| IVOD_ID |
167050 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/167050 |
| 日期 |
2026-01-12 |
| 會議資料.會議代碼 |
聯席會議-11-4-26,20-1 |
| 會議資料.會議代碼:str |
第11屆第4會期社會福利及衛生環境、財政委員會第1次聯席會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
1 |
| 會議資料.種類 |
聯席會議 |
| 會議資料.委員會代碼[0] |
26 |
| 會議資料.委員會代碼[1] |
20 |
| 會議資料.委員會代碼:str[0] |
社會福利及衛生環境委員會 |
| 會議資料.委員會代碼:str[1] |
財政委員會 |
| 會議資料.標題 |
第11屆第4會期社會福利及衛生環境、財政委員會第1次聯席會議 |
| 影片種類 |
Clip |
| 開始時間 |
2026-01-12T11:26:48+08:00 |
| 結束時間 |
2026-01-12T11:38:31+08:00 |
| 影片長度 |
00:11:43 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/3ab52049cf0a1ce0fcec6760c454a79e307671192a7c66aa7fca8e6801c49bddb01f5819580778665ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
鍾佳濱 |
| 委員發言時間 |
11:26:48 - 11:38:31 |
| 會議時間 |
2026-01-12T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第4會期社會福利及衛生環境、財政委員會第1次聯席會議（事由：審查國民黨黨團、台灣民眾黨黨團擬具「臺灣未來帳戶特別條例草案」案。） |
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主席 再討論先進 歷史主席的政府機關事長官員會長工作夥伴媒體記者女士先生讓部長休息一下 待會還有人要繼續請教您讓次長上來 呂次長請好 請呂次長辛苦了 |
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市長你好 我想整載去聽很多國民黨和民眾黨的委員請教這個問題心裡有很多的想法我也把這個疑問 我跟你一樣有很多疑問要一個一個問說到這個川普其實很特別 在美國總統很威可以去委內瑞拉 如如無人之境美軍他們的司法官那麼強 |
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但是他做的很多事情很多國家都是驚嘆號藍白在野黨的委員對川普總統說各國民主同盟應該強化自己的國防應該增加自己的預算來保護自己的國家維持區域的安定你覺得這個有他的道理嗎 |
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沒錯那他提出一個川普帳戶感覺上也好像有他的道理嘛我說他的道理但是很特別的台灣在野黨呢只對於川普帳戶情有獨鍾對於要求增強台灣的國防自己防衛的預算好像不太買單不過我們還是一樣還要肯定一下川普的做法你了解吧他是說他任期內的新生兒每個新生兒出來美國政府給他一千美金存在那個帳戶裡面後面呢後面靠誰 |
| transcript.whisperx[4].start |
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後面靠誰 後面靠他的父母嘛對川普總統有沒有每年都繼續給這個新生兒一歲也給 二歲也給 三歲也給沒有 他只給第一筆1000塊給你開辦的一個帳號 開帳你覺得啦 從所得分配來講這個是對比較窮的人有利還是對有錢人有利 |
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報告委員喔 他這中年是對有錢的人嘛沒有啦 我是說阿尊是一千塊給每一個人啦喔 每一千塊 如果這樣中年就是對他沒有錢的人我本來欠一個十塊我都有困啦你現在給我一千塊 我很高興的對有錢人的家庭 沒關係啦可能他老婆老公一年都給他一萬塊都沒問題嘛所以川普總統這一千塊 |
| transcript.whisperx[6].start |
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對於一個六四家庭連欠錢都有困難只有他有一個一千塊派對後面的老闆老婦有辦法每年欠錢嗎這不知道對於後面的人來說你沒有發一千塊川普你沒有發一千塊我也是每天每年都給你放一萬塊美金對不對一千塊對於一萬塊來說未來十八年人家十八萬人家一千塊所以川普這個政策看起來是對 |
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普通的美国人的家庭尤其是没有厨师的家庭有个高的厨师嘛你知不知道现在在野党的版本是什么 往下看蓝白的未来账户是年给12年我看到一下嘛 他的第六条试用对象只要出生未满12岁是不是免年给啊 |
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他們是 他的版本是說每年都還要加一萬進去每年還要再加一萬喔有沒有要求他們的父母要加沒有嘛 對所以說白色的午餐最香嘛那建物開請就好了嘛這當然要是我是弱勢家庭我也歡迎啦但是有個問題 |
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你們有沒有算過 你們算過嗎 差不多隆重要開多少報告委員 我們這樣算算的 可能第一年就要開多少這樣總共的方案4030啦 4000控30億第一年就要開多少 隆重12年 隆重要開4000多億4000億 12年4000億 看起來跟 |
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在野黨堅持的年改增加的國家負債好像又是一筆反年改倒退的一個負擔耶今天我是主計總署他們就不用了我們都知道這個錢國家的錢那有人說這個會不會排擠到現在預算我很懷疑未來12年國家總共要支付4000多億跟我們的年金改革未來10年未來每年要付3600億哇 這筆錢很大有人覺得中華民國國庫很有錢繼續花來往下看 |
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好 那民眾怎麼看呢民眾認為說 這個投票的結果多數的民眾 6成5是反對有部分民眾是保留 他說金額要小不能亂花錢有條件贊成只應照顧弱勢請問你覺得這兩點你支不支持金額要小不要亂花錢有條件贊成限於弱勢家庭 |
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反對的我們不講啦 有人都反對說政府亂花錢啊資源有限啊 財政負擔啊 政策好聽啊 效果有限啊對於沒有小孩或小孩長大下來不公平啊 這就不看了對於說金額要適度要照顧弱勢家庭 你支持嗎包委員 這個其實也是卓院長在元旦他有一個政策說明其中有很重要的事實上就是要擴大我們現在目前但是要弱勢優先弱勢優先 好 那我們現在看啦 |
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所以說我們覺得在野黨在幫助有錢人的世代財富傳承你看看根據這個第12條跟13條未來中的特別條例他這個開戶是在怎樣開戶人或他的法定代理人最近親屬他要存好啦其實富裕家庭的人他本來就會存如果是弱智家庭的可能沒有辦法存所以如果 |
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弱勢家庭的都只是靠政府存他的福利效果有限有錢家庭的他利上加利等於是政府幫他住很大的一臂之力這樣子在我們的國家的一個社會公平正義來講這會不會是一種所得的逆分配啊包圍這可能複製現有的這個階級的還有家庭複製現有的階級差異因為等於是什麼呢我們看來下一張等於是窮人家 |
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今日的麵包成為富二代的未來金幣啊我們把這第一年的一千多億未來的十一年還加上三千多億這些都是用當年度政府的預算納稅人繳的稅嘛沒錯 |
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納稅人我知道目前有56%的人要繳薪資所得稅其他的人44%所得未達這個程度那現在這些沒有繳稅的經濟能力未達繳稅額度的是不是就是我們衛務部你們要去關注的對象要把大家繳來的錢有能力繳稅的56%的人他繳了稅 |
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讓我們政府來照顧這沒有能力角色的44%這是衛福部的事情沒錯 所以我們市部長說資源要用在刀口上是 好但是如果我們現在為了這個未來帳戶12年拿了4000億每年等於是你第一年1000億 每年要拿300億出來預算要編在哪裡編在衛福部名下衛福部有辦法漲出每年多300億嗎 |
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還是說我們的錢還是從納稅人的錢來所以納稅人繳來的錢本來叫衛福部要照顧弱勢的現在在幫誰的忙幫那些富家庭的二代放他18歲以後的明日金幣啊對沒錯我先問一下你知道目前因為我在財政委員會今天實戰聯席啊我們都知道保險業者最喜歡做什麼業務 |
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高資產客戶用保單來做什麼財富傳承因為保險的受益人保險的保費繳那麼多高額保費受益人當被保險人頑固的時候受益人他的那個保險的幾戶要不要課稅 |
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不用課稅不用課稅那現在你這樣的一個版本就當於有錢家庭的人他放到這個帳戶的錢未來他小孩用的時候要不要課稅這個不知道啦那宋署長一點點時間趕快你講一下這樣到底有沒有對富家庭來講節稅的效果我要是買保單傳承財富我可以免於被課稅那這個呢這個衛福部的麵包牛奶貧困家庭的這個錢拿來給藍白板的未來家庭 |
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他們父母啊 你每年存那麼多我存十倍下去存在帳戶的錢未來可以不用繳稅嗎如果他已經存到小孩的帳戶就變成小孩的錢了那要怎麼所以未來小孩體靈本金的部分沒有稅的問題當他產生的知習是有稅的問題來 目前如果我們有錢家庭在場的有錢家庭像財富傳承財政部一年給多少的這樣的一個證語或者是幫小孩子存錢的利息的這個租稅優惠 |
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如果是正宇的話每年是244萬以現在的額度244萬我每年要想辦法挪244萬給我兒子在他未成年之前我想都有困難那這244萬是不用稅啦是不用課金一歲好 所以來 部長請你上台啦 |
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572.587 |
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總究你要來做個Ending我請了次長 請了署長那請問一下那麼川普的賬戶給其他國家一個參考有沒有其他國家曾經做過類似的事情 |
| transcript.whisperx[24].start |
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据了解的话在英国也做过类似更早做过英国做过类似更早那英国有继续做吗没有了没有没有办法在财务上永续没有办法在财务上永续所以我们规节我们对于 |
| transcript.whisperx[25].start |
591.385 |
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仿造川普帳戶這樣的一個操作業到台灣之後變成是一個每年都要給父母也不見得要給然後造成的是一個逆所得的逆分配造成還是國家的財政負擔還造成了會排擠到衛福部其他照顧弱勢家庭你們現在有在照顧弱勢家庭的類似這樣的政策嗎 |
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有多少人受益这个受益目标是应该6万人左右目前有多少万人目前是近4万3万9千多人很好所以如果我们要照顾这些弱势家庭的孩子目标6万我们的卫护部一年要放多少钱进去 |
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因為這個目前開戶的最高我們一年對波是一萬五所以目前的預算投入大概多少了幾億啊 一萬五大概簡單講 已經投入都好了六億左右投了六億了對 一年大概要編六億但是目前在我們國家給需要照顧人六億跟給所有有錢的家庭的小孩每個人加起來全部一千億你認為會不會有排擠效果 |
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我想這個事情我還是覺得我的意見不能代表全體的意見但是我想我們來自不同的家庭不同的社會階層有夢最美但是現實是很骨感的想像很豐滿但是這件事情到底要怎麼樣才能齊全我們支持國家要來支持人民的下一代讓下一代他出生之後他未來有保障 |
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682.683 |
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701.21 |
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如果有該公聽會您覺得你會推薦哪些團體或希望我們找哪些團體來參與意見請你回去想一下好不好那麼一個星期內給我個名單未來可能我們要是要辦公廳的話我們希望邀請各種不同的團體來討論這一點好不好好一個星期好謝謝謝謝中嘉賓委員發言 |