| IVOD_ID |
159155 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/159155 |
| 日期 |
2025-03-13 |
| 會議資料.會議代碼 |
委員會-11-3-15-2 |
| 會議資料.會議代碼:str |
第11屆第3會期內政委員會第2次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
2 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
15 |
| 會議資料.委員會代碼:str[0] |
內政委員會 |
| 會議資料.標題 |
第11屆第3會期內政委員會第2次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-03-13T12:14:08+08:00 |
| 結束時間 |
2025-03-13T12:21:43+08:00 |
| 影片長度 |
00:07:35 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/3b972b8f6f00770f444fddca9e4233222f58198bcf8270c186f8ffab8834d983d60d33a093d294555ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
黃健豪 |
| 委員發言時間 |
12:14:08 - 12:21:43 |
| 會議時間 |
2025-03-13T09:00:00+08:00 |
| 會議名稱 |
(變更議程)立法院第11屆第3會期內政委員會第2次全體委員會議（事由：邀請內政部部長劉世芳、經濟部、交通部、金融監督管理委員會、台灣電力股份有限公司就「公寓大廈裝設電動車輛充電裝置之相關法令、國家標準、建築設計、管理維護、火災預防措施及相關保險類別與要保人之認定」進行專題報告，並備質詢。
【本次會議若因當日加開院會而停開，不再另行通知】） |
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好謝謝張偉我們先請這個金管會我們陳副局長來陳副局長有請 |
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保險是由個人來承擔還是由公寓大廈的整體管理人員來承擔?根文報告,事實上目前邀保人可以區分兩種,一個是個人的 |
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就是整個所有全人那另外一個就是以那個社區管理委員會去做邀保人去做投保的那如果因為現在這樣我想我們的選區還是全台灣這個社區大樓最密集蓋最快的地區所以這個爭議不斷發生了就是說今天有一個新的車主他買了電動車那他搬進這個社區那假設他是新他是舊大樓他重新接管嘛那是要投保的問題那所以投保的時候是這個 |
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車主他來負擔整棟大樓的公共保險呢還是由管委會同意之後由管委會的管理費來處理這個保險的問題那個跟委員報告那個其實剛剛很多委員有提到這個問題那當然如果是以那個1080以前的部分那不管怎麼樣一定要經過 |
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那個社區管理委員會通過你才可以同意說到底要同意要不要設置充電樁嗎那如果假設同意了那這個部分到底投保的對象一定是以區分所有成員就是車主就是車主他的車子他是屬於充電他的車子被燒掉當然還有保險所以一定是以他去投保的那是以保費原則上當然就是車主啦 |
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當然是車主當然要去那我們現在講的是公共安全因為副總你剛剛講的是說如果我確定一個前提108年之前比如說既有的這些社區大樓往往會如果通過區權會來同意說我的社區可以新增一個充電樁對不對那真的充電樁萬一發生事情那當然車主也有投保他針對他的充電樁針對他車子來投保那問題是如果因為 |
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充電樁發生意外發生火災事故之後造成整體社區的損失的時候這件事情的責任是由這個它的保險責任是由當事這個車主來承擔呢還是因為國安委會同意了我裝設所以是由國安委會來承擔這件事情那個原則上以保險的部分本身如果說是因為這個充電樁是這個車主的那這個部分保險公司一定會啟動理賠責任 |
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整棟大樓嗎?對,因為他要負責他如果有投保附加責任險的部分那當然他衍生出來責任這張保單會去負責但是通常保單他有一個責任限制啦看他是要買200萬或400萬這樣子所以車主沒有被限制說他一定要投保什麼樣的保險的額度吧對不對 |
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225.362 |
| transcript.whisperx[8].text |
這是由車主自己去選擇的除非說社區管理委員會他自己有規約有約定那不然應該是由車主自己去選擇對好我就要把這個釐清因為我們最近區選會都討論這個問題那所以今天如果管理委員會已經同意了我這問題在講的是如果我剛才同意了車主去設置所謂的充電樁那充電樁的車主他的確有為自己投保 |
| transcript.whisperx[9].start |
226.394 |
| transcript.whisperx[9].end |
251.585 |
| transcript.whisperx[9].text |
那所以這個充電樁發生事故之後假設火災之後造成的是公共空間的損失的時候這個賠償責任是不是僅限於車主自己要去就賠償只賠償車主而已對於公共空間的損失是車主自己要想辦法或是保險要另外加保才能夠處理這個公共空間的損失還是說因為你外匯早就同意我了所以這個責任是大家的一份擔 |
| transcript.whisperx[10].start |
253.195 |
| transcript.whisperx[10].end |
276.549 |
| transcript.whisperx[10].text |
那個跟委員報告這個責任歸屬的部分齁這個部分可能要請內政部他針對公益大廈管理條例他的規定去做解釋但是我剛剛跟委員報告是說從保險他如果本身有含責任險的部分那事實上責任保險公司如果他要負責他保險公司一定會去依法去付賠償責任的時間暫停一下我們請這個 |
| transcript.whisperx[11].start |
279.771 |
| transcript.whisperx[11].end |
307.321 |
| transcript.whisperx[11].text |
內政部的副 政府次長董次跟這個消防署 蕭萬章署長董事長 蕭署長有請委員好好 次長跟署長謝謝就像我剛剛提到的問題這個責任歸屬如果今天是管會同意的嘛我讓你設的 但是又發生火災請問這個責任是我這個個人承擔還是整棟大樓大家的承擔所以我們目前在修法的時候我們就希望說這納入這個公共責任這樣子請那個署長好 |
| transcript.whisperx[12].start |
309.86 |
| transcript.whisperx[12].end |
328.338 |
| transcript.whisperx[12].text |
其實這個就是因為關鍵就是車的電池通常不是在充電中是那個電池那電池本身是在這個車子裡面所以為什麼在這個金管會他會有提一個所謂的車體自然的這個附加保險也就是說你車主要去承擔這件事情 |
| transcript.whisperx[13].start |
329.179 |
| transcript.whisperx[13].end |
344.178 |
| transcript.whisperx[13].text |
所以我們現在在做了這個相關的研究車主承擔燃燒的責任嘛燃燒完之後造成的損害誰承擔所以我們當時最早在提願的版本就有一個公共意外的責任險 |
| transcript.whisperx[14].start |
346.46 |
| transcript.whisperx[14].end |
370.152 |
| transcript.whisperx[14].text |
這件事情就是會後續會跟相關部會去討論公共意外責任險是要在車主本身還是在管委會本身那如果放在管委會本身他跟管委會本身投保的我是要用差價由車主負擔還是要這個差價由管委會吸收這就是後續要跟相關部會要去定義去討論 |
| transcript.whisperx[15].start |
371.152 |
| transcript.whisperx[15].end |
396.013 |
| transcript.whisperx[15].text |
因為不會只有車體的自然險而已它還有公共意外險所以這一個部分就是我們再把相關的SOP定完以後要跟各部會繼續討論也包含我們有一些像防火毯防火毯是要由車主自購或車商的標配或是要管委會來購買因為這都計算在成本所以我們把SOP定義出來以後我們後續還要跟各部會去協調這些事情你們這個什麼時候會開公定會 |
| transcript.whisperx[16].start |
398.368 |
| transcript.whisperx[16].end |
414.018 |
| transcript.whisperx[16].text |
我們會先就技術的部分先內部先討論完那也會跟相關部會去討論這些部分最後還會跟院來呈報因為組長這個東西是這樣這是涉及到每一棟大樓的狀況都不一樣那每一個設計大樓都承載著可能 |
| transcript.whisperx[17].start |
415.078 |
| transcript.whisperx[17].end |
440.853 |
| transcript.whisperx[17].text |
幾百戶或幾十戶的住戶的權益啊所以這個法令公共出來如果事前沒有好好的溝通因為就像我提到的剛剛提到公共意外責任險到底是車主要承擔還是說管委會承擔這就會到管委會到去全會的時候就會吵翻天樓所以這部分我要問問你們管委會就是我們就要定義出來就是你本身管委會投保的險要不要附加一個那這個是由車主去承擔那或許對車主就會比較輕 |
| transcript.whisperx[18].start |
442.315 |
| transcript.whisperx[18].end |
454.797 |
| transcript.whisperx[18].text |
那所以這就是可以到時候也會邀金管會都一起來討論用什麼方式來定義這個會比較好好 謝謝署長謝謝市長好 謝謝黃建豪委員下一位我們請李昆成委員 |