| IVOD_ID |
152771 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/152771 |
| 日期 |
2024-05-22 |
| 會議資料.會議代碼 |
委員會-11-1-20-13 |
| 會議資料.會議代碼:str |
第11屆第1會期財政委員會第13次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
1 |
| 會議資料.會次 |
13 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第1會期財政委員會第13次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2024-05-22T10:10:08+08:00 |
| 結束時間 |
2024-05-22T10:23:57+08:00 |
| 影片長度 |
00:13:49 |
| 支援功能[0] |
ai-transcript |
| 支援功能[1] |
gazette |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/ec526bb9f1bdce9da62d6a3d4b38fa6d88b406ffa24a3d763b43bbf2d64d20172920bcfc32d3c7235ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
賴士葆 |
| 委員發言時間 |
10:10:08 - 10:23:57 |
| 會議時間 |
2024-05-22T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第1會期財政委員會第13次全體委員會議（事由：邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢。
【5月20日及22日二天一次會】） |
| gazette.lineno |
307 |
| gazette.blocks[0][0] |
賴委員士葆：（10時10分）主席及各位先進。有請彭主委。 |
| gazette.blocks[1][0] |
主席：請彭主委。 |
| gazette.blocks[2][0] |
彭主任委員金隆：賴委員好。 |
| gazette.blocks[3][0] |
賴委員士葆：主委早。我看你第一次來有點緊張。 |
| gazette.blocks[4][0] |
彭主任委員金隆：有！ |
| gazette.blocks[5][0] |
賴委員士葆：不要緊張。外面對你的評價一開始都不錯，大家都說你的人緣不錯，你當教授的時候常常替業界出點子、替他們解決問題等等之類的，我看到你們的施局長笑嘻嘻的，你來當主委是保險的，你當教授的時候跟業界的關係很好，所以業界放鞭炮，特別是保險業。可是金管會的執掌有兩塊，一塊是監理、一塊是金融產業發展，我看你今天的報告，老實講，金融產業發展談得滿多的，相對地，監理就談得不多，所以外界會擔心，因為監理會讓人家討厭，你本來是教授、副院長，人人好、人人愛，現在要管人家會人人嫌，當一個被討厭的人，你的心境怎麼調整？ |
| gazette.blocks[6][0] |
彭主任委員金隆：其實我會接下這個工作，心情當然已經調整了，剛才委員指正我的報告裡面可能比較少，確實，因為主要是針對業務報告，而且距離上次的業務報告有點近，我主要是針對我未來要推動的部分。其實我們的監理內容很多都沒有寫在上面，但是我們會持續推動，金融安全是最重要的，但是安全之餘，就誠如委員剛才提到的，發展也是很重要，如果市場沒有了，也沒有什麼監理的標的，所以這部分我們會持續強化，沒有問題。 |
| gazette.blocks[7][0] |
賴委員士葆：我覺得現在的發展沒有人會擔心，因為你在這一塊的人脈已經在那裡，現在大家擔心的是你的監理能不能做到真正鐵面無私，而不是後面有很多的包袱，因為關係愈多愈好就是包袱愈大，就是這樣。 |
| gazette.blocks[8][0] |
彭主任委員金隆：這個應該沒有，請委員放心。 |
| gazette.blocks[9][0] |
賴委員士葆：好，wait and see。請教你幾個重大政策，我剛剛看你回答其他委員都很簡短，我希望你就簡短回答，因為我有好幾個問題要問。當沖的證交稅要不要繼續調降？ |
| gazette.blocks[10][0] |
彭主任委員金隆：我們的意見已經給主管機關，從金融市場監理角度來看，當沖…… |
| gazette.blocks[11][0] |
賴委員士葆：你跟我講要不要，Yes or No？ |
| gazette.blocks[12][0] |
彭主任委員金隆：我們現在提給財政部的意見是支持，然後維持五年的延長。 |
| gazette.blocks[13][0] |
賴委員士葆：維持再延長五年嗎？ |
| gazette.blocks[14][0] |
彭主任委員金隆：是的，現在是這樣。 |
| gazette.blocks[15][0] |
賴委員士葆：但是有其他不同聲音出來，包括教授也好，包括立委們也有人提出，沖了老半天當沖都沒賺錢，殺進殺出是賺爽的而已，你要不要講一下？當沖平均最大獲利者是誰？大戶、一般散戶大部分是盈還是虧？ |
| gazette.blocks[16][0] |
彭主任委員金隆：我們有請交易所統計當沖資料，從獲利人數和賠錢人數來看，獲利是稍微多一點、賠錢少一點，但是在金額上面，從買進賣出的價差來看確實是賠錢的金額大一點，不過他賠錢主要是集中某一個區塊上面。 |
| gazette.blocks[17][0] |
賴委員士葆：哪一個區塊？ |
| gazette.blocks[18][0] |
彭主任委員金隆：這個可不可以請我們交易所說明？ |
| gazette.blocks[19][0] |
賴委員士葆：簡短，因為我的時間不多。 |
| gazette.blocks[20][0] |
主席：請林董事長。 |
| gazette.blocks[21][0] |
林董事長修銘：跟委員報告，關於當沖的部分，剛才主委也有提到，在當沖的占比中，賺的人數大概53%，賠錢的部分是47%，其中13%的人占了九成的虧損，而且集中在交易比較頻繁的大戶上面，一般小戶是小賺小賠。 |
| gazette.blocks[22][0] |
賴委員士葆：簡單來講，就是大戶因為有程式買賣，到了一個點就一定要賣，反而他虧的多，大戶虧的多，小戶小賺小賠，誰是最大獲利者？ |
| gazette.blocks[23][0] |
林董事長修銘：最大獲利者…… |
| gazette.blocks[24][0] |
賴委員士葆：誰賺最多？ |
| gazette.blocks[25][0] |
林董事長修銘：我覺得最大…… |
| gazette.blocks[26][0] |
賴委員士葆：你不好意思講，我替你講，你跟我說yes就好了，最大獲利者第一個就是政府，證交稅一直收，對吧？同意嗎？ |
| gazette.blocks[27][0] |
林董事長修銘：是。 |
| gazette.blocks[28][0] |
賴委員士葆：第二個是券商，手續費一直收，做內帳，對吧？這兩個賺最多，其他小戶小賺小賠，大戶沒什麼大賺，賠的比較多，就這個意思，是不是？ |
| gazette.blocks[29][0] |
林董事長修銘：報告委員，你剛才講的是正確的，但是我…… |
| gazette.blocks[30][0] |
賴委員士葆：我這樣總結，對吧？ |
| gazette.blocks[31][0] |
林董事長修銘：但是我還有一個因素要跟委員報告，因為當沖產生的市場機制，這個中性機制所產生的量能事實上也吸引了資金，讓我們整個資本市場更momentum。 |
| gazette.blocks[32][0] |
賴委員士葆：所以政府稅收更多就對了。第二個，金融營業稅5%的問題，講一下你們的態度是什麼？ |
| gazette.blocks[33][0] |
彭主任委員金隆：103年稅法改成5%裡面有3%歸國庫、2%進入到特別準備，今年是10年到期，即將落日了，金管會的態度是希望兩千一百多億的特別準備能夠保留在我們存保這邊，作為未來處理問題金融業使用。至於未來稅率的調降，我們提出了兩個看法，第一個，因為金融業沒有進項稅額，因此相較於其他國家來講有可能偏高，再來，以金融業的國際競爭力來看，我們建議能夠調降，能夠從5%調降，我們也把這個意見送給財政部了，因為財政部主政。 |
| gazette.blocks[34][0] |
賴委員士葆：從5%回到2%，還是回到3%？ |
| gazette.blocks[35][0] |
彭主任委員金隆：我們沒有針對稅率做調降，我們只是建議可以從5%調降。 |
| gazette.blocks[36][0] |
賴委員士葆：所以準備金不要了，是嗎？ |
| gazette.blocks[37][0] |
彭主任委員金隆：準備金是留在…… |
| gazette.blocks[38][0] |
賴委員士葆：因為兩千多億就夠了？ |
| gazette.blocks[39][0] |
彭主任委員金隆：還不夠，實際上，我們存保那邊…… |
| gazette.blocks[40][0] |
賴委員士葆：還不夠？那不能調降啊！哪有條件調降！這裡也要、那裡也要，哪有機會調降？不可能啊！ |
| gazette.blocks[41][0] |
彭主任委員金隆：5%是財政部主政，我們只是建議過去10年所提存的兩千一百多億，這部分繼續保留在我們的存保這邊，至於未來10年到了，財政部是主政單位，我們建議如果可以的話就調降。 |
| gazette.blocks[42][0] |
賴委員士葆：調降為多少不知道？ |
| gazette.blocks[43][0] |
彭主任委員金隆：這是它主政的範圍。 |
| gazette.blocks[44][0] |
賴委員士葆：這個還是要講喔！黃主委以前講得很清楚，他是希望調降為2%、3%，但你都不敢講？ |
| gazette.blocks[45][0] |
彭主任委員金隆：我們預期是這樣，但是我剛剛講過這是財政部的職掌，我們是建議調降。 |
| gazette.blocks[46][0] |
賴委員士葆：對，但是你們的意見要出來啊！ |
| gazette.blocks[47][0] |
彭主任委員金隆：我們最近會再跟財政部做…… |
| gazette.blocks[48][0] |
賴委員士葆：你心目中認為是2%還是3%可以接受？ |
| gazette.blocks[49][0] |
彭主任委員金隆：如果按照原來的結構，以稅收的考慮應該是2%…… |
| gazette.blocks[50][0] |
賴委員士葆：你希望調低到2%。 |
| gazette.blocks[51][0] |
彭主任委員金隆：特別準備金的部分變成3%，原來是3%進國庫、2%進特別準備，如果這個部分不要提的話就可以…… |
| gazette.blocks[52][0] |
賴委員士葆：你現在是倒過來，3%進準備金、2%進國庫，這個意思嗎？ |
| gazette.blocks[53][0] |
彭主任委員金隆：原來是3%進國庫，2%是特別準備金，因為它落日了，所以我們希望把它調降，現在委員問我的話，我會覺得2%的部分直接降成3%，大概是這樣。 |
| gazette.blocks[54][0] |
賴委員士葆：2%降為3%，你聽得懂嗎？我聽不懂。 |
| gazette.blocks[55][0] |
彭主任委員金隆：5%降2%變3%。 |
| gazette.blocks[56][0] |
賴委員士葆：5%直接降到2%，國庫不用給嗎？國庫要吧！ |
| gazette.blocks[57][0] |
彭主任委員金隆：國庫原來就是3%，但是我還是要強調，這是財政部的主政範圍。 |
| gazette.blocks[58][0] |
賴委員士葆：最後3%，中間怎麼分再說，就是這個意思。 |
| gazette.blocks[59][0] |
彭主任委員金隆：是。 |
| gazette.blocks[60][0] |
賴委員士葆：5%變成3%，3%怎麼分再說。你有提到金融科技，簡單來講，其實你們原來一直想推金融科技，你們一直推，可是推的不怎麼樣，金融科技最大的問題在哪裡？在於大家都要以金融為主，原來的Fintech是要以網路科技為主，讓這些能夠創金融相關的業，結果我們立了法，金融沙盒也好或什麼也好，都是以銀行為主，所以請問你是不是有提到要成立Fintech發展處？ |
| gazette.blocks[61][0] |
彭主任委員金隆：現在主要是外界很多期待，希望金管會針對金融科技跟發展能夠有獨立的處，但是根據中央組織法規的規定，我們的局應該是達到上限，但是金管會整個內部編制裡面可以有4到6個處，是我們自己決定的，所以未來比較有可能的規劃是以處的方式來進行。 |
| gazette.blocks[62][0] |
賴委員士葆：就等於任務編組？ |
| gazette.blocks[63][0] |
彭主任委員金隆：對，就是我們內部按照組織法，可以4到6個處，我們現在只有4個處。 |
| gazette.blocks[64][0] |
賴委員士葆：那個是固定的喔，固定的一個處喔，是不是這個意思？ |
| gazette.blocks[65][0] |
彭主任委員金隆：是的，對。 |
| gazette.blocks[66][0] |
賴委員士葆：好，那就不用修法？ |
| gazette.blocks[67][0] |
彭主任委員金隆：不用。 |
| gazette.blocks[68][0] |
賴委員士葆：這個處人數大概size多大？ |
| gazette.blocks[69][0] |
彭主任委員金隆：我們現在還是維持原來的人數，因為現在沒辦法在這個時候去爭取到員額，我們接下來會以現有人力先來做，假設做出成效我們再來爭取…… |
| gazette.blocks[70][0] |
賴委員士葆：另外有一個大的問題想請教，有關於F4要不要合併，這是大家一直討論的問題，你的意見呢？我時間到了，快一點。證交所、櫃買中心、期交所、集保公司四合一。 |
| gazette.blocks[71][0] |
彭主任委員金隆：委員，是不是容許我請證期局局長來跟你回復？ |
| gazette.blocks[72][0] |
賴委員士葆：好，20秒。新的主委要不要？ |
| gazette.blocks[73][0] |
張局長振山：其實過往有一些困擾，所以還沒辦法執行，過往我們曾經有思考後來作廢，那是在執行上有困擾。 |
| gazette.blocks[74][0] |
賴委員士葆：所以新的主委沒有什麼新的變化就對了？ |
| gazette.blocks[75][0] |
張局長振山：目前還是一樣，我們大概那些問題，比方說它有財團法人的問題，跟一般公司要合併起來…… |
| gazette.blocks[76][0] |
賴委員士葆：好，目前不考慮。最後一個問題，你的報告提到推動臺灣成為亞洲資產管理中心，而且你要大幅放寬，既然是這樣子，很好，你有這樣的一個衝勁，那你一定要面對加密貨幣的問題啊！ |
| gazette.blocks[77][0] |
彭主任委員金隆：是，我們現在…… |
| gazette.blocks[78][0] |
賴委員士葆：加密貨幣，香港發行比特幣、以太幣現貨ETF，美國有比特幣ETF等等的，請問你什麼時候可以開放？還是從來不想開放用複委託的方式去買海外加密貨幣的ETF？ |
| gazette.blocks[79][0] |
彭主任委員金隆：現在有關虛擬資產海外ETF，我們有非常深入去瞭解，各國其實是各有不同的制度，我們現在有在規劃，如果是，也是以法人客戶為優先。 |
| gazette.blocks[80][0] |
賴委員士葆：時間表勒？ |
| gazette.blocks[81][0] |
彭主任委員金隆：時間表，我們可不可以請局長說明？ |
| gazette.blocks[82][0] |
張局長振山：我想在年底以前，我們內部應該會討論完畢。 |
| gazette.blocks[83][0] |
賴委員士葆：年底以前可以複委託？臺灣可以複委託買海外含加密貨幣的ETF，是這樣子嗎？我這樣說清楚嗎？ |
| gazette.blocks[84][0] |
張局長振山：年底之前會討論出一個明確的政策供外界來參考。 |
| gazette.blocks[85][0] |
賴委員士葆：這樣要半年喔？不是說年底之前就開放？ |
| gazette.blocks[86][0] |
張局長振山：要參考各國的實施狀況，因為很多國家有的有開放，有的沒開放，有的是有條件式的開放。 |
| gazette.blocks[87][0] |
賴委員士葆：美國有沒有開放？ |
| gazette.blocks[88][0] |
張局長振山：美國是有，因為…… |
| gazette.blocks[89][0] |
賴委員士葆：有啊！對啊，香港也有啊！中國大陸？ |
| gazette.blocks[90][0] |
張局長振山：中國大陸還沒看到，但是我們看到香港其實…… |
| gazette.blocks[91][0] |
賴委員士葆：中國大陸放…… |
| gazette.blocks[92][0] |
張局長振山：香港其實它是有條件式的。 |
| gazette.blocks[93][0] |
賴委員士葆：好吧！ |
| gazette.blocks[94][0] |
張局長振山：韓國也沒有開放，日本也沒有開放。所以這個我們還要再蒐集國外的狀況來做研判。 |
| gazette.blocks[95][0] |
賴委員士葆：最後再一個小小的問題，關於補充保費費率，股票的利息……存股族以前是2.11%，現在預計要把它調到3%，這個金管會要有態度喔！會影響到長期投資喔！我們金管會是鼓勵人家長期投資的。 |
| gazette.blocks[96][0] |
彭主任委員金隆：對，這個部分衛福部現在還沒有跟我們討論到這個問題啦，所以…… |
| gazette.blocks[97][0] |
賴委員士葆：如果呢？因為媒體登這麼大？ |
| gazette.blocks[98][0] |
彭主任委員金隆：我們可能會來跟衛福部討論一下應該如何因應，但現在可能還要等它來跟我們討論這件事，謝謝。 |
| gazette.blocks[99][0] |
主席：謝謝。 |
| gazette.blocks[100][0] |
彭主任委員金隆：謝謝委員，謝謝。 |
| gazette.blocks[101][0] |
主席：下一位質詢請王鴻薇王委員。 |
| gazette.agenda.page_end |
332 |
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委員會-11-1-20-13 |
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羅明才 |
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林德福 |
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吳秉叡 |
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顏寬恒 |
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賴惠員 |
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賴士葆 |
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王鴻薇 |
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郭國文 |
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李彥秀 |
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黃珊珊 |
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伍麗華Saidhai‧Tahovecahe |
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李坤城 |
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王世堅 |
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楊瓊瓔 |
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黃國昌 |
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葛如鈞 |
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陳玉珍 |
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林楚茵 |
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吳春城 |
| gazette.agenda.speakers[19] |
鍾佳濱 |
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謝衣鳯 |
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張嘉郡 |
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263 |
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2024-05-22 |
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1134901 |
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1134901_00008 |
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立法院第11屆第1會期財政委員會第13次全體委員會議紀錄 |
| gazette.agenda.content |
邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相
關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集
中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢 |
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賴士保賴委員謝謝主席齊歌欣欣有請主委請彭主委你早賴委員好我看你第一次來有點緊張喔有不要緊張 |
| transcript.whisperx[1].start |
27.989 |
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53.206 |
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這個外面對你的評價一開始都不錯啦講你人人不錯啊你當教授的時候常常替業界出點子啊替他們解決啊什麼之類你看到那個我們的這個市局長啊小嘻嘻的因為你來當主委又是保險的是不是所以你是當教授就是讓業界跟你關係很好業界放鞭炮特別是保險業 |
| transcript.whisperx[2].start |
54.773 |
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可是你要看金管會的執掌是兩塊一塊監理一塊就是金融產業的發展我今天看你的報告啊老實講你金融產業的發展談的蠻多的相對監理談的不多監理談的不多所以外界就擔心喔監理的話就是人家會討厭啊你本來原來當教授當副院長這個 |
| transcript.whisperx[3].start |
93.926 |
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113.834 |
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其實我會接下這個工作這個當然心情已經調整了那剛才委員指正說我的報告裡面可能比較少確實因為這次主要是針對業務報告因為我們距離上次的業務報告就有點近我是針對主要是我為了要推動其實我們的監理的內容其實很多我是沒有寫在上面就我們會持續的推動 |
| transcript.whisperx[4].start |
114.854 |
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140.308 |
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這個金融安全是最重要的但是安全之餘就跟委員剛才提到的發展也是很重要市場沒有了也沒有什麼監理的標的所以我覺得這部分我們會這個持續的強化這沒有問題這個現在我覺得發展沒人會擔心因為你這一塊啊人脈已經在那裡了現在大家擔心的是你的監理你不能做到真正的鐵面無私 |
| transcript.whisperx[5].start |
142.056 |
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147.579 |
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我請教你幾個重大的政策來因為我剛看你回答其他的委員都很簡短了我希望你就簡短因為好幾個問題要問當初的證交稅要不要繼續跳槍 |
| transcript.whisperx[6].start |
171.099 |
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195.739 |
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我們的意見已經給了這個主管監督我們從金融市場監理的角度來看不要不要嘛你跟我講我們現在是提給財政部說我們是支持然後維持五年的維持再延長五年嘛是的現在是這樣好了有其他不同聲音出來喔包括教授也好包括我們立委也有人提出來說這個老半天當從 |
| transcript.whisperx[7].start |
197.842 |
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214.103 |
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都沒賺錢耶!賺瘦了!你這樣殺進殺出!齁!你要不要講一下大概當中平均最大活力者是誰?然後大部分一般的一般一般的一般大戶散戶是配要開 |
| transcript.whisperx[8].start |
215.382 |
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241.516 |
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當初我們有請交易所有統計這個資料當然從我們從買進賣出的價差來看那獲利的人數跟賠錢的人數來看獲利是稍微多一點賠錢少一點但是金額上面確實是以那個價差來看是賠錢的金額大一點不過它賠錢主要是集中在某一個區塊上面這個我們可不可以請我們交易所 |
| transcript.whisperx[9].start |
244.478 |
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254.728 |
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委員跟委員報告那那個當沖的部分來講的話剛才主委提到就是說我們的事實上當沖的賺的人數大概53%然後賠錢的部分是47%那13%這樣子的一個人呢基本上呢 |
| transcript.whisperx[10].start |
268.101 |
| transcript.whisperx[10].end |
268.301 |
| transcript.whisperx[10].text |
賴士葆 |
| transcript.whisperx[11].start |
297.267 |
| transcript.whisperx[11].end |
320.648 |
| transcript.whisperx[11].text |
最大獲利者最大獲利者最多最多你不好意思講我聽你講你跟我說yes就好了最大獲利就是第一個政府嘛整家稅一里修啊對吧是同意嗎第二個券商啊手續費一里修啊做內定啊對吧這兩個賺最多 |
| transcript.whisperx[12].start |
322.577 |
| transcript.whisperx[12].end |
332.98 |
| transcript.whisperx[12].text |
其他呢小戶小賺小賠大戶呢沒什麼大賺賠的比較多就這個意思是不是報告委員你剛才講的是正確的但是我覺得 |
| transcript.whisperx[13].start |
334.091 |
| transcript.whisperx[13].end |
351.562 |
| transcript.whisperx[13].text |
但是我覺得說還有一個因素跟委員報告就是說因為當中產生的市場的機制這個中性的機制所產生的量能事實上也吸引了更讓這個我們的整個資本市場更好這樣就說一通夠了我們進入稅收比較多就對了第二個金融營業稅5%的問題來講一下態度是什麼 |
| transcript.whisperx[14].start |
358.306 |
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375.757 |
| transcript.whisperx[14].text |
現在我們103年改成稅法改成就是我們5%裡面3%是歸國庫2%是歸進入到特別準備那今年10年到期落日了所以我們金管會的態度是認為說這個2100多億的特別準備希望能夠保留在我們存保這邊作為未來處理問題金融業 |
| transcript.whisperx[15].start |
377.478 |
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377.738 |
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從5%回到2%還是回到3%? |
| transcript.whisperx[16].start |
404.421 |
| transcript.whisperx[16].end |
418.756 |
| transcript.whisperx[16].text |
我們沒有對稅率來做一個調降我們只建議說可以從5%調降因為準備金不要了嘛準備金是因為2000多億的夠啦還不夠我們實際上應該對就是說我們會有存保那你不能調降啊你這樣我等你的條件調降 |
| transcript.whisperx[17].start |
422.64 |
| transcript.whisperx[17].end |
442.14 |
| transcript.whisperx[17].text |
5%是財政部主政那我們只是建議說過去所提存10年提存的2100多億那部分繼續保留在我們的那個存保這邊然後至於未來這個10年到了那財政部他是主政單位我們是建議說若有可以的話調降因為我們沒有這是他主政的範圍是 |
| transcript.whisperx[18].start |
443.769 |
| transcript.whisperx[18].end |
469.538 |
| transcript.whisperx[18].text |
這個還是要講喔我覺得黃主委以前講得很清楚他是希望跳降就是他說跳降為2%、3%你都不敢講這個當然我們預期是這樣但是我剛才講這是財政部的那個執掌我們是建議調降對嘛但是你們預計要出來啊是所以我們會最近會再跟這個財政部做我覺得我請你確定你心目中認為最好是2%還是3% |
| transcript.whisperx[19].start |
471.959 |
| transcript.whisperx[19].end |
484.828 |
| transcript.whisperx[19].text |
如果按照這樣結構的話原來那個的話應該是就以稅收考慮應該是2%可以看就是希望調低到2%好我沒有看到原來那個特別準備金的部分就是變成3% |
| transcript.whisperx[20].start |
486.502 |
| transcript.whisperx[20].end |
504.514 |
| transcript.whisperx[20].text |
就是他原來就3%是進國庫嘛那2%進特別準備那個既然不要提的話就可以看那你現在是倒過來3%進準備金2%進國庫這個意思嗎?就原來就是3%進國庫嘛那2%的話是特別準備金因為他落日了嘛對所以我們希望把他調降對 |
| transcript.whisperx[21].start |
505.902 |
| transcript.whisperx[21].end |
520.553 |
| transcript.whisperx[21].text |
就是如果現在委員您問我的話我會覺得就那個2%的部分直接降成3%對大概是這樣5%降2%變3%5%直接降到2%啦阿國庫不要給他喔國庫原來就是3%啦但是我還在強調這是財政部的主政範圍啦對 |
| transcript.whisperx[22].start |
531.525 |
| transcript.whisperx[22].end |
531.725 |
| transcript.whisperx[22].text |
賴士葆 |
| transcript.whisperx[23].start |
548.16 |
| transcript.whisperx[23].end |
574.002 |
| transcript.whisperx[23].text |
其實金融科技我們原來一直想推一直推可是推的不怎麼樣金融科技最大的問題在哪裡就在於說大家都要以銀行為主啊原來的FinTech是要以網路科技為主讓這些能夠創金融業、金融的相關的業結果我們立了法金融薩爾也好什麼也好都是以銀行為主啊所以我就問你 |
| transcript.whisperx[24].start |
575.765 |
| transcript.whisperx[24].end |
601.41 |
| transcript.whisperx[24].text |
你是不是有提到要成立Fintech發展處是不是現在主要是外界很多期待希望金管會能夠針對金融科技跟發展能夠有獨立的處但是根據我們中央組織法規的規定我們的局應該是達到上限但是金管會他的整個內部編制裡面他可以有4到6個處是我們自己決定的所以未來比較有可能的規劃是以處的方式來進行 |
| transcript.whisperx[25].start |
602.17 |
| transcript.whisperx[25].end |
602.55 |
| transcript.whisperx[25].text |
另外有個大的問題想請教 |
| transcript.whisperx[26].start |
631.109 |
| transcript.whisperx[26].end |
649.541 |
| transcript.whisperx[26].text |
有關你F4要不要合併了這是大家一直討論的問題F4啊一個意見這個因為我時間到了好是 那個財政交所貴買期交所期保四合一這委員是不是那個容許我請政局局長來跟你回答好20秒就好了要不要 |
| transcript.whisperx[27].start |
650.625 |
| transcript.whisperx[27].end |
651.305 |
| transcript.whisperx[27].text |
推動臺灣成為亞洲資產管理中心 |
| transcript.whisperx[28].start |
678.277 |
| transcript.whisperx[28].end |
696.948 |
| transcript.whisperx[28].text |
既然是這樣子而且你要大幅宽寬很好你這個有這樣的一個衝勁那你一定要面對加密貨幣的問題加密貨幣香港發行比特幣以太幣的現貨ETF美國有比特幣的ETF等等的 |
| transcript.whisperx[29].start |
698.168 |
| transcript.whisperx[29].end |
724.921 |
| transcript.whisperx[29].text |
我請問你啊就是你會什麼時候可以開放還是從來不想開放會有很多的方式去買海外的加密貨幣的ETF現在有關海外ETF那個虛擬資產海外資產我們有非常非常深入去了解各國的制度其實其實是各有各有不同的制度那我們現在的話有在規劃如果是的話也是以法人科為優先實現表呢 |
| transcript.whisperx[30].start |
726.605 |
| transcript.whisperx[30].end |
753.759 |
| transcript.whisperx[30].text |
時間表可不可以我們請那個局長我想在年底前我應該內部會討論完畢年底以前可以互委託臺灣這裡互委託買海外行加密貨幣的ETF是這樣子嗎我這樣清楚嗎年底之前會討論出一個明確的政策供外界來參考要報你喔不是說年底之前就開放參考各國的實施狀況 |
| transcript.whisperx[31].start |
755.609 |
| transcript.whisperx[31].end |
784.915 |
| transcript.whisperx[31].text |
那因為很多國家有的有開放有的沒開放有的有條件式的開放美國有沒有開放?美國是有有啊香港沒有啊中國大陸中國大陸還沒看到但是我們看到香港其實香港其實他是有條件式的韓國也沒有開放日本也沒有開放所以這個我們還要再蒐集國外的狀況來做一看那最後一個消息的問題就是那個補充保費啊 |
| transcript.whisperx[32].start |
788.664 |
| transcript.whisperx[32].end |
802.948 |
| transcript.whisperx[32].text |
說這個股票的利息就是那個純股足以前是2%現在要把它調到3%2.1調到3%金融會有態度這個會影響到長期投資我們金融會鼓勵人家長期投資的 |
| transcript.whisperx[33].start |
803.695 |
| transcript.whisperx[33].end |
803.855 |
| transcript.whisperx[33].text |
王宏威 王委員 |