| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/37777873656546756d21840baa0a941953481301b577a5e53ccd2cad39e601c06ddaa78d60d08baa5ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
陳玉珍 |
| 委員發言時間 |
10:47:57 - 10:59:24 |
| 影片長度 |
687 |
| 會議時間 |
2024-12-19T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第2會期財政委員會第11次全體委員會議（事由：一、審查中華民國114年度中央政府總預算案有關金融監督管理委員會、銀行局、證券期貨局、保險局、檢查局收支部分。（僅詢答）
二、審查中華民國114年度中央政府總預算案附屬單位預算營業部分，有關金融監督管理委員會主管中央存款保險股份有限公司。（僅詢答）
三、審查中華民國114年度中央政府總預算案附屬單位預算非營業部分，有關金融監督管理委員會主管：（僅詢答）
(一)特別收入基金－金融監督管理基金。
(二)信託基金－保險業務發展基金。
【預算提案截止時間：12月19日（四）中午12時】
【12月18日及19日二天一次會】） |
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這個我想大家都非常支持這個法案也已經出了委員會那你們應該去追一下為什麼到因為那時候是民進黨的召委這個主持的嘛那為什麼現在到現在這個到底應該你們也是執政團隊應該去詢問一下民進黨團為什麼到現在這個案子都還沒有排上是我們在努力中對啊是到底還有什麼議題嗎因為大家都沒有什麼意見這也是相當好的這個法令 |
| transcript.whisperx[1].start |
25.8 |
| transcript.whisperx[1].end |
47.168 |
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第二本席也肯定你對這個做這個未雨綢繆有關這個當沖降稅這件事情明天的院會如果說是按照民主程序大家都循規蹈矩坐在座位上按表決鈕的話那所有的法案都會循序的是通過或是否決那事實上這個當沖降稅這個大家事實上也沒有什麼朝野各黨派都沒有什麼意見大家也都是支持延長 |
| transcript.whisperx[2].start |
47.948 |
| transcript.whisperx[2].end |
48.329 |
| transcript.whisperx[2].text |
有關金融消費者保護法 |
| transcript.whisperx[3].start |
65.349 |
| transcript.whisperx[3].end |
89.691 |
| transcript.whisperx[3].text |
其實它的範圍很難界定,要看它登記有粗略沒有官方的統計應該是數千家多少家數千家數千,一千、三千、五千這個就是它的邊界數千,反正千家以上嘛因為其實這個定義很難啦沒關係,你們的粗略統計大概有數千家幾千家就對了那幾千家現在應該是屬於經濟部公司法所管的經濟部所主管的嘛 |
| transcript.whisperx[4].start |
90.171 |
| transcript.whisperx[4].end |
90.691 |
| transcript.whisperx[4].text |
有關金融監督管理委員會主管中央存款保險股份有 |
| transcript.whisperx[5].start |
113.902 |
| transcript.whisperx[5].end |
137.196 |
| transcript.whisperx[5].text |
金融消費者保護法你要使用的是第三條本法所定之金融服務業包括銀行、證券、期貨、保險、電子租業及其他金主管機關公告之金融服務業金融服務業你要公告你們要做公告所以你們公告絕對不是一家兩家廠你們公告是這個產業這個比較特別這句話是金融服務業 |
| transcript.whisperx[6].start |
138.257 |
| transcript.whisperx[6].end |
146.588 |
| transcript.whisperx[6].text |
一個產業所以不管是一千家、兩千家我很肯定你們願意把這一、兩千家納入我們今晚會主管的這個範圍其實沒有這個範圍我跟委員報告一下就等於說分兩點一個就那個條文 |
| transcript.whisperx[7].start |
154.859 |
| transcript.whisperx[7].end |
161.08 |
| transcript.whisperx[7].text |
公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告公告 |
| transcript.whisperx[8].start |
180.044 |
| transcript.whisperx[8].end |
205.675 |
| transcript.whisperx[8].text |
所以你認為這麼幾千家還不足以成為一個產業他有分各種各式各樣他其實不是不是一個成型一樣你如果要特別公告那所謂那三家我們所謂的三大這個租賃業齁那那個本來就在你們監管的範圍因為他們是上市櫃公司他們本來就接受你們監管嘛如果你們要把他納入把那三家特別納入欸我覺得你知道你是學者出身嘛齁你知道行政程序法嗎 |
| transcript.whisperx[9].start |
206.956 |
| transcript.whisperx[9].end |
207.656 |
| transcript.whisperx[9].text |
行政程序法第6條 |
| transcript.whisperx[10].start |
225.925 |
| transcript.whisperx[10].end |
236.533 |
| transcript.whisperx[10].text |
這個叫行政法裡頭的平等行為吧對應該是原則是平等行為對原則平等的行為嘛原則平等的行為嘛行政行為我練給你非有正當理由不得為差別待遇嘛所以等則等之不等則不等之嘛這個法務這邊沒有什麼意見嘛對啊這個是我們學我們要學行政法裡頭這個是ABC嘛好那如果這樣的這樣的情況下如果你要特別的管制幾家業者這造成一個不平等 |
| transcript.whisperx[11].start |
253.506 |
| transcript.whisperx[11].end |
266.397 |
| transcript.whisperx[11].text |
我可以同意按照行政法規範你可以全部的這個產業你都列管因為這個消費者金融保護法也是說你要公告是產業而不是特定的家屬不然是造成行政上的不平等 |
| transcript.whisperx[12].start |
268.379 |
| transcript.whisperx[12].end |
283.03 |
| transcript.whisperx[12].text |
事情您回去研究一下我事實上不畏懼任何人說我們接受任何陳情我也是有接受陳情因為本來對的事情就應該做政府的任何行政行為影響到不管各個產業或是本來你們就應該要依法行政 |
| transcript.whisperx[13].start |
283.79 |
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310.448 |
| transcript.whisperx[13].text |
這是最基本原則那還有一點跟委員簡單說明就好就是說我們對融資公司這麼多的公司裡面上次行政院那個政委裡面有做個分工的協調監管會他只會管部分的大型的金融機構你們該管的就是你們照法規定比如上市規定這個屬於你們監管任何一家不管他是哪一家本來就歸你們管但是你們如果按照產業者對產業某幾家挑起來管你們本來在監管裡頭就應該監管這個是你們的 |
| transcript.whisperx[14].start |
313.05 |
| transcript.whisperx[14].end |
327.71 |
| transcript.whisperx[14].text |
合法的監管行為但是如果你要做這個公告你就要按照依法公告這個公告就必須按照法律他的第三條規定的按照產業如果你要把這個產業整個搬到你這邊來公告那個我也是尊重你因為你要管數千家你勇於承擔我也是表示肯定 |
| transcript.whisperx[15].start |
329.432 |
| transcript.whisperx[15].end |
346.483 |
| transcript.whisperx[15].text |
那不可能你就不能做差別行為的待遇這不能做差別行政法規定今天不是變這個因為下去我要有其他議題你們回去法律的研究一下再好好的依法行政研究一下因為我要討論我們今天金門的議題就是我們之前有去考察金門的金融環境 |
| transcript.whisperx[16].start |
348.924 |
| transcript.whisperx[16].end |
359.213 |
| transcript.whisperx[16].text |
在那時候我們做一些相關結論就是說希望您知道金門現在位置特殊在兩岸的這個現在比較冰凍的情況下比如說包括旅遊業也是一樣現在雖然大陸沒有開放到台灣來旅遊台灣也沒有解除禁團領導大陸就是現在兩岸關係算是在觀光產業裡頭是相當冰凍的冰凍的情況下就是兩岸的交流是相對少的就是比較冷非常 |
| transcript.whisperx[17].start |
375.828 |
| transcript.whisperx[17].end |
377.149 |
| transcript.whisperx[17].text |
有關金融監督管理委員會主管中央存款保險股份有關金融監督管理委員會主管中央存款保險 |
| transcript.whisperx[18].start |
392.395 |
| transcript.whisperx[18].end |
392.895 |
| transcript.whisperx[18].text |
附屬單位預算案附屬單位預算案附屬單位預算案 |
| transcript.whisperx[19].start |
415.749 |
| transcript.whisperx[19].end |
443.585 |
| transcript.whisperx[19].text |
兩岸之間不管怎麼樣金融一定會很多交流往來這個無可避免人來來往往或來來往或是這個也有住在那邊的人也有過來反正這個一定有那這個東西也許金門可以扮演一個角色那我很的我看到在我們這個金我們的之前考察結束後有相關的新聞報導以後我看到這個大陸那一邊就是這個台辦那邊國台辦還特別針對這一點有說這個願意和金門同胞共同探索 |
| transcript.whisperx[20].start |
445.013 |
| transcript.whisperx[20].end |
463.593 |
| transcript.whisperx[20].text |
兩岸金融領域融合發展的新入境和新模式這是大陸特別提出來這個事實上我們也從來我們是希望說金融可以在這個東西扮演什麼大陸主動也提出來這個東西那所以在這個部分裡頭我看到陸委會有說法就是說這個部分就是說 |
| transcript.whisperx[21].start |
464.694 |
| transcript.whisperx[21].end |
487.745 |
| transcript.whisperx[21].text |
金融業者赴金門去設點要市場虛動而非政治力量這個我也同意然後接著他說整體政策應該透過這個金管會來演習那陸委會就是說這個至於在兩岸之間是不是在金門這個地方可以扮演什麼角色這個應該是由你們來這個來再做一些研究發展研究啦那這個部分的話你有什麼看法嗎 |
| transcript.whisperx[22].start |
488.505 |
| transcript.whisperx[22].end |
512.342 |
| transcript.whisperx[22].text |
我想我們陳副主委也有參與這次的參訪也有去深入的去跟比如說現場他回來就有說這件事情後來看到的媒體的報導我們後面這些同仁就是我就回去就說這個議題你要先開始來研究一下比如說保險方面說不定讓大陸人到金門去說不定可以買保單啊什麼的這個也是增進我們產業的發展這是都是有可能的 |
| transcript.whisperx[23].start |
513.022 |
| transcript.whisperx[23].end |
519.688 |
| transcript.whisperx[23].text |
所以我們現在就請同仁你們去研究一下啦這個再給我一個到時候給我們一個大家來看怎麼樣讓這個在兩岸之間金門扮演這個角色說在旅遊觀光這方面這個也看能不能也幫助我們國內也會有業者說不定有這樣的需求有人對金門很關心我們這是當然金門的立委 |
| transcript.whisperx[24].start |
532.939 |
| transcript.whisperx[24].end |
533.319 |
| transcript.whisperx[24].text |
委員也是法律專家,我們講形其無形 |
| transcript.whisperx[25].start |
556.3 |
| transcript.whisperx[25].end |
577.879 |
| transcript.whisperx[25].text |
政府的公權力不是為了裁判而且如果單只兩年就說怎麼樣這我覺得也是很特別我想這個完全沒辦法這樣比你我上任就講過其實監理不能鬆但是發展不能忘這個我也肯定你你是這樣業界有很多肯定說事實上這個希望有一個創新的改變不過對於應該合法遵守的 |
| transcript.whisperx[26].start |
582.003 |
| transcript.whisperx[26].end |
597.86 |
| transcript.whisperx[26].text |
就是很多東西應該合法遵守我舉例齁那個我沒有接到具體的檢舉齁課外公司齁在有價證券這個買賣這個管理也是齁這是屬於是不是準用我國證交法是嘛齁然後這個有公有民眾具體齁檢舉課外公司明顯違反證交法像金管會舉發聽說你們不管啊 |
| transcript.whisperx[27].start |
599.642 |
| transcript.whisperx[27].end |
621.882 |
| transcript.whisperx[27].text |
沒有我想這已經進入到司法程序了對那進入司法對下一個問題就是如果已經涉及刑事責任那當然刑事上我們檢調單位他應該負責嘛那在你們行政上來講今晚後來也不用管了嗎沒有我們當然會去研究這個案例因為這個是在境外的合併案是境外的合併案不只一個啦我這邊手上好幾個檢舉的案例啦我的意思是說我的意思是說 |
| transcript.whisperx[28].start |
623.231 |
| transcript.whisperx[28].end |
644.311 |
| transcript.whisperx[28].text |
刑事的部分．調查有很多種．監管管理有很多種．刑事．法律上有刑事的．有行政的．刑事的我們交給檢調單位去．你們理由事實上也有檢察官．你們也有相關．你們也可以去調查．但是到了行政的部分．是不是你們就應該還是應該進行行政上的監管呢．還是你就真的你商人以後．就開始變成如大家所說．開始不管了． |
| transcript.whisperx[29].start |
644.691 |
| transcript.whisperx[29].end |
646.994 |
| transcript.whisperx[29].text |
有關金融監督管理委員會主管中央存款保險股份有 |
| transcript.whisperx[30].start |
659.688 |
| transcript.whisperx[30].end |
679.813 |
| transcript.whisperx[30].text |
我們手頭上有相當多的這個這個不管是民間來的這個檢舉案件所以我們會一一的跟你們資料提供給你們希望你們要確實的這個監管當然我們依法辦理一定要依法辦理謝謝謝謝委員謝謝好謝謝陳一尊召委謝謝彭主委 |
| IVOD_ID |
158249 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/158249 |
| 日期 |
2024-12-19 |
| 會議資料.會議代碼 |
委員會-11-2-20-11 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
2 |
| 會議資料.會次 |
11 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.標題 |
第11屆第2會期財政委員會第11次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2024-12-19T10:47:57+08:00 |
| 結束時間 |
2024-12-19T10:59:24+08:00 |
| 支援功能[0] |
ai-transcript |