| IVOD_ID |
156293 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/156293 |
| 日期 |
2024-10-30 |
| 影片種類 |
Clip |
| 開始時間 |
2024-10-30T11:06:33+08:00 |
| 結束時間 |
2024-10-30T11:16:56+08:00 |
| 影片長度 |
00:10:23 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/da0d5cdf8d126adee369eb0f2413e63667ff13663af3209e94934db31926c30055ea099cd124814b5ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
顏寬恒 |
| 委員發言時間 |
11:06:33 - 11:16:56 |
| 會議時間 |
2024-10-30T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第2會期財政委員會第5次全體委員會議（事由：一、邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢。二、繼續審查「證券交易稅條例」5案：(一) 行政院函請審議「證券交易稅條例第二條之二及第十二條條文修正草案」案。(二) 本院委員羅明才等20人擬具「證券交易稅條例第二條之二條文修正草案」案。(三) 本院委員賴士葆等25人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」案。(四) 本院委員伍麗華等19人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」案。(五) 本院委員邱志偉等19人擬具「證券交易稅條例第十二條條文修正草案」案。三、審查「證券交易稅條例」5案：(一) 本院台灣民眾黨黨團擬具「證券交易稅條例部分條文修正草案」。【本案如經院會復議，則不予審查】(二) 本院委員林楚茵等19人擬具「證券交易稅條例第二條之二條文修正草案」案。(三) 本院委員李坤城等22人擬具「證券交易稅條例第二條之二條文修正草案」。【本案如經院會復議，則不予審查】(四) 本院委員賴惠員等37人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」案。(五) 本院委員蔡易餘等16人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」。【本案如經院會復議，則不予審查】四、審查金融監督管理委員會函送「延長調降當日沖銷交易稅之稅式支出評估報告」及「研商延長調降當沖交易證券交易稅實施期間」公聽會之會議紀錄案。五、討論中華民國114年度中央政府總預算案（含附屬單位預算及綜計表－營業及非營業部分）審查日程暨審查分配表草案。【10/30及10/31，兩天一次會】） |
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主席各位列席官員大家好主席有請經管會彭主委好彭主委 |
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主委好終於等到金管會的業務報告了開業一個多月了我們都持續關注金管會的業務內容謝謝委員關心先跟主委討論一個嚴肅的議題因為新聞報導我們的金管會我們的行政體系下上級主管利用自己的權力去打壓、苛責這個基層的員工 |
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保發中心保發中心的更誇張這個霸凌公獨森導致公獨森跳樓發生這個遺憾的事情本身公獨森那就是 |
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一個弱勢家庭一個弱勢家庭那課業他當然就是說好不容易考上了北科大那也很努力認真但是因為主管的霸凌要求他學生說課業事業二選一他甚至於還直言說寶寶中心是中央單位不是地方的地方管不到那導致最後這個 |
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這個我們的這個工讀生就這樣子跳樓往生了我要請教主委就是說在工作能不能繼續讀書應該可以嘛對不對我相信活到老學到老在任何一個時期任何一個工作環境都可以自修都可以念書都可以學習除非說金管會特別不可以不會這樣子吧 |
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不會啦當然當然這些事情之後主管就是董事長請辭然後主管也被處分但是我覺得說事後當然這個懲處一定要但是問題是說能夠挽回什麼能夠表達什麼再多的這些撫恤啊還是一些補償 |
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都沒有什麼意義就父母來講拉拔小朋友辛苦的從出生到長大成人到就業這個過程我這個不用多講沒有什麼東西可以交換的那事後的這些撫恤啊這些能夠做到什麼我相信沒有人可以說啦可以說得很 |
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很清楚但是我們看到這個保化中心發的聲明稿說什麼會全面檢視內部的制度啊員工申訴管道啊同仁這個保障員工權益的這個機制這當然要做不是只有保化中心我相信就是全部都要做就是我們轄下的有關的希望未來中央不只是中央機關因為我們現在在中央所以我們要求的是中央機關我們希望說 |
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做一個典範那我們的要求跟我們的進步機制的提升還有這個整個控管控管防止這些憾事再次的發生可不可以主委是 報告委員剛才其實委員講的我們心情也都非常沉重那件事情我心情知道以後立刻請保安局還有保發中心一定要投訴他們也迅速的做出回應當然 |
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236.415 |
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委員剛才講了這一條年輕的生命是沒辦法挽回我們是非常非常的遺憾我們也像剛剛委員講我們就立刻說亡羊補牢不可以再允許這種事情再發生一條人命就這樣消失那所以我們也請開始立刻請所有單位清查我們所有的周邊單位有沒有類似的這樣的一個辦法或是一個機制不要讓剛才講那個憾事再度發生對所以我們已經 |
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265.896 |
| transcript.whisperx[10].text |
在10月11號已經通令所有的單位已經開始就是我們也訂立一個參考範本請所有我們的周邊單位都要去按照這個方式來執行對好主委我們不是要口號我們也當然當然不是只要一個宣示我們要的是作為好不好好再跟主委請教十知十父新制在10月1號上路那未來民眾購買的這些醫療十知十父的保單 |
| transcript.whisperx[11].start |
267.057 |
| transcript.whisperx[11].end |
291.907 |
| transcript.whisperx[11].text |
真正落實到一個正本理賠損害補償原則那每次的醫療行為所得到的理賠總額必須要在該次醫療的總費用為限就是最高不會超過這個總費用那如果買兩家保單那第二家第二家這個時資時付的保單就只能夠付那個差額不足的部分那這個 |
| transcript.whisperx[12].start |
295.171 |
| transcript.whisperx[12].end |
315.603 |
| transcript.whisperx[12].text |
這立場是對的那我也表示支持那對於不孝人是說藉由生病來賺錢這個部分那如果新制實施之後有許多民眾還是會藉由第二張保單理賠他生病期間所產生的隱形損失我講的是真正的損失 |
| transcript.whisperx[13].start |
316.383 |
| transcript.whisperx[13].end |
331.54 |
| transcript.whisperx[13].text |
然後他真正需要付出的部分比如說沒有去上班小孩子生病要照顧請假房貸要付這一些的部分生活費的花費甚至有些是比如說他身障 |
| transcript.whisperx[14].start |
333.321 |
| transcript.whisperx[14].end |
340.047 |
| transcript.whisperx[14].text |
行動部方面沒有辦法坐公車必須要坐計程車這些產生的實際支出保險業者能不能將類似支出也納入保險的內容 |
| transcript.whisperx[15].start |
348.914 |
| transcript.whisperx[15].end |
375.976 |
| transcript.whisperx[15].text |
那時間有限我先一次的所以在這個11日上路的這種時知時負的心智我認為說這是一個重大的改革但是實際需求與困境這一部分保險我們要保障患者基本權益的部分能不能在時知時負的範疇之內考量更多真正的實際支出這就是值得我們探討的問題所以 |
| transcript.whisperx[16].start |
378.078 |
| transcript.whisperx[16].end |
395.469 |
| transcript.whisperx[16].text |
希望保險業者說主委你們要求說保險業者能夠根據民眾的實際狀況實際狀況靈活的調整保單內容而不是說一個制度的枷鎖就是把他綁得硬梆梆的什麼都不能變那這樣子的話就 |
| transcript.whisperx[17].start |
397.15 |
| transcript.whisperx[17].end |
397.951 |
| transcript.whisperx[17].text |
法定人數不足 |
| transcript.whisperx[18].start |
418.345 |
| transcript.whisperx[18].end |
444.84 |
| transcript.whisperx[18].text |
得到不應該得到的金額那我想這個政策就這樣推動對主委你說的是不應該得到的這個報酬對對對但是我們講的就是另外假設實質的費用不是醫療費用的部分隱形的這些隱形的成本這個的話就是我會請保局再思考那另外一個就是其實上我們的商品醫療型有很多種類型假設他是除了實質支付以外他有購買定額給付型的話他就可以用來支付這一塊假設現在他來不及的話他可以來做 |
| transcript.whisperx[19].start |
445.58 |
| transcript.whisperx[19].end |
460.171 |
| transcript.whisperx[19].text |
做這件事情當然剛剛那委員提到那個部分有沒有可能擴及到醫療費用其他的費用叫做是一個明確而且是真的必須的這部分我會請保局再來演繹這個相關的方法 |
| transcript.whisperx[20].start |
462.018 |
| transcript.whisperx[20].end |
481.03 |
| transcript.whisperx[20].text |
好好 處委這個要拜託您了那另外再一件事就是說我們再請教你我們上一次上個會期啊我有跟你討論過防止遊戲點數詐騙的議題是是是那你們提出當時你們提出一個3000塊以上24小時延遲入帳的方案那 |
| transcript.whisperx[21].start |
483.291 |
| transcript.whisperx[21].end |
508.657 |
| transcript.whisperx[21].text |
我那時候說這個方案很老民希望你們回去好好檢討那前幾天你們將討論過後的這個方案就是改由發卡行強化遊戲點數交易即時封控這個部分那我的疑問就是說本來發卡行他就已經在有做這些即時封控啊還有做這些管制啊 |
| transcript.whisperx[22].start |
510.586 |
| transcript.whisperx[22].end |
530.201 |
| transcript.whisperx[22].text |
是不是因為時間過了那麼久變成說我們金管會老實講讓我們很失望因為這麼長的時間沒有一個有效的作為它只是在這個沒有具體的作為然後只是在上面文字上面加個叫強化 |
| transcript.whisperx[23].start |
531.341 |
| transcript.whisperx[23].end |
552.702 |
| transcript.whisperx[23].text |
當原本已經在做的單位,他們已經在執行這些封控,還交給他們做交給他們做,他們也是不出隊就在做啊,他們可以做什麼不公的出來嗎?那裡面有一些不一樣,就是說那個現在因為我們的遊戲業者跟銀行正在做一個計畫做一個聯防機制,因為畢竟剛剛講 |
| transcript.whisperx[24].start |
554.321 |
| transcript.whisperx[24].end |
569.495 |
| transcript.whisperx[24].text |
三千塊全部都不同意都要延後二十四小時確實剛剛提出以後銀行公會提出這個建議以後引起很多人家不便那我們先回到一個我們的瘋狂錯誤但是剛剛提到我們還是希望銀行員跟遊戲業者有一個 |
| transcript.whisperx[25].start |
570.296 |
| transcript.whisperx[25].end |
598.556 |
| transcript.whisperx[25].text |
做一個聯防機制讓他這個東西真的在詐騙的人能夠得到一些控制這部分我們正在處理因為這個詐騙無所不在是的每天我們現在在講話的時間這個時間當中或許也有為數不少的人被受到詐騙金額不一不要以為說OSA沒有人在用這種什麼很low的方法還是那種傳統的方式什麼都有是真的好不好 主委是 沒問題 |
| transcript.whisperx[26].start |
599.436 |
| transcript.whisperx[26].end |
603.499 |
| transcript.whisperx[26].text |
這個部分一定要穩定要穩定穩定穩定穩定穩定穩定穩定穩定穩定穩定穩定穩定穩定穩定穩定 |