iVOD / 159638

Field Value
IVOD_ID 159638
IVOD_URL https://ivod.ly.gov.tw/Play/Clip/1M/159638
日期 2025-03-26
會議資料.會議代碼 委員會-11-3-20-4
會議資料.會議代碼:str 第11屆第3會期財政委員會第4次全體委員會議
會議資料.屆 11
會議資料.會期 3
會議資料.會次 4
會議資料.種類 委員會
會議資料.委員會代碼[0] 20
會議資料.委員會代碼:str[0] 財政委員會
會議資料.標題 第11屆第3會期財政委員會第4次全體委員會議
影片種類 Clip
開始時間 2025-03-26T12:15:00+08:00
結束時間 2025-03-26T12:22:51+08:00
影片長度 00:07:51
支援功能[0] ai-transcript
video_url https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/8cb7ec0b2cd1ea341414ba0c5bb88acb9336bc333af6bdb00b0900eab363510fbe43c8a959977bea5ea18f28b6918d91.mp4/playlist.m3u8
委員名稱 邱志偉
委員發言時間 12:15:00 - 12:22:51
會議時間 2025-03-26T09:00:00+08:00
會議名稱 立法院第11屆第3會期財政委員會第4次全體委員會議(事由:邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告,並備質詢。 【3月24日及26日二天一次會】)
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transcript.whisperx[0].text 謝主席有請金管會捧主委是不是有保險區我用客家話質詢好不好可以啊可以啊來我還沒這麼把握
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transcript.whisperx[1].text 幾項問題請教主委今天VASP你們預告還是有幾個問題按照洗線方式法遵循聲明的相關規定23家裡面
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transcript.whisperx[2].text 在3月底要向金管會來提出申請那否則不得再經營所謂的虛擬資產業務對不對如果沒有登記的話就不具有那個人格3月底剩下一個禮拜那現在只有10家業者提出申請那4家是既有的6家新進的還有19家尚未完成登記假設月底之後呢這19家還是沒有登記那怎麼辦
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transcript.whisperx[3].text 那當然他就是接下來他就必須要沒有辦法執行相關的業務了你們還會再延長嗎?沒有這是定在法律裡面的所以如果實際有家沒有專業登記他們就不能執業那當然未來他可能就是假設我們專法以後他就按照我們專法來申請
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transcript.whisperx[4].text 那為什麼這有那麼多家的這個公司沒有辦法去在期間之內完成登記當然 剛剛委員報告當時我們就是遵循全世界都是從洗錢房子的聲明那個條件比較低對 業者沒有負擔過重的問題也沒有門檻過
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transcript.whisperx[5].text 應該這樣講 就是說我們後來我們希望逐步納管當然加重了他們很多的資格條件還有資源投入以前第一波的時候只是先讓你來登記浮上檯面當然那個標準條件是比較低的但是我們真的變登記制政府的管控更嚴對他的等於說跟他承諾越高的時候我當然要求標準更高比如說他經過會計師的這些的查核這本來就是一個成本很多人可能他就選擇放棄了
transcript.whisperx[6].start 131.744
transcript.whisperx[6].end 156.86
transcript.whisperx[6].text 您的這項說明我了解另外加密貨幣洗錢的風險如果按照金融行業的統計詐騙男主的金額將近百億比去年增加百分之三十三這種部分沒有辦法有效去嚇阻被詐騙的金額能不能參照歐盟的做法
transcript.whisperx[7].start 158.482
transcript.whisperx[7].end 163.42
transcript.whisperx[7].text 匿名加密貨幣交易它能夠有一定的限度有一定的禁止
transcript.whisperx[8].start 164.488
transcript.whisperx[8].end 191.143
transcript.whisperx[8].text 您的看法怎麼樣那當然未來就是我們專法納管一個很重要的原則就是說因為其實啊就是我們怎麼樣從實體的金融體系進入到虛擬的金融體系那假設我們透過個專法的規定的話那我們就可以管控到我們實體的金融體系進去的過程當中就可以有效的去做到這一點比如說我們現在大部分的詐騙裡面呢有幾條管道一個是把錢匯出國外一個就是匯入到虛擬世界以後就形成斷點
transcript.whisperx[9].start 192.083
transcript.whisperx[9].end 210.818
transcript.whisperx[9].text 那未來我們專訪納管以後呢你從我們實體的金流進到虛擬世界的時候我們就會有一個可以來管制的對 詐騙資金的有效追蹤跟凍結這很重要那你如果按照歐盟最近的規定未來這個交易中禁止3000歐元以上的匿名現金支付
transcript.whisperx[10].start 212.045
transcript.whisperx[10].end 241.503
transcript.whisperx[10].text 我們未來很有可能對整個我們希望加強管理的話我們現在在規劃中希望未來我們對於虛擬幣的交易呢希望不要以現金的方式來做交易好那全部都用法人這樣子做法幣專務來做交易對整個詐騙金呢會有效的降低至少透明化還有就是說我有利於追蹤因為現金交易那這個部分什麼時候會完成呢我們現在的專法今天預告60天以後如果收集資料調整完畢我們的承諾是6月30號送進行政院
transcript.whisperx[11].start 243.22
transcript.whisperx[11].end 259.995
transcript.whisperx[11].text 另外有接到很多的民眾的這些反應跟陳情就是說你如果在身心科就診他如果要申保會碰到很大的這個障礙跟問題這部分我不曉得主委有沒有接到類似的陳情或者請願
transcript.whisperx[12].start 261.736
transcript.whisperx[12].end 290.303
transcript.whisperx[12].text 這個當然就是過去我們在住院給付裡面很多都是因為比如說因為精神疾病住院的部分在過去也引發過很多很多的這樣的一個考量所以確實這部分呢在保險的基本角度來看你必須要據實告知你的身體狀況的投稿件你是用廣義的所謂相關的身心的問題還是用很嚴格的醫學上面定義如果用廣義的說身心的問題我想在座大概80%的問題那當然就是
transcript.whisperx[13].start 290.683
transcript.whisperx[13].end 318.048
transcript.whisperx[13].text 比如說我失眠問題大家都有對不對看到國會的亂象看到這個預算亂砍我都睡不著我也失眠了但是就說這個問題我覺得沒有他還是有一個明確的界限比如保險公司來看的話他是可是他會擴大解釋這是可能因為比如說我們從保險學理上面核保權本身就是保險公司篩選風險他有自己的裁量權
transcript.whisperx[14].start 319.068
transcript.whisperx[14].end 344.967
transcript.whisperx[14].text 就跟銀行決定要不要貸款給這個人之間他會有一個裁量權那只是說假設已經過度的話就剛才講我們談到假設你真的能不能去重視這個問題定去一個明確的標準這個我會請保安局的同仁去了解一下現在有沒有一些過蕩或是一些比如說不明確的問題希望能夠做個釐清我會請我們保局的同仁去做個了解主席站起來了主席在經委會我也多給你兩分鐘
transcript.whisperx[15].start 347.829
transcript.whisperx[15].end 374.848
transcript.whisperx[15].text 那我希望你也可以多給我一分半就好了一分半這個高雄的亞洲資產管理中心這個金融專區那當然是我們非常期待六年之內到2030年財務管理規模可以翻到60兆那這個政策在高雄推動REITS的資產類型多元化會更多的境內外的資金投入
transcript.whisperx[16].start 375.802
transcript.whisperx[16].end 386.938
transcript.whisperx[16].text 那這個擺脫現有商辦跟商業地產為主的局限目前覺得目前上路到現在這個主委您覺得未來還有哪些要鬆綁的部分
transcript.whisperx[17].start 387.792
transcript.whisperx[17].end 403.839
transcript.whisperx[17].text 其實跟委員報告一下就是說我們最近會公布的事辦方案我們基本上就是對接我們的競爭對手那我們做了非常非常多的放寬我想這個最近陸續也揭露出來的我們對財富管理業務對這個私人銀行業務對保險業務對證券業務我剛剛盤點至少超過20項的開放
transcript.whisperx[18].start 409.283
transcript.whisperx[18].end 437.568
transcript.whisperx[18].text 這個有些是牽涉到我央行的業務也牽涉財政部的業務這個需要跨部位去協調我們現在最主要是先從金管會鎖匣來鬆綁央行也在部分呢在某些商品的部分也給我們做了開放那這部分像剛剛講那個稅的部分我們OSU OIU這部分那其實這樣稅上也有但是我們先針對金管會鎖匣這些鬆綁我想這部分業界大概都已經覺得說我們這次開放呢具有實質性還有它的意義
transcript.whisperx[19].start 438.368
transcript.whisperx[19].end 457.142
transcript.whisperx[19].text 現在總市值還是很偏低 比起日本跟新加坡我們未來是要走新加坡模式還是日本模式我們都不是 我們是綜合 我們按照台灣的特色來走那因為時間關係 以後有機會再跟您請教是 謝謝謝謝邱志文委員的質詢現在會請楊瓊英楊瓊英 楊瓊英我們不在
transcript.whisperx[20].start 463.742
transcript.whisperx[20].end 469.866
transcript.whisperx[20].text 那麼報告委員會今日登記發言的委員均已巡打完畢因為在場委員