| IVOD_ID |
165409 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/165409 |
| 日期 |
2025-11-13 |
| 會議資料.會議代碼 |
委員會-11-4-15-10 |
| 會議資料.會議代碼:str |
第11屆第4會期內政委員會第10次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
10 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
15 |
| 會議資料.委員會代碼:str[0] |
內政委員會 |
| 會議資料.標題 |
第11屆第4會期內政委員會第10次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-11-13T10:56:14+08:00 |
| 結束時間 |
2025-11-13T11:08:20+08:00 |
| 影片長度 |
00:12:06 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/fffa2c65c610face8ed4914122a383f84fb19a1d580694890f406a00a8f97c06ce221ba616d86ab85ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
徐欣瑩 |
| 委員發言時間 |
10:56:14 - 11:08:20 |
| 會議時間 |
2025-11-13T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第4會期內政委員會第10次全體委員會議（事由：邀請內政部、財政部、數位發展部、金融監督管理委員會、交通部就「普發現金一萬元之跨部會防詐及查緝作為」進行專題報告，並備質詢。【11月12日及13日二天一次會】） |
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谢谢赵伟谢谢主席本席请内政部吴次长有请吴次长次长本席想请教我们行政院针对普发现金行政院有没有召开一个跨部会针对普发现金防诈的跨部会的会议 |
| transcript.whisperx[1].start |
25.666 |
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谢谢委员指教我想这个在行政院也有打诈指挥中心其实我们在普发现金的作业中就是趁着我刚刚的专案报告的时候其实就已经有所以直接是打诈那边有针对普发现金我看9月份对 就是要针对舆请的部分未来发现金的时候就已经先所以9月份的时候有讨论对 9月份讨论之后有具体针对普发现金怎么防诈吗 |
| transcript.whisperx[2].start |
52.918 |
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这部分我是不是请那个检证署来说明一下因为我们在有或没有就好我不用详细知道内容有是不是都有好那首先本席要讲的是我们现在防诈政府的动作还有这个感觉是政府在跟诈骗集团第一个比脑力第二个比速度比动作所以七月七月份就有普发现金一万元的资讯出来 |
| transcript.whisperx[3].start |
83.484 |
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107.565 |
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詐騙集團就開始進行那我們政府九月嘛九月才開始那我在這裡要先請教內政部我們知道有在宣導有在宣傳而且有用各種媒體但是我請教有沒有其中一項宣導是請村里長跟林長有沒有有嗎 |
| transcript.whisperx[4].start |
111.448 |
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129.689 |
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這個部分我跟委員特別報告因為部分的限制我時間不多啦有啦有啦有我們的管理如果有村里廣播系統的就可以做只有廣播系統的才做村里一定有廣播系統的會公佈啦對啊只有這樣所以你們的做法是這樣 |
| transcript.whisperx[5].start |
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有的有發傳單所以你們沒有一個統一的做法讓村里長跟林長直接對民眾做宣導沒有明確的吧沒有明確的這個都是拜託民政單位配合這塊有沒有可能改進因為普發現金我們在10月17三讀通過那就是底定了 |
| transcript.whisperx[6].start |
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那在抵定之前诈骗集团就已经在运作了那我们抵定之后还没有对我们的民众特别我们容易受骗的当然网路的宣导还有一些各种电子媒体平面媒体OK |
| transcript.whisperx[7].start |
173.925 |
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190.896 |
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可是有一群民眾就是一些譬如長者或是中低收入戶身心障礙者他們有些人可能比較沒有長期在使用或接觸你們的宣導平台 |
| transcript.whisperx[8].start |
191.676 |
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213.984 |
| transcript.whisperx[8].text |
可是这些在林长村里长他们是会直接接触的所以这一块内政部可不可以赶快来加强谢谢委员我想尤其像一般整个高龄长者全国所有的偏乡还有这些高龄长者而且他们也是很容易被诈骗的 |
| transcript.whisperx[9].start |
214.164 |
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242.19 |
| transcript.whisperx[9].text |
我们现在是针对高龄长者的部分所以针对这一块是不是加强可以我会请民政单位来对民政因为最主要这个在民政然后再来关怀据点关怀据点的加强宣导这个你们要跨部会这个可能在卫福部对所以这些我要特别提醒好那这这个接下来接下来就是我们主要两几个主轴这次普发现金 |
| transcript.whisperx[10].start |
243.432 |
| transcript.whisperx[10].end |
266.222 |
| transcript.whisperx[10].text |
我們可以上網登錄直接入帳還有有一些他本來就有帳戶國家會直接打進去的那有很大一塊是ATM對不對ATM的部分我想次長或是這個副署長今天來你們應該很清楚我們ATM現在有一種有一種這種詐騙就是他會 |
| transcript.whisperx[11].start |
268.863 |
| transcript.whisperx[11].end |
281.194 |
| transcript.whisperx[11].text |
在這個ATM現金出鈔口裝金屬板或是其他裝置讓鈔票沒有辦法順利吐出可是實際上錢已經離開了銀行喔次長你知道有這種情況嗎我們台灣好像還沒有台灣很多了 |
| transcript.whisperx[12].start |
290.267 |
| transcript.whisperx[12].end |
298.819 |
| transcript.whisperx[12].text |
台灣還沒有嗎跟委員報告 至於委員剛提出來的案例外國確實有發生在台灣目前我們是還沒有接過相關的報案台灣的民眾沒有 我手上資料就很多ATM這樣 |
| transcript.whisperx[13].start |
306.221 |
| transcript.whisperx[13].end |
334.108 |
| transcript.whisperx[13].text |
我其實也是今天這個案我才知道有這一個情況而且我們查了有啊這個整個媒體都有所以這一塊我們真的要趕快來防堵因為接下來好像是在17號開始ATM就要開始可以在ATM取款所以我們現在台灣還沒有但是那我要問了有沒有部署 |
| transcript.whisperx[14].start |
336.114 |
| transcript.whisperx[14].end |
346.596 |
| transcript.whisperx[14].text |
其實有 我這邊手上有資料我了解 可能我們現在ATM提令如果說民眾提令發生問題他直接就會聯絡相關的銀行來做處理那要加強部署這部分沒問題來來來 我就要針對這一塊你ATM 很多民眾他以為是故障他覺得是機器故障他可能就離開 |
| transcript.whisperx[15].start |
364.039 |
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382.194 |
| transcript.whisperx[15].text |
离开ATM他就走了结果涉这个装置的诈骗者他就过来他就有办法把那个钱就领走了这一个情况我们台湾17号下礼拜一马上就开始ATM了 |
| transcript.whisperx[16].start |
383.782 |
| transcript.whisperx[16].end |
404.813 |
| transcript.whisperx[16].text |
我們不希望聽到因為全國除了銀行的ATM還有很多超商都有ATM所以這一塊本席要求我們要在那個螢幕上請銀行加強警示如果你鈔票沒有順利出來第一個提醒他不要離開第二個馬上聯絡什麼電話才來確認不然等到他覺得 |
| transcript.whisperx[17].start |
414.179 |
| transcript.whisperx[17].end |
437.834 |
| transcript.whisperx[17].text |
這個機器有問題 那我就去反映機器結果他離開 錢就被領走了這個部分 你說因為ATM的部分 今天剛好主管的金管會有來我理解是都有做金管會要給他說明一下來來來 金管會針對這一塊ATM 你們有沒有掌握到 |
| transcript.whisperx[18].start |
439.135 |
| transcript.whisperx[18].end |
461.598 |
| transcript.whisperx[18].text |
因為馬上我覺得很大宗會用ATM跟委員報告之前像這個錢被擋住的情形我們這邊是沒有得到銀行有通報的案例但是我們有請銀行來加強在這個他們設置的ATM的一個巡查那如果客戶在領錢的時候有任何的問題都可以就近跟行員來問 |
| transcript.whisperx[19].start |
462.979 |
| transcript.whisperx[19].end |
484.875 |
| transcript.whisperx[19].text |
那如果是行外的就像超商的那我们也有请这个银行在这个上面一定要写联络电话那如果有任何的问题都可以所以联络电话还不够你要警示不要离开他如果离开就没有办法了离开人家就去拿了 |
| transcript.whisperx[20].start |
486.226 |
| transcript.whisperx[20].end |
494.075 |
| transcript.whisperx[20].text |
可不可以加强这一块而且这个部分我们下个礼拜一就开始有ATM提领的整个已经开始 |
| transcript.whisperx[21].start |
494.73 |
| transcript.whisperx[21].end |
518.062 |
| transcript.whisperx[21].text |
所以在这之前我们要请银行一定要整个做巡查跟盘查并且我要请金管会要确认你那个警示要加强那个警示的讯息你一定要叫他先不要离开他离开这个诈骗的方式就是他离开钱就他一离开人家都在锁定他离开他钱就被领走了 |
| transcript.whisperx[22].start |
520.059 |
| transcript.whisperx[22].end |
543.004 |
| transcript.whisperx[22].text |
那我们回去我们看怎么来对你们要赶快加速因为我们中华民国政府啊我们台湾怎么都输给这个诈骗集团的动作速度还有各种花样各种方式如果国外已经有我们应该要超前部署其实现在部署已经不是超前了 |
| transcript.whisperx[23].start |
543.524 |
| transcript.whisperx[23].end |
569.654 |
| transcript.whisperx[23].text |
所以這一塊可不可以加強一定要加強我們不希望這一波的普發現金一萬元發生這樣的情況好嗎好最後我們請這個陰陽局副局長是不是那麻煩最後本席要在這裡來詢問一下次長還有副局長請問你們有沒有聽過共享責任框架 |
| transcript.whisperx[24].start |
573.806 |
| transcript.whisperx[24].end |
592.282 |
| transcript.whisperx[24].text |
新加坡在去年年底就12月去年12月实施一个共享责任框架这个框架是新加坡的金管局他们的金管局主导也就是说强制金融机构还有电信业者 |
| transcript.whisperx[25].start |
593.263 |
| transcript.whisperx[25].end |
598.067 |
| transcript.whisperx[25].text |
他必須分攤防詐的責任如果銀行沒有盡到實時的詐騙監控的義務就必須對受害者進行補償 |
| transcript.whisperx[26].start |
607.462 |
| transcript.whisperx[26].end |
635.061 |
| transcript.whisperx[26].text |
這個是新加坡在做的那我們台灣呢不管是這次的普發現金或者是日常的轉帳防詐的責任好像都在政府的宣導還有人民自己注意這兩塊那銀行好像是局外人做收手續費可是卻不用負擔實質的這個防詐的責任所以我們台灣應該要來思考所以你們從來不知道這個這種情況嗎 |
| transcript.whisperx[27].start |
638.003 |
| transcript.whisperx[27].end |
655.973 |
| transcript.whisperx[27].text |
而且我在這邊講一下新加坡因為這樣做他們整個的防詐詐損率降低了30%降低了30%我這樣算我們一年那個詐騙金額上千億你30%就少掉300億 |
| transcript.whisperx[28].start |
657.833 |
| transcript.whisperx[28].end |
674.527 |
| transcript.whisperx[28].text |
所以這一個部分我要在這裡要求我們金管會今天當然是銀行局副局長來是不是可以帶回去是不是可以來研擬可以嗎我們把委員的這個建議我們帶回去來做研議對 可不可以在 |
| transcript.whisperx[29].start |
676.021 |
| transcript.whisperx[29].end |
701.732 |
| transcript.whisperx[29].text |
一个月内或两个月好了你们看我们这个台湾版的金融防诈共享责任框架你们至少看你们讨论的可行性或者是你们可以怎么来做因为大家要共同有责任是可以吗好可以两个月两个月给你们两个月对因为我看你们好像对这一块还不知道我们其实常常可以见闲思齐 |
| transcript.whisperx[30].start |
702.637 |
| transcript.whisperx[30].end |
721.35 |
| transcript.whisperx[30].text |
世界各國打詐有效而且呢能夠真實的確實的能夠防堵詐騙有成效的國家的做法我們真的可以來借鏡好不好好謝謝謝謝徐欣英委員接下來我們請鄭天才委員發言 |