| IVOD_ID |
166913 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/166913 |
| 日期 |
2026-01-07 |
| 會議資料.會議代碼 |
委員會-11-4-20-17 |
| 會議資料.會議代碼:str |
第11屆第4會期財政委員會第17次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
17 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第4會期財政委員會第17次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2026-01-07T11:46:14+08:00 |
| 結束時間 |
2026-01-07T11:54:57+08:00 |
| 影片長度 |
00:08:43 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/8a4de0f3676b468ff055167e9aacc5b45d44f5a94e3adf355aa3b5816bd951efc6ac7d3ce2a727f05ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
黃國昌 |
| 委員發言時間 |
11:46:14 - 11:54:57 |
| 會議時間 |
2026-01-07T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第4會期財政委員會第17次全體委員會議（事由：邀請金融監督管理委員會主任委員彭金隆、財政部部長莊翠雲、國家發展委員會副主任委員就「如何引導國內資金擴大參與公共建設及策略性產業」進行專題報告，並備質詢。） |
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| transcript.whisperx[0].start |
0.089 |
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黃國昌議員 |
| transcript.whisperx[1].start |
31.031 |
| transcript.whisperx[1].end |
59.666 |
| transcript.whisperx[1].text |
主委好我想金融機構不要說承擔一定的社會責任最基本的法律責任都要遵守如果金融機構連最基本的法律責任都不遵守甚至是我們的公股行庫帶頭在侵害保護的權益就讓人非常的震驚 |
| transcript.whisperx[2].start |
63.148 |
| transcript.whisperx[2].end |
86.303 |
| transcript.whisperx[2].text |
台灣銀行的台銀人壽他們蠻會做廣告的說信賴跨世代要當保護最堅強的靠山還舉辦銀戰癌症海嘯癌症關懷健康公益講座似乎是非常關心保護罹癌的權益 |
| transcript.whisperx[3].start |
88.396 |
| transcript.whisperx[3].end |
115.098 |
| transcript.whisperx[3].text |
但事實上呢但事實上針對有關於團體保險的保護他們竟然在發現他因罹癌就醫的時候保護團體保險要辦續保台銀人壽就不予續保來請教一下主委啊台銀人壽有不續保的權利嗎 |
| transcript.whisperx[4].start |
116.527 |
| transcript.whisperx[4].end |
130.755 |
| transcript.whisperx[4].text |
這要看他契約條款的內容團體保險對 一樣要看他契約條款內容的約定如果他一年期的話那就是一年期的保單然後他可以不續保嗎那就要看他的條款上有沒有規定說保證續保要有規定保證續保 |
| transcript.whisperx[5].start |
134.482 |
| transcript.whisperx[5].end |
160.32 |
| transcript.whisperx[5].text |
他如果沒有規定保證續保他就有不續保的權利你的看法是這樣嗎沒有還有就團體保險本身如果說他對於這個承保的被團體的被保險人他有篩選的權利的話他確實是可以他應該有篩選的權利嗎這個就條款上應該是有可以做做這個篩選來來來看看看你自己要熟了 |
| transcript.whisperx[6].start |
161.74 |
| transcript.whisperx[6].end |
187.68 |
| transcript.whisperx[6].text |
團體保險被保險人疑似離來就醫 遭台銀人授不予續保品義中心就直接打臉了台銀人授沒有對個別保險人表示不同意續保的權利為什麼是這個樣子保險公司在承保這種公司員工團體保險的時候他只會就被保險人是否確為要保單位員工疑似為審核 |
| transcript.whisperx[7].start |
189.221 |
| transcript.whisperx[7].end |
203.743 |
| transcript.whisperx[7].text |
他不會針對個別保險人的狀況進行核保也不得單獨拒絕或同意個別保險人投保這不是團體保險的性質嗎我想這個真的是還要看那個契約條款的約定啦 |
| transcript.whisperx[8].start |
205.458 |
| transcript.whisperx[8].end |
232.567 |
| transcript.whisperx[8].text |
對 很抱歉委員我今天沒有看到企業條款這個我今天第一天看到沒有關係啊這個跟金管會絕對有關係啊為什麼跟金管會絕對有關係啊這件事情已經投訴到金管會去了這件事情已經投訴到金管會去了台銀人壽是一而再再而三明知故犯我為什麼說一而再再而三啊明知故犯還不是只有這個個案 |
| transcript.whisperx[9].start |
237.182 |
| transcript.whisperx[9].end |
256.21 |
| transcript.whisperx[9].text |
到2022年的時候繼續做這樣的事情評議中心再度打臉就跟你講你不能夠針對這件事情拒絕人家續保這件事情被害人被害人還不少 |
| transcript.whisperx[10].start |
257.304 |
| transcript.whisperx[10].end |
282.962 |
| transcript.whisperx[10].text |
被害人還不少甚至有很多都是台人人壽他們自己的員工跑到監管會去投訴這件事情主委知道嗎當然這種個案不會到我這邊來保險局就會直接處理然後可能就送平一中心處理個別的被保險人這些小蝦米在面對保險公司的時候是很無助的 |
| transcript.whisperx[11].start |
284.677 |
| transcript.whisperx[11].end |
304.171 |
| transcript.whisperx[11].text |
這是為什麼我們設平益中心是的 沒錯然後被欺負了以後平益中心就告訴台銀人壽說你們不能這樣子幹一而再 再而三這樣子的做更離譜的是什麼更離譜的事情是後來台銀人壽心安心 |
| transcript.whisperx[12].start |
306.61 |
| transcript.whisperx[12].end |
326.979 |
| transcript.whisperx[12].text |
新安新保工商團體一年期綜合保險計畫2023版2月的DM說有理賠記錄的台銀人壽保留續保與否的權利加這個條款金管會認同嗎我想報委員因為這個非常非常細節的問題今天保險局局長有來嗎有 |
| transcript.whisperx[13].start |
330.047 |
| transcript.whisperx[13].end |
354.998 |
| transcript.whisperx[13].text |
這個事情投訴到金管會你知道嗎因為對主委來講啦這些保護權益被侵害是很細節的問題啦主委沒有辦法關心到但這件事情我知道有投訴到金管會去我們自己公股的人壽公司做出這一種踐踏保護權益的事情保險局知道嗎 |
| transcript.whisperx[14].start |
357.007 |
| transcript.whisperx[14].end |
371.036 |
| transcript.whisperx[14].text |
報告委員 這個案子是數年前的案件剛剛我有詢問我們同仁這個案件大概過去有一些處理容我們會後再了解後再跟委員做報告現在 他們怎麼欺負人啊那個保護 他要趕去平益中心他願意花那個勞力時間費用去平益中心才可以討到他個案的公道 |
| transcript.whisperx[15].start |
384.898 |
| transcript.whisperx[15].end |
405.715 |
| transcript.whisperx[15].text |
有趣的可以找到公告但是這個是集團性的在侵害保護的權益所以才會到金管會去到金管會去檢舉了以後結果台銀人壽的業務部門阻止罹癌的同仁爭取副校因為之前不讓他保嘛 |
| transcript.whisperx[16].start |
406.84 |
| transcript.whisperx[16].end |
413.392 |
| transcript.whisperx[16].text |
他要爭取復效結果台銀人壽竟然打壓自己的同仁在團體保險爭取復效111年金管會接獲檢舉 |
| transcript.whisperx[17].start |
418.151 |
| transcript.whisperx[17].end |
446.293 |
| transcript.whisperx[17].text |
台銀人壽才不得不對該員的團體 副校與理賠這個是我說 金管會知道這件事情但是2022年的事情我為什麼在2026年的今天我在提出來質詢的理由是說不是只有這個人還有其他更多的人還有其他更多的人因為台銀人壽這種違法的作為權益遭受到了侵害 |
| transcript.whisperx[18].start |
447.723 |
| transcript.whisperx[18].end |
459.677 |
| transcript.whisperx[18].text |
這是我今天提出來的質詢最重要的理由對於主委來講可能不是很熟悉也沒有關係我今天質詢我只希望做到兩件事第一件事情 |
| transcript.whisperx[19].start |
461.25 |
| transcript.whisperx[19].end |
490.274 |
| transcript.whisperx[19].text |
當初台銀人壽違法踐踏這些保護的權益金管會接到檢舉了以後除了要台銀人壽把那個有接到檢舉投訴的幫他辦副校了以外針對有關於保險公司進行監理的時候採取了什麼處分採取了什麼措施懲處了哪些人請金管會會後回覆可以嗎沒有問題 |
| transcript.whisperx[20].start |
490.934 |
| transcript.whisperx[20].end |
514.434 |
| transcript.whisperx[20].text |
第二個問題還有多少人還有多少保護類似相同的狀況權益被踐踏請台銀人壽提出完整的說明可以嗎沒有問題需要多久一個禮拜夠不夠應該可以一個禮拜以後請書面回覆我接到書面回覆了以後我們再從這邊繼續追下去好 謝謝 |
| transcript.whisperx[21].start |
517.422 |
| transcript.whisperx[21].end |
518.465 |
| transcript.whisperx[21].text |
謝謝黃委員接下來我們請王順堅委員 |