| IVOD_ID |
165403 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/165403 |
| 日期 |
2025-11-13 |
| 會議資料.會議代碼 |
委員會-11-4-15-10 |
| 會議資料.會議代碼:str |
第11屆第4會期內政委員會第10次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
4 |
| 會議資料.會次 |
10 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
15 |
| 會議資料.委員會代碼:str[0] |
內政委員會 |
| 會議資料.標題 |
第11屆第4會期內政委員會第10次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-11-13T09:59:34+08:00 |
| 結束時間 |
2025-11-13T10:08:15+08:00 |
| 影片長度 |
00:08:41 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/fffa2c65c610faced0de0aeabb9f9b9e4fb19a1d580694890f406a00a8f97c068fc881b9a350622d5ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
張宏陸 |
| 委員發言時間 |
09:59:34 - 10:08:15 |
| 會議時間 |
2025-11-13T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第4會期內政委員會第10次全體委員會議（事由：邀請內政部、財政部、數位發展部、金融監督管理委員會、交通部就「普發現金一萬元之跨部會防詐及查緝作為」進行專題報告，並備質詢。【11月12日及13日二天一次會】） |
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| transcript.whisperx[0].start |
1.491 |
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| transcript.whisperx[0].text |
我請內政部然後還有財政部跟金管會請以上委員好來我先請問財政部像這次普發一萬塊我們也知道有好幾種方法可以去領這個一萬塊 |
| transcript.whisperx[1].start |
31.772 |
| transcript.whisperx[1].end |
42.099 |
| transcript.whisperx[1].text |
可是我一直覺得有很多在比較鄉村的其實他們常常去往來的都是農會吧對不對你都不回答我那有沒有考慮下一次如果有這種的把農會考慮考慮進去 |
| transcript.whisperx[2].start |
60.351 |
| transcript.whisperx[2].end |
81.221 |
| transcript.whisperx[2].text |
是 報告委員因為這次普發的就陳如委員所提的這個管道很多那就是說不然你就回答我要不要時間有限啊不要做文章啊如果說是像登記入帳的部分這些金融機構其實都有在裡面我的意思就很多委員也有講你可以去郵局直接理做什麼 |
| transcript.whisperx[3].start |
81.601 |
| transcript.whisperx[3].end |
107.716 |
| transcript.whisperx[3].text |
有沒有把農會考慮進去一句話就好了你跟我做那麼多文章所以現在領先的部分的話是可以到郵局農會的部分可能要就是去看說你如果沒有辦法決定你也可以跟我講帶回去研究就好啦你這邊講這麼多你浪費我那麼多時間我們下次如果有機會我們再研議看看 |
| transcript.whisperx[4].start |
109.097 |
| transcript.whisperx[4].end |
133.126 |
| transcript.whisperx[4].text |
對嘛你這樣子其實是浪費我的時間啊你這樣子講那麼多對不對為什麼這樣很多的鄉下的人他其實都在農會啦你就直接去農會領我覺得這是一個很方便的一件事情我覺得你們要去考慮那再來我想請問一下像 |
| transcript.whisperx[5].start |
138.26 |
| transcript.whisperx[5].end |
149.404 |
| transcript.whisperx[5].text |
如果一夜市網路的詐騙如果人家去報案了那他用信用卡付錢可不可以停止付款這財政部跟金管會你們兩個 |
| transcript.whisperx[6].start |
156.736 |
| transcript.whisperx[6].end |
176.933 |
| transcript.whisperx[6].text |
跟委員報告如果是用信用卡不是當事人消費的他可以跟發卡銀行申請這個不是啊當然是當事人消費啊他已經拿到銀行的報案三連單了是他發現這個就是網路詐騙的已經拿到了銀行的報案三連單去到銀行可不可以要求他指付 |
| transcript.whisperx[7].start |
179.377 |
| transcript.whisperx[7].end |
197.152 |
| transcript.whisperx[7].text |
跟委員講信用卡沒有指付只有爭議賬款的處理對啦 可不可以處理啦可以處理可以處理但是錢就是如果他已經輸入他的重要的這個ID譬如說OTP這我都知道這都知道啦他就已經完成程序了啦對好 |
| transcript.whisperx[8].start |
198.573 |
| transcript.whisperx[8].end |
203.998 |
| transcript.whisperx[8].text |
我知道你們要講沒有辦法嘛對不對因為你們說爭議款啦這是國際信用卡的組織的認定的交易啦對不對你們是這樣講嗎那再來我們的詐欺犯罪妨害維治條例第8條可能你們也不知道我直接念給你們聽金融機構對於存款帳戶電子支付帳戶及信用卡等等的因善 |
| transcript.whisperx[9].start |
226.226 |
| transcript.whisperx[9].end |
248.276 |
| transcript.whisperx[9].text |
應盡善良管理人之注意義務對疑似涉及詐欺犯罪之異常存款帳戶等等等等他必須暫停全部或部分交易功能管控信用卡及暫停信用卡帳戶交易功能拒絕建立業務關係或提供服務等管控措施這是台灣的法令 |
| transcript.whisperx[10].start |
249.369 |
| transcript.whisperx[10].end |
275.239 |
| transcript.whisperx[10].text |
那你們要遵守國際法律還是為了打詐要優先遵守台灣的法律請你們回答我們一定是先遵守我們自己國家的法律那我剛唸給你聽的詐欺犯罪妨礙危害防治法第八條就要求你們管控帳戶了那你剛剛給我的回答是尊重這個國際信用卡組織用爭議款去處理 |
| transcript.whisperx[11].start |
277.627 |
| transcript.whisperx[11].end |
296.729 |
| transcript.whisperx[11].text |
來 市長 你們的警察都已經八萬確定了喔他們銀行不處理喔那個 請教一下 我們檢證署是不是說明一下實務上 這種有信用卡之後不是啊 你們就回答我啦你們有這樣子啦 啊他們不處理啊我就有實際的案例啦那你們怎麼看法 |
| transcript.whisperx[12].start |
298.018 |
| transcript.whisperx[12].end |
314.476 |
| transcript.whisperx[12].text |
你們一天到晚在講打詐啊你們跨部會協調他們都第一個我們那個打詐辦公室裡面大概都會把這些議題拿來做一個看如何去精進那這個部分打詐辦公室也會包括我們警政署行政警察局那我想還有包括警管會那是不是請我們同事說明一下好 |
| transcript.whisperx[13].start |
317.378 |
| transcript.whisperx[13].end |
341.31 |
| transcript.whisperx[13].text |
謝謝委員的指教那有關這個相關跨部會的協調那在行政會的打炸指揮中心那我們都會把這個跨部會我們在偵查犯罪上所發現的問題沒辦法協調的我們會透過打炸指揮中心來做定期的協調我現在舉這個很多民眾反映你們多久要處理好 |
| transcript.whisperx[14].start |
344.319 |
| transcript.whisperx[14].end |
361.685 |
| transcript.whisperx[14].text |
我們下一次會議就把這個議題提到打炸指揮中心來做責任的報告所以你們還沒有發現過這個問題下次才要提這個問題我都接到好幾次的反應了你們都沒有你們都沒有發現過這個也都沒有跟金管會財政部討論過 |
| transcript.whisperx[15].start |
363.902 |
| transcript.whisperx[15].end |
390.011 |
| transcript.whisperx[15].text |
官員報告齁 這個其實這一類的案件我們早就有提供相關的建議那因為剛剛金管會他們有他們的想法跟做法所以我們才必須提在這個西華創方面再金管會剛剛已經講了喔他優先遵從台灣的法令喔我再做一次喔 詐欺犯罪危害防制條例第八條喔台灣的法令規定的喔他剛剛也講了喔 |
| transcript.whisperx[16].start |
393.123 |
| transcript.whisperx[16].end |
399.787 |
| transcript.whisperx[16].text |
就是喔優先尊重台灣的法令喔當然跟委員報告我們把這個問題在我覺得啦齁這個問題啊齁很多的民眾齁 |
| transcript.whisperx[17].start |
405.783 |
| transcript.whisperx[17].end |
425.559 |
| transcript.whisperx[17].text |
發生了這個問題政府一天到晚在講打詐我們有台灣的法律沒有優先執行然後去說國際的信用卡組織的爭議款我覺得這個是非常可以去研議去處理的我覺得啦你們這樣講三個月內你們應該要給我們內政委員會所有委員一份你們處理的怎麼樣這是對全國不是對我啦 |
| transcript.whisperx[18].start |
434.418 |
| transcript.whisperx[18].end |
443.686 |
| transcript.whisperx[18].text |
不然內政部打詐你們警察那邊三連單都開了都已經確定都是了人家都不理你們你們警察在幹什麼我覺得也要找回警察的尊嚴也要讓台灣的民眾知道政府有在做事台灣的法令不遵循這樣子講句難聽一點的 |
| transcript.whisperx[19].start |
459.113 |
| transcript.whisperx[19].end |
480.459 |
| transcript.whisperx[19].text |
你們不是保護民眾欸你們是站在銀行端欸你們站在資本家那邊欸金管會跟財政部是不是這樣啊各位報告齁我們就是因為發生這個問題所以把這個問題提到跨部會上我們當然也期待這個程序問題你不用教我啦我也很清楚啦我最後問一下那個財政部跟金管會齁你們剛剛齁也有說優先遵循台灣的法令了嘛對不對 |
| transcript.whisperx[20].start |
488.698 |
| transcript.whisperx[20].end |
513.584 |
| transcript.whisperx[20].text |
是嘛所以你們趕快處理啦這個問題如果不處理動會越來越大啦大家都知道台灣有這個漏洞啦反正就不用怕啦我就一夜市的廣告我就能騙多久就趕快繼續騙啦你們可不可以馬上處理三個月內跟內政部這些處理我們會盡快跟內政部來討論好 謝謝 |
| transcript.whisperx[21].start |
518.58 |
| transcript.whisperx[21].end |
521.186 |
| transcript.whisperx[21].text |
謝謝張宏祿委員接下來我們請麥玉珍委員發言 |