我收錢啊他不只沒有時間人頭的成本他連財務的成本都沒有那這樣子嚇阻什麼用 |
| transcript.whisperx[18].start |
438.075 |
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是 報告委員 事實上以這個Meta跟Line他們都已經有在開始做自己內部因為主動防範的這個部分喔雖然那個防炸計畫書目前還在送我們省當中但是據我們了解這個Line的部分呢他們也有用機器人工的方式只要我們通報過的然後他就會自動的去掃描然後呢 他再來一次不是 然後掃描以後他就會他再來一次啊他就會把它下架下架後再來一次啊 |
| transcript.whisperx[19].start |
467.845 |
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478.81 |
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無限循環嘛來 馬子維哥你們討論的結果 對不起齁發生問題沒有人家說到高一尺磨高一丈啊怎麼辦你們什麼時候可以分一丈變兩丈 |
| transcript.whisperx[20].start |
480.526 |
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504.477 |
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跟委員報告我們現在的重點在於裁罰也就是說未來我們跟速發部合作那包括速發部跟內政部我們一旦發現這個在實名制投放廣告有違規的部分還有剛剛委員所講到的情況裁罰誰裁罰平台嗎裁罰業者裁罰平台嗎對有能力裁罰嗎有沒有能力裁罰他如果這個循環循環你能裁罰他他嗎 |
| transcript.whisperx[21].start |
505.461 |
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525.436 |
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有的有有辦法我們只要就是說他的那個證據如果是確實的話我們就會可以去做好我等著看成效指揮官這個部分的就兩個要求了第一個馬上將農會賬戶非零貴匯款發生可疑的交易的時候呢對賬戶持有人的關懷及聯邦性能精進您說下週就會提報嗎我們下週會提報我們的內部事務會議請農業部來列席然後我們請一個月內改善好不好對可以好 |
| transcript.whisperx[22].start |
531.721 |
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543.112 |
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那第二個針對實名制已經疑似詐騙的廣告他們的購買者你們說要處罰平台嘛那也是一樣一個月內對於平台的因應方式提出來可以嗎好沒問題好謝謝好謝謝委員 |