| IVOD_ID |
167081 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/167081 |
| 日期 |
2026-01-12 |
| 會議資料.會議代碼 |
聯席會議-11-4-26,20-1 |
| 會議資料.會議代碼:str |
第11屆第4會期社會福利及衛生環境、財政委員會第1次聯席會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
1 |
| 會議資料.種類 |
聯席會議 |
| 會議資料.委員會代碼[0] |
26 |
| 會議資料.委員會代碼[1] |
20 |
| 會議資料.委員會代碼:str[0] |
社會福利及衛生環境委員會 |
| 會議資料.委員會代碼:str[1] |
財政委員會 |
| 會議資料.標題 |
第11屆第4會期社會福利及衛生環境、財政委員會第1次聯席會議 |
| 影片種類 |
Clip |
| 開始時間 |
2026-01-12T12:22:06+08:00 |
| 結束時間 |
2026-01-12T12:35:07+08:00 |
| 影片長度 |
00:13:01 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/3ab52049cf0a1ce09998f5ce812f72e2307671192a7c66aa603d53f4e90152977e402dd021e2a3415ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
賴士葆 |
| 委員發言時間 |
12:22:06 - 12:35:07 |
| 會議時間 |
2026-01-12T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第4會期社會福利及衛生環境、財政委員會第1次聯席會議（事由：審查國民黨黨團、台灣民眾黨黨團擬具「臺灣未來帳戶特別條例草案」案。） |
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謝謝主席有請史部長請部長賴委員好部長你好我們今天當然主要談台灣未來帳戶重點是希望能夠幫助或者解決不容易解決台灣的人口一直凋零出生率一直這麼低 |
| transcript.whisperx[1].start |
32.566 |
| transcript.whisperx[1].end |
56.101 |
| transcript.whisperx[1].text |
去年2025年 人口多少2025年的全人口不是不是 出生出生出生喔 這十萬七千十萬多一點點那你知道這個2024多少2024喔 那個時候還有十二十三萬多十三萬多2023也十三萬多 |
| transcript.whisperx[2].start |
61.377 |
| transcript.whisperx[2].end |
76.033 |
| transcript.whisperx[2].text |
連續兩年都13萬多 一定很悽慘嘛為什麼去年更悽慘一下子從13萬變10萬 抓 等於三成了這個你有沒有想過什麼原因我們現在給你這個少子化的預算 |
| transcript.whisperx[3].start |
77.314 |
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103.901 |
| transcript.whisperx[3].text |
一直增加欸現在一年的少子化預算多少一千兩百億啊一千兩百億錢給你越多小孩子生越少啊你這個衛福部都不知道要做什麼 不知道代表什麼意思代表你用錯地方啊 錢沒有用到位啊對不對 你要再多錢 我們就願意啊現在大家等於來想辦法怎麼樣 少子化是國安的問題 |
| transcript.whisperx[4].start |
106.381 |
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124.867 |
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現在已經有人預估了按照這樣的趨勢2070年台灣人口2070年很多人不在了2070年台灣的人口只剩1500萬我們現在有多少我們開國比我講2300萬2300萬2070年剩下1500萬這很厲害對不對6年8年來給了快6000億 |
| transcript.whisperx[5].start |
136.277 |
| transcript.whisperx[5].end |
159.45 |
| transcript.whisperx[5].text |
不可謂不多啦去年一千兩百億你們明年度就今年的預算變多少也是差不多一千兩百億一千兩百億啊每年給一千兩百億啊錢給那麼多效果越來越差你看斷崖式的去年十三萬多今年吐 存十萬存十萬啦這想都沒有了 |
| transcript.whisperx[6].start |
161.158 |
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187.302 |
| transcript.whisperx[6].text |
你們想過原因是為什麼怎麼會今年這麼淒慘結果2025年這麼淒慘到底發生什麼事了其實剛剛跟委員說明就是說我們分析從25歲到44歲這一個年齡層的婦女只要有結婚的她的生育率是維持住了那只是說在不婚率的部分一直在提高當中請問你我們現在生第一胎補助多少錢 |
| transcript.whisperx[7].start |
189.068 |
| transcript.whisperx[7].end |
212.509 |
| transcript.whisperx[7].text |
補助喔 看他中央有沒有 中央有沒有補助我們現在是有各種不同的保險 勞保什麼什麼我們現在希望今年有提的這個是希望一律把它補到十萬一台十萬一台十萬十萬也沒多少啦 我跟你講啦我們的出生比例你看一下我的PPT喔 |
| transcript.whisperx[8].start |
213.812 |
| transcript.whisperx[8].end |
238.442 |
| transcript.whisperx[8].text |
生第一胎的52%啦第二胎的就生小孩子出來35%生第三胎的10%啦我都認為啊重賞之下必有勇夫啦或者重賞之下必有勇婦啊對不對 大家這樣不跟他說不跟他說一個很重要的你提高誘因可以不可以 |
| transcript.whisperx[9].start |
239.434 |
| transcript.whisperx[9].end |
263.294 |
| transcript.whisperx[9].text |
你那個10萬太低了我們現在看關鼓銀行關鼓銀行比如說造風第一胎12萬 第二胎15萬 第三胎18萬這都太少了第三胎啊我到那裡去我都阻擋第三胎100萬起跳哇賽 只有10%而已啊所以10萬只有1萬人100萬就是100億100億啊 |
| transcript.whisperx[10].start |
269.876 |
| transcript.whisperx[10].end |
287.65 |
| transcript.whisperx[10].text |
你給他100億就是他要生第三個前面的生 你要照樣補助10萬沒關係但是第三個給他100萬能不能列入考慮我來研究看看不是 現在只有10% 只有1萬人而已只有1萬人一個人100萬那就100億 |
| transcript.whisperx[11].start |
293.959 |
| transcript.whisperx[11].end |
313.83 |
| transcript.whisperx[11].text |
我跟你說啦 我在跑拖跑行程啦每一次講到說第三胎給100萬的時候掌聲如雷啊大家都 你看印金一亮啊 我現在看幾個女生印金都一亮還可以再生啊 鼓勵啊 你說可以生到45歲還有人50歲再生的 |
| transcript.whisperx[12].start |
318.602 |
| transcript.whisperx[12].end |
336.713 |
| transcript.whisperx[12].text |
對吧 可以考慮嗎我們來強化看看在第二胎以後的這個補助措施或者是一些你現在一定要給10萬對不對第二胎起碼要給30萬嘛第三胎你就不給100最少50萬嘛你這樣來說有一點幫助啦會有一點幫助啦 |
| transcript.whisperx[13].start |
340.614 |
| transcript.whisperx[13].end |
362.485 |
| transcript.whisperx[13].text |
今天提到因為今天提的未來賬戶是另外一條路我鼓勵你我幫你投資要幹什麼的可是這導致我不說我娘這樣對不對你說我0到12歲然後以後18歲可以領第一桶金幾十萬不如我第一台我鼓勵生第三個鼓勵生第三個你現在第三個10% |
| transcript.whisperx[14].start |
368.531 |
| transcript.whisperx[14].end |
382.707 |
| transcript.whisperx[14].text |
這個部長你認真思考好 認真思考第二個問題第二個問題青少年自殺率很高12歲到17歲女性女學生 |
| transcript.whisperx[15].start |
387.597 |
| transcript.whisperx[15].end |
396.908 |
| transcript.whisperx[15].text |
自殺率是第一名男生第二名而且進來又上升的趨勢到底是怎麼會自殺的人越來越多為什麼這樣子 |
| transcript.whisperx[16].start |
400.799 |
| transcript.whisperx[16].end |
419.774 |
| transcript.whisperx[16].text |
对确实像委员讲的我们也注意到这个现象在这个青年这个青少年的这个自杀率这几年有一点点缓步上升那我们在这个心理健康师的部分他也有在做深入的研究那跟压力 |
| transcript.whisperx[17].start |
420.515 |
| transcript.whisperx[17].end |
436.696 |
| transcript.whisperx[17].text |
有關係啦 跟課業的壓力跟情緒的處理有關係所以這個可能跟我們現在外在的這個環境還有家庭的你們有沒有成立一個專案去研究一下青少年這個都是國家未來的棟樑 |
| transcript.whisperx[18].start |
438.078 |
| transcript.whisperx[18].end |
463.958 |
| transcript.whisperx[18].text |
那旁邊都自殺了到底是怎樣我們整體 台灣整體的自殺率是下降的可是青少年是上升的這是很弔詭的事情就是高齡那邊是下降這個族群是上升的所以我們才會提出那個心理諮商方案就是要有管道啦你可不可以去成立一個專案去研究一下我們怎麼樣降低心理輔導 因為這個 |
| transcript.whisperx[19].start |
465.999 |
| transcript.whisperx[19].end |
480.584 |
| transcript.whisperx[19].text |
這個我看我不要講學校了學校高中生就像跳樓的什麼都有所以我們才會之前提出那個心理諮商那個心理任性的方案就是在針對這個我們再來看看還有沒有什麼可以做得更補強的 |
| transcript.whisperx[20].start |
482.082 |
| transcript.whisperx[20].end |
493.247 |
| transcript.whisperx[20].text |
好我給你請回我想請一下那個那個護稅署的署長好不好還有國庫署的馬戶署長請護稅署請國庫署請警管會官員好這個 |
| transcript.whisperx[21].start |
510.6 |
| transcript.whisperx[21].end |
530.653 |
| transcript.whisperx[21].text |
先請教宋署長我們如果台灣未來帳戶說為了少數化的問題你護稅署是不是可以對於我們叫matching fund就是政府比如說給1萬每年給1萬我們家長1萬是不是可以免稅 |
| transcript.whisperx[22].start |
532.234 |
| transcript.whisperx[22].end |
560.289 |
| transcript.whisperx[22].text |
報告委員要看是討論什麼稅如果以所得稅來講的話如果以所得稅來講我們就講說像這種所謂存款好了現在我如果把課稅完的所得我拿去做儲蓄我放在銀行的本金我去投資所謂的股票基本上就是一個資金的運用嘛這是所謂所得的運用那基本上都是不能扣這是全世界在綜合所得稅所以你是反對就對了啦簡單來講 |
| transcript.whisperx[23].start |
561.129 |
| transcript.whisperx[23].end |
578.534 |
| transcript.whisperx[23].text |
你反對就對了報告委員這是有一個基本的一個就是你反對啦這樣不規保我們不規保鼓勵就像一個勞退的概念勞退基金說你提6%那是不一樣的提6%個人提6%我們給他免所得稅一樣的概念啊報告委員那個是叫做一樣的意思啊 |
| transcript.whisperx[24].start |
578.914 |
| transcript.whisperx[24].end |
605.702 |
| transcript.whisperx[24].text |
先不課後課我們那個是用先不課簡單講叫延期給付所得的概念所以在你提撥當時因為已經不在你支配範圍叫不計入所得課稅等到以後你領是要課稅的好啦你那個宋署長我知道你意思你判推就對了啦這大家記住喔推動少子化我們希望鼓勵這個政府給一萬我們家長一萬一萬可以扣所得稅宋署長判對 |
| transcript.whisperx[25].start |
607.424 |
| transcript.whisperx[25].end |
609.648 |
| transcript.whisperx[25].text |
我們來看今天國安基金要開會 |
| transcript.whisperx[26].start |
621.991 |
| transcript.whisperx[26].end |
643.884 |
| transcript.whisperx[26].text |
要開委員會這個國務署的馬副署長你知道這個事吧知道今天是就是例行就是要開會的時間對那現在指數破三萬點成交量破兆包括上市上櫃加起來過去進場的理由我們這次國安基金已經在裡面多久了 |
| transcript.whisperx[27].start |
650.779 |
| transcript.whisperx[27].end |
660.887 |
| transcript.whisperx[27].text |
歷史以來最長的一次過去的理由是關稅台美關稅沒搞定大家覺得不貼心提高國際地緣政治 |
| transcript.whisperx[28].start |
662.408 |
| transcript.whisperx[28].end |
677.054 |
| transcript.whisperx[28].text |
這個地方打仗那個地方打仗這兩個條件都沒有喪失所以根據這兩個條件台美關稅沒搞定啊國安基金不應該退場可是大家都知道市場要管的是量不是價 |
| transcript.whisperx[29].start |
678.854 |
| transcript.whisperx[29].end |
701.968 |
| transcript.whisperx[29].text |
但是現在成交量都破兆了按照這個理由他就應該要退場可是這兩個你要不要講一下就是說的確就是在川普關稅跟台灣的這個談判還沒有定案所以這部分的不確定因素還在不過就是的確就是最近的成交量是都不上兆 |
| transcript.whisperx[30].start |
703.509 |
| transcript.whisperx[30].end |
718.207 |
| transcript.whisperx[30].text |
所以就是說今天下午會討論這些然後就是會有一個我請教政經局的那個局長 高局長國安基金有沒有在裡面對股市的整個成交有沒有影響 |
| transcript.whisperx[31].start |
721.892 |
| transcript.whisperx[31].end |
733.567 |
| transcript.whisperx[31].text |
你是局長欸 你要講話因為國安基金我們就是尊重國安基金的一個操作啊那我們股市就是股市有他的機制在運作這樣所以你不知道 |
| transcript.whisperx[32].start |
735.014 |
| transcript.whisperx[32].end |
761.683 |
| transcript.whisperx[32].text |
你要仔細要評估一下要想一下如果國安基金撤了以後對股市有什麼影響你是政局局長這麼大的官因為國安基金我們要尊重國安基金它有一個運作機制今天財政部來的官不夠大他不敢講話我剛說過了這兩個因素一個應該繼續留著一個不應該留著因為我們最近都接到一些電話三萬多點 |
| transcript.whisperx[33].start |
764.305 |
| transcript.whisperx[33].end |
777.742 |
| transcript.whisperx[33].text |
這個已經撐這麼久了是不是可以考慮要不要退場但是也有人打電話來說不可以退場 關稅還沒搞定這個地緣政治很危險 這兩個因素都有我聽你們的意見 結果你們都沒有意見 好吧謝謝委員 謝謝官員 |