iVOD / 161716

Field Value
IVOD_ID 161716
IVOD_URL https://ivod.ly.gov.tw/Play/Clip/1M/161716
日期 2025-05-21
會議資料.會議代碼 委員會-11-3-20-13
會議資料.會議代碼:str 第11屆第3會期財政委員會第13次全體委員會議
會議資料.屆 11
會議資料.會期 3
會議資料.會次 13
會議資料.種類 委員會
會議資料.委員會代碼[0] 20
會議資料.委員會代碼:str[0] 財政委員會
會議資料.標題 第11屆第3會期財政委員會第13次全體委員會議
影片種類 Clip
開始時間 2025-05-21T11:19:52+08:00
結束時間 2025-05-21T11:32:27+08:00
影片長度 00:12:35
支援功能[0] ai-transcript
video_url https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/e381da0d479eb7db61ea68f55d286f49da433bb611ec39b9db0f420b3783afbd7a32154d30c6f4785ea18f28b6918d91.mp4/playlist.m3u8
委員名稱 羅明才
委員發言時間 11:19:52 - 11:32:27
會議時間 2025-05-21T09:00:00+08:00
會議名稱 立法院第11屆第3會期財政委員會第13次全體委員會議(事由:一、邀請財政部、金融監督管理委員會、中央銀行就「房屋稅2.0課徵亂象與金融機構對不動產融資緊縮及中央銀行信用管制措施對房地產交易之影響」進行專題報告,並備質詢。 二、處理中華民國114年度中央政府總預算決議有關金融監督管理委員會主管預算凍結書面報告案39案。【報告事項】 三、處理中華民國114年度中央政府總預算決議有關金融監督管理委員會主管預算凍結專案報告案9案。【討論事項】)
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transcript.whisperx[0].text 最近台幣的漲勢稍微緩和一點面對未來有沒有可能因為彭總裁你比較熟吧彭海南你比較久了上次提到彭總裁有人說沒有彭海南防線究竟彭海南防線是值幾塊錢
transcript.whisperx[1].start 31.206
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transcript.whisperx[1].text 那個 報告我 因為我從那個過去彭總裁 彭堅總裁或楊總裁我們都沒有對外宣稱說有所謂什麼防線可是大家認同的彭華聯防線就是28.5啊對於美元啊其實台幣的匯率也有升過超過28.5的情況是 就短暫一下不過在彭總裁任內感覺還蠻穩定的那對於本席在
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transcript.whisperx[2].text 之前所提的主權基金其實有兩個人提案一個是吳欣穎前立委吳委員以及本席共同提案當初就希望提出主權基金的概念來配合國內的重要的企業發展可以起一個
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transcript.whisperx[3].text 到處帶著資金可以去跟技術結合的投資對於主權基金那嚴副總裁你覺得這個基金的size大概要多大規模要多大其實這還是要看整個那種國家主權基金我們政府希望它要多大的規模其實我很難在這邊跟農委主權基金多少
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transcript.whisperx[4].text 大概一兆多規模是算是非常大的幾個 新加坡 淡馬市等等全部大概都是一兆多以上是吧那個委員我這邊沒有資料所以我沒辦法跟您直接那央行對於當初我們是希望說從外匯存底裡面來提撥大概百分之十就是現在外匯存底是多少
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transcript.whisperx[5].text 5,828億左右大概是500多億也是大概相當1.5兆左右那央行的態度是怎麼樣我們在5月8號的總裁在這邊的報告已經很明確的點出我們對於這個主權基金裁員有三種方式
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transcript.whisperx[6].text 我們上次已經提過就是財政部發債財政部撥款或者財政部出資這樣子的方式那央行在這個過程裡面可能在某一塊可以做一些適度的協助那央行要不要投資這就是看整個政府對於這個基金的管理的設置那我們請財政部莊部長一起
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transcript.whisperx[7].text 一統 還有金管會 彭主委一起三位一起那剛提到 央行它不出錢 財務部要準備出多少錢第一個 這個主權基金的規模要多大那第二個就是它財務來源要多少一兆多以上啊一兆多這麼大的規模是嗎對好 那你這個錢準備從哪裡來
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transcript.whisperx[8].text 發債還是第一個我們的稅計剩餘其實並沒有那麼高那第二個就是說如果要發債的話現在公共債務法裡面並沒有涵蓋就是說可以去發債挹注主權基金所以是必要成立專法由專法裡面來做規範
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transcript.whisperx[9].text 所以現在財政部有沒有錢可以來投資基金?財政部的錢就是國庫的錢國庫有沒有錢?國庫的錢在我們的預算書上都非常清楚稅入、稅出、稅計、剩餘以及債務都呈現得很清楚所以講起來就是沒有錢是不是?來我幫你找一條錢,請那個彭主委
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transcript.whisperx[10].text 黃主席本席在這裡曾提過保險法第146條之事的提出如果在前年可以通過然後遵照我們立法院通過的決議來做的話你知道現在所有的保險公司投資在美國的公司債以及美國公債加起來的總資產大概有多少超過20兆
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transcript.whisperx[11].text 20兆20兆的部分投資美元資產的大概有多少大概應該是九成以上都是美元資產所以大概18兆應該有這個數字主委你想想看如果大概在一年多前本席所提案的通過的話20兆就回來10兆但是那是屬於回來10兆的話最近的話因為台幣的升值大概減損的漲上大概10%左右事實上
transcript.whisperx[12].start 311.854
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transcript.whisperx[12].text 主委 一個動作我就幫所有的保險公司多賺了一兆啊而且你回來台灣
transcript.whisperx[13].start 320.992
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transcript.whisperx[13].text 當初如果我們來台灣有很多很多大家都知道未來的世界就是AI的世界這是很重要的一個產業吧主委認不認同我想應該全世界大部分人都認同這個好 那我再請那個關務署我把他的數據讓你參考一下關務署長最清楚了去年大概物流進進出出外銷的部分
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transcript.whisperx[14].text AI的部分佔的比例大概有多少
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transcript.whisperx[15].text 蕭美國的部分蕭美國的部分 包委員這數字我必須要再查一下你要查一下 因為這個不可以不知道那黃仁勳你認不認識報紙看過希望你可以跟他多聊聊你要來協助他為什麼黃仁勳他找了一共大概一百多個產業要組成一個
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transcript.whisperx[16].text 聽台灣一個團隊其中包括國泰金控包括玉山金控都入列為什麼因為他這個產業周邊大概比較重要的大概有45家一個數據你去查一下就知道去年
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transcript.whisperx[17].text 進出在自由貿易港區出去的部分總共金額是三兆多AI相關的產業NVIDIA的那一棟就在遠雄自貿港區的那一棟大概就接近兩兆所以希望署長你要把那些數字查出來來告訴提供這些重要的財經長官他們來做判斷是
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transcript.whisperx[18].text 所以未來的發展,台灣如何在國際上發光發亮,掌控未來,事實上除了技術之外,就是後面的晶圓
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transcript.whisperx[19].text 你要投資啊那主委你贊不贊成剛剛本席所提的海外的這些資金你可以回來就是當我們成立主權基金的時候看什麼樣的方式他們也可以投入當然這個屬性上有所差別因為這是屬於保險業的資產
transcript.whisperx[20].start 473.345
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transcript.whisperx[20].text 他必須要轉換成某一個工具才有辦法做投入比如剛剛委員提到假設政府是以舉債的方式如果他的條件合一的話我們也會鼓勵我們的保險業來投資這樣的一個這個也符合他們長期投資的債券
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transcript.whisperx[21].text 是 主委你有沒有算過所有的保險公司在海外的部分現在所持有的美國公債以及美國公司債加起來你講個多少現在我剛剛跟我們報告那個數字裡面其實持有美國公債大概五千七百億左右台幣五千七百億那其他的部分大部分都是公司債居多好 那如果台幣繼續升值升值到二十七塊的時候對這些保險公司會產生什麼樣的影響
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transcript.whisperx[22].text 我想任何一個匯率的波動對於我們有這麼巨大在海外資產如果說沒有做相對應的避險當然對財報賬戶上是會有蠻大的波動我也上次講過假設我想很多媒體也揭露過就是我們現在大概是假設以六兆是沒有避險的話那相當於兩千億
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transcript.whisperx[23].text 兩千億美元的話大概就是一塊錢大概就是一千五百億到兩千億左右的影響數我想漲跌大概就是這樣一個幅度所以本席擔心的是因為這樣的狀況不斷的出現讓國內就受險公司的RBC每下預礦
transcript.whisperx[24].start 562.154
transcript.whisperx[24].end 582.068
transcript.whisperx[24].text 現在低於300的有幾間?我剛剛也跟委員報告過因為我們RBC的計算是以6月30號跟12月31號假如是12月31號的我們最近那一期的話其實大概有一家是不符合RBC的比例接下來6月30號必須要到7月或8月才能算得出來
transcript.whisperx[25].start 583.12
transcript.whisperx[25].end 605.119
transcript.whisperx[25].text 要嚴密監控啊當然我們每天都在監控該增資的有沒有要求他們要增資增資保險法有一定的規定不是說一到了不足兩百就增資它有一套非常非常周延的增資方法我們不能每次出了事情或者是下一個情況不好的時候仰賴保險安定基金保險安定基金現在有多少錢
transcript.whisperx[26].start 607.763
transcript.whisperx[26].end 634.523
transcript.whisperx[26].text 當然安定基金不能只看那個啦他現在的基金大概四百多億四百多億一千出問題你都沒辦法解決啊我想他不是只靠這個他有其他財源就像比如說我們在過去的經驗裡面呢大家都比如說可以我們依法可以舉借這部分過去大概都是這麼做的好 那主委我們看到現在房地產的這個放貸啊有很多很多的這個情況比預期還糟
transcript.whisperx[27].start 637.627
transcript.whisperx[27].end 639.954
transcript.whisperx[27].text 請問現在的房地產有違約的
transcript.whisperx[28].start 641.653
transcript.whisperx[28].end 665.544
transcript.whisperx[28].text 比例有沒有增加剛剛我在那個報告的時候呢我們現在的房貸的違約只有0.07%0.07%連0.1%都不到那這個建商的部分是0.16%這個都是史上很低的很低的這個程度我想這個餘放比例呢還在非常低的請問什麼數字最近是不斷的竄升的
transcript.whisperx[29].start 667.505
transcript.whisperx[29].end 686.29
transcript.whisperx[29].text 我想有媒體揭露那個絕對數字的部分因為當然我們的量體越大當然數字就會增加但是那個比率還是維持一樣而且在一個非常低的水準特別是我們的自用的房貸的部分請多注意一下這樣的情況最後一個問題金融風暴會不會再度來襲
transcript.whisperx[30].start 693.558
transcript.whisperx[30].end 716.574
transcript.whisperx[30].text 這個我想就一個金融監理機關每天都要有這樣的一個預備這是我們的日常好 謝謝那個央行謝謝美國的殖利率30年期的公債漲到5%啦美元的地位不保央行有沒有調節我們的外匯存底美金的比例
transcript.whisperx[31].start 718.22
transcript.whisperx[31].end 738.253
transcript.whisperx[31].text 我想那個長期以來我們會隨時去注意到國際的金融情勢我們會做適度的適度一直都有做適度的調整最近有調整嗎老師說我沒有資料但是我知道我們固定都會有看那個國外的經濟金融情勢變動做適度的調整好 多小心啦 謝謝謝謝羅恩的質詢下面請李坤城委員質詢請