| IVOD_ID |
153724 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/153724 |
| 日期 |
2024-06-06 |
| 會議資料.會議代碼 |
委員會-11-1-20-16 |
| 會議資料.會議代碼:str |
第11屆第1會期財政委員會第16次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
1 |
| 會議資料.會次 |
16 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第1會期財政委員會第16次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2024-06-06T11:12:55+08:00 |
| 結束時間 |
2024-06-06T11:23:50+08:00 |
| 影片長度 |
00:10:55 |
| 支援功能[0] |
ai-transcript |
| 支援功能[1] |
gazette |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/0d7b1f4370c473d5e0a993bbdf9505c42248f66a23a11b53ee56b966b91e1130dad8ba2f965d2ad25ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
王世堅 |
| 委員發言時間 |
11:12:55 - 11:23:50 |
| 會議時間 |
2024-06-06T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第1會期財政委員會第16次全體委員會議（事由：邀請中央銀行楊總裁金龍就「日圓貶值效應會否導致亞洲貨幣競貶，及對台灣經濟影響」進行專題報告，並備質詢；另邀請經濟部列席備詢。
【6月3日及6日二天一次會】） |
| gazette.lineno |
686 |
| gazette.blocks[0][0] |
王委員世堅：（11時12分）謝謝主席，請楊總裁。 |
| gazette.blocks[1][0] |
主席：請楊總裁。 |
| gazette.blocks[2][0] |
楊總裁金龍：王委員早。 |
| gazette.blocks[3][0] |
王委員世堅：總裁，辛苦了！ |
| gazette.blocks[4][0] |
楊總裁金龍：哪裡，謝謝你，謝謝你鼓勵。 |
| gazette.blocks[5][0] |
王委員世堅：從去年8月財政部同意了新青安房貸以後，將近七、八個月來，臺灣從北到南房價的飆漲已經飆漲到離譜的地步了，我相信總裁你看在眼裡應該非常清楚。房價繼續飆漲，光是臺北市，臺北市一項5月份的統計，我們臺北市的房價平均高達97萬5,500啦，天啊！這是天文數字就對了。 |
| gazette.blocks[5][1] |
過去說到退休金，大家奉公守法一輩子，領個退休金400、500萬，大概照現在的房價，在臺北市等於買個4、5坪，買一間廁所就對啦！你一輩子的辛勞，到最後剩的那些退休金在臺北市買一間廁所，天啊！這是荒唐離譜到極點！當然這牽涉到我們臺幣是否貶值，長期以來我們央行控制住臺幣匯率以及利息的部分。所以我是建議總裁，在第二次貴行的理監事會議，你們是不是該慎重考慮應該適度調升利息了，你覺得呢？你看，過去這一、兩年來，我們調升利息，有！都一點點、一點點，一碼、一碼，過去你們阻止利率的調升，當然你們考慮到很多因素。 |
| gazette.blocks[6][0] |
楊總裁金龍：對。 |
| gazette.blocks[7][0] |
王委員世堅：但是我是覺得，尤其新青安貸款下去之後，房市這樣漲，過去我們都說升息跟房價沒有必然的關係，但是，總裁，你看一下這個房貸利率與房價的關係圖。我做了這個圖很清楚，房價跟利率的關係，事實上，利率越低、房價越高，他們成反比，這非常清楚的。這個統計是統計了2000年到2018年，19年的期間內，這個統計很清楚看得到的，2000年當時將近7%的房貸利率，一路下來，2000年那時候的房價漲幅跟現在利率來到這麼低，來到1.5%的時候，房價漲幅是高達295%，這是非常清楚的！所以，是不是在這次你們的理監事會議應該討論一下，針對升息你的看法呢？ |
| gazette.blocks[8][0] |
楊總裁金龍：我很簡單的跟委員報告，基本上央行的利率是針對通膨，沒有錯！你說央行嚴重輕忽了我們的通膨，但是我跟委員報告，事實上，從2008年、2009年以來我們的通膨非常低，到2019年之前，2019、2018年，就是在COVID-19之前，我們的通膨率平均大概不到1%。 |
| gazette.blocks[9][0] |
王委員世堅：這3年突破警戒是事實。 |
| gazette.blocks[10][0] |
楊總裁金龍：對嘛！對嘛！所以你說是長期，但事實上是沒有啊！就是從2008年…… |
| gazette.blocks[11][0] |
王委員世堅：你在跟我定義什麼叫做長期是不是？我在跟你講現在、這3年！ |
| gazette.blocks[12][0] |
楊總裁金龍：現在…… |
| gazette.blocks[13][0] |
王委員世堅：你在跟我講定義是不是？什麼叫做長期？你說我的用詞寫長期，你不爽，是這樣嗎？ |
| gazette.blocks[14][0] |
楊總裁金龍：我跟委員報告…… |
| gazette.blocks[15][0] |
王委員世堅：我客氣的在跟你談事情。 |
| gazette.blocks[16][0] |
楊總裁金龍：對啦！委員…… |
| gazette.blocks[17][0] |
王委員世堅：你在跟我講字義上…… |
| gazette.blocks[18][0] |
楊總裁金龍：不是、不是，委員，不好意思啦！ |
| gazette.blocks[19][0] |
王委員世堅：3年不叫做長期，什麼叫做長期？民眾的生活，1年365天、3年1,095天，那不是長期嗎？ |
| gazette.blocks[20][0] |
楊總裁金龍：報告委員，抱歉啦！抱歉啦！我讓委員這樣…… |
| gazette.blocks[21][0] |
王委員世堅：大家冷靜的討論事情…… |
| gazette.blocks[22][0] |
楊總裁金龍：是、是、是。 |
| gazette.blocks[23][0] |
王委員世堅：你怎麼來、我怎麼去。 |
| gazette.blocks[24][0] |
楊總裁金龍：是啦！ |
| gazette.blocks[25][0] |
王委員世堅：我的人很清楚，我這麼客氣的問你，因為你是這部分的專家…… |
| gazette.blocks[26][0] |
楊總裁金龍：抱歉。 |
| gazette.blocks[27][0] |
王委員世堅：我認為房價跟利率、跟匯率能夠控制，其實全賴央行。 |
| gazette.blocks[28][0] |
楊總裁金龍：是、是、是，委員，抱歉啦！委員，抱歉！我跟委員報告…… |
| gazette.blocks[29][0] |
王委員世堅：我光跟你講一樣，你沒有去…… |
| gazette.blocks[30][0] |
楊總裁金龍：會、會、會…… |
| gazette.blocks[31][0] |
王委員世堅：去年8月財政部新青安貸款通過的時候，你們也沒有阻止啊！他們也沒聽你們的話，不是嗎？新青安貸款以後…… |
| gazette.blocks[32][0] |
楊總裁金龍：我跟委員報告，第一個，我對委員抱歉。第二個…… |
| gazette.blocks[33][0] |
王委員世堅：新青安貸款以後，我先講幾個數字給你聽，新青安貸款去年4月，前五大行庫借房貸不到500億，我們講同期，今年4月同期喔！我們五大行庫借出的房貸將近1,000億元，是兩倍之多耶！這是很嚴重的事情，不是嗎？ |
| gazette.blocks[34][0] |
楊總裁金龍：是，很謝謝啦！ |
| gazette.blocks[35][0] |
王委員世堅：在這件事情上面，央行眼睜睜看著財政部的作為，只是為了讓大家買房更容易，結果一放鬆就搞成這樣，本席現在是問你如何收拾殘局？ |
| gazette.blocks[36][0] |
楊總裁金龍：對，第一個，6月13日的理監事會，我們會討論這個議題。抱歉，委員，讓你不高興，我真的是抱歉。但是我也要向委員報告，我們會在下一次的理監事會討論委員所關心的議題。 |
| gazette.blocks[37][0] |
王委員世堅：你們認為經濟成長亮眼，臺幣貶值幅度有限，升息打房不利出口，對於這些議題，你們有自己的看法，但是本席希望你們在討論時，方向是不是可以改變？限制房貸成數，總成數是不是不要超過八成五？或者例如應該以升息來打房，這個是不是應該做了？ |
| gazette.blocks[38][0] |
楊總裁金龍：是，委員說的沒有錯啦！ |
| gazette.blocks[39][0] |
王委員世堅：新青安貸款實施了8、9個月，你們應該做一些複審的動作，例如有的人假借新青安貸款炒房，對不對？ |
| gazette.blocks[40][0] |
楊總裁金龍：是，對啦！ |
| gazette.blocks[41][0] |
王委員世堅：他等於多買了一些房子出租或做其他營利，不是這樣嗎？這個部分我們要去複審，不對嗎？ |
| gazette.blocks[42][0] |
楊總裁金龍：對啦！委員關心的沒有錯，只是我剛才的表達讓委員誤解。 |
| gazette.blocks[43][0] |
王委員世堅：沒關係啦！我生氣3秒鐘就過了啦！那個沒關係，我經常生氣3秒鐘。 |
| gazette.blocks[44][0] |
楊總裁金龍：是啦！委員分析的沒有錯，不過我也可以向委員報告，6月13日的時候，我們的理監事會會就房地產的議題討論，請委員接受這個說明。 |
| gazette.blocks[45][0] |
王委員世堅：因為時間有限，最後是本席沒有放上來的這個表格，前十大嚴重貸款負債比例的名單，這個名單交給你，包括他們貸款的金額。 |
| gazette.blocks[46][0] |
楊總裁金龍：好，謝謝啦！謝謝委員。 |
| gazette.blocks[47][0] |
王委員世堅：你看一下，已經嚴重到這個程度，士林開發、新潤建設、亞昕建設，這些負債比都過高，只因為什麼？只因為利率低，所以他們就大量向銀行借錢囤房、買土地，這樣反而不利於無殼族，未來我們的青年朋友們要買房的時候，房價不但居高不下，而且還節節上升。 |
| gazette.blocks[48][0] |
楊總裁金龍：委員，謝謝你啦！你提供我們的這些數據，我們來深入瞭解，謝謝委員。 |
| gazette.blocks[49][0] |
王委員世堅：因為照現在這個比例來說，銀行等於沒有風險控管可言，你們是銀行中的銀行，你們才有辦法控管所有的銀行，讓他們遵守該有的財政紀律。好不好？ |
| gazette.blocks[50][0] |
楊總裁金龍：是，委員，謝謝你的指教。 |
| gazette.blocks[51][0] |
王委員世堅：謝謝。 |
| gazette.blocks[52][0] |
楊總裁金龍：謝謝啦！抱歉。 |
| gazette.blocks[53][0] |
主席（伍麗華Saidhai Tahovecahe委員代）：謝謝王世堅委員，請總裁回座。接下來請召委羅明才委員。 |
| gazette.agenda.page_end |
274 |
| gazette.agenda.meet_id |
委員會-11-1-20-16 |
| gazette.agenda.speakers[0] |
羅明才 |
| gazette.agenda.speakers[1] |
林德福 |
| gazette.agenda.speakers[2] |
吳秉叡 |
| gazette.agenda.speakers[3] |
賴士葆 |
| gazette.agenda.speakers[4] |
郭國文 |
| gazette.agenda.speakers[5] |
賴惠員 |
| gazette.agenda.speakers[6] |
顏寬恒 |
| gazette.agenda.speakers[7] |
李彥秀 |
| gazette.agenda.speakers[8] |
王鴻薇 |
| gazette.agenda.speakers[9] |
李坤城 |
| gazette.agenda.speakers[10] |
黃珊珊 |
| gazette.agenda.speakers[11] |
伍麗華Saidhai‧Tahovecahe |
| gazette.agenda.speakers[12] |
王世堅 |
| gazette.agenda.speakers[13] |
羅明才 |
| gazette.agenda.speakers[14] |
林楚茵 |
| gazette.agenda.speakers[15] |
廖先翔 |
| gazette.agenda.speakers[16] |
謝衣鳯 |
| gazette.agenda.speakers[17] |
葉元之 |
| gazette.agenda.speakers[18] |
陳玉珍 |
| gazette.agenda.page_start |
229 |
| gazette.agenda.meetingDate[0] |
2024-06-06 |
| gazette.agenda.gazette_id |
1135801 |
| gazette.agenda.agenda_lcidc_ids[0] |
1135801_00004 |
| gazette.agenda.meet_name |
立法院第11屆第1會期財政委員會第16次全體委員會議紀錄 |
| gazette.agenda.content |
邀邀請中央銀行楊總裁金龍就「日圓貶值效應會否導致亞洲貨幣競貶，及對台灣經濟影響」進行
專題報告，並備質詢；另邀請經濟部列席備詢 |
| gazette.agenda.agenda_id |
1135801_00003 |
| transcript.pyannote[0].speaker |
SPEAKER_02 |
| transcript.pyannote[0].start |
0.79034375 |
| transcript.pyannote[0].end |
1.02659375 |
| transcript.pyannote[1].speaker |
SPEAKER_02 |
| transcript.pyannote[1].start |
1.09409375 |
| transcript.pyannote[1].end |
2.24159375 |
| transcript.pyannote[2].speaker |
SPEAKER_01 |
| transcript.pyannote[2].start |
2.24159375 |
| transcript.pyannote[2].end |
2.25846875 |
| transcript.pyannote[3].speaker |
SPEAKER_02 |
| transcript.pyannote[3].start |
3.38909375 |
| transcript.pyannote[3].end |
3.40596875 |
| transcript.pyannote[4].speaker |
SPEAKER_01 |
| transcript.pyannote[4].start |
3.40596875 |
| transcript.pyannote[4].end |
4.26659375 |
| transcript.pyannote[5].speaker |
SPEAKER_01 |
| transcript.pyannote[5].start |
4.53659375 |
| transcript.pyannote[5].end |
5.09346875 |
| transcript.pyannote[6].speaker |
SPEAKER_01 |
| transcript.pyannote[6].start |
5.19471875 |
| transcript.pyannote[6].end |
5.92034375 |
| transcript.pyannote[7].speaker |
SPEAKER_01 |
| transcript.pyannote[7].start |
11.33721875 |
| transcript.pyannote[7].end |
17.19284375 |
| transcript.pyannote[8].speaker |
SPEAKER_02 |
| transcript.pyannote[8].start |
15.55596875 |
| transcript.pyannote[8].end |
16.16346875 |
| transcript.pyannote[9].speaker |
SPEAKER_02 |
| transcript.pyannote[9].start |
16.85534375 |
| transcript.pyannote[9].end |
18.59346875 |
| transcript.pyannote[10].speaker |
SPEAKER_02 |
| transcript.pyannote[10].start |
19.50471875 |
| transcript.pyannote[10].end |
20.98971875 |
| transcript.pyannote[11].speaker |
SPEAKER_02 |
| transcript.pyannote[11].start |
21.20909375 |
| transcript.pyannote[11].end |
24.53346875 |
| transcript.pyannote[12].speaker |
SPEAKER_02 |
| transcript.pyannote[12].start |
24.93846875 |
| transcript.pyannote[12].end |
25.61346875 |
| transcript.pyannote[13].speaker |
SPEAKER_02 |
| transcript.pyannote[13].start |
26.67659375 |
| transcript.pyannote[13].end |
29.14034375 |
| transcript.pyannote[14].speaker |
SPEAKER_02 |
| transcript.pyannote[14].start |
29.74784375 |
| transcript.pyannote[14].end |
30.74346875 |
| transcript.pyannote[15].speaker |
SPEAKER_02 |
| transcript.pyannote[15].start |
30.94596875 |
| transcript.pyannote[15].end |
32.61659375 |
| transcript.pyannote[16].speaker |
SPEAKER_02 |
| transcript.pyannote[16].start |
33.30846875 |
| transcript.pyannote[16].end |
34.75971875 |
| transcript.pyannote[17].speaker |
SPEAKER_02 |
| transcript.pyannote[17].start |
35.36721875 |
| transcript.pyannote[17].end |
42.35346875 |
| transcript.pyannote[18].speaker |
SPEAKER_00 |
| transcript.pyannote[18].start |
42.53909375 |
| transcript.pyannote[18].end |
42.75846875 |
| transcript.pyannote[19].speaker |
SPEAKER_02 |
| transcript.pyannote[19].start |
42.67409375 |
| transcript.pyannote[19].end |
43.38284375 |
| transcript.pyannote[20].speaker |
SPEAKER_02 |
| transcript.pyannote[20].start |
43.65284375 |
| transcript.pyannote[20].end |
44.32784375 |
| transcript.pyannote[21].speaker |
SPEAKER_02 |
| transcript.pyannote[21].start |
44.69909375 |
| transcript.pyannote[21].end |
48.37784375 |
| transcript.pyannote[22].speaker |
SPEAKER_00 |
| transcript.pyannote[22].start |
48.79971875 |
| transcript.pyannote[22].end |
48.95159375 |
| transcript.pyannote[23].speaker |
SPEAKER_02 |
| transcript.pyannote[23].start |
48.95159375 |
| transcript.pyannote[23].end |
50.55471875 |
| transcript.pyannote[24].speaker |
SPEAKER_02 |
| transcript.pyannote[24].start |
51.83721875 |
| transcript.pyannote[24].end |
52.12409375 |
| transcript.pyannote[25].speaker |
SPEAKER_02 |
| transcript.pyannote[25].start |
52.78221875 |
| transcript.pyannote[25].end |
72.74534375 |
| transcript.pyannote[26].speaker |
SPEAKER_02 |
| transcript.pyannote[26].start |
72.96471875 |
| transcript.pyannote[26].end |
77.21721875 |
| transcript.pyannote[27].speaker |
SPEAKER_02 |
| transcript.pyannote[27].start |
77.65596875 |
| transcript.pyannote[27].end |
79.57971875 |
| transcript.pyannote[28].speaker |
SPEAKER_02 |
| transcript.pyannote[28].start |
80.10284375 |
| transcript.pyannote[28].end |
81.19971875 |
| transcript.pyannote[29].speaker |
SPEAKER_02 |
| transcript.pyannote[29].start |
81.89159375 |
| transcript.pyannote[29].end |
82.75221875 |
| transcript.pyannote[30].speaker |
SPEAKER_02 |
| transcript.pyannote[30].start |
82.92096875 |
| transcript.pyannote[30].end |
83.91659375 |
| transcript.pyannote[31].speaker |
SPEAKER_02 |
| transcript.pyannote[31].start |
84.33846875 |
| transcript.pyannote[31].end |
88.96221875 |
| transcript.pyannote[32].speaker |
SPEAKER_02 |
| transcript.pyannote[32].start |
89.43471875 |
| transcript.pyannote[32].end |
90.12659375 |
| transcript.pyannote[33].speaker |
SPEAKER_00 |
| transcript.pyannote[33].start |
90.34596875 |
| transcript.pyannote[33].end |
90.49784375 |
| transcript.pyannote[34].speaker |
SPEAKER_02 |
| transcript.pyannote[34].start |
90.49784375 |
| transcript.pyannote[34].end |
91.22346875 |
| transcript.pyannote[35].speaker |
SPEAKER_02 |
| transcript.pyannote[35].start |
91.76346875 |
| transcript.pyannote[35].end |
93.97409375 |
| transcript.pyannote[36].speaker |
SPEAKER_00 |
| transcript.pyannote[36].start |
93.97409375 |
| transcript.pyannote[36].end |
94.22721875 |
| transcript.pyannote[37].speaker |
SPEAKER_02 |
| transcript.pyannote[37].start |
94.22721875 |
| transcript.pyannote[37].end |
95.99909375 |
| transcript.pyannote[38].speaker |
SPEAKER_02 |
| transcript.pyannote[38].start |
96.58971875 |
| transcript.pyannote[38].end |
97.24784375 |
| transcript.pyannote[39].speaker |
SPEAKER_02 |
| transcript.pyannote[39].start |
98.02409375 |
| transcript.pyannote[39].end |
99.03659375 |
| transcript.pyannote[40].speaker |
SPEAKER_02 |
| transcript.pyannote[40].start |
99.93096875 |
| transcript.pyannote[40].end |
102.68159375 |
| transcript.pyannote[41].speaker |
SPEAKER_02 |
| transcript.pyannote[41].start |
103.39034375 |
| transcript.pyannote[41].end |
104.20034375 |
| transcript.pyannote[42].speaker |
SPEAKER_02 |
| transcript.pyannote[42].start |
104.70659375 |
| transcript.pyannote[42].end |
105.58409375 |
| transcript.pyannote[43].speaker |
SPEAKER_02 |
| transcript.pyannote[43].start |
105.80346875 |
| transcript.pyannote[43].end |
106.83284375 |
| transcript.pyannote[44].speaker |
SPEAKER_02 |
| transcript.pyannote[44].start |
107.47409375 |
| transcript.pyannote[44].end |
109.36409375 |
| transcript.pyannote[45].speaker |
SPEAKER_02 |
| transcript.pyannote[45].start |
110.15721875 |
| transcript.pyannote[45].end |
112.89096875 |
| transcript.pyannote[46].speaker |
SPEAKER_02 |
| transcript.pyannote[46].start |
113.22846875 |
| transcript.pyannote[46].end |
113.90346875 |
| transcript.pyannote[47].speaker |
SPEAKER_02 |
| transcript.pyannote[47].start |
114.98346875 |
| transcript.pyannote[47].end |
115.72596875 |
| transcript.pyannote[48].speaker |
SPEAKER_02 |
| transcript.pyannote[48].start |
115.92846875 |
| transcript.pyannote[48].end |
117.10971875 |
| transcript.pyannote[49].speaker |
SPEAKER_02 |
| transcript.pyannote[49].start |
117.93659375 |
| transcript.pyannote[49].end |
118.69596875 |
| transcript.pyannote[50].speaker |
SPEAKER_02 |
| transcript.pyannote[50].start |
118.74659375 |
| transcript.pyannote[50].end |
119.01659375 |
| transcript.pyannote[51].speaker |
SPEAKER_02 |
| transcript.pyannote[51].start |
119.42159375 |
| transcript.pyannote[51].end |
120.53534375 |
| transcript.pyannote[52].speaker |
SPEAKER_02 |
| transcript.pyannote[52].start |
121.95284375 |
| transcript.pyannote[52].end |
123.15096875 |
| transcript.pyannote[53].speaker |
SPEAKER_02 |
| transcript.pyannote[53].start |
123.65721875 |
| transcript.pyannote[53].end |
127.38659375 |
| transcript.pyannote[54].speaker |
SPEAKER_02 |
| transcript.pyannote[54].start |
127.65659375 |
| transcript.pyannote[54].end |
140.16096875 |
| transcript.pyannote[55].speaker |
SPEAKER_02 |
| transcript.pyannote[55].start |
140.66721875 |
| transcript.pyannote[55].end |
143.06346875 |
| transcript.pyannote[56].speaker |
SPEAKER_02 |
| transcript.pyannote[56].start |
143.85659375 |
| transcript.pyannote[56].end |
156.29346875 |
| transcript.pyannote[57].speaker |
SPEAKER_02 |
| transcript.pyannote[57].start |
156.81659375 |
| transcript.pyannote[57].end |
159.02721875 |
| transcript.pyannote[58].speaker |
SPEAKER_02 |
| transcript.pyannote[58].start |
159.12846875 |
| transcript.pyannote[58].end |
159.55034375 |
| transcript.pyannote[59].speaker |
SPEAKER_02 |
| transcript.pyannote[59].start |
160.52909375 |
| transcript.pyannote[59].end |
161.13659375 |
| transcript.pyannote[60].speaker |
SPEAKER_02 |
| transcript.pyannote[60].start |
161.60909375 |
| transcript.pyannote[60].end |
164.22471875 |
| transcript.pyannote[61].speaker |
SPEAKER_02 |
| transcript.pyannote[61].start |
164.71409375 |
| transcript.pyannote[61].end |
166.14846875 |
| transcript.pyannote[62].speaker |
SPEAKER_02 |
| transcript.pyannote[62].start |
166.63784375 |
| transcript.pyannote[62].end |
167.34659375 |
| transcript.pyannote[63].speaker |
SPEAKER_02 |
| transcript.pyannote[63].start |
168.94971875 |
| transcript.pyannote[63].end |
170.26596875 |
| transcript.pyannote[64].speaker |
SPEAKER_02 |
| transcript.pyannote[64].start |
171.34596875 |
| transcript.pyannote[64].end |
174.02909375 |
| transcript.pyannote[65].speaker |
SPEAKER_02 |
| transcript.pyannote[65].start |
174.50159375 |
| transcript.pyannote[65].end |
181.52159375 |
| transcript.pyannote[66].speaker |
SPEAKER_00 |
| transcript.pyannote[66].start |
181.85909375 |
| transcript.pyannote[66].end |
181.87596875 |
| transcript.pyannote[67].speaker |
SPEAKER_02 |
| transcript.pyannote[67].start |
181.87596875 |
| transcript.pyannote[67].end |
182.75346875 |
| transcript.pyannote[68].speaker |
SPEAKER_02 |
| transcript.pyannote[68].start |
183.17534375 |
| transcript.pyannote[68].end |
184.05284375 |
| transcript.pyannote[69].speaker |
SPEAKER_02 |
| transcript.pyannote[69].start |
185.04846875 |
| transcript.pyannote[69].end |
187.15784375 |
| transcript.pyannote[70].speaker |
SPEAKER_02 |
| transcript.pyannote[70].start |
187.56284375 |
| transcript.pyannote[70].end |
188.30534375 |
| transcript.pyannote[71].speaker |
SPEAKER_02 |
| transcript.pyannote[71].start |
189.13221875 |
| transcript.pyannote[71].end |
195.89909375 |
| transcript.pyannote[72].speaker |
SPEAKER_02 |
| transcript.pyannote[72].start |
196.59096875 |
| transcript.pyannote[72].end |
199.88159375 |
| transcript.pyannote[73].speaker |
SPEAKER_02 |
| transcript.pyannote[73].start |
200.70846875 |
| transcript.pyannote[73].end |
207.13784375 |
| transcript.pyannote[74].speaker |
SPEAKER_00 |
| transcript.pyannote[74].start |
207.13784375 |
| transcript.pyannote[74].end |
207.34034375 |
| transcript.pyannote[75].speaker |
SPEAKER_02 |
| transcript.pyannote[75].start |
207.34034375 |
| transcript.pyannote[75].end |
209.90534375 |
| transcript.pyannote[76].speaker |
SPEAKER_02 |
| transcript.pyannote[76].start |
209.95596875 |
| transcript.pyannote[76].end |
210.95159375 |
| transcript.pyannote[77].speaker |
SPEAKER_02 |
| transcript.pyannote[77].start |
211.71096875 |
| transcript.pyannote[77].end |
213.26346875 |
| transcript.pyannote[78].speaker |
SPEAKER_02 |
| transcript.pyannote[78].start |
213.75284375 |
| transcript.pyannote[78].end |
215.01846875 |
| transcript.pyannote[79].speaker |
SPEAKER_02 |
| transcript.pyannote[79].start |
216.19971875 |
| transcript.pyannote[79].end |
216.53721875 |
| transcript.pyannote[80].speaker |
SPEAKER_02 |
| transcript.pyannote[80].start |
217.17846875 |
| transcript.pyannote[80].end |
218.47784375 |
| transcript.pyannote[81].speaker |
SPEAKER_02 |
| transcript.pyannote[81].start |
219.62534375 |
| transcript.pyannote[81].end |
222.02159375 |
| transcript.pyannote[82].speaker |
SPEAKER_02 |
| transcript.pyannote[82].start |
222.62909375 |
| transcript.pyannote[82].end |
224.65409375 |
| transcript.pyannote[83].speaker |
SPEAKER_02 |
| transcript.pyannote[83].start |
224.92409375 |
| transcript.pyannote[83].end |
226.37534375 |
| transcript.pyannote[84].speaker |
SPEAKER_02 |
| transcript.pyannote[84].start |
227.06721875 |
| transcript.pyannote[84].end |
231.30284375 |
| transcript.pyannote[85].speaker |
SPEAKER_02 |
| transcript.pyannote[85].start |
231.97784375 |
| transcript.pyannote[85].end |
235.48784375 |
| transcript.pyannote[86].speaker |
SPEAKER_02 |
| transcript.pyannote[86].start |
235.77471875 |
| transcript.pyannote[86].end |
240.85409375 |
| transcript.pyannote[87].speaker |
SPEAKER_02 |
| transcript.pyannote[87].start |
241.14096875 |
| transcript.pyannote[87].end |
246.79409375 |
| transcript.pyannote[88].speaker |
SPEAKER_01 |
| transcript.pyannote[88].start |
247.38471875 |
| transcript.pyannote[88].end |
250.38846875 |
| transcript.pyannote[89].speaker |
SPEAKER_01 |
| transcript.pyannote[89].start |
252.00846875 |
| transcript.pyannote[89].end |
283.53096875 |
| transcript.pyannote[90].speaker |
SPEAKER_01 |
| transcript.pyannote[90].start |
284.23971875 |
| transcript.pyannote[90].end |
296.11971875 |
| transcript.pyannote[91].speaker |
SPEAKER_02 |
| transcript.pyannote[91].start |
297.60471875 |
| transcript.pyannote[91].end |
303.42659375 |
| transcript.pyannote[92].speaker |
SPEAKER_01 |
| transcript.pyannote[92].start |
300.91221875 |
| transcript.pyannote[92].end |
308.10096875 |
| transcript.pyannote[93].speaker |
SPEAKER_02 |
| transcript.pyannote[93].start |
307.74659375 |
| transcript.pyannote[93].end |
307.96596875 |
| transcript.pyannote[94].speaker |
SPEAKER_02 |
| transcript.pyannote[94].start |
308.05034375 |
| transcript.pyannote[94].end |
308.06721875 |
| transcript.pyannote[95].speaker |
SPEAKER_02 |
| transcript.pyannote[95].start |
308.10096875 |
| transcript.pyannote[95].end |
312.72471875 |
| transcript.pyannote[96].speaker |
SPEAKER_01 |
| transcript.pyannote[96].start |
308.15159375 |
| transcript.pyannote[96].end |
308.30346875 |
| transcript.pyannote[97].speaker |
SPEAKER_01 |
| transcript.pyannote[97].start |
308.33721875 |
| transcript.pyannote[97].end |
308.37096875 |
| transcript.pyannote[98].speaker |
SPEAKER_01 |
| transcript.pyannote[98].start |
312.72471875 |
| transcript.pyannote[98].end |
313.07909375 |
| transcript.pyannote[99].speaker |
SPEAKER_02 |
| transcript.pyannote[99].start |
313.07909375 |
| transcript.pyannote[99].end |
314.34471875 |
| transcript.pyannote[100].speaker |
SPEAKER_01 |
| transcript.pyannote[100].start |
313.18034375 |
| transcript.pyannote[100].end |
313.36596875 |
| transcript.pyannote[101].speaker |
SPEAKER_01 |
| transcript.pyannote[101].start |
314.34471875 |
| transcript.pyannote[101].end |
315.40784375 |
| transcript.pyannote[102].speaker |
SPEAKER_02 |
| transcript.pyannote[102].start |
314.96909375 |
| transcript.pyannote[102].end |
319.99784375 |
| transcript.pyannote[103].speaker |
SPEAKER_01 |
| transcript.pyannote[103].start |
316.15034375 |
| transcript.pyannote[103].end |
323.38971875 |
| transcript.pyannote[104].speaker |
SPEAKER_01 |
| transcript.pyannote[104].start |
323.65971875 |
| transcript.pyannote[104].end |
324.89159375 |
| transcript.pyannote[105].speaker |
SPEAKER_01 |
| transcript.pyannote[105].start |
325.71846875 |
| transcript.pyannote[105].end |
335.74221875 |
| transcript.pyannote[106].speaker |
SPEAKER_02 |
| transcript.pyannote[106].start |
327.59159375 |
| transcript.pyannote[106].end |
327.91221875 |
| transcript.pyannote[107].speaker |
SPEAKER_02 |
| transcript.pyannote[107].start |
327.92909375 |
| transcript.pyannote[107].end |
327.94596875 |
| transcript.pyannote[108].speaker |
SPEAKER_02 |
| transcript.pyannote[108].start |
335.74221875 |
| transcript.pyannote[108].end |
337.34534375 |
| transcript.pyannote[109].speaker |
SPEAKER_02 |
| transcript.pyannote[109].start |
337.83471875 |
| transcript.pyannote[109].end |
338.91471875 |
| transcript.pyannote[110].speaker |
SPEAKER_02 |
| transcript.pyannote[110].start |
339.58971875 |
| transcript.pyannote[110].end |
347.87534375 |
| transcript.pyannote[111].speaker |
SPEAKER_01 |
| transcript.pyannote[111].start |
347.67284375 |
| transcript.pyannote[111].end |
354.70971875 |
| transcript.pyannote[112].speaker |
SPEAKER_02 |
| transcript.pyannote[112].start |
350.01846875 |
| transcript.pyannote[112].end |
350.03534375 |
| transcript.pyannote[113].speaker |
SPEAKER_00 |
| transcript.pyannote[113].start |
350.03534375 |
| transcript.pyannote[113].end |
350.28846875 |
| transcript.pyannote[114].speaker |
SPEAKER_02 |
| transcript.pyannote[114].start |
350.28846875 |
| transcript.pyannote[114].end |
350.55846875 |
| transcript.pyannote[115].speaker |
SPEAKER_02 |
| transcript.pyannote[115].start |
353.57909375 |
| transcript.pyannote[115].end |
356.97096875 |
| transcript.pyannote[116].speaker |
SPEAKER_01 |
| transcript.pyannote[116].start |
355.23284375 |
| transcript.pyannote[116].end |
356.90346875 |
| transcript.pyannote[117].speaker |
SPEAKER_01 |
| transcript.pyannote[117].start |
356.97096875 |
| transcript.pyannote[117].end |
358.30409375 |
| transcript.pyannote[118].speaker |
SPEAKER_02 |
| transcript.pyannote[118].start |
358.30409375 |
| transcript.pyannote[118].end |
362.11784375 |
| transcript.pyannote[119].speaker |
SPEAKER_01 |
| transcript.pyannote[119].start |
358.77659375 |
| transcript.pyannote[119].end |
359.56971875 |
| transcript.pyannote[120].speaker |
SPEAKER_02 |
| transcript.pyannote[120].start |
362.50596875 |
| transcript.pyannote[120].end |
364.90221875 |
| transcript.pyannote[121].speaker |
SPEAKER_02 |
| transcript.pyannote[121].start |
365.00346875 |
| transcript.pyannote[121].end |
374.41971875 |
| transcript.pyannote[122].speaker |
SPEAKER_01 |
| transcript.pyannote[122].start |
365.08784375 |
| transcript.pyannote[122].end |
366.10034375 |
| transcript.pyannote[123].speaker |
SPEAKER_01 |
| transcript.pyannote[123].start |
369.25596875 |
| transcript.pyannote[123].end |
369.96471875 |
| transcript.pyannote[124].speaker |
SPEAKER_01 |
| transcript.pyannote[124].start |
370.18409375 |
| transcript.pyannote[124].end |
370.92659375 |
| transcript.pyannote[125].speaker |
SPEAKER_01 |
| transcript.pyannote[125].start |
371.90534375 |
| transcript.pyannote[125].end |
372.46221875 |
| transcript.pyannote[126].speaker |
SPEAKER_01 |
| transcript.pyannote[126].start |
372.71534375 |
| transcript.pyannote[126].end |
373.06971875 |
| transcript.pyannote[127].speaker |
SPEAKER_01 |
| transcript.pyannote[127].start |
373.12034375 |
| transcript.pyannote[127].end |
378.99284375 |
| transcript.pyannote[128].speaker |
SPEAKER_02 |
| transcript.pyannote[128].start |
374.72346875 |
| transcript.pyannote[128].end |
374.82471875 |
| transcript.pyannote[129].speaker |
SPEAKER_02 |
| transcript.pyannote[129].start |
377.10284375 |
| transcript.pyannote[129].end |
378.87471875 |
| transcript.pyannote[130].speaker |
SPEAKER_01 |
| transcript.pyannote[130].start |
379.21221875 |
| transcript.pyannote[130].end |
381.27096875 |
| transcript.pyannote[131].speaker |
SPEAKER_02 |
| transcript.pyannote[131].start |
379.33034375 |
| transcript.pyannote[131].end |
380.46096875 |
| transcript.pyannote[132].speaker |
SPEAKER_02 |
| transcript.pyannote[132].start |
381.27096875 |
| transcript.pyannote[132].end |
394.93971875 |
| transcript.pyannote[133].speaker |
SPEAKER_01 |
| transcript.pyannote[133].start |
381.28784375 |
| transcript.pyannote[133].end |
381.96284375 |
| transcript.pyannote[134].speaker |
SPEAKER_00 |
| transcript.pyannote[134].start |
381.96284375 |
| transcript.pyannote[134].end |
384.86534375 |
| transcript.pyannote[135].speaker |
SPEAKER_01 |
| transcript.pyannote[135].start |
394.38284375 |
| transcript.pyannote[135].end |
400.42409375 |
| transcript.pyannote[136].speaker |
SPEAKER_02 |
| transcript.pyannote[136].start |
396.69471875 |
| transcript.pyannote[136].end |
400.49159375 |
| transcript.pyannote[137].speaker |
SPEAKER_01 |
| transcript.pyannote[137].start |
400.49159375 |
| transcript.pyannote[137].end |
400.55909375 |
| transcript.pyannote[138].speaker |
SPEAKER_02 |
| transcript.pyannote[138].start |
400.55909375 |
| transcript.pyannote[138].end |
400.59284375 |
| transcript.pyannote[139].speaker |
SPEAKER_01 |
| transcript.pyannote[139].start |
400.59284375 |
| transcript.pyannote[139].end |
400.60971875 |
| transcript.pyannote[140].speaker |
SPEAKER_02 |
| transcript.pyannote[140].start |
400.60971875 |
| transcript.pyannote[140].end |
400.66034375 |
| transcript.pyannote[141].speaker |
SPEAKER_01 |
| transcript.pyannote[141].start |
400.66034375 |
| transcript.pyannote[141].end |
400.69409375 |
| transcript.pyannote[142].speaker |
SPEAKER_02 |
| transcript.pyannote[142].start |
400.69409375 |
| transcript.pyannote[142].end |
400.71096875 |
| transcript.pyannote[143].speaker |
SPEAKER_01 |
| transcript.pyannote[143].start |
400.71096875 |
| transcript.pyannote[143].end |
400.86284375 |
| transcript.pyannote[144].speaker |
SPEAKER_02 |
| transcript.pyannote[144].start |
400.86284375 |
| transcript.pyannote[144].end |
400.93034375 |
| transcript.pyannote[145].speaker |
SPEAKER_01 |
| transcript.pyannote[145].start |
400.93034375 |
| transcript.pyannote[145].end |
401.70659375 |
| transcript.pyannote[146].speaker |
SPEAKER_02 |
| transcript.pyannote[146].start |
401.03159375 |
| transcript.pyannote[146].end |
405.55409375 |
| transcript.pyannote[147].speaker |
SPEAKER_01 |
| transcript.pyannote[147].start |
402.19596875 |
| transcript.pyannote[147].end |
403.51221875 |
| transcript.pyannote[148].speaker |
SPEAKER_02 |
| transcript.pyannote[148].start |
406.73534375 |
| transcript.pyannote[148].end |
410.66721875 |
| transcript.pyannote[149].speaker |
SPEAKER_02 |
| transcript.pyannote[149].start |
411.66284375 |
| transcript.pyannote[149].end |
414.24471875 |
| transcript.pyannote[150].speaker |
SPEAKER_02 |
| transcript.pyannote[150].start |
414.73409375 |
| transcript.pyannote[150].end |
417.68721875 |
| transcript.pyannote[151].speaker |
SPEAKER_02 |
| transcript.pyannote[151].start |
418.22721875 |
| transcript.pyannote[151].end |
429.55034375 |
| transcript.pyannote[152].speaker |
SPEAKER_01 |
| transcript.pyannote[152].start |
429.55034375 |
| transcript.pyannote[152].end |
434.05596875 |
| transcript.pyannote[153].speaker |
SPEAKER_02 |
| transcript.pyannote[153].start |
429.80346875 |
| transcript.pyannote[153].end |
436.21596875 |
| transcript.pyannote[154].speaker |
SPEAKER_02 |
| transcript.pyannote[154].start |
437.02596875 |
| transcript.pyannote[154].end |
439.89471875 |
| transcript.pyannote[155].speaker |
SPEAKER_02 |
| transcript.pyannote[155].start |
440.13096875 |
| transcript.pyannote[155].end |
440.73846875 |
| transcript.pyannote[156].speaker |
SPEAKER_02 |
| transcript.pyannote[156].start |
441.41346875 |
| transcript.pyannote[156].end |
446.49284375 |
| transcript.pyannote[157].speaker |
SPEAKER_01 |
| transcript.pyannote[157].start |
446.49284375 |
| transcript.pyannote[157].end |
470.52284375 |
| transcript.pyannote[158].speaker |
SPEAKER_02 |
| transcript.pyannote[158].start |
446.61096875 |
| transcript.pyannote[158].end |
447.03284375 |
| transcript.pyannote[159].speaker |
SPEAKER_01 |
| transcript.pyannote[159].start |
470.97846875 |
| transcript.pyannote[159].end |
471.01221875 |
| transcript.pyannote[160].speaker |
SPEAKER_02 |
| transcript.pyannote[160].start |
471.01221875 |
| transcript.pyannote[160].end |
471.02909375 |
| transcript.pyannote[161].speaker |
SPEAKER_01 |
| transcript.pyannote[161].start |
471.02909375 |
| transcript.pyannote[161].end |
471.07971875 |
| transcript.pyannote[162].speaker |
SPEAKER_02 |
| transcript.pyannote[162].start |
471.07971875 |
| transcript.pyannote[162].end |
471.09659375 |
| transcript.pyannote[163].speaker |
SPEAKER_01 |
| transcript.pyannote[163].start |
471.09659375 |
| transcript.pyannote[163].end |
471.41721875 |
| transcript.pyannote[164].speaker |
SPEAKER_02 |
| transcript.pyannote[164].start |
471.41721875 |
| transcript.pyannote[164].end |
471.70409375 |
| transcript.pyannote[165].speaker |
SPEAKER_01 |
| transcript.pyannote[165].start |
471.43409375 |
| transcript.pyannote[165].end |
471.61971875 |
| transcript.pyannote[166].speaker |
SPEAKER_01 |
| transcript.pyannote[166].start |
471.70409375 |
| transcript.pyannote[166].end |
471.72096875 |
| transcript.pyannote[167].speaker |
SPEAKER_02 |
| transcript.pyannote[167].start |
471.72096875 |
| transcript.pyannote[167].end |
471.75471875 |
| transcript.pyannote[168].speaker |
SPEAKER_01 |
| transcript.pyannote[168].start |
471.75471875 |
| transcript.pyannote[168].end |
471.88971875 |
| transcript.pyannote[169].speaker |
SPEAKER_02 |
| transcript.pyannote[169].start |
471.88971875 |
| transcript.pyannote[169].end |
472.76721875 |
| transcript.pyannote[170].speaker |
SPEAKER_01 |
| transcript.pyannote[170].start |
472.21034375 |
| transcript.pyannote[170].end |
472.48034375 |
| transcript.pyannote[171].speaker |
SPEAKER_01 |
| transcript.pyannote[171].start |
472.76721875 |
| transcript.pyannote[171].end |
472.85159375 |
| transcript.pyannote[172].speaker |
SPEAKER_02 |
| transcript.pyannote[172].start |
472.85159375 |
| transcript.pyannote[172].end |
501.15096875 |
| transcript.pyannote[173].speaker |
SPEAKER_01 |
| transcript.pyannote[173].start |
481.22159375 |
| transcript.pyannote[173].end |
481.64346875 |
| transcript.pyannote[174].speaker |
SPEAKER_01 |
| transcript.pyannote[174].start |
482.08221875 |
| transcript.pyannote[174].end |
482.35221875 |
| transcript.pyannote[175].speaker |
SPEAKER_01 |
| transcript.pyannote[175].start |
484.05659375 |
| transcript.pyannote[175].end |
488.86596875 |
| transcript.pyannote[176].speaker |
SPEAKER_01 |
| transcript.pyannote[176].start |
489.55784375 |
| transcript.pyannote[176].end |
489.97971875 |
| transcript.pyannote[177].speaker |
SPEAKER_01 |
| transcript.pyannote[177].start |
497.35409375 |
| transcript.pyannote[177].end |
497.97846875 |
| transcript.pyannote[178].speaker |
SPEAKER_01 |
| transcript.pyannote[178].start |
499.07534375 |
| transcript.pyannote[178].end |
501.94409375 |
| transcript.pyannote[179].speaker |
SPEAKER_02 |
| transcript.pyannote[179].start |
501.31971875 |
| transcript.pyannote[179].end |
513.08159375 |
| transcript.pyannote[180].speaker |
SPEAKER_01 |
| transcript.pyannote[180].start |
513.25034375 |
| transcript.pyannote[180].end |
514.09409375 |
| transcript.pyannote[181].speaker |
SPEAKER_02 |
| transcript.pyannote[181].start |
514.09409375 |
| transcript.pyannote[181].end |
514.39784375 |
| transcript.pyannote[182].speaker |
SPEAKER_01 |
| transcript.pyannote[182].start |
514.39784375 |
| transcript.pyannote[182].end |
514.85346875 |
| transcript.pyannote[183].speaker |
SPEAKER_02 |
| transcript.pyannote[183].start |
514.78596875 |
| transcript.pyannote[183].end |
524.03346875 |
| transcript.pyannote[184].speaker |
SPEAKER_01 |
| transcript.pyannote[184].start |
524.03346875 |
| transcript.pyannote[184].end |
534.12471875 |
| transcript.pyannote[185].speaker |
SPEAKER_02 |
| transcript.pyannote[185].start |
533.02784375 |
| transcript.pyannote[185].end |
535.72784375 |
| transcript.pyannote[186].speaker |
SPEAKER_00 |
| transcript.pyannote[186].start |
534.12471875 |
| transcript.pyannote[186].end |
534.90096875 |
| transcript.pyannote[187].speaker |
SPEAKER_01 |
| transcript.pyannote[187].start |
536.79096875 |
| transcript.pyannote[187].end |
559.97721875 |
| transcript.pyannote[188].speaker |
SPEAKER_02 |
| transcript.pyannote[188].start |
537.90471875 |
| transcript.pyannote[188].end |
540.04784375 |
| transcript.pyannote[189].speaker |
SPEAKER_00 |
| transcript.pyannote[189].start |
555.42096875 |
| transcript.pyannote[189].end |
555.43784375 |
| transcript.pyannote[190].speaker |
SPEAKER_02 |
| transcript.pyannote[190].start |
555.43784375 |
| transcript.pyannote[190].end |
556.53471875 |
| transcript.pyannote[191].speaker |
SPEAKER_02 |
| transcript.pyannote[191].start |
559.97721875 |
| transcript.pyannote[191].end |
616.08659375 |
| transcript.pyannote[192].speaker |
SPEAKER_01 |
| transcript.pyannote[192].start |
577.62846875 |
| transcript.pyannote[192].end |
580.48034375 |
| transcript.pyannote[193].speaker |
SPEAKER_00 |
| transcript.pyannote[193].start |
582.28596875 |
| transcript.pyannote[193].end |
582.31971875 |
| transcript.pyannote[194].speaker |
SPEAKER_01 |
| transcript.pyannote[194].start |
582.31971875 |
| transcript.pyannote[194].end |
582.72471875 |
| transcript.pyannote[195].speaker |
SPEAKER_00 |
| transcript.pyannote[195].start |
582.72471875 |
| transcript.pyannote[195].end |
582.77534375 |
| transcript.pyannote[196].speaker |
SPEAKER_01 |
| transcript.pyannote[196].start |
589.93034375 |
| transcript.pyannote[196].end |
590.31846875 |
| transcript.pyannote[197].speaker |
SPEAKER_01 |
| transcript.pyannote[197].start |
593.81159375 |
| transcript.pyannote[197].end |
594.30096875 |
| transcript.pyannote[198].speaker |
SPEAKER_00 |
| transcript.pyannote[198].start |
597.59159375 |
| transcript.pyannote[198].end |
598.82346875 |
| transcript.pyannote[199].speaker |
SPEAKER_00 |
| transcript.pyannote[199].start |
600.81471875 |
| transcript.pyannote[199].end |
601.08471875 |
| transcript.pyannote[200].speaker |
SPEAKER_00 |
| transcript.pyannote[200].start |
601.81034375 |
| transcript.pyannote[200].end |
602.26596875 |
| transcript.pyannote[201].speaker |
SPEAKER_01 |
| transcript.pyannote[201].start |
614.34846875 |
| transcript.pyannote[201].end |
623.51159375 |
| transcript.pyannote[202].speaker |
SPEAKER_02 |
| transcript.pyannote[202].start |
622.58346875 |
| transcript.pyannote[202].end |
643.03596875 |
| transcript.pyannote[203].speaker |
SPEAKER_01 |
| transcript.pyannote[203].start |
624.27096875 |
| transcript.pyannote[203].end |
624.47346875 |
| transcript.pyannote[204].speaker |
SPEAKER_00 |
| transcript.pyannote[204].start |
624.47346875 |
| transcript.pyannote[204].end |
624.49034375 |
| transcript.pyannote[205].speaker |
SPEAKER_01 |
| transcript.pyannote[205].start |
635.08784375 |
| transcript.pyannote[205].end |
635.71221875 |
| transcript.pyannote[206].speaker |
SPEAKER_01 |
| transcript.pyannote[206].start |
636.08346875 |
| transcript.pyannote[206].end |
636.65721875 |
| transcript.pyannote[207].speaker |
SPEAKER_01 |
| transcript.pyannote[207].start |
642.10784375 |
| transcript.pyannote[207].end |
642.63096875 |
| transcript.pyannote[208].speaker |
SPEAKER_01 |
| transcript.pyannote[208].start |
643.03596875 |
| transcript.pyannote[208].end |
643.74471875 |
| transcript.pyannote[209].speaker |
SPEAKER_02 |
| transcript.pyannote[209].start |
643.25534375 |
| transcript.pyannote[209].end |
643.32284375 |
| transcript.pyannote[210].speaker |
SPEAKER_02 |
| transcript.pyannote[210].start |
643.74471875 |
| transcript.pyannote[210].end |
643.86284375 |
| transcript.pyannote[211].speaker |
SPEAKER_01 |
| transcript.pyannote[211].start |
643.86284375 |
| transcript.pyannote[211].end |
653.27909375 |
| transcript.pyannote[212].speaker |
SPEAKER_02 |
| transcript.pyannote[212].start |
643.87971875 |
| transcript.pyannote[212].end |
646.22534375 |
| transcript.whisperx[0].start |
1.205 |
| transcript.whisperx[0].end |
4.906 |
| transcript.whisperx[0].text |
從去年8月財政部同意了新清安房貸以後那這將近七八個月來我們 |
| transcript.whisperx[1].start |
30.235 |
| transcript.whisperx[1].end |
49.606 |
| transcript.whisperx[1].text |
台灣從北到南房價的飆漲已經飆漲到離譜的地步了我相信總裁你看在眼裡應該非常清楚嘛那房價繼續飆漲光是台北市啊台北市一項統計 |
| transcript.whisperx[2].start |
52.91 |
| transcript.whisperx[2].end |
79.117 |
| transcript.whisperx[2].text |
五月份的統計我們台北市的房價平均高達九十七萬五千五啦九十七萬五千五天啊這是天文數字就對過去說那退休金大家奉公守法的一輩子領個退休金四五百萬大概照現在的房價在台北市等於買個四五平買一間廁所就對了 |
| transcript.whisperx[3].start |
80.165 |
| transcript.whisperx[3].end |
81.005 |
| transcript.whisperx[3].text |
王世堅王世堅 |
| transcript.whisperx[4].start |
100.063 |
| transcript.whisperx[4].end |
120.285 |
| transcript.whisperx[4].text |
是否貶值長期以來我們央行控制住我們台幣這個匯率的部分那麼以及利息的部分所以這個我是建議總裁在這一次 |
| transcript.whisperx[5].start |
121.991 |
| transcript.whisperx[5].end |
141.536 |
| transcript.whisperx[5].text |
第二次的這個貴航的禮監事會議我想是不是你們應該慎重去考慮應該適度的調升利息啦你覺得呢過去這幾你看這一兩年來我們調升利息有都一點點一點點一碼一碼 |
| transcript.whisperx[6].start |
143.902 |
| transcript.whisperx[6].end |
143.922 |
| transcript.whisperx[6].text |
總裁 |
| transcript.whisperx[7].start |
171.397 |
| transcript.whisperx[7].end |
197.729 |
| transcript.whisperx[7].text |
你看一下這個房貸與利率關係圖房貸利率與房價的關係圖這上面我做了這個圖很清楚的就是說房價跟利率事實上事實上利率越低房價越高他們曾反比這非常清楚的這一個統計是統計了 |
| transcript.whisperx[8].start |
201.085 |
| transcript.whisperx[8].end |
218.32 |
| transcript.whisperx[8].text |
兩千年到兩千零一十八年十九年的期間內那麼這一個統計很清楚看得到的兩千年當時將近七趴的房貸利率 |
| transcript.whisperx[9].start |
219.653 |
| transcript.whisperx[9].end |
246.662 |
| transcript.whisperx[9].text |
一路下來2000年那時候這個房價的漲幅跟現在利率來到這麼低來到1.5的時候房價的漲幅是高達295%這是非常清楚的所以是不是在這一次你們旅間式會議是不是應該討論一下針對升息你的看法呢 |
| transcript.whisperx[10].start |
247.783 |
| transcript.whisperx[10].end |
274.583 |
| transcript.whisperx[10].text |
我跟委員報告就是說因為你是用很簡單的報告跟委員報告就是說基本上央行的一個利率他是針對是通膨沒有錯那你就說央行呢那個嚴重的你的那個你說說央行嚴重的輕忽了我們的通膨 |
| transcript.whisperx[11].start |
275.484 |
| transcript.whisperx[11].end |
295.476 |
| transcript.whisperx[11].text |
但是我跟委員報告事實上我們從2008年、09年以來我們的通膨非常低我們的平均從到2019年之前2019、2018就是說COVID-19之前我們的通膨率大概是多少平均不到1% |
| transcript.whisperx[12].start |
298.277 |
| transcript.whisperx[12].end |
323.132 |
| transcript.whisperx[12].text |
這三年這三年突破警戒就是事實啊所以你就說長期事實上是沒有啊就是說從2008年你在跟我定義什麼叫做長期是不是我在跟你講現在這三年你在跟我講定義是不是什麼叫長期你的意思你說我的用詞寫長期那你不爽是這樣嗎 |
| transcript.whisperx[13].start |
325.714 |
| transcript.whisperx[13].end |
329.536 |
| transcript.whisperx[13].text |
我科技在跟你談事情!你在跟我講智慾上!三年不叫做長期!什麼叫做長期?民眾的生活一年365天三年1095天那不是長期嗎?抱歉啦抱歉啦我讓委員這樣講話 |
| transcript.whisperx[14].start |
353.968 |
| transcript.whisperx[14].end |
378.726 |
| transcript.whisperx[14].text |
大家冷靜的討論事情你怎麼來我怎麼去我這麼客氣的問你因為你是這一部分的專家我認為房價跟利率跟匯率能夠控制其實全賴央行的啦是是是我很好我抱歉啦我抱歉 |
| transcript.whisperx[15].start |
379.406 |
| transcript.whisperx[15].end |
385.231 |
| transcript.whisperx[15].text |
昨年8月財政部新青安貸款通過的時候你們也沒有阻止阿他們也沒聽你們的話阿不是嗎新青安貸款以後我跟你講那個多嚴重新青安貸款以後我先講幾個數字給你聽新青安貸款去年阿 |
| transcript.whisperx[16].start |
406.792 |
| transcript.whisperx[16].end |
410.346 |
| transcript.whisperx[16].text |
去年4月我們講同期去年4月 |
| transcript.whisperx[17].start |
411.741 |
| transcript.whisperx[17].end |
435.979 |
| transcript.whisperx[17].text |
我們前五大行庫借房貸大概不到五百億今年的四月同期喔我們五大行庫借房貸將近一千億兩倍之多欸這是很嚴重的事情欸不是嗎那在這個事情上面你央行眼睜睜看著財政部 |
| transcript.whisperx[18].start |
437.12 |
| transcript.whisperx[18].end |
452.209 |
| transcript.whisperx[18].text |
只是說為了大家買房更容易結果那麼一放鬆搞成這樣我現在是問你說如何收拾殘局我跟委員報告第一個就是說我們在6月13日我們理監事會我們會討論這個議題 |
| transcript.whisperx[19].start |
455.811 |
| transcript.whisperx[19].end |
467.515 |
| transcript.whisperx[19].text |
所以抱歉那個委員讓你這樣的話那個不高興我是真的是抱歉但是我跟委員報告我們會在下一次的禮監事會我們會討論委員所關心的議題 |
| transcript.whisperx[20].start |
472.176 |
| transcript.whisperx[20].end |
489.26 |
| transcript.whisperx[20].text |
你們認為說經濟成長量沿台北本質幅度有限升息打房不利出口這些都有你們的看法但是我希望說你們再來再來再討論是不是方向改變限制房貸層數是不是說不要超過總層數不要超過8乘5那應該要譬如說升息來打房這是應該做的嘛 |
| transcript.whisperx[21].start |
500.083 |
| transcript.whisperx[21].end |
500.483 |
| transcript.whisperx[21].text |
王世堅王世堅王世堅 |
| transcript.whisperx[22].start |
524.023 |
| transcript.whisperx[22].end |
525.064 |
| transcript.whisperx[22].text |
我經常這種生氣三秒鐘的 |
| transcript.whisperx[23].start |
540.251 |
| transcript.whisperx[23].end |
543.014 |
| transcript.whisperx[23].text |
委員你分析得沒有錯不過我會跟委員報告就是說我們在6月13日的時候我們理監事會會就這個房地產的議題我們會討論請委員接受因為時間有限了 |
| transcript.whisperx[24].start |
562.97 |
| transcript.whisperx[24].end |
580.217 |
| transcript.whisperx[24].text |
我最後我會把我沒有放的這個表格我們有前十大嚴重性的貸款的這個負債比例齁這個前十大這個名字我會交給你啦包括他金額之間你看一下在已經嚴重到這個程度的時候從408新潤這樣一路亞新建設這一些這個負債比都過高那是因為什麼 |
| transcript.whisperx[25].start |
591.261 |
| transcript.whisperx[25].end |
613.911 |
| transcript.whisperx[25].text |
只因為利率低所以他們就大量的跟銀行拿錢出來那麼去大量的去囤房去買土地那這反而會不利於我們社會上無可足我們青年朋友們他們要買房未來他們碰到該他們要買的時候房價都會居高不下 |
| transcript.whisperx[26].start |
614.571 |
| transcript.whisperx[26].end |
614.691 |
| transcript.whisperx[26].text |
王世堅 |
| transcript.whisperx[27].start |
632.583 |
| transcript.whisperx[27].end |
634.084 |
| transcript.whisperx[27].text |
謝謝王世堅委員請總裁會座接下來我們請趙偉羅明才委員 |