| IVOD_ID |
150747 |
| IVOD_URL |
https://ivod.ly.gov.tw/Play/Clip/1M/150747 |
| 日期 |
2024-04-01 |
| 會議資料.會議代碼 |
委員會-11-1-20-6 |
| 會議資料.會議代碼:str |
第11屆第1會期財政委員會第6次全體委員會議 |
| 會議資料.屆 |
11 |
| 會議資料.會期 |
1 |
| 會議資料.會次 |
6 |
| 會議資料.種類 |
委員會 |
| 會議資料.委員會代碼[0] |
20 |
| 會議資料.委員會代碼:str[0] |
財政委員會 |
| 會議資料.標題 |
第11屆第1會期財政委員會第6次全體委員會議 |
| 影片種類 |
Clip |
| 開始時間 |
2024-04-01T10:00:21+08:00 |
| 結束時間 |
2024-04-01T10:11:52+08:00 |
| 影片長度 |
00:11:31 |
| 支援功能[0] |
ai-transcript |
| video_url |
https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/01d093d00f1a07c01f94e46fb0df2188ee14ad7ded5d841af8ba9b0039caa7a685ef96e8213ea40c5ea18f28b6918d91.mp4/playlist.m3u8 |
| 委員名稱 |
郭國文 |
| 委員發言時間 |
10:00:21 - 10:11:52 |
| 會議時間 |
2024-04-01T09:00:00+08:00 |
| 會議名稱 |
立法院第11屆第1會期財政委員會第6次全體委員會議（事由：邀請財政部莊部長翠雲、金融監督管理委員會黃主任委員天牧、內政部、國家發展委員會就「如何積極推動金融業投注國內公共建設，並達成社宅百萬戶之政策目標」進行專題報告，並備質詢。
【4月1日及3日二天一次會】） |
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| transcript.whisperx[0].start |
1.733 |
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10.781 |
| transcript.whisperx[0].text |
法制法制我想主要排這個題目的最關鍵的原因是就絕對數來說不管跳或有沒有跳票的問題就絕對數來說我們看到的這個完工數統計起來就是29182萬是 |
| transcript.whisperx[1].start |
17.166 |
| transcript.whisperx[1].end |
38.956 |
| transcript.whisperx[1].text |
我覺得緩不濟急、供不應求有這種現象幾個數字來看第一個從房租物價指數來看的話現在創歷史新高已經105.37而且連續兩年增加2%去年2.16創下新高27年租金最高第二個數字就是房價所得比9.61倍也超過國際標準4.6倍而且是越來越高 |
| transcript.whisperx[2].start |
43.658 |
| transcript.whisperx[2].end |
62.058 |
| transcript.whisperx[2].text |
第3房貸負擔率高達40.25% 超過合理標準30%第4社會住宅率的重簽率非常之低 台北只有5.7% 新北13.95% 六都平均不到15% |
| transcript.whisperx[3].start |
64.272 |
| transcript.whisperx[3].end |
87.631 |
| transcript.whisperx[3].text |
這是公僕應求嘛大家都想要去住而且他最多最多只能住多少年住6年若是現在可以到12年若是的部分但一般而言3加3是6年那也就是說呢你如果要達到呢即便買不到房子你要達到另一個可能性就租者有其屋的這種目標的話也是也很看起來非常的遙遠那我稍微去看了一下齁 |
| transcript.whisperx[4].start |
89.934 |
| transcript.whisperx[4].end |
100.366 |
| transcript.whisperx[4].text |
這個520的新的總統他要定出一個25萬戶的這個目標以照目前為止這個速度你真的有把握在後面的4年當中25萬戶全部完工嗎? |
| transcript.whisperx[5].start |
102.487 |
| transcript.whisperx[5].end |
125.442 |
| transcript.whisperx[5].text |
不是晚購跟委員報告：其實蓋房子就是需要時間：包括決標之後：包括決標：依照你的定義如果包括決標之後：可以：可以喔：你這種有信心先好了我對你非常：不過跟委員報告可是就實際上：我們現在一年其實可以決標近兩萬戶因為前面比較慢現在組織已經建立起來部隊建立起來所以一年可以決標近兩萬戶現在速度有在加快 |
| transcript.whisperx[6].start |
126.002 |
| transcript.whisperx[6].end |
150.148 |
| transcript.whisperx[6].text |
所以說後面8年其實乘以2是16萬所以12加16其實可以到28啦所以我們到25花次我相信業務選手可能會有加速的效果但是就實務上來說本席在推動這個社會住宅爭取的過程當中在土地取得的部分往往要花很多的時間啦是 土地才是關鍵一面是台塘的土地來取得的話你都要經過專案的變更花費不少的時間 |
| transcript.whisperx[7].start |
152.489 |
| transcript.whisperx[7].end |
170.203 |
| transcript.whisperx[7].text |
但是現在其實這個機制也都建立起來所以說為什麼我們要把整開區施力重劃區段徵收要要求3%到5%要未來作為社會主宰儲備用地我跟你講你那底廢地的3%到5%對你這個說法來說的話以前台南市政府現在就有把新的開發區的底廢地5%要拿出來興建的時候 |
| transcript.whisperx[8].start |
171.482 |
| transcript.whisperx[8].end |
188.614 |
| transcript.whisperx[8].text |
不好意思,旁邊的住宅全部都反對啊。旁邊的住宅全部都反對,你根本蓋不成。這就是問題出於在速度的部分啊。花次,也就是說你將來的這個新的開發區的5%的話,你如果沒有蓋在建商之前的話,你蓋在建商之後,我跟你講,你那5%不會啦,不會不會不會。 |
| transcript.whisperx[9].start |
191.235 |
| transcript.whisperx[9].end |
196.877 |
| transcript.whisperx[9].text |
那是過去的一些不當的標籤觀念,其實現在社宅的品質越來越好啊。 |
| transcript.whisperx[10].start |
216.065 |
| transcript.whisperx[10].end |
233.837 |
| transcript.whisperx[10].text |
這有什麼好處避免因為標籤化沒有辦法蓋的城避免還有什麼你真正社會住宅你速度要加快才能達到壓抑房地價的效果嘛是不是嗎你另一個目標是這樣子啊所以速度慢就是整個社會住宅目前令人最憂心的地方有兩個數字讓花次參考一下 |
| transcript.whisperx[11].start |
235.619 |
| transcript.whisperx[11].end |
252.793 |
| transcript.whisperx[11].text |
首先,如果從時間的建造方式,你剛剛這樣講,我事實上仔細去推,推起來的結果,你如果說用這個時間的壓力來算的話,你至少要花多少時間呢?要花將近半世紀以上才有可能。不會,不會,我認為這個計算有問題。 |
| transcript.whisperx[12].start |
254.655 |
| transcript.whisperx[12].end |
254.855 |
| transcript.whisperx[12].text |
主席 |
| transcript.whisperx[13].start |
272.333 |
| transcript.whisperx[13].end |
301.352 |
| transcript.whisperx[13].text |
第一個我跟委員報告社宅新建完工的時間大概就是那個例如說1、2年可能再加4到5年這12萬就會完工了那就是加4到5年因為蓋房子需要這樣的時間所以不會到51年這樣對我剛剛就看到財政部財政部就舉一個例子我請部長上來一下財政部剛剛就有一個BOT的案子BOT的案子以新北市的案子當中他3年就完工了嘛那為什麼有其他的方式可以複製的情況底下可以速度之下會讓民間的力量導入 |
| transcript.whisperx[14].start |
303.113 |
| transcript.whisperx[14].end |
328.587 |
| transcript.whisperx[14].text |
為什麼沒有辦法加強的推動呢?這個部分其實是那個年代因為不缺工不缺料 經營造成本很低所以說那時候是可以比較快那如果是諸多東西推動的話 讓人家擔心這個情況沒有辦法改善嗎?這個不會 不會 不會 這個我很放心 那另外錢的部分實質上現在我們大概都是用融資的方式來做 那未來當然我們不排除 |
| transcript.whisperx[15].start |
329.327 |
| transcript.whisperx[15].end |
347.159 |
| transcript.whisperx[15].text |
那發言這麼有信心那我問你嘛就明年520之前你可以達到幾戶嘛我就問你這個目標嘛你明年520之前我就算520之後到明年520之前一年之內嘛新建的部分再增加嗎我們大概一年就可以增加2萬啦新建的部分就會增加2萬包租貸款可以增加2到3萬 |
| transcript.whisperx[16].start |
348.6 |
| transcript.whisperx[16].end |
363.985 |
| transcript.whisperx[16].text |
先不談包装要講比新建完成還有加上你說審議也可以達到幾萬戶新建完成嗎?新建完成我可能要再算一下啦因為發包要跟前面已經有發包他才可能新建完成嘛對那你就估計一下嘛好我再估計再一年多嘛還有一年多 |
| transcript.whisperx[17].start |
365.745 |
| transcript.whisperx[17].end |
389.411 |
| transcript.whisperx[17].text |
應該可以一年可以增加一萬戶以上一年可以增加一萬戶以上是所以到明年為止的話就可以新建完成就可能到三萬多戶可能四萬多快五萬快四萬多快五萬這就是你目標嗎是那我們就以這個目標來檢驗你的成績接下來我們請那個部長部長這BOT的部分我們的業主是不是都有一個心態啊 |
| transcript.whisperx[18].start |
390.411 |
| transcript.whisperx[18].end |
417.043 |
| transcript.whisperx[18].text |
我們的那個公部門都有一個心態就是他想要當業主啊不想要那不想要透過民間的資金來創造這個公共設施有沒有可能這個可能性當然我們希望是說呃主辦也就是政府機關他推出的公共建設經過評估以後可行性評估以後我們希望盡量是走以促餐的模式也就是引進民間的資金沒有促餐法已經都通過了啦我希望促餐法能夠達到實際的效果 |
| transcript.whisperx[19].start |
417.483 |
| transcript.whisperx[19].end |
417.603 |
| transcript.whisperx[19].text |
黃主委請 |
| transcript.whisperx[20].start |
439.285 |
| transcript.whisperx[20].end |
450.183 |
| transcript.whisperx[20].text |
主委好,那個今天那個報紙上有報說我們財政委員會另一個召委有邀請這個瘦嫌業去吃飯那我不曉得問一下主委這個保險局長有給你報備沒有? |
| transcript.whisperx[21].start |
451.991 |
| transcript.whisperx[21].end |
480.398 |
| transcript.whisperx[21].text |
他有跟我提說趙偉翔想讓財委會新的委員認識一下業者你知情嘛我知道你知道這件事情嘛那主委你知道嗎就我的了解齁4月11號齁在這個喜來登成員B1這個餐廳齁時間、地點、日期都已經OK了還有一攤監控的攤你知道嗎我不知道你不知道而且是不只是局長的層級勒還是局長還沒跟你報告 |
| transcript.whisperx[22].start |
481.598 |
| transcript.whisperx[22].end |
506.45 |
| transcript.whisperx[22].text |
我不曉得你不曉得還是裝修局長會曉得這個他沒有邀請還沒有這個所以已經在邀約了已經約好這個有跟我提過但是沒有跟你提過所以說那如果是保險局的拖完之後又變成是銀行局的拖又排一場那接下來是不是換政期局張振山也要排一場那這安排這個飯局就變金管會的經常業務囉 |
| transcript.whisperx[23].start |
508.342 |
| transcript.whisperx[23].end |
522.438 |
| transcript.whisperx[23].text |
我想跟委員報告當時召委是說我的對轉述是說才會有新的委員希望能夠有機會新的委員在這邊就可以認識了啦我覺得此風不可漲啦我們如果說今天有針對特定主題 |
| transcript.whisperx[24].start |
524.98 |
| transcript.whisperx[24].end |
539.797 |
| transcript.whisperx[24].text |
然後特定的這個政策要做溝通的話其實金管會出面會比較適合一點啦不用去安排聯誼金管會不是金管聯誼會啦好不好好謝謝委員我想早上也說我們會參考委員的意見好主委那我們今天回來今天的主題齁 |
| transcript.whisperx[25].start |
540.718 |
| transcript.whisperx[25].end |
562.599 |
| transcript.whisperx[25].text |
今天主題當中因為我們都知道受選人在海外避險成本過高可是受選業一直在強調說這個要如何減少受選在海外的這個投資這個成本希望金管會降低這個外匯、幣匯成本那這樣的情況底下是不是又鼓勵更多的海外資金不回來然後這樣會不會形成一個二項循環你對這個業者呼籲你的看法怎麼樣 |
| transcript.whisperx[26].start |
563.889 |
| transcript.whisperx[26].end |
587.952 |
| transcript.whisperx[26].text |
其實保險資金去國外也是一個相對不得已的選擇因為我們國內沒有我們的在固定收益市場國內不夠大所以必須他的商品要期間跟收益力對match他只能到國外去所以今天的題目趙委員提得很好如果我們多一點適合保險業投資的公共建設他就可以留在台灣了 |
| transcript.whisperx[27].start |
588.953 |
| transcript.whisperx[27].end |
617.187 |
| transcript.whisperx[27].text |
對,那投資標的當然不是金管會在主管這可能是國發會的高副主委請上來一下有沒有可能金管會把現在的這個資金過剩的這個問題的問題請國發會來成立一個小組的可能性來面對這個問題因為國外的資金移出去當然不會造成國內的資金過剩的情況底下雪上加霜可是一直放在海外也一直有問題嘛對主委這個部分能不能請高副主委能夠費一個心思啊 |
| transcript.whisperx[28].start |
618.393 |
| transcript.whisperx[28].end |
647.626 |
| transcript.whisperx[28].text |
副主委我想我們國發會願意跟那個財政部跟相關部會合作看看在盤點上有哪些公共建設適合放在初三的案件裡面對我覺得高副主委今天特別邀請國發會來原是希望你們成立一個類似的專案小組邀請相關的這個部會來處理這個問題這個問題真的是越來越嚴重那我本席也有提案因為相關的問題我不想耽誤太多的時間後續的部分再進行討論那主委你是不是要補充一下主委 |
| transcript.whisperx[29].start |
648.286 |
| transcript.whisperx[29].end |
675.784 |
| transcript.whisperx[29].text |
我想如果我剛剛有報告過像如果我們現在盡量在制度上能夠提供用品都做了重點是保險公司要找到可以投資的標的那如果國會這邊能夠重整能夠鼓勵地方政府或像為此也是一個方式那我覺得這個促成供需之間的媒合是好的事情對就是類似我們已經開始漸進有更多的機制形成這種情況底下國會都在統籌做一個政策性的宣示的話或許速度會更快一點謝謝主委 |
| transcript.whisperx[30].start |
680.068 |
| transcript.whisperx[30].end |
682.731 |
| transcript.whisperx[30].text |
好我們結束郭國文委員的質詢 |