| IVOD_ID |
158655 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/158655 |
| 日期 |
2025-01-02 |
| 會議資料.會議代碼 |
委員會-11-2-20-14 |
| 會議資料.會議代碼:str |
第11屆第2會期財政委員會第14次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
2 |
| 會議資料.會次 |
14 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第2會期財政委員會第14次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2025-01-02T13:04:08+08:00 |
| 結束時間 |
2025-01-02T13:12:35+08:00 |
| 影片長度 |
00:08:27 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/186d177ad48e30e5c27ba1da0e744acb1ad867d1dd5d1dbfc298e4a85a6a9cd512974bf4722aa1b25ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
伍麗華Saidhai Tahovecahe |
| 委員發言時間 |
13:04:08 - 13:12:35 |
| 會議時間 |
2025-01-02T11:00:00+08:00 |
| 會議名稱 |
立法院第11屆第2會期財政委員會第14次全體委員會議（事由：審查中華民國114年度中央政府總預算案附屬單位預算營業部分，關於財政部主管臺灣土地銀行股份有限公司、財政部印刷廠、臺灣菸酒股份有限公司。（詢答及處理）
【預算提案截止時間：113年12月30日(一)下午5時】
【113年12月30日及114年1月2日二天一次會】） |
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我們請吳麗華委員謝謝主席 有請土迎董事長何董 |
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董事長您好我來到財政委員會諮詢過很多次我一直很希望原住民的原住民保留地可以呢到我們的金融單位成功的來獲得一些貸款 |
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解決他的一些融資問題改善原住民族人的財政體質那我在這邊也要特別的感謝因為沒有法律這樣規定但是呢可能部會之間有一些困難那我知道困難之後呢我們可以一一的來解決像是園民會他願意來提供信用保證所以他的作業要點呢已經通過審議了 |
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那另外呢大家說保留地到底要如何建架那內政部那邊也已經做了原保地的建架系統那特別是金管會也提供了誘因特別是在永續金融的部分我看到就是已經給我公還了在113年11月11日公佈的 |
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所以我在這邊很感謝大家通力合作來協助解決這件事那我在這邊就是想要問 |
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因為他們告訴我說預計今年初就是114年年初就可以上路了請教一下土銀這邊準備的狀況 |
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根委員報告其實原民的貸款早在過去有原住民信用保證基金的時候土地銀行過去做了很多原住民的購物貸款那現在如果原住民信用保證基金在恢復做保證的話其實原住民的貸款應該是很容易迎刃而解的保留地的 |
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167.172 |
| transcript.whisperx[7].text |
準備狀況對 只要原住民信用保證基金開始在受理這些建樹的時候我想土地銀行一定也會努力去推動所以原保地沒有問題你們也願意來強做原保地貸款對 最主要是在原住民準備好了其實本來現在我們本來就有一些原住民的綜合性貸款還有一些消費性貸款所以我們現在目前大概還有1000多件的原住民貸款在 |
| transcript.whisperx[8].start |
167.833 |
| transcript.whisperx[8].end |
188.324 |
| transcript.whisperx[8].text |
董事長我之所以一直問原保地是因為我諮詢過很多次所以族人很開心很期待也不斷的問我什麼時候上路也許他們有人都已經拿著原保地跑到銀行去問特別是公股銀行所以我才會特別問您土地銀行準備的狀況如何 |
| transcript.whisperx[9].start |
189.705 |
| transcript.whisperx[9].end |
213.607 |
| transcript.whisperx[9].text |
土地銀行平時對原住民貸款可以接了嗎都可以接原保地可以接了只要原住民信用保證基金開始有保證我們就會送件了好就是確定了族人不會回覆我說哎呀我們拿去了被拒絕不會吧不會不會那董事長您剛剛提到對你們跟園民會這些年有合作這個我知道你剛才也一直提 |
| transcript.whisperx[10].start |
214.668 |
| transcript.whisperx[10].end |
239.972 |
| transcript.whisperx[10].text |
那園民會合作的公股銀行有兩家一家是核庫 一家就是土銀那像經濟事業貸款 青年創業貸款微型經濟活動貸款 原住民族事業貸款這四項是你們目前合作的項目可是我就不太明白因為從案件數來看的話 落差很大 |
| transcript.whisperx[11].start |
240.572 |
| transcript.whisperx[11].end |
244.355 |
| transcript.whisperx[11].text |
跟核庫的落差很大以經濟事業貸款來講核庫279件土銀111件清創核庫60件土銀25件微型經濟貸款 |
| transcript.whisperx[12].start |
256.002 |
| transcript.whisperx[12].end |
281.936 |
| transcript.whisperx[12].text |
合庫2119件土銀1203件原住民事業貸款合庫90件你們32件落差很大喔如果從放款金額看那我大致看到的就是其實說實在放款金額也不多啦那合庫5300萬你們是2900萬合庫大約是你們的1.8倍如果是原住民事業貸款的話 |
| transcript.whisperx[13].start |
284.478 |
| transcript.whisperx[13].end |
309.759 |
| transcript.whisperx[13].text |
3500萬對你們的500萬大概合庫是你們的6.3倍差距很大那董事長您可不可以說明一下為什麼有這麼大的差距其實最主要還是要看那個分行的分佈分佈在哪裡那合庫的現在的分行加數大概也是土地銀行的1.5到1.8倍直接所以你們的加數比較少我才149家分行所以可能是因為加數很少分庫的地點 對 |
| transcript.whisperx[14].start |
311.3 |
| transcript.whisperx[14].end |
322.821 |
| transcript.whisperx[14].text |
那董事長我必須這樣子講我也不是找你們的麻煩但是我聽到園民會各地的金融輔導員他們是接到民眾說到土銀比較難 |
| transcript.whisperx[15].start |
328.565 |
| transcript.whisperx[15].end |
341.816 |
| transcript.whisperx[15].text |
他們說比較不友善會被拒絕我在這邊說就是希望您關心了解一下好不好因為我也不知道是真是假啦但是我們就是得到這樣的資訊好嗎 |
| transcript.whisperx[16].start |
343.757 |
| transcript.whisperx[16].end |
359.956 |
| transcript.whisperx[16].text |
那我是這樣子想因為土銀畢竟是百分之百的公股比起核庫那我覺得無論如何我們都有政策性的這個推動的任務沒有道理要比核庫差啦所以我希望你可以了解一下 |
| transcript.whisperx[17].start |
360.516 |
| transcript.whisperx[17].end |
382.974 |
| transcript.whisperx[17].text |
那我最主要呢也是希望說我看到你們的專報寫說也不是沒有工具你們的金融服務你們也在推綠色金融行動方案3.0說要協助綠色跟永續發展的產業取得營運資金那我之前我經常在今晚會質詢我有提到就是以消除歧視為目標說實在啦 |
| transcript.whisperx[18].start |
383.815 |
| transcript.whisperx[18].end |
401.771 |
| transcript.whisperx[18].text |
我們原住民這個五批原則你光是借款人是原住民分數就很低了啦真的是很不友善啦很不利那你問他的資金用途還款來源分數都很低債權的保障分數很低受信長望呢像現在喔我明明覺得 |
| transcript.whisperx[19].start |
402.592 |
| transcript.whisperx[19].end |
426.846 |
| transcript.whisperx[19].text |
露營場合法化了之後很多原鄉的青年都返鄉去做我覺得他也很符合綠色永續啊可是好像沒有被包含在內所以他也不太曉得說這個展望這個獸性到底是怎麼樣有一些人他可能要經營森林啊他需要書法他需要一些資金啊可是好像也沒有被納入所以我是希望說 |
| transcript.whisperx[20].start |
427.947 |
| transcript.whisperx[20].end |
445.014 |
| transcript.whisperx[20].text |
我們應該要對原住民的產業發展有確實的認識然後做出正確的評估董事長您以為呢對 我很在乎委員這樣子說但是因為大概我們因為這種案子做得比較少所以同仁對這個的概念可能就不會那麼的充裕 |
| transcript.whisperx[21].start |
445.774 |
| transcript.whisperx[21].end |
460.085 |
| transcript.whisperx[21].text |
所以我們也希望原民會能夠提供我們一些這方面的資料讓我們同仁知道說這個應該是納在綠色的金融裡面的參考謝謝董事長我很高興聽到您這樣說因為我其實我只是要提醒要讓您了解 |
| transcript.whisperx[22].start |
461.326 |
| transcript.whisperx[22].end |
479.819 |
| transcript.whisperx[22].text |
其實原住民進入到這個所謂的金融市場也不過就這七八十年的事情那又處處像土地的限制法律的限制其實我們很辛苦那我們的財政體質呢我也希望能強化我也希望有一天我們原住民族人不要再依賴政府的政策 |
| transcript.whisperx[23].start |
480.98 |
| transcript.whisperx[23].end |
494.493 |
| transcript.whisperx[23].text |
我都很期待所以我希望我們公股銀行更要去努力所以我是想說是不是可以在一個月之內能夠提出一個書面報告你們可不可以去想一想如何提升協助我們的族人貸款讓他們能夠順利的獲得投入創業 農業 觀光 文化產業等等這些事業的發展董事長可以嗎可以的好 謝謝董事長好 謝謝主席 |