| IVOD_ID |
159609 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/159609 |
| 日期 |
2025-03-26 |
| 會議資料.會議代碼 |
委員會-11-3-20-4 |
| 會議資料.會議代碼:str |
第11屆第3會期財政委員會第4次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
4 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第3會期財政委員會第4次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-03-26T09:55:56+08:00 |
| 結束時間 |
2025-03-26T10:07:21+08:00 |
| 影片長度 |
00:11:25 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/8cb7ec0b2cd1ea34471a72ea4703c8ad9336bc333af6bdb0de8218cd9f46c9a1fa2dab58134a338c5ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
郭國文 |
| 委員發言時間 |
09:55:56 - 10:07:21 |
| 會議時間 |
2025-03-26T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第3會期財政委員會第4次全體委員會議（事由：邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢。
【3月24日及26日二天一次會】） |
| transcript.pyannote[0].speaker |
SPEAKER_01 |
| transcript.pyannote[0].start |
2.08971875 |
| transcript.pyannote[0].end |
3.32159375 |
| transcript.pyannote[1].speaker |
SPEAKER_00 |
| transcript.pyannote[1].start |
4.60409375 |
| transcript.pyannote[1].end |
4.65471875 |
| transcript.pyannote[2].speaker |
SPEAKER_01 |
| transcript.pyannote[2].start |
4.65471875 |
| transcript.pyannote[2].end |
5.22846875 |
| transcript.pyannote[3].speaker |
SPEAKER_01 |
| transcript.pyannote[3].start |
7.69221875 |
| transcript.pyannote[3].end |
43.77096875 |
| transcript.pyannote[4].speaker |
SPEAKER_00 |
| transcript.pyannote[4].start |
44.47971875 |
| transcript.pyannote[4].end |
47.55096875 |
| transcript.pyannote[5].speaker |
SPEAKER_00 |
| transcript.pyannote[5].start |
47.92221875 |
| transcript.pyannote[5].end |
77.97659375 |
| transcript.pyannote[6].speaker |
SPEAKER_01 |
| transcript.pyannote[6].start |
52.20846875 |
| transcript.pyannote[6].end |
52.88346875 |
| transcript.pyannote[7].speaker |
SPEAKER_02 |
| transcript.pyannote[7].start |
56.73096875 |
| transcript.pyannote[7].end |
56.88284375 |
| transcript.pyannote[8].speaker |
SPEAKER_02 |
| transcript.pyannote[8].start |
62.29971875 |
| transcript.pyannote[8].end |
62.33346875 |
| transcript.pyannote[9].speaker |
SPEAKER_01 |
| transcript.pyannote[9].start |
77.97659375 |
| transcript.pyannote[9].end |
114.42659375 |
| transcript.pyannote[10].speaker |
SPEAKER_00 |
| transcript.pyannote[10].start |
79.96784375 |
| transcript.pyannote[10].end |
80.35596875 |
| transcript.pyannote[11].speaker |
SPEAKER_00 |
| transcript.pyannote[11].start |
114.42659375 |
| transcript.pyannote[11].end |
114.76409375 |
| transcript.pyannote[12].speaker |
SPEAKER_00 |
| transcript.pyannote[12].start |
115.54034375 |
| transcript.pyannote[12].end |
115.77659375 |
| transcript.pyannote[13].speaker |
SPEAKER_00 |
| transcript.pyannote[13].start |
116.24909375 |
| transcript.pyannote[13].end |
125.02409375 |
| transcript.pyannote[14].speaker |
SPEAKER_01 |
| transcript.pyannote[14].start |
124.29846875 |
| transcript.pyannote[14].end |
148.86846875 |
| transcript.pyannote[15].speaker |
SPEAKER_00 |
| transcript.pyannote[15].start |
125.41221875 |
| transcript.pyannote[15].end |
125.49659375 |
| transcript.pyannote[16].speaker |
SPEAKER_00 |
| transcript.pyannote[16].start |
148.86846875 |
| transcript.pyannote[16].end |
148.96971875 |
| transcript.pyannote[17].speaker |
SPEAKER_01 |
| transcript.pyannote[17].start |
148.90221875 |
| transcript.pyannote[17].end |
157.57596875 |
| transcript.pyannote[18].speaker |
SPEAKER_00 |
| transcript.pyannote[18].start |
154.77471875 |
| transcript.pyannote[18].end |
155.16284375 |
| transcript.pyannote[19].speaker |
SPEAKER_00 |
| transcript.pyannote[19].start |
157.15409375 |
| transcript.pyannote[19].end |
161.00159375 |
| transcript.pyannote[20].speaker |
SPEAKER_00 |
| transcript.pyannote[20].start |
161.20409375 |
| transcript.pyannote[20].end |
166.97534375 |
| transcript.pyannote[21].speaker |
SPEAKER_01 |
| transcript.pyannote[21].start |
165.16971875 |
| transcript.pyannote[21].end |
165.59159375 |
| transcript.pyannote[22].speaker |
SPEAKER_01 |
| transcript.pyannote[22].start |
165.91221875 |
| transcript.pyannote[22].end |
166.06409375 |
| transcript.pyannote[23].speaker |
SPEAKER_01 |
| transcript.pyannote[23].start |
166.97534375 |
| transcript.pyannote[23].end |
176.05409375 |
| transcript.pyannote[24].speaker |
SPEAKER_00 |
| transcript.pyannote[24].start |
171.02534375 |
| transcript.pyannote[24].end |
171.86909375 |
| transcript.pyannote[25].speaker |
SPEAKER_01 |
| transcript.pyannote[25].start |
176.13846875 |
| transcript.pyannote[25].end |
176.27346875 |
| transcript.pyannote[26].speaker |
SPEAKER_01 |
| transcript.pyannote[26].start |
176.37471875 |
| transcript.pyannote[26].end |
182.07846875 |
| transcript.pyannote[27].speaker |
SPEAKER_01 |
| transcript.pyannote[27].start |
182.55096875 |
| transcript.pyannote[27].end |
192.32159375 |
| transcript.pyannote[28].speaker |
SPEAKER_01 |
| transcript.pyannote[28].start |
193.24971875 |
| transcript.pyannote[28].end |
199.57784375 |
| transcript.pyannote[29].speaker |
SPEAKER_01 |
| transcript.pyannote[29].start |
200.26971875 |
| transcript.pyannote[29].end |
203.42534375 |
| transcript.pyannote[30].speaker |
SPEAKER_01 |
| transcript.pyannote[30].start |
203.79659375 |
| transcript.pyannote[30].end |
218.93346875 |
| transcript.pyannote[31].speaker |
SPEAKER_02 |
| transcript.pyannote[31].start |
219.01784375 |
| transcript.pyannote[31].end |
219.47346875 |
| transcript.pyannote[32].speaker |
SPEAKER_01 |
| transcript.pyannote[32].start |
219.40596875 |
| transcript.pyannote[32].end |
262.42034375 |
| transcript.pyannote[33].speaker |
SPEAKER_00 |
| transcript.pyannote[33].start |
235.21784375 |
| transcript.pyannote[33].end |
235.42034375 |
| transcript.pyannote[34].speaker |
SPEAKER_02 |
| transcript.pyannote[34].start |
235.42034375 |
| transcript.pyannote[34].end |
235.48784375 |
| transcript.pyannote[35].speaker |
SPEAKER_00 |
| transcript.pyannote[35].start |
235.48784375 |
| transcript.pyannote[35].end |
235.52159375 |
| transcript.pyannote[36].speaker |
SPEAKER_00 |
| transcript.pyannote[36].start |
262.69034375 |
| transcript.pyannote[36].end |
263.01096875 |
| transcript.pyannote[37].speaker |
SPEAKER_01 |
| transcript.pyannote[37].start |
263.51721875 |
| transcript.pyannote[37].end |
269.35596875 |
| transcript.pyannote[38].speaker |
SPEAKER_01 |
| transcript.pyannote[38].start |
269.50784375 |
| transcript.pyannote[38].end |
273.30471875 |
| transcript.pyannote[39].speaker |
SPEAKER_01 |
| transcript.pyannote[39].start |
274.09784375 |
| transcript.pyannote[39].end |
275.11034375 |
| transcript.pyannote[40].speaker |
SPEAKER_00 |
| transcript.pyannote[40].start |
275.48159375 |
| transcript.pyannote[40].end |
275.73471875 |
| transcript.pyannote[41].speaker |
SPEAKER_01 |
| transcript.pyannote[41].start |
275.73471875 |
| transcript.pyannote[41].end |
276.15659375 |
| transcript.pyannote[42].speaker |
SPEAKER_01 |
| transcript.pyannote[42].start |
276.94971875 |
| transcript.pyannote[42].end |
278.51909375 |
| transcript.pyannote[43].speaker |
SPEAKER_01 |
| transcript.pyannote[43].start |
278.82284375 |
| transcript.pyannote[43].end |
284.72909375 |
| transcript.pyannote[44].speaker |
SPEAKER_00 |
| transcript.pyannote[44].start |
285.10034375 |
| transcript.pyannote[44].end |
285.13409375 |
| transcript.pyannote[45].speaker |
SPEAKER_01 |
| transcript.pyannote[45].start |
285.13409375 |
| transcript.pyannote[45].end |
286.02846875 |
| transcript.pyannote[46].speaker |
SPEAKER_00 |
| transcript.pyannote[46].start |
286.02846875 |
| transcript.pyannote[46].end |
287.49659375 |
| transcript.pyannote[47].speaker |
SPEAKER_00 |
| transcript.pyannote[47].start |
288.07034375 |
| transcript.pyannote[47].end |
290.02784375 |
| transcript.pyannote[48].speaker |
SPEAKER_00 |
| transcript.pyannote[48].start |
290.16284375 |
| transcript.pyannote[48].end |
294.22971875 |
| transcript.pyannote[49].speaker |
SPEAKER_00 |
| transcript.pyannote[49].start |
294.49971875 |
| transcript.pyannote[49].end |
295.41096875 |
| transcript.pyannote[50].speaker |
SPEAKER_00 |
| transcript.pyannote[50].start |
295.63034375 |
| transcript.pyannote[50].end |
311.15534375 |
| transcript.pyannote[51].speaker |
SPEAKER_01 |
| transcript.pyannote[51].start |
310.36221875 |
| transcript.pyannote[51].end |
318.02346875 |
| transcript.pyannote[52].speaker |
SPEAKER_00 |
| transcript.pyannote[52].start |
313.90596875 |
| transcript.pyannote[52].end |
314.61471875 |
| transcript.pyannote[53].speaker |
SPEAKER_00 |
| transcript.pyannote[53].start |
318.02346875 |
| transcript.pyannote[53].end |
318.63096875 |
| transcript.pyannote[54].speaker |
SPEAKER_01 |
| transcript.pyannote[54].start |
318.63096875 |
| transcript.pyannote[54].end |
318.64784375 |
| transcript.pyannote[55].speaker |
SPEAKER_01 |
| transcript.pyannote[55].start |
319.01909375 |
| transcript.pyannote[55].end |
319.03596875 |
| transcript.pyannote[56].speaker |
SPEAKER_00 |
| transcript.pyannote[56].start |
319.03596875 |
| transcript.pyannote[56].end |
343.96034375 |
| transcript.pyannote[57].speaker |
SPEAKER_01 |
| transcript.pyannote[57].start |
342.88034375 |
| transcript.pyannote[57].end |
345.61409375 |
| transcript.pyannote[58].speaker |
SPEAKER_00 |
| transcript.pyannote[58].start |
344.88846875 |
| transcript.pyannote[58].end |
345.02346875 |
| transcript.pyannote[59].speaker |
SPEAKER_00 |
| transcript.pyannote[59].start |
345.09096875 |
| transcript.pyannote[59].end |
402.19596875 |
| transcript.pyannote[60].speaker |
SPEAKER_01 |
| transcript.pyannote[60].start |
359.70471875 |
| transcript.pyannote[60].end |
359.89034375 |
| transcript.pyannote[61].speaker |
SPEAKER_01 |
| transcript.pyannote[61].start |
363.56909375 |
| transcript.pyannote[61].end |
366.52221875 |
| transcript.pyannote[62].speaker |
SPEAKER_01 |
| transcript.pyannote[62].start |
368.86784375 |
| transcript.pyannote[62].end |
369.99846875 |
| transcript.pyannote[63].speaker |
SPEAKER_01 |
| transcript.pyannote[63].start |
385.45596875 |
| transcript.pyannote[63].end |
386.80596875 |
| transcript.pyannote[64].speaker |
SPEAKER_01 |
| transcript.pyannote[64].start |
387.44721875 |
| transcript.pyannote[64].end |
387.88596875 |
| transcript.pyannote[65].speaker |
SPEAKER_01 |
| transcript.pyannote[65].start |
388.57784375 |
| transcript.pyannote[65].end |
388.96596875 |
| transcript.pyannote[66].speaker |
SPEAKER_01 |
| transcript.pyannote[66].start |
401.70659375 |
| transcript.pyannote[66].end |
406.34721875 |
| transcript.pyannote[67].speaker |
SPEAKER_00 |
| transcript.pyannote[67].start |
406.34721875 |
| transcript.pyannote[67].end |
406.70159375 |
| transcript.pyannote[68].speaker |
SPEAKER_01 |
| transcript.pyannote[68].start |
406.70159375 |
| transcript.pyannote[68].end |
427.67721875 |
| transcript.pyannote[69].speaker |
SPEAKER_00 |
| transcript.pyannote[69].start |
408.08534375 |
| transcript.pyannote[69].end |
408.50721875 |
| transcript.pyannote[70].speaker |
SPEAKER_00 |
| transcript.pyannote[70].start |
417.38346875 |
| transcript.pyannote[70].end |
418.69971875 |
| transcript.pyannote[71].speaker |
SPEAKER_02 |
| transcript.pyannote[71].start |
429.17909375 |
| transcript.pyannote[71].end |
431.64284375 |
| transcript.pyannote[72].speaker |
SPEAKER_01 |
| transcript.pyannote[72].start |
429.43221875 |
| transcript.pyannote[72].end |
429.53346875 |
| transcript.pyannote[73].speaker |
SPEAKER_01 |
| transcript.pyannote[73].start |
431.64284375 |
| transcript.pyannote[73].end |
431.71034375 |
| transcript.pyannote[74].speaker |
SPEAKER_02 |
| transcript.pyannote[74].start |
431.71034375 |
| transcript.pyannote[74].end |
434.39346875 |
| transcript.pyannote[75].speaker |
SPEAKER_01 |
| transcript.pyannote[75].start |
434.24159375 |
| transcript.pyannote[75].end |
434.35971875 |
| transcript.pyannote[76].speaker |
SPEAKER_01 |
| transcript.pyannote[76].start |
434.39346875 |
| transcript.pyannote[76].end |
434.51159375 |
| transcript.pyannote[77].speaker |
SPEAKER_02 |
| transcript.pyannote[77].start |
434.51159375 |
| transcript.pyannote[77].end |
439.30409375 |
| transcript.pyannote[78].speaker |
SPEAKER_01 |
| transcript.pyannote[78].start |
434.56221875 |
| transcript.pyannote[78].end |
434.62971875 |
| transcript.pyannote[79].speaker |
SPEAKER_01 |
| transcript.pyannote[79].start |
437.58284375 |
| transcript.pyannote[79].end |
437.66721875 |
| transcript.pyannote[80].speaker |
SPEAKER_01 |
| transcript.pyannote[80].start |
438.29159375 |
| transcript.pyannote[80].end |
438.39284375 |
| transcript.pyannote[81].speaker |
SPEAKER_01 |
| transcript.pyannote[81].start |
438.44346875 |
| transcript.pyannote[81].end |
439.21971875 |
| transcript.pyannote[82].speaker |
SPEAKER_01 |
| transcript.pyannote[82].start |
439.30409375 |
| transcript.pyannote[82].end |
439.52346875 |
| transcript.pyannote[83].speaker |
SPEAKER_02 |
| transcript.pyannote[83].start |
439.52346875 |
| transcript.pyannote[83].end |
439.59096875 |
| transcript.pyannote[84].speaker |
SPEAKER_01 |
| transcript.pyannote[84].start |
439.59096875 |
| transcript.pyannote[84].end |
439.62471875 |
| transcript.pyannote[85].speaker |
SPEAKER_02 |
| transcript.pyannote[85].start |
439.62471875 |
| transcript.pyannote[85].end |
439.81034375 |
| transcript.pyannote[86].speaker |
SPEAKER_01 |
| transcript.pyannote[86].start |
439.81034375 |
| transcript.pyannote[86].end |
439.84409375 |
| transcript.pyannote[87].speaker |
SPEAKER_02 |
| transcript.pyannote[87].start |
439.84409375 |
| transcript.pyannote[87].end |
439.86096875 |
| transcript.pyannote[88].speaker |
SPEAKER_01 |
| transcript.pyannote[88].start |
439.86096875 |
| transcript.pyannote[88].end |
440.06346875 |
| transcript.pyannote[89].speaker |
SPEAKER_02 |
| transcript.pyannote[89].start |
440.06346875 |
| transcript.pyannote[89].end |
440.09721875 |
| transcript.pyannote[90].speaker |
SPEAKER_01 |
| transcript.pyannote[90].start |
440.09721875 |
| transcript.pyannote[90].end |
440.13096875 |
| transcript.pyannote[91].speaker |
SPEAKER_02 |
| transcript.pyannote[91].start |
440.13096875 |
| transcript.pyannote[91].end |
440.16471875 |
| transcript.pyannote[92].speaker |
SPEAKER_01 |
| transcript.pyannote[92].start |
440.16471875 |
| transcript.pyannote[92].end |
440.40096875 |
| transcript.pyannote[93].speaker |
SPEAKER_02 |
| transcript.pyannote[93].start |
440.40096875 |
| transcript.pyannote[93].end |
440.41784375 |
| transcript.pyannote[94].speaker |
SPEAKER_01 |
| transcript.pyannote[94].start |
440.41784375 |
| transcript.pyannote[94].end |
440.75534375 |
| transcript.pyannote[95].speaker |
SPEAKER_02 |
| transcript.pyannote[95].start |
440.75534375 |
| transcript.pyannote[95].end |
440.85659375 |
| transcript.pyannote[96].speaker |
SPEAKER_01 |
| transcript.pyannote[96].start |
440.85659375 |
| transcript.pyannote[96].end |
440.97471875 |
| transcript.pyannote[97].speaker |
SPEAKER_02 |
| transcript.pyannote[97].start |
440.97471875 |
| transcript.pyannote[97].end |
441.09284375 |
| transcript.pyannote[98].speaker |
SPEAKER_01 |
| transcript.pyannote[98].start |
441.58221875 |
| transcript.pyannote[98].end |
441.59909375 |
| transcript.pyannote[99].speaker |
SPEAKER_02 |
| transcript.pyannote[99].start |
441.59909375 |
| transcript.pyannote[99].end |
451.89284375 |
| transcript.pyannote[100].speaker |
SPEAKER_01 |
| transcript.pyannote[100].start |
441.61596875 |
| transcript.pyannote[100].end |
442.39221875 |
| transcript.pyannote[101].speaker |
SPEAKER_00 |
| transcript.pyannote[101].start |
448.01159375 |
| transcript.pyannote[101].end |
448.28159375 |
| transcript.pyannote[102].speaker |
SPEAKER_00 |
| transcript.pyannote[102].start |
448.90596875 |
| transcript.pyannote[102].end |
449.41221875 |
| transcript.pyannote[103].speaker |
SPEAKER_02 |
| transcript.pyannote[103].start |
452.90534375 |
| transcript.pyannote[103].end |
461.95034375 |
| transcript.pyannote[104].speaker |
SPEAKER_00 |
| transcript.pyannote[104].start |
458.35596875 |
| transcript.pyannote[104].end |
459.14909375 |
| transcript.pyannote[105].speaker |
SPEAKER_00 |
| transcript.pyannote[105].start |
460.97159375 |
| transcript.pyannote[105].end |
461.00534375 |
| transcript.pyannote[106].speaker |
SPEAKER_01 |
| transcript.pyannote[106].start |
461.00534375 |
| transcript.pyannote[106].end |
461.68034375 |
| transcript.pyannote[107].speaker |
SPEAKER_00 |
| transcript.pyannote[107].start |
461.68034375 |
| transcript.pyannote[107].end |
461.71409375 |
| transcript.pyannote[108].speaker |
SPEAKER_02 |
| transcript.pyannote[108].start |
462.20346875 |
| transcript.pyannote[108].end |
475.29846875 |
| transcript.pyannote[109].speaker |
SPEAKER_01 |
| transcript.pyannote[109].start |
472.66596875 |
| transcript.pyannote[109].end |
474.67409375 |
| transcript.pyannote[110].speaker |
SPEAKER_02 |
| transcript.pyannote[110].start |
475.87221875 |
| transcript.pyannote[110].end |
476.51346875 |
| transcript.pyannote[111].speaker |
SPEAKER_02 |
| transcript.pyannote[111].start |
476.81721875 |
| transcript.pyannote[111].end |
485.77784375 |
| transcript.pyannote[112].speaker |
SPEAKER_01 |
| transcript.pyannote[112].start |
483.43221875 |
| transcript.pyannote[112].end |
484.98471875 |
| transcript.pyannote[113].speaker |
SPEAKER_02 |
| transcript.pyannote[113].start |
485.84534375 |
| transcript.pyannote[113].end |
486.19971875 |
| transcript.pyannote[114].speaker |
SPEAKER_02 |
| transcript.pyannote[114].start |
487.93784375 |
| transcript.pyannote[114].end |
503.54721875 |
| transcript.pyannote[115].speaker |
SPEAKER_01 |
| transcript.pyannote[115].start |
488.49471875 |
| transcript.pyannote[115].end |
488.96721875 |
| transcript.pyannote[116].speaker |
SPEAKER_00 |
| transcript.pyannote[116].start |
488.96721875 |
| transcript.pyannote[116].end |
489.00096875 |
| transcript.pyannote[117].speaker |
SPEAKER_00 |
| transcript.pyannote[117].start |
493.42221875 |
| transcript.pyannote[117].end |
494.36721875 |
| transcript.pyannote[118].speaker |
SPEAKER_01 |
| transcript.pyannote[118].start |
502.60221875 |
| transcript.pyannote[118].end |
510.83721875 |
| transcript.pyannote[119].speaker |
SPEAKER_00 |
| transcript.pyannote[119].start |
507.81659375 |
| transcript.pyannote[119].end |
509.16659375 |
| transcript.pyannote[120].speaker |
SPEAKER_00 |
| transcript.pyannote[120].start |
511.15784375 |
| transcript.pyannote[120].end |
535.39034375 |
| transcript.pyannote[121].speaker |
SPEAKER_01 |
| transcript.pyannote[121].start |
511.84971875 |
| transcript.pyannote[121].end |
513.03096875 |
| transcript.pyannote[122].speaker |
SPEAKER_01 |
| transcript.pyannote[122].start |
518.09346875 |
| transcript.pyannote[122].end |
518.34659375 |
| transcript.pyannote[123].speaker |
SPEAKER_01 |
| transcript.pyannote[123].start |
534.61409375 |
| transcript.pyannote[123].end |
547.64159375 |
| transcript.pyannote[124].speaker |
SPEAKER_00 |
| transcript.pyannote[124].start |
536.79096875 |
| transcript.pyannote[124].end |
537.65159375 |
| transcript.pyannote[125].speaker |
SPEAKER_00 |
| transcript.pyannote[125].start |
544.58721875 |
| transcript.pyannote[125].end |
544.62096875 |
| transcript.pyannote[126].speaker |
SPEAKER_00 |
| transcript.pyannote[126].start |
544.75596875 |
| transcript.pyannote[126].end |
546.47721875 |
| transcript.pyannote[127].speaker |
SPEAKER_00 |
| transcript.pyannote[127].start |
548.08034375 |
| transcript.pyannote[127].end |
559.25159375 |
| transcript.pyannote[128].speaker |
SPEAKER_01 |
| transcript.pyannote[128].start |
558.77909375 |
| transcript.pyannote[128].end |
559.35284375 |
| transcript.pyannote[129].speaker |
SPEAKER_00 |
| transcript.pyannote[129].start |
559.35284375 |
| transcript.pyannote[129].end |
559.45409375 |
| transcript.pyannote[130].speaker |
SPEAKER_01 |
| transcript.pyannote[130].start |
559.45409375 |
| transcript.pyannote[130].end |
559.85909375 |
| transcript.pyannote[131].speaker |
SPEAKER_00 |
| transcript.pyannote[131].start |
559.85909375 |
| transcript.pyannote[131].end |
559.97721875 |
| transcript.pyannote[132].speaker |
SPEAKER_01 |
| transcript.pyannote[132].start |
559.97721875 |
| transcript.pyannote[132].end |
561.47909375 |
| transcript.pyannote[133].speaker |
SPEAKER_00 |
| transcript.pyannote[133].start |
561.47909375 |
| transcript.pyannote[133].end |
561.52971875 |
| transcript.pyannote[134].speaker |
SPEAKER_01 |
| transcript.pyannote[134].start |
561.52971875 |
| transcript.pyannote[134].end |
562.18784375 |
| transcript.pyannote[135].speaker |
SPEAKER_00 |
| transcript.pyannote[135].start |
561.54659375 |
| transcript.pyannote[135].end |
562.69409375 |
| transcript.pyannote[136].speaker |
SPEAKER_00 |
| transcript.pyannote[136].start |
562.89659375 |
| transcript.pyannote[136].end |
568.65096875 |
| transcript.pyannote[137].speaker |
SPEAKER_01 |
| transcript.pyannote[137].start |
562.96409375 |
| transcript.pyannote[137].end |
563.99346875 |
| transcript.pyannote[138].speaker |
SPEAKER_01 |
| transcript.pyannote[138].start |
566.74409375 |
| transcript.pyannote[138].end |
587.07846875 |
| transcript.pyannote[139].speaker |
SPEAKER_00 |
| transcript.pyannote[139].start |
569.68034375 |
| transcript.pyannote[139].end |
572.00909375 |
| transcript.pyannote[140].speaker |
SPEAKER_00 |
| transcript.pyannote[140].start |
573.88221875 |
| transcript.pyannote[140].end |
576.78471875 |
| transcript.pyannote[141].speaker |
SPEAKER_00 |
| transcript.pyannote[141].start |
577.25721875 |
| transcript.pyannote[141].end |
578.52284375 |
| transcript.pyannote[142].speaker |
SPEAKER_00 |
| transcript.pyannote[142].start |
579.28221875 |
| transcript.pyannote[142].end |
579.78846875 |
| transcript.pyannote[143].speaker |
SPEAKER_01 |
| transcript.pyannote[143].start |
587.29784375 |
| transcript.pyannote[143].end |
596.35971875 |
| transcript.pyannote[144].speaker |
SPEAKER_01 |
| transcript.pyannote[144].start |
596.59596875 |
| transcript.pyannote[144].end |
599.75159375 |
| transcript.pyannote[145].speaker |
SPEAKER_00 |
| transcript.pyannote[145].start |
600.81471875 |
| transcript.pyannote[145].end |
610.75409375 |
| transcript.pyannote[146].speaker |
SPEAKER_00 |
| transcript.pyannote[146].start |
611.34471875 |
| transcript.pyannote[146].end |
616.37346875 |
| transcript.pyannote[147].speaker |
SPEAKER_01 |
| transcript.pyannote[147].start |
616.37346875 |
| transcript.pyannote[147].end |
643.33971875 |
| transcript.pyannote[148].speaker |
SPEAKER_00 |
| transcript.pyannote[148].start |
618.39846875 |
| transcript.pyannote[148].end |
618.85409375 |
| transcript.pyannote[149].speaker |
SPEAKER_00 |
| transcript.pyannote[149].start |
643.55909375 |
| transcript.pyannote[149].end |
651.96284375 |
| transcript.pyannote[150].speaker |
SPEAKER_01 |
| transcript.pyannote[150].start |
645.82034375 |
| transcript.pyannote[150].end |
647.69346875 |
| transcript.pyannote[151].speaker |
SPEAKER_01 |
| transcript.pyannote[151].start |
648.36846875 |
| transcript.pyannote[151].end |
648.95909375 |
| transcript.pyannote[152].speaker |
SPEAKER_01 |
| transcript.pyannote[152].start |
651.96284375 |
| transcript.pyannote[152].end |
666.67784375 |
| transcript.pyannote[153].speaker |
SPEAKER_00 |
| transcript.pyannote[153].start |
657.07596875 |
| transcript.pyannote[153].end |
657.66659375 |
| transcript.pyannote[154].speaker |
SPEAKER_00 |
| transcript.pyannote[154].start |
658.20659375 |
| transcript.pyannote[154].end |
659.74221875 |
| transcript.pyannote[155].speaker |
SPEAKER_01 |
| transcript.pyannote[155].start |
666.91409375 |
| transcript.pyannote[155].end |
668.60159375 |
| transcript.pyannote[156].speaker |
SPEAKER_00 |
| transcript.pyannote[156].start |
668.16284375 |
| transcript.pyannote[156].end |
671.28471875 |
| transcript.pyannote[157].speaker |
SPEAKER_01 |
| transcript.pyannote[157].start |
670.22159375 |
| transcript.pyannote[157].end |
672.01034375 |
| transcript.pyannote[158].speaker |
SPEAKER_00 |
| transcript.pyannote[158].start |
672.01034375 |
| transcript.pyannote[158].end |
672.26346875 |
| transcript.pyannote[159].speaker |
SPEAKER_01 |
| transcript.pyannote[159].start |
672.26346875 |
| transcript.pyannote[159].end |
673.02284375 |
| transcript.pyannote[160].speaker |
SPEAKER_00 |
| transcript.pyannote[160].start |
672.87096875 |
| transcript.pyannote[160].end |
674.03534375 |
| transcript.pyannote[161].speaker |
SPEAKER_02 |
| transcript.pyannote[161].start |
673.02284375 |
| transcript.pyannote[161].end |
678.54096875 |
| transcript.pyannote[162].speaker |
SPEAKER_02 |
| transcript.pyannote[162].start |
683.82284375 |
| transcript.pyannote[162].end |
684.16034375 |
| transcript.whisperx[0].start |
2.239 |
| transcript.whisperx[0].end |
25.002 |
| transcript.whisperx[0].text |
主席有請彭主委主委好主委好主委好主委我想我之前有問過有關於南非霸凌台灣要把台灣的外交代表處一來他已經主動更名為台灣商務辦事處二來又要把他趕出首都這種做法 |
| transcript.whisperx[1].start |
26.204 |
| transcript.whisperx[1].end |
43.562 |
| transcript.whisperx[1].text |
現階段已經到三月底已經要完成了當初我在總質詢的時候有問過外交部長外交部長說他有四個方法其中一個方法是經貿反制的方式那作為整個政府的議員當中這個金管會有沒有參與經貿反制當中準備好了沒有 |
| transcript.whisperx[2].start |
44.52 |
| transcript.whisperx[2].end |
64.699 |
| transcript.whisperx[2].text |
我想這部分上次委員有提供這樣的一個訊息給我們我們當然就沉入這頭影片上面講我們也去了解一下我們所有金融業在各種業態跟南非幣有關的這些內容當然委員也提到說我們有沒有辦法利用我們的金融投融資的這些力量協助外交突破困境 |
| transcript.whisperx[3].start |
65.62 |
| transcript.whisperx[3].end |
90.206 |
| transcript.whisperx[3].text |
但我們的理解就是說其實像這些就像我們這張投影片所謂的組合裡面很多大概就比較少是說我們直接的投資像比如說南非幣計價的境外基金主委不好意思我給你打斷一下你這段確實有跟我說不是在投資屬性的一個分析而是在行政作為一個處理就是說呢你就如果把之前我們對於這一個俄羅斯的制裁一樣嘛 |
| transcript.whisperx[4].start |
90.566 |
| transcript.whisperx[4].end |
114.303 |
| transcript.whisperx[4].text |
他基本上就是這個禁買或者要求拋售的概念一下你只要第一個你只要發布說呢關於這個南非的這個國債的部分來做一個禁買拋售令的一個概念或者是把南非債的部分的投資保障來更換那個標的以及南非B計價的部分變更避走這對他的債券市場跟資本市場會造成一定的波動這就是一種反制的方式啊 |
| transcript.whisperx[5].start |
116.479 |
| transcript.whisperx[5].end |
132.37 |
| transcript.whisperx[5].text |
這部分的話就是說我們過去確實比較在我們在對我們的所轄的金融機構他的投融資部分我們比較少我其實以前可能比較沒有但是我盡量找到有利可循的方式嘛就比照俄羅斯的經驗方式這不難嘛 |
| transcript.whisperx[6].start |
133.211 |
| transcript.whisperx[6].end |
160.44 |
| transcript.whisperx[6].text |
你不能一直期待友邦來幫你協助嘛我們自己要自救嘛我們現在自救的方式明明手上有這個武器我也跟你講過你應該要有大膽的作為我們不是主管金管會而已你不是金管會的主管而已你還是政府當中的議員耶對啊所以做一個外交部所說的統合外交的概念來說我希望你能夠慎重面對這個問題啦而不是解釋那個投資分析而已啦好不好當然是 謝謝我想接下來講是外交部他們有 |
| transcript.whisperx[7].start |
161.28 |
| transcript.whisperx[7].end |
181.651 |
| transcript.whisperx[7].text |
有這方面的這些的建議的話,我們會再來跟他討論有,那個外交部有,他已經把第四項列出來了,你應該主動提出方法好不好好,謝謝主委,第二個部分,有關於這一次啊,0121的地震我有特別邀請地震基金會的張總經理下去,張總經理現在也在場,請他上來一下 |
| transcript.whisperx[8].start |
182.651 |
| transcript.whisperx[8].end |
188.493 |
| transcript.whisperx[8].text |
就是整個這個地震的過程當中我去翻過我們地震險從2001年開始到現在的覆蓋率大概38.9%這38.9%當中一來呈現一個第一個問題理賠條件太過嚴苛 |
| transcript.whisperx[9].start |
200.336 |
| transcript.whisperx[9].end |
227.057 |
| transcript.whisperx[9].text |
第二個 理賠金額太低條件說要半島或全島才有然後那天張總整理下去說只要不能住就有貼紅單不能住就有可是到了保險公司保險公司說一定要半島或全島才有所以兩邊的說法兜不起來啦變成這樣子民眾紛紛怨言即便在山區當中的覆蓋率都在10%上下那不管 |
| transcript.whisperx[10].start |
227.617 |
| transcript.whisperx[10].end |
243.862 |
| transcript.whisperx[10].text |
但是他有保險嘛而且現在保險的方式幾乎類似像強制家保一樣你買房子的時候叫你火險那地震險一起買以致你覆蓋率會增加嘛我覺得當初的保險業者可能不太願意做的時候在保單的設計上面就偏向於這個保險公司結果來論是這樣子我提供一個數字給主委參考 |
| transcript.whisperx[11].start |
247.623 |
| transcript.whisperx[11].end |
272.842 |
| transcript.whisperx[11].text |
我近五年來整個這個投資的這個保單的金額我算一算大概四十五億啦如果五年的話所收的保費大概兩百二十五億但是不到三百件的理賠金額理賠的金額啊 老實講不到五億啊啊 夯不啷噹兩百二十五億減掉五億那保險公司就近大概兩百二十億啦對不對就這個金額來說其實是很不合理嘛這個地震險 |
| transcript.whisperx[12].start |
274.144 |
| transcript.whisperx[12].end |
282.776 |
| transcript.whisperx[12].text |
就變地震稅了就好像一定要繳不可拿不到保險的這個保險就是一種稅啊不是嗎 |
| transcript.whisperx[13].start |
289.344 |
| transcript.whisperx[13].end |
317.684 |
| transcript.whisperx[13].text |
這跟委員簡單說明一下地震險我過去也參與了十幾年的時間這必須稍微簡單講一下當時是九二一大地震以後我們仿造主要是仿造紐西蘭這個險的設計它跟我們一般商業地震險不一樣它主要是針對一次的重大地震做準備所以各位看起來就是說一次性的重大其實機率非常低但是台灣的整個地震發生的頻率跟紐西蘭怎麼會一樣呢 |
| transcript.whisperx[14].start |
319.413 |
| transcript.whisperx[14].end |
326.3 |
| transcript.whisperx[14].text |
就是這個險的制度的設計就是為這個目的因為我們一般商業公司也有這個責任險但是剛剛委員講的沒有錯確實當年921地震到現在這個商品的設計剛剛委員講的其實我也蠻認同25年喔對 |
| transcript.whisperx[15].start |
334.528 |
| transcript.whisperx[15].end |
349.265 |
| transcript.whisperx[15].text |
就是說這個部分他很有可能一次大地震就穿透他所有的他不符合台灣目前現實的樣態嘛確實我有請那個地震基金要保人的期待嘛你要不要請我們地震基金來講一下他們未來有我先聽你講你政策上有沒有要改 |
| transcript.whisperx[16].start |
349.665 |
| transcript.whisperx[16].end |
371.139 |
| transcript.whisperx[16].text |
有 我有已經指示他們說因為這個東西牽涉到現在蠻多的客戶那現在有4成就是40%的這個投保率這個投保率主要是來自於房貸的客戶對 沒有錯 那你要怎麼改嘛你不是在分析問題嗎 因為它是綁在房貸的活險保單裡面的這個我都知道 OK 你要怎麼改 |
| transcript.whisperx[17].start |
371.539 |
| transcript.whisperx[17].end |
386.59 |
| transcript.whisperx[17].text |
未來的部分其實就是這個商品的設計本來當時是150萬以現在這麼多年來看的話我覺得它未來應該會朝向是作為一個緊急費用的部分為主因為否則即便全島現在150萬 反正是全島150萬夠嗎對 就是當然 修廁所可能都不夠 |
| transcript.whisperx[18].start |
390.373 |
| transcript.whisperx[18].end |
405.985 |
| transcript.whisperx[18].text |
不太可能作為房屋重建需要但是呢我也請他們再研究未來朝向所謂的以應對緊急費用為主的這樣一個上面因為假設要把那個保額提高就不是以房屋為主體而是讓他生活秩序能夠緊急支應之作用 |
| transcript.whisperx[19].start |
407.426 |
| transcript.whisperx[19].end |
427.498 |
| transcript.whisperx[19].text |
朝這個方向來走這個方向什麼時候出來我從去年04.03的時候就要求你們做改變到了01.21沒有任何動靜這我請我們總經理來跟委員簡單說明一下總經理重點補充一下一分鐘我時間非常有限你先告訴我01.21的這個部分你那個所有的這個理賠金額當中有沒有什麼通融的空間呢 |
| transcript.whisperx[20].start |
429.95 |
| transcript.whisperx[20].end |
451.191 |
| transcript.whisperx[20].text |
回答您這個問題最重要這是一種法規性的保險所以不像一般商業保險有所謂通融不通融的問題那所謂的臨時住宿費用的補償呢這有嗎委員在2003的時候就特別有指示了行政管會還有特別是基金要趕快做研究 |
| transcript.whisperx[21].start |
453.152 |
| transcript.whisperx[21].end |
474.058 |
| transcript.whisperx[21].text |
這個研究的工作從來沒停到一直到去年的九月我們已經提出第一次的方案究竟能怎麼去處理臨時住宿費用那跟各位跟委員報告一下因為這是一個制度型保險所以關於臨時住宿費用怎麼處理這個部分牽涉到債保牽涉到各保險公司什麼時候出來啦我只問結果啦好 請 |
| transcript.whisperx[22].start |
476.2 |
| transcript.whisperx[22].end |
485.391 |
| transcript.whisperx[22].text |
結果我們在跟監管會報告的時候我們是預計在今年的7月1號我們敢再保的時候跟委員再報告一次我們是參考我們紅單標準就是國土水準標準 |
| transcript.whisperx[23].start |
495.263 |
| transcript.whisperx[23].end |
510.557 |
| transcript.whisperx[23].text |
我們收集一直到今年的3月我們才收集其花蓮那邊傳過來的紅單的標準數據你這太慢了嘛不然的話這次0121就可以用得到了嘛不是嗎 主委你想一想辦法好不好0121能不能通融試用一下 |
| transcript.whisperx[24].start |
511.858 |
| transcript.whisperx[24].end |
532.725 |
| transcript.whisperx[24].text |
剛剛總經理有說我們針對緊急租金補貼那一塊他們已經在做研議了這個因為可能影響費率比較小做這個改變會比較容易剛剛總經理也提到因為我們所有的這些地震險非常依賴債保的合約債保合約沒有改變之前 |
| transcript.whisperx[25].start |
533.345 |
| transcript.whisperx[25].end |
562.318 |
| transcript.whisperx[25].text |
不太可能更動它的一些條件我知道你這保險的連動性的問題保險制度連動性的問題但是我只要告訴你說我們要知道的是說你到底什麼時候這樣的地震顯得這個改革什麼時候會出爐給本市一個目標跟時間點他剛才有提到了今年七月會把第一階段的這個小幅度的變更把它提出來因為牽涉到費率還有整個商品的結構小幅度的變更之外要有一個大幅度的改革那接下來就是 |
| transcript.whisperx[26].start |
563.058 |
| transcript.whisperx[26].end |
585.654 |
| transcript.whisperx[26].text |
可能考慮像日本的方式把一些分損對不對對 參照日本的會比較準一點沒有錯 你參照紐西蘭就錯了我再跟你講一個日本的例子最近日本因為要加強打仗那個大阪已經通過立法禁止在ATM之前講電話 |
| transcript.whisperx[27].start |
587.375 |
| transcript.whisperx[27].end |
599.677 |
| transcript.whisperx[27].text |
你有看到這個例子嗎?有我有看到這個例子當中呢告訴我們說長輩很多都在ATM講電話的時候都透過長輩怎麼引導他進行匯款啊你覺得這個禁止條例在台灣可不可行啊? |
| transcript.whisperx[28].start |
601.188 |
| transcript.whisperx[28].end |
618.256 |
| transcript.whisperx[28].text |
這當然我們還要再去研究一下任何有助於打砸而且低社會成本的方法我們都願意試因為我們現在跟銀行那邊有個定期的這些的交換機制像這個東西我們都列入有好的建議我們都會立刻來做那我再補充做一個建議看看 |
| transcript.whisperx[29].start |
618.996 |
| transcript.whisperx[29].end |
643.11 |
| transcript.whisperx[29].text |
因為以各縣市的詐騙件數來說以雙北 台南跟高雄雙北跟南高的部分比較嚴重ATM的騙局程度你比我更清楚通常都是透過ATM的方式假設加上AI的辨識ATM的話有類似這種行為的話有沒有可能通知警方來採取類似林貴的詛咒的方式有沒有可能 |
| transcript.whisperx[30].start |
643.63 |
| transcript.whisperx[30].end |
670.544 |
| transcript.whisperx[30].text |
我剛才跟委員報告任何只要是低成本可行的我就提這個方法所以我們會來研究這個問題能不能研究看看我們會請我們那個機制來趕快來研究這個對 你就把這個放下去嘛因為ATM第一個能不能用禁止的方式好不好 這評估啦二來的部分呢如果說透過AI辨識有類似的行為的話是不是應該類似林貴煮炸的方式來進行可是我們還有想到很多其他的方法我們會一定來處理 好不好 |
| transcript.whisperx[31].start |
672.065 |
| transcript.whisperx[31].end |
677.712 |
| transcript.whisperx[31].text |
好 謝謝好好研究一下好 謝謝國務院的質詢下面請賴會員召回質詢 |