| IVOD_ID |
162440 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/162440 |
| 日期 |
2025-06-11 |
| 會議資料.會議代碼 |
聯席會議-11-3-19,20-3 |
| 會議資料.會議代碼:str |
第11屆第3會期經濟、財政兩委員會第3次聯席會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
3 |
| 會議資料.會次 |
3 |
| 會議資料.種類 |
聯席會議 |
| 會議資料.委員會代碼[0] |
19 |
| 會議資料.委員會代碼[1] |
20 |
| 會議資料.委員會代碼:str[0] |
經濟委員會 |
| 會議資料.委員會代碼:str[1] |
財政委員會 |
| 會議資料.標題 |
第11屆第3會期經濟、財政兩委員會第3次聯席會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-06-11T11:21:26+08:00 |
| 結束時間 |
2025-06-11T11:33:43+08:00 |
| 影片長度 |
00:12:17 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/5b5dae1827dbf6c98ed0624e65eb5ccbb4fab53e924c0ec1643b132f871dcdd883b6116c1c0933fe5ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
謝衣鳯 |
| 委員發言時間 |
11:21:26 - 11:33:43 |
| 會議時間 |
2025-06-11T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第3會期經濟、財政兩委員會第3次聯席會議（事由：審查：
一、本院委員謝衣鳯等16人擬具「農業保險法第十條條文修正草案」案。
二、本院委員邱若華等21人擬具「農業保險法第二條及第十條條文修正草案」案。
三、本院台灣民眾黨黨團擬具「農業保險法第二條及第十條條文修正草案」案。(詢答)） |
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接下來請謝依鳳委員質詢謝謝主席我想要請陳部長請陳部長委員好 |
| transcript.whisperx[1].start |
20.324 |
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部長我看到你說對於農業保險的這個就是說我們希望修正的在6年以後就是降低成補助就是可以達60%這個上限你不建議拿掉是不是是 |
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39.136 |
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我覺得說我們今天在討論因為六年快到了嘛我們必須要來討論嘛那今天討論的很多委員所講的就是覆蓋率不高的問題是不是那你認為拿掉這個60%的上限對於法律沒有一個確定性讓公務人員也沒有遵循的標準那我們還有幾種修法啊 |
| transcript.whisperx[3].start |
66.798 |
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對不對我們畢竟在這個目前這個農業保險沒有一個像我們來提到說保單的這個品項沒有辦法涵蓋全方面例如 |
| transcript.whisperx[4].start |
82.382 |
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95.886 |
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像我們今年彰化縣的荔枝因為低溫灼果不成所以導致於產量受損但是過去的農業保險的保單內容只有舊氣溫太高 |
| transcript.whisperx[5].start |
99.207 |
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121.923 |
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相關性來提出相關的保單而沒有對於氣溫太低造成灼果不易產生產果量不足這樣子的一個情況給予他的一個保單的內容嗎那這個部分你們未來怎麼樣子來提供相關的保單呢 |
| transcript.whisperx[6].start |
122.783 |
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130.395 |
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我想非常謝謝委員的一個提問特別是委員提這樣的一個案子其實也讓我們有機會能夠重新去思考 |
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131.209 |
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那因為委員的版本把六年以下的劃掉了以後然後第二項又加了前項要去做滾動檢討嘛那變成前項只有變成前面五年而已前面五年已經過了就還是我們增加就是說增加就是說六年或者是把它留著以後然後第二項說要做滾動的檢討這第一個第二個部分我覺得委員一個重要的精神我們有catch到就是說 |
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161.829 |
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我們要協助在某一個條件之下讓農民的保費能夠少繳一點那我們是希望用什麼用 |
| transcript.whisperx[9].start |
173.191 |
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200.474 |
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一個條件我舉個例子他如果每年都從事同樣作物的保險的時候那相對的他的保費是可以打折的我們用保費打折的概念會讓農民有一個另外一個誘因我不是跟天氣對賭今年好像颱風會來我就來保明年好像機會不大就不保我希望他們是一個持續性的投保那這樣子的話保險的覆蓋力不是保險的整個分擔風險的 |
| transcript.whisperx[10].start |
202.071 |
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212.749 |
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程度會變大那如果說連續兩年或連續三年都有保的時候我的保費的打折的比例我可以調整那這樣其實也達到委員的目的就是 |
| transcript.whisperx[11].start |
213.598 |
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237.246 |
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因為保費打折也要等於政府增加嘛那其實也是達到同仁的目的但是對農民來講喔不會造成農民說這都建物來出了後我就不要去管理了不要去幹什麼可是問題是目前我們在涵蓋率不足的情況下我們就已經到了這個六年要就是降低成就是保費補助只能60%的上限嘛 |
| transcript.whisperx[12].start |
238.846 |
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264.922 |
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那當然對於農民的這樣的投保率以及我們希望拉高這個就是農業保險的覆蓋率那會不會也有相關的你知道嗎農民也會覺得說未來整個保費的補助以及相關的誘因不足的情況下那我們怎麼樣子來增加農民的提保率有可能他們就不要啊 |
| transcript.whisperx[13].start |
265.622 |
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293.72 |
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所以我才會說我們現在更重要的作為是提高保單的品質去設計一些真正的符合農民需求的而且每一張保單你提到了設計保單那今天我們金管會的保險局也有來那對於農民的保單的設計那當然了會不會我們產業界的就是說所有的保險公司他們不願意共同的投入會不會 |
| transcript.whisperx[14].start |
294.82 |
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314.949 |
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我先跟委員說明也許金管會等一下再說明我覺得現在我們遇到的商業的保險公司其實他都還蠻樂意配合政策的那現在很重要一點就是我們保險的風險有沒有過去累積的資料並不夠長所以他在有限的資料去設計的時候那個風險值會變高 |
| transcript.whisperx[15].start |
317.45 |
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338.019 |
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風險值一變高的時候保費就會變高保費變高的時候農民看到這個保費也不想保了所以變成一個惡性循環但是隨著時間拉長你的保險本身的數據的累積夠多的時候就能夠趨近於一個比較合理的風險值而且我們會看就像剛才委員有提到的 |
| transcript.whisperx[16].start |
338.399 |
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357.3 |
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如果商業型保單現在平均的理賠率47那47我剛才說的好的理賠率應該是70到80包括可以扣除它的成本那如果比較低的話我們就會希望它能夠降低保費做一個動態的調整那這個東西就是我們現在在努力的 |
| transcript.whisperx[17].start |
357.5 |
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379.983 |
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但是對啊這是你們農業部期待的方向嗎但是商業保險這些保險公司有沒有辦法共同配合國家的政策嗎這也是我們在下一波應該要共同來檢討的嗎那你說到了去年的我看到你說去年我們的天然災害救助的八十幾億 |
| transcript.whisperx[18].start |
381.164 |
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403.62 |
| transcript.whisperx[18].text |
去年的災損是多少錢我的資料只有到112年112年是150億左右那隨著氣候變遷的條件因此加劇的情況下會不會導致於我們天然災害的這個受損的金額越來越高呢你有觀察到相關的趨勢嗎 |
| transcript.whisperx[19].start |
405.485 |
| transcript.whisperx[19].end |
423.721 |
| transcript.whisperx[19].text |
這個趨勢一定是逐步的上升啦等於說我們現在的像去年上個颱風那今年還沒有到颱風季真的颱風來我們已經因為低溫有沒有造成一些開花不結果的這個品項公告的品項有超過60項已經蠻高了表示說 |
| transcript.whisperx[20].start |
425.852 |
| transcript.whisperx[20].end |
440.422 |
| transcript.whisperx[20].text |
就是極端的天后造成農業經營不確定性越來越高這個越來越高的時候以去年大概農損大概500多億那我相信今年也不會太低啦以現在的天后來講也不會太低所以 |
| transcript.whisperx[21].start |
441.122 |
| transcript.whisperx[21].end |
455.952 |
| transcript.whisperx[21].text |
當我們加入了農業保險這樣的項目能不能共同的來就是說來幫助我們涵蓋所有受災農民的這樣子的一個就是 |
| transcript.whisperx[22].start |
456.892 |
| transcript.whisperx[22].end |
474.622 |
| transcript.whisperx[22].text |
受災的金額有沒有辦法共同來協助這就是我們未來的目標我們會再跟商業保險公司剛才也有委員提到農會也是一個可以承保的單位那農會跟農民的互動會更好也許我們可以共同努力還有一個重點就是 |
| transcript.whisperx[23].start |
475.402 |
| transcript.whisperx[23].end |
493.536 |
| transcript.whisperx[23].text |
中央跟地方因為農業部現在出百分一般都出二分之一那有些品項是地區型的品項地方政府會再加碼甚至於加了百分之三十百分之四十所以農民有時候只負擔百分之十百分之二十所以這個比例在這個法定其實 |
| transcript.whisperx[24].start |
494.617 |
| transcript.whisperx[24].end |
509.718 |
| transcript.whisperx[24].text |
我覺得它不會影響到中央跟地方的合作啦所以後續我想我們一定會透過中央跟地方的合作如果適當的品項的時候看怎麼樣去協助農民來做這個分擔如果風險高的話也許它的比例可以提高一點 |
| transcript.whisperx[25].start |
510.379 |
| transcript.whisperx[25].end |
525.693 |
| transcript.whisperx[25].text |
好還有你說了你去年你就答應我了今年你三個豬瘟都拔針了你說我們拔針的時候台灣的稻谷是不是可以輸到日本 |
| transcript.whisperx[26].start |
526.725 |
| transcript.whisperx[26].end |
542.638 |
| transcript.whisperx[26].text |
臺灣在什麼 稻谷 稻桿對 我們現在也在處理這個區塊因為臺灣的稻草啦對 稻草 稻桿嘛 做榻榻米的那個我們現在已經在談了因為當初他們有一個理由就是因為我們還有這些傳統豬瘟存在 |
| transcript.whisperx[27].start |
544.099 |
| transcript.whisperx[27].end |
568.807 |
| transcript.whisperx[27].text |
那現在沒有了包括我們的豬肉的生煎豬肉的削日本還有相關的稻草的削日其實他們也蠻需要業者蠻需要的做榻榻米啊那些東西所以我們同步已經在跟他們在談而且我們自己也可以處理我們的農費嘛對不對減少減少那個人家燒稻感吧委員關憲的我們一直在做啦那現在目前進行了怎樣喔談判的東西齁 |
| transcript.whisperx[28].start |
570.285 |
| transcript.whisperx[28].end |
594.553 |
| transcript.whisperx[28].text |
還要再跟他們爐啦還沒爐成功是不是這個要繼續努力啦還有啊剛才有委員提到我們彰化的194號米是你們農改廠出來的啊是不是是不是也應該要共同的推銷到日本嘛它的那個米相跟傳統的日本米的米相是不一樣的不是月光米的那種品種我跟委員報告我們現在有個想法就是 |
| transcript.whisperx[29].start |
595.333 |
| transcript.whisperx[29].end |
622.91 |
| transcript.whisperx[29].text |
我們會針對不同地區的特色米會建立地區的品牌然後會跟日方的通路做連結像今年二月初我們就邀請了日方的幾個大的商社來台灣然後我們有做了一個簡單的媒合讓他們了解台灣到底有多少種米讓他們試吃可是他們有擴大嘛對不對我們台灣米蔬日有擴大對不對 |
| transcript.whisperx[30].start |
624.062 |
| transcript.whisperx[30].end |
649.653 |
| transcript.whisperx[30].text |
沒有 擴大是固定的但是如果說我們的族群鎖定在比較高端的話它的配額外的關稅就算比較高那個售價還是有利潤的啦好那這個部分再麻煩你協助好不好會 一定會要協助我們彰化有非常多的米喔都是可以適合去外銷到日本去的而且要建立特有的品牌啦這個我想我們會來努力好 那那個美國的對等關稅7月8號會談完嗎我們 |
| transcript.whisperx[31].start |
653.756 |
| transcript.whisperx[31].end |
675.705 |
| transcript.whisperx[31].text |
會談完嗎?台美的關稅現在正在談判中那農業部的立場還是一致的就是在確保糧食安全產業永續的情形之下我們會尋求一個雙贏貿易雙贏的一個方法那我們不會放棄水稻讓它變成外界所說的關稅會不會最後要拿我們的農業去換 |
| transcript.whisperx[32].start |
677.086 |
| transcript.whisperx[32].end |
697.353 |
| transcript.whisperx[32].text |
我想我想總統已經宣示了很多次的包括院長也說的農民農漁民優先我們絕對不會犧牲農業來換取工業的一個利益那這個部分一定是國家整體考量那農業部有農業部的堅持我們也一定會堅持那7月8號會出來嗎照理論上應該要一定要出來對啊會嗎 |
| transcript.whisperx[33].start |
703.544 |
| transcript.whisperx[33].end |
718.467 |
| transcript.whisperx[33].text |
我相信會吧會啊我相信因為美國就三個月嘛三個月他就一定要處理啊你覺得會出來嗎那我覺得我們現在正在做積極的談判啊所以你覺得7月8號就是會出來了我希望 |
| transcript.whisperx[34].start |
719.54 |
| transcript.whisperx[34].end |
730.051 |
| transcript.whisperx[34].text |
什麼時候出來不是重點出來的結果是我們能夠大家都很開心的對那才是重點對所以你也不確定7月8號因為談判還在進行當中是不是對好 謝謝 |